Money Managers

Newgold ETF investor, this is for you.

Let's discuss making extra payments on your loan.

First, it's important to note that your lender may not be pleased with this decision because the interest you pay is their income. As a result, some lenders may discourage or complicate the process of making extra payments towards your loan.

However, this doesn't mean it's impossible. Many people successfully make extra payments. For instance, I managed to pay off a debt of P340,000 in just 17 months by making additional payments. I would make these extra payments at the branch over the counter.

With the 🌳 bank , you can make extra payments at any time through their app or via internet banking directly to your mortgage.

You, too, can eliminate that unproductive debt as quickly as possible and learn to leverage debt to your advantage.

Your real enemies to wealth building are

1. Ignorance
2. Impulsiveness
3. Inconsistency

Which one are you struggling with the most?

Be grateful you have a salary.

Your salary is your most valuable tool for building wealth.

It is the steady form of income you will always receive, so be thankful you have it.

Your salary opens many opportunities for wealth creation.

It gives you leverage—the ability to use other people's money to grow your wealth.

Financiers value your salary highly.

Protect it at all costs, because failing to do so could lead to selling it and accumulating a chain of debts without anything to show for it.

If you're not careful, your salary could create financial messes; you might take out an advance loan, a credit card, personal loans, a car loan, or hire purchase agreements.

There’s nothing wrong with these loans, as long as you're using them to acquire assets that help repay them and generate more income.

Change how you see your salary.

Your primary wealth-building assets

1. Business ownership
2. Property ownership
3. Stocks/shares

Most people begin by owning a business and then use the profits to expand into real estate and stocks.

The issue is trying to do everything at once.

Start with one asset, focus on it, become profitable, and then diversify.

Impressive workmanship.

You can contact him @ 75480661

𝗖𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗮𝗹 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗳𝗲𝗲𝘀

When comparing commercial banking fees, it’s important for businesses to look beyond just the monthly account fee and consider the value received across everyday transactions.

This comparison shows that FNB remains competitive in key areas for business banking:

✔ One of the lower monthly account fees at P53.60
✔ Free airtime and electricity purchases
✔ Competitive card purchase charges
✔ Affordable electronic transfer pricing

For businesses that transact regularly, bundled and digital banking solutions can help reduce banking costs and improve convenience.

𝐓𝐡𝐞 𝐤𝐞𝐲 𝐭𝐚𝐤𝐞𝐚𝐰𝐚𝐲: understanding your bank’s pricing structure helps businesses choose an account that matches their transaction needs and saves money over time.

Where is your business bank account and why did you choose the bank you are using?

Quality Rental Property for you.

For rent, Boseja, near Andrew Wellio School.
2× Bachelor pads, newly built.

Featuring the following
The yard is walled, electric fence, motorized gate, back up Jojo tank, separate water meter, separate electric meter, sitting room TV mount already done, dish installed, fitted stove with oven, extractor fan, covered parking for 2 cars. Quiet neighborhood.

Awaiting electricity connection.

5 months later and still going.

This is the total we have invested in stocks and property through our metshelos.