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10/11/2023

Firstly, in order to win new partners and obtain large volumes of purchases, sellers give significant discounts to customers. While this approach may seem reasonable at first glance, a closer look reveals that the transactions sometimes go to zero, and sometimes bring losses to the company. For example, a company sells a batch of products to a client for a total of 1,000,000 rubles. The difference between the purchase and sales value of the products, including transportation costs, is 5%. At the same time, if a sales employee gives the client a 2% discount, it seems that the company should still earn 30,000 rubles on this transaction. But upon closer and closer examination, it turns out that an important point was not taken into account in this scheme. In addition to variable costs on the marginal profit from the transaction of 5% is a part of fixed costs (rent of office and warehouse, salary part of the salary of the company's employees, etc.) in the amount of 25 000 rubles. As a result, the real income from one transaction for the amount of 1 000 000 rubles is 5000 rubles. And that is provided that the client pays on time. Of course, the above example contains a somewhat simplified and hypertrophied model, but it faithfully conveys the essence of the issue.

10/11/2023

Accounts receivable can be divided into normal and unjustified accounts receivable. Normal receivables are receivables that have arisen within the framework of the organization's existing credit policy, established standards for assessing the creditworthiness of customers and within certain credit limits for counterparties. Unreasonable receivables are receivables resulting from violation of the organization's established requirements of regulations and norms of granting deferred payment to counterparties, as a result of violation of the procedure for the release of inventory, etc.

10/11/2023

At the same time, the sales department is fully engaged in the realization of products. The employees of the manager Ivan Ivanovich are constantly set tasks to increase sales volumes, develop new regions and increase turnover. In an effort to fulfill the tasks set by the manager, the sales staff establish new contacts and work with more and more customers, providing deferred payment and various discounts. And such seemingly laudable zeal in some cases becomes the cause of many problems.

09/11/2023

However, as a rule, the business owner is the best employee of his company. And he is a multi-tasking worker: he is both a maker and a reaper, and he plays the tune. And the order can fulfill itself, and with the client to communicate, and the client will answer the call if necessary, and the necessary contract itself will draw up, and the accounting partially leads, and in the site to poke around capable, and a lot of other routine tasks to solve in the state. And often solves - because everyone else around them cope with them much worse! Or slower, or wrong, and have to redo. So our businessman digs into the current work of his company day after day, rolling up his sleeves. And, naturally, he is proud that he is the best "technician" in his company! Often not realizing that he is the weakest link that hinders business development. Because the more technical, routine work the manager takes on himself, the more the enterprise starts to stall.

09/11/2023

Let's say you devote 40 hours a week (8 hours a day) to this, that is, you work 184 hours a month, and your monthly income is 100,000 rubles. So, the cost of 1 hour of your work is only 543 rubles. If you use the principles of system building and reduce your working hours from 40 to 4(!) hours per week, your labor productivity will increase to 5430 rubles per hour! You can spend the remaining time to copy this business model and proportionally increase your monthly income.

09/11/2023

Money circulation is the circulation of money flows in cash and non-cash form. This movement is possible because someone has a surplus of money (supply) and someone feels a need (demand). Money circulation serves the flow of goods, works and services, and it is through it that the financial system functions (accumulation and redistribution of resources). After all, it is impossible to pay a military man's allowance and a teacher's salary with a portion of the output of a large tractor factory - the taxpayer. He pays taxes in monetary form, in monetary form these funds go to the budget, and in the same form they go to the military man and the teacher. Therefore, monetary circulation is the blood vessels for the financial system.

08/11/2023

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