Innovative Microfinance Ltd

Innovative Microfinance Ltd

Innovative Microfinance Limited is a licensed Microfinance institution by the Bank of Ghana since 2009. Our offices are strategically positioned in Accra, Ashaiman, Tamale, and Bolgatanga to take care of our operations within the regions of Ghana.

Operating as usual

[08/16/21]   “Mind your coin, you may never know when you need it!” -- Open an account with us with as little as 10ghc and get access to our innovative products and services. Take advantage of our digital banking platform by dialing *789*907*1# to perform all your transactions.

May we all have a productive week.

#socialdistancing #maskup #washyourhands #FinancialFreedom #savingsgoals

20/07/2021

Innovative Microfinance wishes you a blissful Eid-Ul-Adha !!. Celebrate this day with utmost care. #maskup #socialdistancing #washyourhands

Innovative Microfinance wishes you a blissful Eid-Ul-Adha !!. Celebrate this day with utmost care. #maskup #socialdistancing #washyourhands

[07/07/21]   Hello 😀, our cherished customers, be reminded that you have three (3) options to make all your #loan #repayments .

1) Payments via our official Branch Merchant Numbers (Tamale - 0549078977, Ashaiman - 0549079021, Abossey Okai - 0549079005, Bolgatanga - 0549079009, Pokuase - 0541569602).

2) Payments via Inno Mobile Banking (*789*907*1#)

3) Payments of physical cash to our designated field staff.

Please avoid 🚫 making any payments to the PERSONAL MOMO lines of our staff.

Thank you.

For Enquiries call 0302201817

06/07/2021

Get introduced to Innovative Banking !!!

Call us NOW !! 0302 201817.

Get introduced to Innovative Banking !!!

Call us NOW !! 0302 201817.

05/07/2021

Contact us on 0302201817 for your hassle-free loan application process with minimal documents and lower interest rates. You can access loans up to 10,000 Ghana Cedis.

#quickloans #LoanServices #personalloan #InnovativeBanking

Contact us on 0302201817 for your hassle-free loan application process with minimal documents and lower interest rates. You can access loans up to 10,000 Ghana Cedis.

#quickloans #LoanServices #personalloan #InnovativeBanking

05/07/2021

Are you an active customer of IML? If yes, get connected now! Just dial *789*9*907*1# and start transacting. Remember, you can move cash from your MOMO wallet to your Innovative account. For support, call 0302201817. it is easy and convenient 😃.

#digitalbanking #itseasy #loanservices #loanrepayment

Are you an active customer of IML? If yes, get connected now! Just dial *789*9*907*1# and start transacting. Remember, you can move cash from your MOMO wallet to your Innovative account. For support, call 0302201817. it is easy and convenient 😃.

#digitalbanking #itseasy #loanservices #loanrepayment

Photos from Innovative Microfinance Ltd's post 05/05/2021

The marketing team of Innovative microfinance visited selected markets in the Greater #Accra region to educate market women about their #savings and, #loan products and, their new mobile banking application.

#FinancialFreedom #financialliteracy #DigitalBanking #MicroFinancing

Innovative Microfinance Ltd updated their phone number. 24/03/2021

Innovative Microfinance Ltd updated their phone number.

Innovative Microfinance Ltd updated their phone number.

Photos from Innovative Microfinance Ltd's post 26/02/2021

As part of their activities, staffs of IML went out to interact with its customers to create awareness about their products and to educate their customers about digital banking. #IML #financialliteracy #financialinclusion #digitalbanking

23/12/2019

IML Annual Thanksgiving Service
We had our Annual Thanksgiving Service on 20th December, 2019. It was such a great moment to show our appreciation to the Lord for how far he has brought us. We owe our gratitude to no one else but to God Almighty. We know and believe that He who has started a good work in us, will definitely bring it to a successful end.
We also take this opportunity to express our sincere gratitude to all our stakeholders including our cherished customers for their support and loyalty. We say God continue to bless you and your business.
Merry Christmas and a Prosperous New Year!!!

20/03/2019

JCS Investments Limited

JCS worked closely and invested in Innovative Microfinance Ltd because we share in its strategy of (i) strengthening operations in the rural microfinance sub-sector and (ii) expanding in the Northern Region where microfinance is limited. #InvesteeProfile. Learn more >> http://www.jcs.com.gh/our-investees.html

14/02/2019

May this season of love bring you profound happiness and lots of chocolates. From us at IML. Your dreams our reality.

01/01/2019

May this new year strengthen our relationship and trust. May it bring unto us abundant success wealth and health. Happy new year from us at IML.

25/12/2018

From us to you and yours this Jolly season . We are grateful to have you all us our clients/ potentials. May this Yuletide bring you multiple joy. Merry Christmas .

08/12/2018

Pass by the Grand Casamora Hotel at East Legon . Let’s have a chit chat about your needs and how we can help you meet them .

30/11/2018

Timeline Photos

27/11/2018

Timeline Photos

27/11/2018

For all your financial needs and assistance there is just 1 company that is dedicated to find a product tailor fitted just you . At Innovative Microfinance Ltd we make your dreams a reality.

27/11/2018

Photos from Innovative Microfinance Ltd's post

25/09/2017

Innovative Microfinance Ltd

our values makes us unique and they inform the business we do, we draw strength from them to deliver outstanding results to clients, markets and communities. Join us today and enjoy great value.

ALL ABOUT IML

17/05/2017

Innovative Microfinance Ltd

30/12/2016

ALL ABOUT IML

16/12/2016

Innovative Microfinance Ltd

IML Wishes its numerous and prospective clients, Happy Xmas and Happy New year 2017 in advance

16/12/2016

IML Wishes its numerous and prospective clients, Happy Xmas and Happy New year 2017 in advance

14/11/2016

Timeline Photos

14/11/2016

Timeline Photos

04/11/2016

Innovative Microfinance Limited holds seminar for SME's - Graphic Online - | 2016

http://www.graphic.com.gh/business/business-news/innovative-microfinance-limited-holds-seminar-for-sme-s.html

graphic.com.gh As part of its mission to strengthen the capabilities of Small and medium-sized enterprises (SME's) and bring their businesses to the next level, Innovative ...

ultimatefmonline.com 03/11/2016

Innovative Microfinance Schools 200 traders - Ultimate FM

http://ultimatefmonline.com/2016/11/03/innovative-microfinance-schools-200-traders/

ultimatefmonline.com In its quest to help customers reduce losses, Innovative Microfinance Ltd has educated over 200 traders on bookkeeping and breast cancer in Accra. The training was organised by Innovative Microfinance Ltd under the auspices of Jayset Consulting for its numerous and prospective clients. According…

03/11/2016

Innovative Microfinance Ltd

MFIs asked to invest in clientele(In B&FT's paper Page 4) 02-11-2016)

The Chief Executive Officer of Innovative Microfinance, Sheila Azuntaba, has urged microfinance operators to invest in the wellbeing of their clientele in order to restore confidence in the sector.
“We should not only be interested in the deposits of the customers but rather we should let them feel we are there for them by investing in their wellbeing,” she told the B&FT.
At Innovative Microfinance, we’ve been doing this since the inception of the company, we mobilise our customers, especially the women and train them in the work they do. We believe when women are successful in their work it has a huge impact on the society at large,” she said.
To gain the trust of its customers, Sheila Azuntaba said her company currently provides financial support for over 20,000 women who have been constituted into 1,000 different corporate groups across the country.
The aim, she said, is to increase the number to 12,000 groups that would cover 100,000 women.
The company also organised a financial literacy training for over 200 traders in Accra to educate them on bookkeeping.
Head of Marketing and Business Development, Mr. Peter Kuntu-Blankson, said the programme seeks to enlighten participants on the meaning of bookkeeping and its necessity.
He stressed that the training was also aimed at helping the traders to take better decisions in the business dealings.
By so doing, he believes that the traders can earn more money and reduce default. The use of diagrams was used to aid the traders in understanding the training.
To ensure participants grasp the essence of bookkeeping fully, a short sketch was displayed.
Participants were engaged in a discussion on the sketch and they gave positive feedback through their contributions, suggestions and encouragement.

02/11/2016

MFIs asked to invest in clientele(In B&FT's paper Page 4) 02-11-2016)

The Chief Executive Officer of Innovative Microfinance, Sheila Azuntaba, has urged microfinance operators to invest in the wellbeing of their clientele in order to restore confidence in the sector.
“We should not only be interested in the deposits of the customers but rather we should let them feel we are there for them by investing in their wellbeing,” she told the B&FT.
At Innovative Microfinance, we’ve been doing this since the inception of the company, we mobilise our customers, especially the women and train them in the work they do. We believe when women are successful in their work it has a huge impact on the society at large,” she said.
To gain the trust of its customers, Sheila Azuntaba said her company currently provides financial support for over 20,000 women who have been constituted into 1,000 different corporate groups across the country.
The aim, she said, is to increase the number to 12,000 groups that would cover 100,000 women.
The company also organised a financial literacy training for over 200 traders in Accra to educate them on bookkeeping.
Head of Marketing and Business Development, Mr. Peter Kuntu-Blankson, said the programme seeks to enlighten participants on the meaning of bookkeeping and its necessity.
He stressed that the training was also aimed at helping the traders to take better decisions in the business dealings.
By so doing, he believes that the traders can earn more money and reduce default. The use of diagrams was used to aid the traders in understanding the training.
To ensure participants grasp the essence of bookkeeping fully, a short sketch was displayed.
Participants were engaged in a discussion on the sketch and they gave positive feedback through their contributions, suggestions and encouragement.

peacefmonline.com 30/10/2016

Over 200 Traders Educated On Financial Literacy By Innovative Microfinance Ltd

http://www.peacefmonline.com/pages/business/news/201610/296613.php

peacefmonline.com Over 200 Traders Educated On Financial Literacy By Innovative Microfinance Ltd

28/10/2016

Innovative Microfinance Ltd

INNOVATIVE MICROFINANCE ORGANISED A 1 – DAY TRAINING ON BOOKKEEPING AND FINANCIAL LITERACY AT YMCA ADABRAKA, ON 26TH OCTOBER, 2016

The training was organized by Innovative Microfinance Ltd. under the auspices of Jayset Consulting for its numerous and Prospective clints by enlightening participants indepthly on the meaning of bookkeeping and its necessity. This was aided by projection of diagrams as illustration. Training section was intertwined with observations and contributions from participants.
To ensure participants grasp the essence of bookkeeping fully, a short sketch was displayed by Anod Communications
Participants were engaged in a discussion on the sketch. They gave positive feedback through their contributions, suggestions and encouragement indicating that the sketch was well understood. A few of them asked questions which were out rightly answered.
Dr. Jumana Sfarjilani, a medical doctor of Ghana Health Service, educated the house on breast cancer; causes, symptoms, effects and treatment. Again, she demonstrated to participants on how to examine the breasts and encouraged it to be done on monthly basis. As expected, participants asked questions which were answered by her.
Certificates of participation were awarded to participants by CEO of Innovative Microfinance Ltd., Madam Sheila Azuntaba.
This saw over 200 people benefiting from the program
At Innovative Microfinance Ltd “We Make Yours A Reality

28/10/2016

INNOVATIVE MICROFINANCE ORGANISED A 1 – DAY TRAINING ON BOOKKEEPING AND FINANCIAL LITERACY AT YMCA ADABRAKA, ON 26TH OCTOBER, 2016

The training was organized by Innovative Microfinance Ltd. under the auspices of Jayset Consulting for its numerous and Prospective clints by enlightening participants indepthly on the meaning of bookkeeping and its necessity. This was aided by projection of diagrams as illustration. Training section was intertwined with observations and contributions from participants.
To ensure participants grasp the essence of bookkeeping fully, a short sketch was displayed by Anod Communications
Participants were engaged in a discussion on the sketch. They gave positive feedback through their contributions, suggestions and encouragement indicating that the sketch was well understood. A few of them asked questions which were out rightly answered.
Dr. Jumana Sfarjilani, a medical doctor of Ghana Health Service, educated the house on breast cancer; causes, symptoms, effects and treatment. Again, she demonstrated to participants on how to examine the breasts and encouraged it to be done on monthly basis. As expected, participants asked questions which were answered by her.
Certificates of participation were awarded to participants by CEO of Innovative Microfinance Ltd., Madam Sheila Azuntaba.
This saw over 200 people benefiting from the program
At Innovative Microfinance Ltd “We Make Yours A Reality

24/10/2016

Innovative Microfinance Ltd

Goodwell invests in promising rural microfinance institution in Northern Ghana

Amsterdam/Accra, October 24, 2016. Goodwell Investments, through its fund Goodwell MDC III, has invested in Innovative Microfinance Ltd. (IML), a microfinance institution operating in Northern Ghana. The investment will help IML extend its reach with 5 additional branches in the Northern, the Upper East and the Upper West Regions. IML aims to become the leading microfinance organization supporting micro enterprises in these poor, rural areas, where financial inclusion rates are very low. IML provides financial services tailor-made to rural areas and performs with a sound balance between social impact and shareholder return.

Innovative Microfinance Limited is a 100% Ghanaian-owned company that launched commercial operations in April 2009. Its core business is to provide financial services to its target market by mobilizing deposits and granting loan facilities. The main customers are market women and small business people, most of whom do not have a bank account. IML has a strong focus on un(der)served rural areas. Today IML serves about 7,000 borrowers and 10,000 depositors. Its operations are structured along the highly efficient and widely recognized successful microfinance model of ASA in Bangladesh. IML also provides a range of services that go beyond financial intermediation, such as financial literacy trainings, financial advisory and training on business development techniques. It is working together with the Canadian energy4everyone Foundation to educate people on environmental issues and distribute energy-efficient cook stoves.

Sheila Azuntaba, founder and CEO of IML: ‘Microfinance in Ghana has grown over the years due to financial policy reforms and the unwillingness of banks to supply credit to small businesses. There are three major barriers that hinder the scalability of microfinance programs and institutions, i.e. capital, capacity and costs. We have taken an innovative approach to overcome these barriers by combining sustainable business practices with innovative technologies. Our objective is to provide a full range of financial services to the lower income markets and thus contribute to poverty reduction in Ghana’. IML is headquartered in Accra. It currently operates three branches, that are strategically positioned to take care of the company’s operations within the ten regions of Ghana.

Goodwell’s entry in IML can help the company become a dominant player in the rural microfinance sub-sector and to expand geographically in areas with little microfinance presence such as the Northern Region. Els Boerhof, partner of Goodwell Investments: ‘The investment in IML aligns well with our strategy to reach more people in un(der)served geographies with suitable and affordable financial services by investing in scalable institutions in those regions. IML has a proven capability to provide financial services beyond customer-expectation, while maintaining a sound balance between social impact and shareholder return. Goodwell has a presence on the ground in Ghana through our joint venture with JCS Investments and we are looking forward to growing IML together with the founding shareholders Sheila Azuntaba and African Tiger Holdings’

[10/24/16]   Goodwell invests in promising rural microfinance institution in Northern Ghana

Amsterdam/Accra, October 24, 2016. Goodwell Investments, through its fund Goodwell MDC III, has invested in Innovative Microfinance Ltd. (IML), a microfinance institution operating in Northern Ghana. The investment will help IML extend its reach with 5 additional branches in the Northern, the Upper East and the Upper West Regions. IML aims to become the leading microfinance organization supporting micro enterprises in these poor, rural areas, where financial inclusion rates are very low. IML provides financial services tailor-made to rural areas and performs with a sound balance between social impact and shareholder return.

Innovative Microfinance Limited is a 100% Ghanaian-owned company that launched commercial operations in April 2009. Its core business is to provide financial services to its target market by mobilizing deposits and granting loan facilities. The main customers are market women and small business people, most of whom do not have a bank account. IML has a strong focus on un(der)served rural areas. Today IML serves about 7,000 borrowers and 10,000 depositors. Its operations are structured along the highly efficient and widely recognized successful microfinance model of ASA in Bangladesh. IML also provides a range of services that go beyond financial intermediation, such as financial literacy trainings, financial advisory and training on business development techniques. It is working together with the Canadian energy4everyone Foundation to educate people on environmental issues and distribute energy-efficient cook stoves.

Sheila Azuntaba, founder and CEO of IML: ‘Microfinance in Ghana has grown over the years due to financial policy reforms and the unwillingness of banks to supply credit to small businesses. There are three major barriers that hinder the scalability of microfinance programs and institutions, i.e. capital, capacity and costs. We have taken an innovative approach to overcome these barriers by combining sustainable business practices with innovative technologies. Our objective is to provide a full range of financial services to the lower income markets and thus contribute to poverty reduction in Ghana’. IML is headquartered in Accra. It currently operates three branches, that are strategically positioned to take care of the company’s operations within the ten regions of Ghana.

Goodwell’s entry in IML can help the company become a dominant player in the rural microfinance sub-sector and to expand geographically in areas with little microfinance presence such as the Northern Region. Els Boerhof, partner of Goodwell Investments: ‘The investment in IML aligns well with our strategy to reach more people in un(der)served geographies with suitable and affordable financial services by investing in scalable institutions in those regions. IML has a proven capability to provide financial services beyond customer-expectation, while maintaining a sound balance between social impact and shareholder return. Goodwell has a presence on the ground in Ghana through our joint venture with JCS Investments and we are looking forward to growing IML together with the founding shareholders Sheila Azuntaba and African Tiger Holdings’

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ALL ABOUT IML
IML Wishes its numerous and prospective clients, Happy Xmas and Happy New year 2017 in advance

Products

We offer to our clients tailored services such as; high-yielding investment packages (inno silver and inno gold), edwuma pa savings, inno savings, inno kid, flexible loans, test proven and result-oriented business advisory services

Telephone

Address

B426/6 Oblogo Road, Abossey Okai, (Digital Address: GA-264-2167)
Accra
233

Opening Hours

Monday 08:30 - 17:00
Tuesday 08:30 - 17:00
Wednesday 08:30 - 17:00
Thursday 08:30 - 17:00
Friday 08:30 - 17:00
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