Jennefromdablock

Most people start house hunting before they understand their position.

That's not wrong. It's just a harder way to do it.

When you know your numbers first, open homes feel different. You're not guessing. You're assessing.

Here's what's worth knowing before you start:

☐ Your borrowing position — what a lender is likely to offer based on your income and expenses
☐ Your deposit — how much you have, and whether it covers what you're looking at
☐ Your repayment comfort — not the maximum you can borrow, but what feels sustainable month to month
☐ Your existing commitments — debts, buy now pay later, regular expenses that affect your capacity
☐ Your next step — whether that's saving more, getting pre-approval, or just having a conversation first

You don't have to have everything sorted to start asking questions.

That's what I'm here for. Message me anytime.

A lot of people start a new month feeling behind. 👀🏡

Like they should already have:
• a deposit sorted
• a full plan
• all the answers

But buying a home doesn’t always start with being “ready.”

Sometimes it starts with:
• asking one question
• understanding your position
• getting clearer on what’s actually possible for you

Rushing creates pressure.
Understanding creates direction.

And honestly? That changes the whole experience.

💬 Message if you want to talk through your next step.

TAUTAI MEMBER FEATURE 🌺

With over 20 years experience in the financial industry, Jenny is passionate about supporting Pasifika and Māori communities with expert mortgage advice for first home buyers and property investors.

Book now to make home ownership possible:
https://vegalend.co.nz/jenny-matano