Ghana Incentive-Based Risk-Sharing System for Agricultural Lending

As we step into a new year, GIRSAL remains committed to strengthening Ghana’s agricultural value chains, empowering agribusinesses, and driving sustainable growth.

Season’s greetings from our Board Chairman Professor Richard Bani.

Wishing all farmers across the various agricultural value chains a joyful and rewarding Farmers’ Day. Ayekooo for your unwavering hard work, resilience, and immense contribution to our nation’s growth.

We are delighted to support the 7th Volta Trade & Investment Fair 2025 as a proud sponsor.

GIRSAL remains committed to strengthening Ghana’s Agricultural sector.

We are excited to welcome Ghana Incentive-Based Risk-Sharing System for Agricultural Lending as a proud sponsor of the 7th Volta Trade & Investment Fair 2025!

GIRSAL continues to play a transformative role in strengthening Ghana’s agribusiness sector through risk mitigation, financing support, and capacity building.

Thank you, GIRSAL, for supporting this year’s Fair and for championing growth, innovation, and opportunity across the agribusiness value chain.

Akpe…!!!

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🎀 October was all about going PINK at GIRSAL!
Throughout the month, we actively advocated and encouraged both staff and partners to prioritize health awareness through our initiative, promoting the Act. Check. Support, mantra.

To wrap up Breast Cancer Awareness Month, we hosted an insightful Breast Cancer Health Talk, reinforcing the importance of regular checkups, early detection, and supporting those affected.

The men were not left out! As they stand in support of women's breast cancer awareness, we also combined the session with a Prostate Cancer Health Talk to emphasize the need for men to take charge of their health, too. The health talk was delivered in partnership with Old Mutual Ghana

At GIRSAL, we believe that awareness saves lives, and together, we can make a lasting impact.

Strengthening Rural Banking for Agricultural Growth

GIRSAL organized a two-day training session on Agricultural Credit Assessment and Management for key staff of Manya Krobo Rural Bank across its branches. The training equipped participants with practical knowledge and tools to provide affordable credit tailored to the needs of the agricultural sector, enabling them to better serve rural communities and agribusiness MSMEs.

This initiative forms part of GIRSAL’s partnership with CapPlus Exchange under the Mastercard Foundation’s FIRST+II Program, where we are implementing a Pilot Loan Portfolio Guarantee (LPG) facility through the Nimble Capital component of the program. The LPG is designed to lower risk exposure for rural banks and non-bank financial institutions (NBFIs) by offering portfolio guarantees. This innovative mechanism will enable financial institutions to expand lending to underserved borrowers with similar risk profiles, particularly smallholder farmers, youth- and women-led enterprises, and other rural agribusinesses.

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Strengthening Rural Banking for Agricultural Growth

GIRSAL organized a two-day training session on Agricultural Credit Assessment and Management for key staff of Manya Krobo Rural Bank across its branches. The training equipped participants with practical knowledge and tools to provide affordable credit tailored to the needs of the agricultural sector, enabling them to better serve rural communities and agribusiness MSMEs.

This initiative forms part of GIRSAL’s partnership with Exchange underMastercard Foundationation’s FIRST+II Program, where we are implementing a Pilot Loan Portfolio Guarantee (LPG) facility through the Nimble Capital component of the program. The LPG is designed to lower risk exposure for rural banks and non-bank financial institutions (NBFIs) by offering portfolio guarantees. This innovative mechanism will enable financial institutions to expand lending to underserved borrowers with similar risk profiles, particularly smallholder farmers, youth- and women-led enterprises, and other rural agribusinesses.

The 18th Cohort of GIRSAL’s Agriculture and Agribusiness Lending Course for staff of financial institutions was held from Monday, 1st - 5th September, 2025.

Delivering the opening remarks, GIRSAL’s CEO, Mr. Nicholas Afrifa, encouraged participants to take full advantage of the sessions to deepen their understanding of agricultural financing and strengthen their ability to support Ghana’s agribusiness sector. He also urged them to increase their appetite for lending to agriculture, emphasizing its role in driving sustainable growth and ensuring food security.

The training continues to equip the financial sector with the skills to better understand the dynamics, risks, and opportunities in agricultural lending. This cohort is the last for 2025, capping off another impactful year of strengthening financial institutions’ commitment to agricultural financing.

The training is delivered in partnership with the Development Bank Ghana and the National Banking College.

𝙂𝙄𝙍𝙎𝘼𝙇, 𝙔𝙤𝙪𝙧 𝙎𝙪𝙥𝙥𝙤𝙧𝙩 𝙛𝙤𝙧 𝘼𝙜𝙧𝙞𝙘 𝙇𝙚𝙣𝙙𝙞𝙣𝙜

We’re hiring!
Join our team at GIRSAL and make an impact in transforming agribusiness financing in Ghana.

Apply here: www.girsal.com/vacancies

GIRSAL Welcomes New Board of Directors

We are pleased to announce that the Ministry of Finance has officially inaugurated GIRSAL’s newly appointed Board of Directors. The ceremony, held at the Ministry of Finance, was presided over by the Honourable Deputy Minister of Finance, Hon. Thomas Nyarko Ampem, on behalf of the Honourable Minister.

This reaffirms the government and Ministry's commitment to strengthening GIRSAL's governance structure, enhancing strategic leadership, and accelerating our mission to transform agricultural financing in Ghana.

The newly appointed Board members include:

- Professor Richard Jinks Bani – Board Chairman
- Mr. Nicholas Afrifa – Chief Executive Officer
- Mr. Kwesi Korboe – Member
- Ms. Alberta Akosa – Member
- Mr. Agbesi Kwadzo Dzakpasu – Member
- Mr. William Wilson Agbleke – Member
- Ms. Faustina Effah-Boadi – Member

𝙂𝙄𝙍𝙎𝘼𝙇, 𝙔𝙤𝙪𝙧 𝙎𝙪𝙥𝙥𝙤𝙧𝙩 𝙛𝙤𝙧 𝘼𝙜𝙧𝙞𝙘 𝙇𝙚𝙣𝙙𝙞𝙣𝙜