Small friendly professional team here to advise on all things Mortgages. We have combined experiance of over 20 years. Gaia Financial cater for everyone including specialist advice for over 55+ and those with adverse credit.
Get in touch 0330 333 5065 Independent, Whole of Market - Mortgage, Protection and Later Life Lending Advice. First Time Buyers
Adverse Credit Issues
Buy to Lets
Operating as usual
Made the awards!
Collected on behalf of the team.
Missing you today Paul Chipp, Laura Chipp and Carol Lamb get well soon.
Bring on 2022 Gaia Financial - Mortgages & Equity Release Advisers
Whatever you choose to do in life, do it with a good heart, make sure you love it and then give it everything you have.
Thank you 🙏
#gaiafinancial #mortgage #advisers #winners #prestigeawards #finance #business #award
The Bank of England raises interest rates to 0.5%
In light of the announcement this morning that the Bank of England has increased interest rates, we wanted to write to you to explain how that might affect your mortgage. The increase to 0.5% from 0.25% comes as households face soaring energy bills and rising costs to the weekly shop.
The good news is that if your mortgage is on a fixed rate, your monthly repayments are unaffected. So, along with the other c.74% of mortgage holders who are on fixed rate deals your foresight in fixing your repayments will now prove its value. People with fixed rate mortgages are likely to be affected once they reach the end of their current deal. An interest rate rise could make remortgaging more expensive.
If you have a variable rate tracker mortgage that is linked to the BoE base rate, you are likely to see an immediate impact on the amount you repay. Those on a standard variable rate (SVR) could see an increase which is decided by the lender. If you are unsure, it is worth checking your mortgage terms and conditions in your mortgage offer document.
If you are on your lenders SVR, please ensure that you get in touch as you could be paying more than you need to be.
However, further rate increases cannot be ruled out and whatever your mortgage type, we strongly recommend you look at the terms of your mortgage and contact your financial adviser, who can review your mortgage needs for the future and help you plan to be in the best position to cope with the current turbulence in financial markets.
It’s always a very good idea to have a financial plan in place to deal with any potential interest rate changes.
#bankofengland #finance #gaiafinancial
Between the ages of 40 and 60, life can be busy. It’s often hard to see beyond the day-to-day, but midlife is a great time for people to think about their finances, working life and general health to make sure they’re on the right track.
Created in collaboration with The Open University, the #MidlifeMOT is a free work, wealth and wellbeing check to help people in midlife take stock and plan for their future.
Try the course: http://ow.ly/RVuC50HJCks
In London today for the Later Life Lending Event #llle2022
Keeping up with the industry changes to keep our business strong and to keep offering the best advice to our Customers
#hilton #london #adviser #mortgages #bankside #adviser #finance #broker
Prestige Award Winners for 2021 - 2022
Gaia Financial Limited
#soproud #gaiafinancial #mortgage
Gaia Financial - Mortgages & Equity Release Advisers
Has been nominated for this years -
Mortgage Strategy Awards 2022
The Mortgage Strategy Awards are undoubtedly seen as the pinnacle of success for those in the UK mortgage industry.
Widely recognised as the ‘Oscars’ of the mortgage industry, the accolades are not awarded lightly. Several rounds of shortlisting take place before the judge’s comb through each entry and decide on a winner. It’s the culmination of hard work and effort over the past twelve months, the rigorous judging process associated with the Awards that ensures that winning one of the 27 categories really is a mark of excellence.
This would be amazing to win.
You can only vote if you work in the industry, so If you do work in the mortgage or banking industry and think we deserve it - please, please give us your vote using your work company and email address.
You will find us under the category -Best Mortgage Broker (less than 8 advisers)
Mortgage Strategy Awards The Mortgage Strategy Awards are undoubtedly seen as the pinnacle of success for those in the UK mortgage industry. Widely recognised as the ‘Oscars’ of the mortgage industry, the accolades are not awarded lightly.
Gaia Financial Limited is excited to be entered into this year's Mortgage Strategy Awards in the category for
Best Mortgage Broker (less than 8 advisers)
If you feel we deserve this award please show your appreciation and vote for us. #MSAwards22!
Just scroll down to the section header Best Mortgage Broker (less than 8 advisers) and find us listed
Big thanks in advance Kate
Merry Christmas and best wishes from all of us at Gaia Financial. Thank you to all who have supported us this year, we look forward to continuing working with you in 2022!
#gaiafinancial #mortgages #christmas
Help to Build scheme open to applications this winter - Mortgage Solutions Help to Build, the government’s latest equity loan scheme, has launched offering self and custom builders the opportunity to start their homebuilding project with a minimum of five per cent deposit.
Deposit Unlock mortgage scheme launches nationally Deposit Unlock, the new mortgage scheme that allows new build buyers to purchase with a 5% deposit, launches nationally today with 17 major builders after a successful regional pilot.
🏡 ATTENTION LANDLORDS - Are you compliant with the latest landlord regulations 🏡
📕 Download our free checklist today 📕
The list for Landlords in 2021 is forever growing with making sure they’re fully compliant. Failure to follow these requirements could result in a hefty fine or a loss of your Section 21 rights as a landlord.
Don’t allow this to be you!
New business cards for the team 😎 😍
Here at Gaia Financial - Mortgage Advisers we like to keep on top of the ever changing Mortgage Market.
It’s important to us to keep up with our expert knowledge and also our business relationships with all the lenders.
It really makes the difference when we have a tricky case, as we can call our invaluable contacts with the lenders business development team for their assistance to get the case through.
This week we are here to meet up with Precise, TMW and Nationwide
Happy Thursday everyone’s
#gaia #mortgage #business #dream #finance #home #house #bank
7 ways exercising in nature brings health benefits:
1. It calms the nervous system, lowers blood pressure and reduces anxiety
2. It returns our bodies to their primal setting
3. It builds friendships and cultivates open conversation
4. It boosts your vitamin D and energy levels
5. It helps you gain perspective
6. Walking in nature stimulates AND soothes your brain
7. It strengthens your muscles and burns more calories
🌧️ Because the British weather is, at best, changeable, and at worst, a washout, sometimes you need a backup plan. An occasional exercise space that mimics the health-enhancing effects of time in nature, without the driving rain. That’s where we come in.
💧Improve the quality of your water so that it flows like a mountain stream with our water filters, followed by our vortex water energisers.
☀️ Emulate the benefits of sunlight with the Photon near-infrared therapy lamp, which will gently warm you as you exercise for an anti-inflammatory energy boost.
🌬️ Recreate the revitalising effects of clean, coastal air with the Hextio air filter: a one-stop solution to air quality issues that brings the world’s most advanced air-cleaning technology straight to your home.
You’ll find everything you need to turn your workout space into a naturally supportive, life-affirming sanctuary in our online wellness shop: https://consciousspaces.com/pages/shop
Bank of England hold interest rates at all-time 0.1% low. What does this mean for you? Because of the uncertainties in the financial markets and the wider international economy, there has been speculation that the Bank of England would increase interest rates this month to counter the possible effects of a likely inflationary cycle. This month, they have decided not to make that move....
"What you speak over your life is what your life will become" Your Words Matter (Official Lyric Video) Fearless Soul
Check out our latest blog :)
Household savings we can all make There are areas of your household budget where you can achieve noticeable savings without sacrifice and one of those is heating bills.
Cost of moving home rises by 71% to record £11,777 The cost of moving home has risen sharply from £6,877 before the end of the main stamp duty holiday on 30th June 2021 to a record high of £11,777, meaning the average person buying and selling a home in England is required to find an extra £4,900 in up-front costs, according to data from Reallymo...
A wonderful gift we received today from our lovely clients.
So kind and thoughtful,
thank you, so so much.
#fortnumandmason #finewine #gift #wine #mortgage #mortgagebroker #advice #finance #businessadvice #office #officedesign #business #businessowner
Home Office space starting to get there.
#worklifebalance #homeoffice #business #businessgoals #growthmindset #powerhouse #dreambig #entrepreneur #adhdwoman #adhd #mortgage #finance #mortgagebroker
And this is why we at Gaia LOVE what we do.
We will not stop until we find you a solution
CONGRATULATIONS Heather Stevens
If you are partial to raised blood pressure, anxiety, stress headaches and rushing, rushing to produce your entire life on paper as you desperately attempt to prove your worth to a lender. Only to spend months on end waiting, seemingly aimlessly for what feels like an eternity as your sanity depletes and you lose the will to live in the process, then might I suggest buying a property!
Honestly, it's common knowledge that buying a property is right up there with some of the most stressful things to go through in life but JESUS CHRIST ALMIGHTY! What an absolute ORDEAL! Huge shout out to the UK government for making buying a property in England (for single people especially) harder than breathing under water!
Alas, yesterday I achieved a life long goal despite many detours, set backs, tears and tantrums and straight off the back of a global pandemic. God knows it's been a bloody long time coming but I have finally arrived at the door....OF MY HOME, with a foot firmly on that ever elusive property ladder!
I simply couldn't have achieved this without the expert advice from the one and only Kate Hunt. Buying in the UK is no easy feat I assure you, but I have just done it! I'd love to congratulate myself with a massive bottle of expensive champagne but I've just bought a property, so I'm skint and I have work in the morning..... 😅
Proud to be part of this amazing bunch. Winners of best network
HLPartnership on LinkedIn: HLP wins Best Network 300 + AR's - Mortgage Strategy Awards. | 35 comments We are absolutely thrilled to announce that tonight, HLPartnership has been crowned the winner of Mortgage Strategy's prestigious Best Network 300+ AR's... 35 comments on LinkedIn
Independent, Whole of Market Advice.
Gaia Financial Limited are a Mortgage Brokerage who have been set up in a way that gives you, the customer control and flexibility in how we approach you and your finances. We offer appointments face to face at a place of your convenience, over the phone and even offer skype and zoom appointments. Our handy online booking system allows you to book appointments with us straight away into our diary.
We would love to hear from you about how we may be able to help you get either the home of your dreams or remortgage your current deal. With our range of Personal Protection Policies we are sure we will be able to find something that not only fits your budget but also your lifestyle.
Buying a property is an incredibly exciting experience, yet can be very a very nervous one. We are here to hold your hand through the whole process and give guidance and advice on what would work for you best.
An independently owned Mortgage & Protection Brokers passionate about providing quality, bespoke tailored advice designed around you and utilising technology to make the your experience a simpler one.
At Tomorrow Mortgages, we deliver a service that is based on trustworthy advice, transparency and honesty. Whether you’re a first time buyer, a current mortgage holder or an investor we will help you find the mortgage that is right for you.
We deal with everything mortgage and insurance related, first time buyer mortgages, remortgaging, home movers, buy to let, lifetime mortgages, life and critical illness insurance, solicitors and much more!
The Debt Support Company is an independent ethical, debt management company. We help if you are struggling with exsisting debts and specialise with Payday Loans.
At Nsure Chartered Financial Planners we believe that people deserve to reap the rewards from the efforts they put in during their working lives. We take great pride in offering expert advice on all personal financial matters.
Mortgage and Protection Specialist - Expert advice on mortgages and protection backed by one of the UK's largest Networks. Founder of The Sales Diary - Trainer/Coach/Speaker/Motivator * Learn * Adapt * Achieve
Pentagon Financial Management Ltd are Independent Financial Planners, Mortgage Brokers and Insurance Advisers. We provide comprehensive, bespoke financial advice to our private and corporate clients.
Providing regulated services for Mortgage and GI Brokers, HLPartnership (HLP) is a Financial Service
ABOUT US : We are an established mortgage brokerage and have offered a fast and quality service since 1999.
The Sussex Finance Academy is a school dedicated to train pupils to pass Certificate of Mortgage Advice and Practice to become a qualified Mortgage Broker
Specialist Mortgage Broker