Richard Martin Financial Solutions

Richard Martin Financial Solutions

Richard Martin Financial Solutions Ltd. Independent Financial Adviser, Life and Serious Illness Insurance, Mortgages and Remortgages, Pensions, Investments.

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Many people think that financial advice is only required by the rich. However, everyone can benefit from it. Not only can it help you protect and build your assets, it can help you make the most of your investments and help secure you and your family’s long term future.

No 1: To protect your family
There are a lot of people trying to sell you insurance of one type or another but an Independent Financial Adviser can advise you what is actually worth buying. They will assess your position and guide you through the best options to protect yourself and your family. Whatever your needs, an adviser can help ensure personal tragedy does not turn into financial crisis.

No 2: To help plan your spending –and saving
To secure your long-term future, you need to build some assets, initially to get you through the rainy days and then to pay for holidays and luxuries. Step one is to plan your spending so that you begin to save – and step two is to plan that saving so that you can build your wealth as efficiently as possible. Regardless of whether you currently have £10 or £100,000, an IFA will look at your situation and find the best starting point for you.

No 3: To help you plan for retirement
Once you have sorted out your short-term saving needs, you can then start thinking about the long-term – and most people these days realise they cannot rely on the State for more than the absolute basics. However, planning for retirement is a complex business and there are many different options available. Pensions have come a long way in terms of flexibility and transparency in recent years and now offer a wide range of investment options. An IFA will not only help sift through the many rules and product options but also help construct a portfolio to maximise your long term prospects.

No 4: To secure your house
Whether you are moving house or wishing to review your current mortgage the mortgage market was complicated enough already. Then the credit crunch hit and things have got even worse. However, your mortgage is likely to be your largest monthly commitment. An IFA could save you thousands, particularly at times like this. Not only can they seek out the best rates, they can help you assess sensible levels of borrowing, make the most of your deposit and might also find lenders who would otherwise not be available to you.

No 5: To help meet your investment goals
As you progress through life, you begin to build your assets and your income begins to increase. You then start considering how you can enhance your position rather than simply consolidate it. This could mean anything from looking to retire early through to paying school fees for private schools or investing in overseas property. However your dreams evolve, an IFA can help assess what is realistically possible – and put the best plan in place to help you achieve it.

If you would like to take a closer look at your own circumstances and discuss the best mix of investments to meet your needs, please contact me: Richard Martin Financial Solutions Ltd. Tel 01903814848 email [email protected].


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1 High Trees, The Street
BN15 0

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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