Financial Literacy Training Institute

Financial Literacy Training Institute

For your best financial literacy lessons visit our blog on www.finalti.com to learn. Learn and share. Financial Literacy Education

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15 Traits of Unabashedly Successful Women 09/10/2021

15 Traits of Unabashedly Successful Women

https://www.success.com/15-traits-of-unabashedly-successful-women/

15 Traits of Unabashedly Successful Women No, they don’t have superpowers; they have determination, vision and purpose.

08/10/2021

https://www.facebook.com/1429412423945390/posts/3093395247547091/

NEW RELEASE! GFLEC’s latest research, Examining the Barriers to Annuity Ownership for Older Americans, suggests that financial literacy, debt, and liquidity are key drivers of annuity purchases for older Americans.

According to our Director Annamaria Lusardi, "simple economic models argue that annuities are beneficial for almost all retirees. But what our latest research shows is that higher levels of debt, less access to liquidity and a lack of basic financial knowledge can lead to poor decision making when it comes to retirement income planning. For the retirement industry, solving the annuity puzzle must start with financial education.”

Check out the research right here: https://bit.ly/3FiRJjF

We thank the Alliance for Lifetime Income's Retirement Income Institute for funding this study.

The research used data from the FINRA Foundation’s 2018 National Financial Capability Study.

#GFLEC10
#research #annuity #retirement
The George Washington University
The George Washington University School of Business

The 6 Concepts You Should Know to Be Financially Literate 08/10/2021

The 6 Concepts You Should Know to Be Financially Literate

https://www.wsj.com/articles/the-6-concepts-you-should-know-to-be-financially-literate-11628251202?mod=e2fb&fbclid=IwAR2cV0uz5xkTkKh5Rnq3cTT2l_OJSmohuxCLo1FE695PzhUlfEoFQRS-bt0

The 6 Concepts You Should Know to Be Financially Literate There’s a lot of jargon that gets thrown around. But financial advisers suggest starting with these six simple ideas.

Portfolio Income - Finalti 05/10/2021

Portfolio Income - Finalti

https://m.facebook.com/story.php?story_fbid=258371896295848&id=100063691174115

Portfolio Income - Finalti Examples of portfolio income comes from investments in shares, bonds, treasury notes, treasury bills, mutual funds, fixed term deposits, etc.

Portfolio Income - Finalti 03/10/2021

Portfolio Income - Finalti

https://finalti.com/2021/09/25/portfolio-income/

Portfolio Income - Finalti Examples of portfolio income comes from investments in shares, bonds, treasury notes, treasury bills, mutual funds, fixed term deposits, etc.

TIME Homepage 30/09/2021

TIME Homepage

The ABCs Of Student Loans.

According to Time.com...

“More than 44 million Americans have outstanding student loan debt, which has become one of the biggest consumer debt categories. All told, student debt in the U.S. now totals more than $1.5 trillion.”

Higher education costs are now so high that many students have no choice but to borrow.

And falling behind on a student loan can be very expensive.

The collection costs can be very high, in addition to the interest you may already be paying. Unlike other debts where collectors have only a certain number of years to sue you, federal student loan debts can haunt you for years and years (private student loans are subject to the statute of limitations).

Also, it is extremely difficult to discharge most student loans in bankruptcy.

So, here are four strategies from Rich Dad Advisor Garrett Sutton for coping with high levels of student loan debt.

1. Deferment
Deferment allows you to temporarily postpone payments on your loan.

Whether or not you will have to pay interest on the part of your loan that is deferred depends on the type of loan you have. Eligible reasons for deferment typically include things like...

Economic hardship
Unemployment
Military deployment
Enrollment in school or an internship program

Since programs change, you’ll want to check with your lender or the student loan websites in the Resources section to find out if deferment is an option.

While everyone else was getting into digital products, Jason broke 7-figures by helping local small businesses get more customers.

Businesses will gladly pay you every month for the help.

See the system for yourself here.

2. Forbearance

If you are temporarily unable to meet your repayment schedule but are not eligible for a deferment, you may receive forbearance for a limited and specified period – usually for up to twelve months at a time for a total of thirty-six months.

During forbearance, your payments are postponed or reduced.

Whether your loans are subsidized or unsubsidized, you will be charged interest. It is very important that you contact your lender about deferment or forbearance before you fall behind on your payments.

If you wait until you are behind, you may not be eligible. Continue making your payments until your deferment is approved.

If you are approved for student loan forbearance or deferment, it should not be reported negatively on your credit reports, and should not hurt your credit scores.

3. Graduated Repayment Plan

With one of these plans, your payments start out low and will rise over time.

This plan is often good for a student who is just starting out and expects their salary to increase, as they gain more experience.

Caution: One of these plans can stretch your loan out to as long as thirty years.

4. Extended Repayment Plan
An extended repayment plan allows you to pay your student loan over 12-30 years instead of the standard ten-year plan. It is more expensive, but if the lower payments keep you out of default, it may be worth it.

Don’t let student loans debt hold you back - attack them today.

Best,
Robert Kiyosaki

Editor, Rich Life Daily

NY Times Best-Selling Author, Rich Dad Poor Dad

TIME Homepage Breaking news and analysis from TIME.com. Politics, world news, photos, video, tech reviews, health, science and entertainment news.

22/09/2021

https://www.facebook.com/1429412423945390/posts/3082962101923739/

Speaker Spotlight! Join our Deputy Academic Director, Andrea Hasler, tomorrow in a new edition of our #ConnectingToReimagine webinar series.

Andrea will share details of our recent work with FINRA Foundation that examines the state of financial anxiety and stress among U.S. adults. This has a direct impact on the workforce.

Register for the “Boosting Financial Wellness” webinar on September 22 from 1-1:50 PM ET: https://bit.ly/3sFpaH0

#smallbusiness #mediumbusiness #wellness
The George Washington University
The George Washington University School of Business

[09/22/21]   Take a Daily Money Minute
This one comes straight from LearnVest Founder and CEO Alexa von Tobel, who swears by setting aside one minute each day to check on her financial transactions. This 60-second act helps identify problems immediately, keep track of goal progress—and set your spending tone for the rest of the day!

Best Passive Income Ideas - Finalti 16/09/2021

Best Passive Income Ideas - Finalti

https://finalti.com/2021/09/16/best-passive-income-ideas/

Best Passive Income Ideas - Finalti Best passive income ideas. Anik Singal has a powerful book on passive income and it be got from this link https://amzn.to/3nuKi28

Home - Finalti 15/09/2021

Home - Finalti

There are four things that steal your wealth: Taxes, debt, inflation, and retirement. A proper financial education will stress understanding on how to use these wealth-stealing forces to make money rather than lose money."
Visit the blog page of www.finalti.com to read other articles on financial literacy.

Home - Finalti Welcome to FINALTI Not-For-Profit Organisation Financial Literacy Training Institute aims at creating awareness and giving financial literacy education to the public. Finalti is registered as a not-for-profit organization ABOUT US … Home Read More »

15/09/2021

https://www.facebook.com/1429412423945390/posts/3078458082374141/

📣Speaker Spotlight! Ted Castle, Owner and President of Rhino Food, will share his learnings and recommendations on running powerful workplace financial wellness programs in our next #ConnectingtoReimagine webinar!

No matter the size of your business, you can boost financial wellness for your employees. And if you are an employee, learn more about these programs and encourage your employer to do more.

There is still time to register for our webinar on September 22 from 1-1:50 PM ET. Register right here: https://bit.ly/3sFpaH0

#smallbusiness #mediumbusiness #wellness
The George Washington University The George Washington University School of Business FINRA Foundation

Timeline Photos 15/09/2021

https://www.facebook.com/174808982688132/posts/2061498464019165/?substory_index=0

To make better financial decisions, it’s important to understand your own “financial sentiment” about money: how you feel toward money management and your confidence level. Learn more at https://www.financialeducatorscouncil.org/adults-financial-sentiment/
#FinancialSentiment #FeelingsAboutMoney #NFEC

[09/14/21]   "The goal of financial literacy is to establish a feeling of control over your finances while also using money as a tool to freely make choices that build greater life satisfaction, according to a 2015 report by the Consumer Financial Protection Bureau (CFPB)."8 Jun 2021

Best factors to consider before investing. - Finalti 07/09/2021

Best factors to consider before investing. - Finalti

https://finalti.com/2021/08/24/best-factors-to-consider-before-investing-best-investment-decisions-to-take-before-investing-wise-investment-decisions-to-make/

Best factors to consider before investing. - Finalti Best factors to consider before investing. Best investment decisions to take before investing. Wise investment decisions to make.

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! 05/09/2021

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!

https://amzn.to/3jnvRuh

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!

Compound Interest Formula - Finalti 02/09/2021

Compound Interest Formula - Finalti

https://finalti.com/2021/06/27/compound-interest-formula/

Compound Interest Formula - Finalti Compound interest formula developed and used by mathematicians and investment experts is call the rule of 72

Best Web Hosting 2021 - Domains - WordPress - Bluehost 25/08/2021

Best Web Hosting 2021 - Domains - WordPress - Bluehost

https://www.bluehost.com/track/moneyvalue/

Best Web Hosting 2021 - Domains - WordPress - Bluehost Bluehost is one of the largest website hosting providers and powers millions of websites. Learn more about our secure and reliable hosting services today!

Best factors to consider before investing. - Finalti 25/08/2021

Best factors to consider before investing. - Finalti

https://finalti.com/2021/08/24/best-factors-to-consider-before-investing-best-investment-decisions-to-take-before-investing-wise-investment-decisions-to-make/

Best factors to consider before investing. - Finalti Best factors to consider before investing. Best investment decisions to take before investing. Wise investment decisions to make.

How to Protect your money - Finalti 19/08/2021

How to Protect your money - Finalti

https://finalti.com/2021/08/19/how-to-protect-your-money/

How to Protect your money - Finalti How to protect your money

Home - Finalti 16/07/2021

Home - Finalti

www.finalti.com
https://www.facebook.com/1429412423945390/posts/3033055623581054/

Home - Finalti Welcome to FINALTI Not-For-Profit Organisation Financial Literacy Training Institute aims at creating awareness and giving financial literacy education to the public. Finalti is registered as a not-for-profit organization ABOUT US … Home Read More »

Homepage | Fiverr Affiliates 15/07/2021

Homepage | Fiverr Affiliates

https://track.fiverr.com/visit/?bta=261467&brand=fiverraffiliates

Fiverr is the Amazon of freelance in the world.

Anybody can follow the link to register and read more about Fiverr.

Anybody can make genuine money from this site.

Especially those that have special skills like designing, writing, blogging, building websites, Accounting jobs, anything, etc.

Homepage | Fiverr Affiliates Get paid to promote the world’s leading marketplace for freelance services. It’s that easy. Earn up to $1000 for a single conversion.

The entrepreneur and the employee - Finalti 29/06/2021

The entrepreneur and the employee - Finalti

https://finalti.com/2021/06/28/entrepreneur/

The entrepreneur and the employee - Finalti “Entrepreneurship is living a few years of your life like most people won’t so you can spend the rest of your life like most people can’t.” (Warren G.)

Compound Interest - Finalti 27/06/2021

Compound Interest - Finalti

https://finalti.com/2021/06/27/compound-interest/

Compound Interest - Finalti The power of compound interest enriches you surprisingly with a matter of time.

[06/26/21]   www.finalti.com

Home - Finalti 24/06/2021

Home - Finalti

When I was a child, my dad told us that the Japanese were aware of three powers…
The sword, the jewel, and the mirror.

The power of the sword (weapons)
The sword symbolizes the power of weapons. Great nations throughout history have invested in their military to gain an advantage over other nations.

For instance, America has spent trillions of dollars on weapons. Because of this, it’s the most powerful military presence in the world.

The power of the sword is based on fear.

It’s the fear that if you don’t have weapons, you’ll be overcome by another power that does. People who rely on the power of the sword say, "It's a dog-eat-dog world.

Personally, I own guns and love to collect them and shoot them.

I have them if I need them, but the power of the sword was never really for me, even when I was in the military.

I don’t believe true power and success comes from the power of the sword.

The power of the jewel (money)

The jewel represents the power of money. I’ve observed there is some truth to the saying…

"Remember the golden rule - He who has the gold makes the rules."

History is filled with examples of the rich using the power of money to gain an advantage.

However, money is a neutral medium.

It can be used for good or for evil.

There is power in money, but it’s not the ultimate source of power and success.

This may surprise you since I’m known for having a lot of money. And my life is based on teaching people about money and how to be rich.
But my calling has never been about just money and being rich alone.

I do what I do because I want people to have true power and success, and it starts with the most important power…

The power of the mirror (self-knowledge)

The mirror symbolizes the power of self-knowledge.

And, according to Japanese legend...

Self-knowledge is the most treasured of all three powers. It guides how all other powers are used, whether they are used for good or for evil.

I believe this to be true.

Let me share a story to help illustrate…

In my senior year of high school, rich dad's son, Mike, and I were lined up in front of a small group of students made up primarily of our class leaders.

Our guidance counselor turned to Mike and me and said…

“The two of you will never amount to anything.”

Those words hurt Mike and me deeply, but that counselor also did us a huge favor.

Essentially the guidance counselor forced us to make a choice.

Would we believe what she had to say about us?

Or would we look in the mirror and believe what we knew to be true about ourselves?

If you didn’t do well in school, or if you were not the most popular, or you're not good at math, or whatever other reasons, you don’t have to sell yourself short.

None of it matters in the long run.

Those so-called shortcomings only count if you think they matter.

If you’re considering embarking on your own financial journey of success, I want to help you with everything you need right now to be successful.

My friend Anik Singal is hosting an on-demand workshop where he’ll share the simple steps to follow to quickly build a profitable online business…

In this workshop, he’ll give you 10 action steps you can take today, share a 7-day launch plan and show you 5 ways to monetize your new business.

Success can rarely be predicted.

Instead, you must determine whether you’ll be successful or not.

You must work hard to earn success.

You must look in the mirror each day and determine what you will be and how you’ll shape the world.

Today I want you to step up, believe in yourself, and start your journey to financial freedom.

Knowledge is the new money.

Robert Kiyosaki

NY Times Best-Selling Author, Rich Dad Poor Dad.
www.finalti.com
#financialliteracytraininginstitute
#Finalti

Home - Finalti Welcome to FINALTI Not-For-Profit Organisation Financial Literacy Training Institute aims at creating awareness and giving financial literacy education to the public. Finalti is registered as a not-for-profit organization ABOUT US … Home Read More »

The U.S. Education System Isn’t Giving Students What Employers Need 18/06/2021

The U.S. Education System Isn’t Giving Students What Employers Need

The U.S. Education System Isn’t Giving Students What Employers Need Companies also need to stop fixating on the four-year degree.

[06/18/21]   "Currency comes from the word current. A currency like a river current or an electrical current needs to keep moving. This is why packing your money in a bank or in a mutual fund reduces your wealth. Your wealth declines because your money is not moving" Currency, which is money of a country needs to be moving to retain its value, same it's for your personal money( currency)."

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P.O.Box 18822, Accra
Accra
233
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CHIF Ghana CHIF Ghana
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Care for Humanity Initiative Foundation-Ghana(CHIF-Ghana) is an organization committed to developing promoting the growth of education, leadership and innovation through service .

Ghana Academy of Arts and Sciences Ghana Academy of Arts and Sciences
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GH Scholarships GH Scholarships
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Sponsoring Scholars is our habit and lifetime commitment. Tertiary education should be affordable and accessible to all; but that is a mirage. Education has become so expensive that even brilliant students with passion for it drops out after basic level.

Genuine Fortune Startup Genuine Fortune Startup
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Create your own sustainable company by following our step-by-step guide. No money required. University degree is not a prerequisite. Be our apprentice.

SAT Preparation Ghana SAT Preparation Ghana
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HillCity College HillCity College
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A Christ-Centered institution with developed research programs that are standards-based, focused on functional competence. We have an established Center of Excellence dedicated to Sustainable Development Research & Innovation to meet this very goal.

Benchmark Executive Business School Benchmark Executive Business School
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We provide tuition in globally-recognized professional business qualifications such as CFA, ACCA, CIMA and PMP. We develop global competence! http://www.benchmarkghana.com

Code Black Africa Modeling school Code Black Africa Modeling school
Accra

it is a firm which trains young people u to fit in the industry after schooling

JINA MUSIC JINA MUSIC
Arcade Complex On Orphan Road, Labone
Accra, CT. 10648

Welcome to JINA MUSIC SCHOOL! A place where you have one on one training sections for Piano and Vocal lessons to enhance your I.Q. and E.Q.