Deca Homes by Rhey Navarro

Freelancer or Virtual Assistant ka?
Akala mo ba hindi ka makaka-qualify sa housing loan?

Ang sagot: Pwede.
Pero mas strict lang ang requirements compared sa regular employees.

Kasi wala kang fixed employer, kaya mas tinitingnan ng lenders ang financial consistency mo.

📌 1. Proof of Income
Hindi lang payslip ang basis.
Pwede mong ipakita:
➡️ client contracts
➡️ invoices
➡️ remittance records
➡️ online job platform earnings

Importante dito: consistent ang kita mo buwan-buwan.

🏦 2. Bank Statements
Isa ito sa pinaka importante.
Dapat makita na:
✔️ regular ang pumapasok na income
✔️ may financial stability
✔️ hindi puro deposit lang minsan-minsan

Mas solid ang approval kapag clear ang cash flow.

📁 3. Financial Records
Mas prepared ka, mas mataas chance ma-approve.
Pwede kasama:
➡️ tax documents (if available)
➡️ business registration (kung VA agency or freelance business)
➡️ savings history

📌 REMINDER
Hindi problema ang pagiging freelancer o VA.
Ang mahalaga:
✔️ documented ang income
✔️ consistent ang earnings
✔️ kaya ang monthly amortization

Gusto mo malaman kung magkano ang pwede mong ma-loan as freelancer or VA?
Message us now at i-breakdown natin based sa budget mo.🔥
09654307463 phone | Viber | WhatsApp

😉Follow for more real estate and housing loan tips!

What could be more beautiful...
LOVE Loan or BANK FINANCING? 🤔🏡

It depends on your goal, income, and budget. 💯

But this is their biggest difference 👇

✅ LOVE LOAN
More suitable for:
✔️ want lower monthly
✔️ long-term payment
✔️ first-time homebuyers
✔️ minimum to middle income earners

Because in LOVE:
✔️ Interest is usually lower
✔️ can be up to 30 years
✔️ the required income is lower
✔️ pwede combine income or co-borrower

That's why a lot of people are getting a house even if they don't have a huge salary. 🙏

BUT...
Because it's a long term,
the total interest is bigger if you prolong it. 😅

✅ BANK FINANCING please
More suitable for:
✔️ high income
✔️ I want to finish the loan immediately
✔️ have business or big cash flow
✔️ want faster processing sometimes

Usually:
✔️ mas maiksi term
✔️ higher monthly
✔️ but possible smaller total interest if you get paid quickly

BUT...
sometimes it's more strict in approval and income requirements. 👀

That's why it's impossible to say:
‘The bank is always nicer’
or
'LOVE is always more beautiful. ’

The real question:
👉 What suits your CURRENT financial situation?

Because sometimes...
It's okay to have a low monthly so you won't be burdened while increasing your income. 💯

And remember...
whatever financing it is,
the important thing is:
✅ you can stand on it
✅ enter the budget
✅ and you are not choked on monthly

Because the goal just can't be approved...
The goal is to pay off comfortably while you are still growing your life and your family. 🏡✨”

📩 “Message us to know what financing is best for your income and goals! ”

Mr.Rhey Navarro
09654307463

Metro Manila (Pasig, Ortigas)
RENT TO OWN NA! KAYA MO NA MAGKABAHAY!

PROMO DETAILS:
✅5,000 Cash Out All-In
✅NO Downpayment / NO Equity
✅Move In within a MONTH!
✅Flexible and beginner-friendly process
✅Ideal for first-time homebuyers and OFWs

Direct Message me NOW!
LIMITED SLOTS ONLY! Unahan na bago maubos ang available units.

Mr.Rhey Navarro
09654307463 phone| viber| WhatsApp

Isa kabang locally employed na until now nangungupahan ?

Naisip muna ba kung saan napupunta Ang perang pinagpuyatan ,pinaghirapan ng ilang buwan o taon?

Sa totoo lang habang nagbabayad ka ng upa buwan-buwan si landlord Ang yumayaman.

Pano kung mag.invest ka din gaya ni landlord ,
Kinagandahan nagbabayad kamn buwan-buwan atleast sayo nakapangalan Ang property at higit sa lahat secure Ang future ng pamilya mo.

𝐁𝐨𝐨𝐤 𝐲𝐨𝐮𝐫 𝐬𝐢𝐭𝐞 𝐯𝐢𝐬𝐢𝐭 𝐧𝐨𝐰 𝐚𝐧𝐝 𝐭𝐚𝐤𝐞 𝐭𝐡𝐞 𝐟𝐢𝐫𝐬𝐭 𝐬𝐭𝐞𝐩 𝐭𝐨𝐰𝐚𝐫𝐝 𝐨𝐰𝐧𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐝𝐫𝐞𝐚𝐦 𝐡𝐨𝐦𝐞!🤝

Viber ✆ | +63 9654307463

Mr.Rhey Navarro
PRC Lic. No. 0035779
DHSUD Lic. NCR-B- 10112
Your trusted Real Estate Partner

QUICK UPDATE FOR PARKING BUILDING🏢

Details:
✅7 floor
✅81 slots per floor for car parking
✅22 slots per floor for motorcycle parking
✅2 elevators
✅Equipped for CCTV
✅Equipped for fire and smoke detectors.

𝐁𝐨𝐨𝐤 𝐲𝐨𝐮𝐫 𝐬𝐢𝐭𝐞 𝐯𝐢𝐬𝐢𝐭 𝐧𝐨𝐰 𝐚𝐧𝐝 𝐭𝐚𝐤𝐞 𝐭𝐡𝐞 𝐟𝐢𝐫𝐬𝐭 𝐬𝐭𝐞𝐩 𝐭𝐨𝐰𝐚𝐫𝐝 𝐨𝐰𝐧𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐝𝐫𝐞𝐚𝐦 𝐡𝐨𝐦𝐞!🤝

Viber ✆ | ⁨09654307463

Mr.Rhey Navarro
PRC Lic. No. 0035779
DHSUD Lic. NCR-B- 10112
Deca-Prime Salesperson
Your trusted Real Estate Partner

Calling all Renters, Employees, OFW
na until now naghahanap parin ng property na abot Kaya ?
5K All in DP , Lipat Agad in just 2-4weeks after loan process.

✅Pet Friendly
✅Free loan process
✅Free 1 year internet
✅Free Sanyang VIP Card

📍Urban Deca Homes Ortigas
Ortigas Avenue extension Rosario pasig city

Book your site visit now and take the first step toward owning your dream home!

📩 Inquire at
📞 +63 9654307463
Mr.Rhey Navarro
PRC Lic. No. 0035779
DHSUD Lic. NCR-B- 10112
Deca-Prime Team Leader
Your trusted Real Estate Partner

Client’s Site Visit 😇

Book your site visit now and take the first step toward owning your dream home!

📩 Inquire at
📞 +63 9654307463
Mr.Rhey Navarro
PRC Lic. No. 0035779
DHSUD Lic. NCR-B- 10112
Deca-Prime Team Leader
Your trusted Real Estate Partner

“Kahit minimum wage earner, pwede pa din bang makabili ng sariling bahay?”

YES, posible. ✨
Pero kailangan realistic ka rin sa budget at tamang property ang pipiliin mo.

ETO ANG DAPAT MONG GAWIN:
✔️ Siguraduhin na active ang Pag-IBIG mo
✔️ Humanap ng low monthly or rent-to-own setup
✔️ I-check kung pwede ka sa co-borrower para mas lumaki ang chance ma-approve
✔️ Iwasan muna ang sobrang taas na monthly na hindi kaya ng income

Tandaan mo…
hindi kailangan malaking sweldo agad para makapagsimula.
Ang importante, marunong kang magplano at handa kang unti-unting abutin ang pangarap mong bahay para sa pamilya mo. 🤍🔥

Message me “BAHAY” para matulungan kitang malaman kung anong bahay ang possible sa income mo at paano ka makakapagsimula. 🏡✨


Deca Homes by Rhey Navarro

5K All in DP , Lipat Agad in just 2-4weeks after loan process.

✅Pet Friendly
✅Free loan process
✅Free 1 year internet
✅Free Sanyang VIP Card

📍Urban Deca Homes Ortigas
Ortigas Avenue extension Rosario pasig city

Book your site visit now and take the first step toward owning your dream home!

📩 Inquire at
📞 +63 9654307463
Mr.Rhey Navarro
PRC Lic. No. 0035779
DHSUD Lic. NCR-B- 10112
Deca-Prime Team Leader
Your trusted Real Estate Partner