Nine Ten Finance

Nine Ten Finance


We built our first home a couple of years back and Denjola was there to guide us every step of the way as we did not know much as First Home buyers. So it was a no brainer that we decided to go with him again a second time around. He has been there every step of the way guiding us and motivating us so that we could make another purchase My wife and myself sincerely appreciate his prompt response , honest advice and professionalism in helping us again in achieving our financial goals! Thanks Denjola !
Better late than never.

Best bloke best services (y)
Thank you NineTen finance for supporting our local community .. #sponsor #GRFC #community
Thank you so much Denjola. Honestly your service is great. Our home loan application was a very smooth transaction. Really appreciate the way you communicate at each and every stage through out the process and kept us well informed on everything. Thank you once again.

We make it happen. Whether you are a first home buyer, upgrading your home, interested in property investment or wanting to refinance, you can be confident that we will help you achieve your financial goal.

For more info please visit : Nine Ten Finance is a mortgage broker based in Castle Hill. We offer a range of financial services including mortgage broking and home loans, personal loans, commercial loans, car loans, motorbike loans, construction loans, personal loans, refinance, investment loans and more. We service across all regions including Castle Hill, Pendle Hill, Baulkham Hills, Bella Vista, Kellyville, Seven Hills, Lalor Park, Prospect, Kings Langley, Marayong, Doonside, Bungarribee, Girraween, Blacktown, Marsden Park, Schofields and more.

Operating as usual


🏝🚙 Anyone else been dreaming of a road trip holiday lately? 🙋‍♀️ ⁣

Australians are spending big on motor vehicles capable of exploring far and wide, with motorhome and 4WD holidays booming in popularity due to international travel restrictions ❌ 🛫 🗺⁣

Has any particular vehicle caught your eye? 👀⁣

If so, to explore your financing options, call 02 8080 2113, email [email protected] or DM us.⁣

*Source: Commonwealth Bank report⁣

#NineTenFinance #WeMakeItHappen #FirstHomeBuyers #Refinancing #DebtConsolidation #PropertyInvestment #ForwardThinkingMortgageBrokers #PersonalisedService #HomeLoans 26/03/2021

Free new mental health support service for small business owners

Floods, fire and pandemic – it’s been an incredibly tough 15 months for many Australian businesses.⁣⁣⁣⁣⁣⁣⁣⁣
And with government support about to end, looking after your mental health will be just as important as taking care of your business’s financial health. Floods, fire and pandemic - it’s been an incredibly tough 15 months for many Australian businesses. And with government support about to end, looking after your mental health will be just as important as taking care of your business’s financial health. 25/03/2021

How do you compare: how much of your pay goes to your mortgage?

The property market is going through a boom phase, which means housing affordability is getting tougher.⁣⁣⁣⁣
So how much does the average Australian household need to put towards their monthly home loan repayments in the current market? Let’s take a look. The property market is going through a boom phase, which means housing affordability is getting tougher. So how much does the average Australian household need to put towards their monthly home loan repayments in the current market? Let’s take a look.


Do you find it difficult to talk with your partner about your finances? 😤 😤 ⁣

It's more common than you'd think. ⁣

Latest research shows nearly three quarters of people have disagreements with their partner about money*. 🤑⁣

One helpful strategy involves getting on the same page with a big goal 🏡 🚙 and then working towards that goal by putting money towards it at the start of each pay cycle (not the end!).⁣

The second step? Get in touch with us to discuss financing that big dream. ⁣

To find out more, call 02 8080 2113, email [email protected] or DM us.⁣

*Source: Smartbank 86 400⁣

#NineTenFinance #WeMakeItHappen #FirstHomeBuyers #Refinancing #DebtConsolidation #PropertyInvestment #ForwardThinkingMortgageBrokers #PersonalisedService #HomeLoans


📰🚨 News alert: Property investors are finding regional areas increasingly appealing 📰🚨⁣

Turns out that regional areas are catching the eye of more and more property investors, according to a new survey.* 🧐⁣

Indeed, the proportion of investors that say regional markets are now the most appealing increased to 22% in 2020, up from 15% in 2019. ⁣

What do you think? 🤔⁣

Are regional areas the future due to better remote working opportunities? Or are metro areas still your investment property preference?⁣

Source: P**A survey⁣

#NineTenFinance #WeMakeItHappen #FirstHomeBuyers #Refinancing #DebtConsolidation #PropertyInvestment #ForwardThinkingMortgageBrokers #PersonalisedService #HomeLoans


Love what you do......Cheers


💁‍♀️ What's your post-COVID business recovery plan? 🙋‍♀️⁣

62% of SMEs say they’ll reassess their style of business funding as they look to recover from 2020, or take advantage of new opportunities in 2021.*⁣

It just goes to show how much COVID-19 has disrupted the business landscape over the past year.⁣

If you're in a similar situation and want to change your business's funding behaviour, then call 02 8080 2113, email [email protected] or DM us.⁣

*Source: ScotPac⁣

#NineTenFinance #WeMakeItHappen #FirstHomeBuyers #Refinancing #DebtConsolidation #PropertyInvestment #ForwardThinkingMortgageBrokers #PersonalisedService #HomeLoans


👨‍👧 First home buyers - you're on a roll! 🛼⁣

We've seen unpreced... (nope, we can't bring ourselves to say that word 😅) ... ahem ... We've seen 'crazy' first home buyer figures over the past few months.⁣

And we're not the only ones. Reports show first home buyers have almost doubled from their usual 12-15% of market activity to about 20-25% in recent times.* 😲⁣

This is due to improved housing affordability, record low interest rates, and remote working allowing young people to live in more affordable areas. ⁣

There's also a range of state and federal government incentives available to give first home buyers a leg up into the property market. 🤘⁣

To find out more about these incentives, call 02 8080 2113, email [email protected] or DM us.⁣

Source: Sydney Morning Herald, Jan 20⁣

#NineTenFinance #WeMakeItHappen #FirstHomeBuyers #Refinancing #DebtConsolidation #PropertyInvestment #ForwardThinkingMortgageBrokers #PersonalisedService #HomeLoans


This is one of our favourite quotes - enjoy the weekend.


💪 💪 💪 Record high refinancing numbers 💪 💪 💪⁣

We're seeing a record number of people refinancing their home loan, saving themselves thousands of dollars 💰 💵⁣

Last year the total number of people who switched home loan providers went up by 27%. ⬆️⁣

And experts are predicting that refinanced loans will rise a further 9% this year, meaning nearly 200,000 Aussies will switch lenders in 2021. 🤨⁣

Don't miss out on the action - get the ball rolling on refinancing today by calling 02 8080 2113, email [email protected] or DM us. ⁣

Source: ABS & Finder⁣

#NineTenFinance #WeMakeItHappen #FirstHomeBuyers #Refinancing #DebtConsolidation #PropertyInvestment #ForwardThinkingMortgageBrokers #PersonalisedService #HomeLoans


Education education education!
Developing our skills so we can provide the best for our clients.

Good to be back amongst the brokers post COVID.

Professional Development Day - 4th March 2021


Be Kind and have a good weekend.


As a Broker network we have access to 30+ different banks. For the first time we are proud to announce our partnership with an Islamic Bank.

Please feel free to get in touch if you would like to know more.


Have a great weekend and keep Smiling :)


Have a good weekend and let us be thankful for all the beautiful things around us.


Perfection is within yourself......have a good weekend.


Cheers to the Weekend - You Can 👍


Have a good weekend and all the best for the open homes.


Cheers to the great country we live in


Every home loan has a story.....and it takes guts to make the big move. Let us be a part of your story.


A quote we hear every day.......Happy Friday! and get in touch with us for all your home loan needs. We will make that "ONCE" worthwhile.


We are into 2021 and Friday has begun :)


Happy New YEAR! New year new hope.


Wish you all a safe & happy holiday! Thank you for your love and support throughout.

See you soon and let’s talk properties, portfolios, strategies & interest rates after the break 🙏🏼

From the team at
Nine Ten Finance


Hope you are having a good weekend!


Have a great weekend and stay happy! Get in touch with us for all your home loan needs - we will make you happier :)


Have a good weekend and happy house hunting!


Team lunch with our real estate partners.

Note: that's not Dhruvin's actual size 😜

[11/18/20]   Why Should You come to us, Instead of Your Bank?

Think about the last time you went grocery shopping.

I bet you spent at least a few minutes comparing brands and deliberating on which products offered the best value for money.

If we expect that level of choice in our supermarkets, why wouldn’t we expect the same from our home loans?

Our job is to do the comparing for you. Not only are we experts but we have access to a huge database of lenders who are all wanting your business. We are in the position to negotiate with those lenders and find you the right value-for-money loan to fit your lifestyle.

We at Nine Ten Finance :
Have access to more lenders, meaning you’re more likely to hear a ‘yes!’

Is specifically trained in mortgages and knows how to structure your loan to suit your goals

Acts as your own personal banker, guiding you through every step of the home loan process

Will be your broker for life! You’ll receive ongoing help and advice whenever you need it during the life of your loan


Diwali Wishes to all our dear clients and well wishers!


Believe in yourself and have a good weekend


Have a good weekend and move forward.

[11/03/20]   RBA cuts cash rate to an unprecedented 0.10%

More updates to follow...or call your broker to discuss your options.


What NOT to do when buying your first home.
Avoid becoming a meme by talking to us about how to make an offer on a house 💰

We’re here to help first home buyers throughout the entire purchasing process.


There is no short cut to hard work.

Our Story

We understand that no one likes to pay over the odds; this is why we compare and choose from our panel of over 25 lenders to find the right loan for each individual’s circumstances and needs. We help you complete the paperwork, professionally package it with your supporting documents and submit it to your chosen lender.

Thanks for liking Nine Ten Finance. Here we aim to keep you up to date with all the latest news in the property industry.

Videos (show all)

First Appointment
MFAA Broker
Application approval
What to expect at your first appointment


- Residential home loans & Refinance
- Investment property loans
- Personal Loans
- Car finance



15 Donnegal Court
Castle Hill, NSW
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