Concierge Wealth Management Limited

Concierge Wealth Management Limited

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Come along to our information morning on FRIDAY 6th SEPTEMBER from 10:30am-12pm. Retirement & Later Life Advice Morning with Kieron Robertson at The Hawthorns is open to everyone! Kieron, Retirement & Later Life Advice Specialist and member of Society of Later Life Advisers from Concierge Wealth Management Limited, will be on hand to provide free and confidential advice, answering your questions in relation to a range of key later life financial concerns, such as #Investment, #PensionPlanning, Long Term Care Fees Planning and #InheritanceTaxPlanning.
Decisions around the financial side of retirement can be challenging, but The Hawthorns brings together the experts to answer any questions you may have. Our information morning on Thursday 24th April, from 10:30am-12:30pm, is open to everyone. Kieron Robertson, Retirement & Later Life Advice Specialist and member of Society of Later Life Advisers from Concierge Wealth Management Limited, will be on hand to provide free and confidential advice, answering your questions in relation to a range of key later life financial concerns, such as Investment/Pension Planning, Long Term Care Fees Planning and Inheritance Tax Planning.
#retirement #AdviceMorning

We are Independent Financial Advisors (IFA) and Wealth Managers with over 40 years’ combined experience. Our philosophy is to place you in an informed position, empowering you to make excellent, appropriate decisions about your finances under the protections of tailored advice and insightful guidance.

Operating as usual

14/01/2022

🌟🌟🌟🌟🌟

"This company is amazing. We have used them for more than 15 years and have found them to be professional in every area. They have advised us on many different aspects of finance and other issues and we have never been disappointed by the outcome. Over the years we have established a great relationship with the team and cannot thank them enough for the wonderful lifestyle we have now which we consider is down to their sound advice." -
Many thanks Val and John Dray

#FinanceAdvice #Shoreham

🌟🌟🌟🌟🌟

"This company is amazing. We have used them for more than 15 years and have found them to be professional in every area. They have advised us on many different aspects of finance and other issues and we have never been disappointed by the outcome. Over the years we have established a great relationship with the team and cannot thank them enough for the wonderful lifestyle we have now which we consider is down to their sound advice." -
Many thanks Val and John Dray

#FinanceAdvice #Shoreham

06/01/2022

A new study has identified that Britain’s future pensioners are putting their retirement future at risk by withdrawing cash from their pension pots while still in the accumulation phase[1]. The findings were that some people are confusing their pension pots for savings accounts, which may have a detrimental impact on their retirement.

Rather than its original intention of incentivising saving, tax-free cash allowances appear to have the opposite effect in practice – encouraging members of pension schemes to spend more before they retire and take their tax-free cash savings while they still have other sources of cash savings. This is a potentially very damaging situation for whole generations of future retirees.

The study highlighted that 76% of savers do not intend to use their tax-free cash for retirement income, with nearly a third (28%) accessing their pension pots while still in ‘accumulation’ phase and female pensions savers being over 10% more likely to sacrifice returns by taking cash at 55. 💷👇

http://ow.ly/mLqe50HcXIl

#Pensions #Retirement

A new study has identified that Britain’s future pensioners are putting their retirement future at risk by withdrawing cash from their pension pots while still in the accumulation phase[1]. The findings were that some people are confusing their pension pots for savings accounts, which may have a detrimental impact on their retirement.

Rather than its original intention of incentivising saving, tax-free cash allowances appear to have the opposite effect in practice – encouraging members of pension schemes to spend more before they retire and take their tax-free cash savings while they still have other sources of cash savings. This is a potentially very damaging situation for whole generations of future retirees.

The study highlighted that 76% of savers do not intend to use their tax-free cash for retirement income, with nearly a third (28%) accessing their pension pots while still in ‘accumulation’ phase and female pensions savers being over 10% more likely to sacrifice returns by taking cash at 55. 💷👇

http://ow.ly/mLqe50HcXIl

#Pensions #Retirement

01/01/2022

As we head towards a brand New Year, we'd like to wish all our lovely clients a very happy and healthy 2022. 🎆

#HappyNewYear #Shoreham

As we head towards a brand New Year, we'd like to wish all our lovely clients a very happy and healthy 2022. 🎆

#HappyNewYear #Shoreham

24/12/2021

Wishing all our wonderful clients a very Merry Christmas! 🎄💜

Stay safe and enjoy the festivities.

#Christmas2021 #MerryChristmas

Wishing all our wonderful clients a very Merry Christmas! 🎄💜

Stay safe and enjoy the festivities.

#Christmas2021 #MerryChristmas

16/12/2021

How much pension income will you need for a comfortable retirement?

The purpose of a pension is to provide an income for you to live the life you want once you have retired. But, due to longer life expectancies, less generous schemes and lack of understanding around saving, a common problem is that some people don’t retire with enough to last them.

The current life expectancy in the United Kingdom[1] in 2017 to 2019 was 79.4 years for males and 83.1 years for females, while you can access your pension savings from the age of 55, and the State Pension age is currently 66.

http://ow.ly/4FAw50H59yy

#Pension #Savings

How much pension income will you need for a comfortable retirement?

The purpose of a pension is to provide an income for you to live the life you want once you have retired. But, due to longer life expectancies, less generous schemes and lack of understanding around saving, a common problem is that some people don’t retire with enough to last them.

The current life expectancy in the United Kingdom[1] in 2017 to 2019 was 79.4 years for males and 83.1 years for females, while you can access your pension savings from the age of 55, and the State Pension age is currently 66.

http://ow.ly/4FAw50H59yy

#Pension #Savings

09/12/2021

No two individuals share the same goals or ambitions. Each person is unique, with their own needs, targets and budgets. So when it comes to managing your money, building wealth, securing your future and, above all else, drawing up an effective plan for fulfilling your investment objectives, professional financial advice should be tailored to your unique specific needs.

A recent survey has identified that around 17 million[1] UK adults have sought financial advice and, as a result, many report experiencing emotional, as well as financial, benefits.

With many people currently coping from rapid changes to their financial circumstances due to the coronavirus (COVID-19) pandemic leading to reduced income or redundancy, let’s look at how financial advice can improve your financial situation and your wellbeing.

http://ow.ly/R5S550GZCKM

#FinancialPlanning #Savings

No two individuals share the same goals or ambitions. Each person is unique, with their own needs, targets and budgets. So when it comes to managing your money, building wealth, securing your future and, above all else, drawing up an effective plan for fulfilling your investment objectives, professional financial advice should be tailored to your unique specific needs.

A recent survey has identified that around 17 million[1] UK adults have sought financial advice and, as a result, many report experiencing emotional, as well as financial, benefits.

With many people currently coping from rapid changes to their financial circumstances due to the coronavirus (COVID-19) pandemic leading to reduced income or redundancy, let’s look at how financial advice can improve your financial situation and your wellbeing.

http://ow.ly/R5S550GZCKM

#FinancialPlanning #Savings

01/12/2021

When you’re starting out working in your 20s, you may not be thinking about retirement in 40 years. The same goes for your 30s, 40s and even 50s. There is always something on the horizon you could be saving for besides your retirement.

No matter how old you are, it’s always a good time to review your pension savings and update your retirement plan. Understanding your retirement goals during each decade is key to making sure you are able to enjoy and live the lifestyle you want and work hard for when you eventually decide to stop working.

Here's what you need to consider at every life stage 👇

http://ow.ly/YCQJ50GWlmt

#Retirement #PensionSavings

When you’re starting out working in your 20s, you may not be thinking about retirement in 40 years. The same goes for your 30s, 40s and even 50s. There is always something on the horizon you could be saving for besides your retirement.

No matter how old you are, it’s always a good time to review your pension savings and update your retirement plan. Understanding your retirement goals during each decade is key to making sure you are able to enjoy and live the lifestyle you want and work hard for when you eventually decide to stop working.

Here's what you need to consider at every life stage 👇

http://ow.ly/YCQJ50GWlmt

#Retirement #PensionSavings

24/11/2021

Meet Derek Burston,
#Mortgage #Specialist!

Derek has always had a proclivity toward mathematics which led him to start his career in financial services with Pearl in 1993. Whilst with the company he developed his skill set and was noticed as an achiever and was soon moved from business support, becoming a fully qualified Financial Advisor by May 2000. In 2003 Derek chose to specialise in Mortgages and Protection as he enjoyed the consistent challenges delivered by this market and takes great pleasure in assisting house-buyers meet their ownership dreams.

Derek’s strengths do not lie just with the number crunching but even more so with a predisposition to customer service, something that he is very proud of. Derek’s warmth and kindness is ever present within his patience and care of approach with all clients. Whether first time buyer or a professional landlord, Derek’s wealth of experience and dedication to the client’s positive experience permeates through every aspect of his approach...

http://ow.ly/m0lE50GRJRk

#MeetTheTeam #Sussex

Meet Derek Burston,
#Mortgage #Specialist!

Derek has always had a proclivity toward mathematics which led him to start his career in financial services with Pearl in 1993. Whilst with the company he developed his skill set and was noticed as an achiever and was soon moved from business support, becoming a fully qualified Financial Advisor by May 2000. In 2003 Derek chose to specialise in Mortgages and Protection as he enjoyed the consistent challenges delivered by this market and takes great pleasure in assisting house-buyers meet their ownership dreams.

Derek’s strengths do not lie just with the number crunching but even more so with a predisposition to customer service, something that he is very proud of. Derek’s warmth and kindness is ever present within his patience and care of approach with all clients. Whether first time buyer or a professional landlord, Derek’s wealth of experience and dedication to the client’s positive experience permeates through every aspect of his approach...

http://ow.ly/m0lE50GRJRk

#MeetTheTeam #Sussex

17/11/2021

Are you making use of this useful and much under-utilised exemption? 🤔

If you want to make inheritance gifts from surplus or excess income, there is a useful and much under-utilised exemption that allows gifts over and above the value of £3,000 per annum to be made without these gifts forming part of your estate if you die within seven years of making them.

The exemption comes under the heading of ‘Normal expenditure out of surplus income’. It is a particularly valuable way of gifting part of your estate to future generations on a regular basis.

If you want to make inheritance gifts from surplus or excess income, you need to show that you intend to make regular gifts that will not affect your normal standard of living, and that will come from income rather than capital.

http://ow.ly/XmH750GJlyI

#Inheritance #InheritanceGifts

Are you making use of this useful and much under-utilised exemption? 🤔

If you want to make inheritance gifts from surplus or excess income, there is a useful and much under-utilised exemption that allows gifts over and above the value of £3,000 per annum to be made without these gifts forming part of your estate if you die within seven years of making them.

The exemption comes under the heading of ‘Normal expenditure out of surplus income’. It is a particularly valuable way of gifting part of your estate to future generations on a regular basis.

If you want to make inheritance gifts from surplus or excess income, you need to show that you intend to make regular gifts that will not affect your normal standard of living, and that will come from income rather than capital.

http://ow.ly/XmH750GJlyI

#Inheritance #InheritanceGifts

09/11/2021

With the rapid changes that have swept the world over the last year resulting from the coronavirus pandemic, some people aged over 50 are facing a different retirement than they may have been expecting.

Some have less savings than they imagined, some have had to access their savings to supplement their income and some have retired earlier than they had planned. 🏡🔐

http://ow.ly/su8u50GEs4O

#PropertyWealth #Retirement

With the rapid changes that have swept the world over the last year resulting from the coronavirus pandemic, some people aged over 50 are facing a different retirement than they may have been expecting.

Some have less savings than they imagined, some have had to access their savings to supplement their income and some have retired earlier than they had planned. 🏡🔐

http://ow.ly/su8u50GEs4O

#PropertyWealth #Retirement

02/11/2021

#Budget2021: who wins and who loses?

How Sunak’s measures on tax and benefits will affect single people, couples and those receiving #pensions:

http://ow.ly/1YR450GzYvc

The Guardian #Budget #Finances

📸: Ryan Gillett

#Budget2021: who wins and who loses?

How Sunak’s measures on tax and benefits will affect single people, couples and those receiving #pensions:

http://ow.ly/1YR450GzYvc

The Guardian #Budget #Finances

📸: Ryan Gillett

28/10/2021

Are you following us on #LinkedIn? 🤔

Search 'Concierge Wealth Management Ltd' and follow us to keep up to date with the very latest!

http://ow.ly/Py4S50Gw41s

#LatestNews #FinanceAdvice

Are you following us on #LinkedIn? 🤔

Search 'Concierge Wealth Management Ltd' and follow us to keep up to date with the very latest!

http://ow.ly/Py4S50Gw41s

#LatestNews #FinanceAdvice

21/10/2021

As the coronavirus (COVID-19) pandemic continues into a second year, we’re learning more and more about its financial impact. While many individuals and families are struggling up and down the country, there is a particular strain placed on the parents of adult children.

A recent survey showed that 50% of adults with children over the age of 18 have provided financial help to them due to the pandemic[1]. Children may be staying in the family home for longer, since universities are unable to operate as they usually would, and some young people have decided to postpone their studies.

#Savings #FinancialAdvisors

http://ow.ly/Zihx50GrTdP

As the coronavirus (COVID-19) pandemic continues into a second year, we’re learning more and more about its financial impact. While many individuals and families are struggling up and down the country, there is a particular strain placed on the parents of adult children.

A recent survey showed that 50% of adults with children over the age of 18 have provided financial help to them due to the pandemic[1]. Children may be staying in the family home for longer, since universities are unable to operate as they usually would, and some young people have decided to postpone their studies.

#Savings #FinancialAdvisors

http://ow.ly/Zihx50GrTdP

14/10/2021

Meet Tracey Johnston,
Executive Assistant and Head of Client Liaison!

Tracey has had several roles within financial services, most notably as a Senior Account Executive for American Express Platinum Card (now known as Black Card) from 1993-1998 where she worked within the prestigious Concierge Service and attended to ultra-high net worth clients.

She has been with CWM since the start of the business in 2011 and is proud to have been pivotal in developing the company into the success it has become today. Tracey has been vital in her role as Executive Assistant to the Director Adam, and has recently been transferred to Head of Client Liaison. She is responsible for several aspects of the business, but most critically the client experience, ensuring each customer is supported through the advice process and feels informed within each phase of the service.

http://ow.ly/YFfA50GoaHF

#MeetTheTeam #FinancialAdvisors

Meet Tracey Johnston,
Executive Assistant and Head of Client Liaison!

Tracey has had several roles within financial services, most notably as a Senior Account Executive for American Express Platinum Card (now known as Black Card) from 1993-1998 where she worked within the prestigious Concierge Service and attended to ultra-high net worth clients.

She has been with CWM since the start of the business in 2011 and is proud to have been pivotal in developing the company into the success it has become today. Tracey has been vital in her role as Executive Assistant to the Director Adam, and has recently been transferred to Head of Client Liaison. She is responsible for several aspects of the business, but most critically the client experience, ensuring each customer is supported through the advice process and feels informed within each phase of the service.

http://ow.ly/YFfA50GoaHF

#MeetTheTeam #FinancialAdvisors

Outrage over £125m bonuses for staff at UK’s ‘failing’ financial watchdog 10/10/2021

Outrage over £125m bonuses for staff at UK’s ‘failing’ financial watchdog

Getting an increasingly large bill from this gang every year is getting more and more painful even before reading this 😡

They should be ashamed of themselves, makes me sick to my stomach 🤮

https://uk.news.yahoo.com/outrage-over-125m-bonuses-staff-053004135.html

Outrage over £125m bonuses for staff at UK’s ‘failing’ financial watchdog Outrage over £125m bonuses for staff at UK’s ‘failing’ financial watchdog. Financial Conduct Authority accused of failures ‘from top to bottom’ after a string of scandals

Concierge Wealth Management

An attentive advice service that ensures your
financial aspirations are met on target and on time

Whether it’s investing, retirement planning, saving for the future, family protection or estate planning, Concierge Wealth Management has it covered. Our approach is a process of exploring your needs and listening to you, so we can recommend solutions that reflect a balance between your competing desires, needs & choices, ultimately providing you financial success and security.

We love to talk. Speak to a Concierge Wealth Management adviser today.

Products

Investment Advice, Pension/Retirement Advice, Life & Illness Insurance, Mortgage Advice / Brokering, Estate planning

Telephone

Address


Terminal Building , 14 Cecil Pashley Way, Shoreham Airport
Shoreham-by-Sea
BN43 5FF

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Other Mortgage Brokers in Shoreham-by-Sea (show all)
Pembroke Financial Services Ltd Pembroke Financial Services Ltd
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Number One Mortgages Number One Mortgages
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Shoreham-by-Sea, BN43 6RE

Local independent Mortgage Brokers based in Shoreham and operating throughout Sussex offering expert financial advice.

Hilton Sharp & Clarke Financial Services Ltd. Hilton Sharp & Clarke Financial Services Ltd.
Marlborough House, 102-110 High Street
Shoreham-by-Sea, BN43 5DB

Established in 2005, HSC Financial Services are the Financial Planning arm of Hilton Sharp & Clarke, the leading independent firm of Chartered Accountants.