OurInsuranceGuy

We want you to have all the facts so you can see exactly how the works for your family and your community.

🔹Number of Mutuals: 34
🔹Established: 1856 to 1910
🔹Ownership: 100% Ontario-owned
🔹Employees: Over 1,400
🔹Policyholder Directors: 275+
🔹Policyholders: Over 450,000

Learn more about our history and our impact at ontariomutuals.ca.

Big changes coming with 🚗 Ontario Auto Insurance Changes – July 1, 2026

Drivers in London, Strathroy, Grand Bend, and St. Thomas will soon have the option to remove certain accident benefits to lower their insurance premiums.

But here’s what most people don’t realize:
👉 The savings are often only $5–$15/month
👉 These benefits cover income, recovery, and caregiving after an accident
⚠️ The Bigger Issue:

When you call a typical insurance call center:
You’re put on hold
You repeat your situation every time
You get a quote—but not real advice

With a local insurance advisor in London and surrounding areas, it’s different.
We take the time to understand:
✔️ Your income and financial situation
✔️ Your family responsibilities
✔️ Your current insurance coverage

So you can make the right decision—not just the cheapest one
📍 Serving:
London • Strathroy • Grand Bend • St. Thomas

📞 Book a Coverage Review
Before you remove any coverage, let’s walk through it together.
Our Insurance Guy
Local advice. Real protection.

After 6pm, working on another quote, coming half the cost than their current provider TD for Home Insurance, saving this family $150/mth with better coverage!

Too many families overpaying and not getting great service, don’t hesitate to reach out !

Did you know that nearly 40% of Canadian small businesses operate without business insurance, and recent surveys show as many as 70% of self-employed Canadians may have no coverage at all?

That means many contractors, tradespeople, and small business owners are one accident away from financial disaster.

If a customer slips on your job site...
If your work causes property damage...

If someone files a claim against your business — even if it’s false...
You could still face thousands in legal defence costs.

⚠️ Even an unsubstantiated lawsuit can require legal representation.
Commercial liability insurance doesn’t just protect against damages —
it helps cover:
✔ Legal defence fees
✔ Lawyer costs
✔ Settlements and judgments
✔ Third-party injury claims
✔ Property damage claims

In London, St. Thomas, Sarnia, and throughout Huron County, we help protect local contractors and business owners every day.
Because one claim can cost far more than years of premiums.

🔨 Contractor Insurance Built for Local Subtrades

Are you a contractor or subtrade working in London, St. Thomas, Sarnia, or Woodstock? We’ve got you covered with affordable, straightforward insurance designed for how you actually work.

✔ Electricians
✔ Painters
✔ Drywallers
✔ Carpenters
✔ Bricklayers
✔ Renovation Contractors

💲 Quotes starting at just $65/month
At Our Insurance Guy,
we’re not a call center — you get real, local advisors who understand the risks of working on job sites across Southwestern Ontario.

We help protect:
• Your tools & equipment
• Liability on job sites
• Your business reputation
• Contracts requiring proof of insurance

👉 Fast quotes
👉 Local advice
👉 Coverage that fits your trade
📍 Serving: London | St. Thomas | Sarnia | Woodstock
Message us today or call for a quick quote — takes just minutes.

We’re proud to support the communities we serve.

Today on behalf of AXIOM Mutual Insurance Company we had the opportunity to present a cheque to our local Plowmen’s Association in support of the upcoming Canadian Plowing Match in Strathroy this summer.

Events like the Plowing Match are deeply rooted in tradition and community—bringing together families, farmers, and local businesses to celebrate the strength of rural Ontario.

That same foundation is what mutual insurance is built on: people supporting people, with a long-term commitment to the communities we serve.
It was a pleasure to be joined by Ken Milligan and Richard Elliot, presenting this contribution on behalf of Axiom Mutual.

We’re honoured to play a small role in supporting an event that reflects the values we stand for every day.

We look forward to seeing the community come together in Strathroy this summer.

There’s a big difference between buying insurance… and having a team behind you.

At Our Insurance Guy, we don’t operate like a call centre.
We’re a local team of advisors who know our clients, our communities, and what’s actually at risk.

From families and homes to farms and businesses, our role goes beyond just placing a policy — we’re here to guide, advocate, and support when it matters most.
💬 When you call, you’re not starting over
🤝 When something changes, we’re already in your corner
🌾 When a claim happens, you’ve got a team backing you — not a queue

That’s the value of working with a mutual insurance mindset — people looking after people.

Proud to serve and protect clients across London, Strathroy, St. Thomas, Grand Bend and surrounding communities.
If you’re looking for advice, not just a quote — let’s connect.

We would truly appreciate if you can take a moment to leave a review on our Google business page or simply click the star rating

Thank you in Advance
https://g.page/r/CdkcIQN8NjKyEAE/review

💰 Are You Paying Too Much for Insurance in London or St. Thomas?
Many homeowners, drivers, and business owners in the London and St. Thomas area are surprised to learn they could save hundreds — sometimes thousands — just by comparing rates.

At Our Insurance Guy, we help to find you the best coverage at the lowest price.

✔ Home and Farm Insurance
✔ Auto Insurance
✔ Business & Contractor Insurance
✔ Fast Quotes and Friendly Local Service
We proudly help families and businesses across London, St. Thomas, Strathroy, and surrounding communities get better protection without overpaying.

📍 Local offices in London and Strathroy
📞 Call, text, or message us today for a quote

🏡 Own an older home in London, Ontario?

Some insurance companies have restrictions on homes built before 1950 or properties that are 50+ years old—but that doesn’t mean you can’t get great coverage at a competitive price.

At OurInsuranceGuy, we specialize in home insurance for older homes in London, Ontario, including non-heritage properties. We offer strong coverage, great rates, and flexible options tailored to older homes.

✅ Insurance for homes over 50 years old
✅ Coverage for houses built before 1950
✅ Competitive rates in London, St. Thomas & surrounding areas
Looking for the best insurance for an older home in London, Ontario? Contact us today for a fast quote and expert advice.