PropXcel

"The discussion reveals why refinancing has become one of the most powerful tools available to investors, particularly as serviceability rules, lender policies, and borrowing capacity continue to shift."

3 things investors should know:

• Courtney Horn & Raymond Jenkins bought a house in one of Queensland’s top growth suburbs six years ago for $300,000. Today, its value has nearly tripled.

• Courtney Horn and Raymond Jenkins bought a house in Leichhardt six years ago for their family, and the property has nearly tripled in value. Picture: Lyndon Mechielsen/Courier Mail

• “It was a little bit smaller than we wanted, but it was close to a school, close to shops . Over time we’ve slowly adjusted it to our needs, and we’ve noticed the suburb has changed over the years as well.”

Brisbane median house buyers need an extra $17,000 in annual income since January, while Perth buyers require an extra $16,500.

3 things investors should know:

• Under changes announced in the budget, negative gearing will be scrapped for investors purchasing an established property, and the 50% capital gains discount will be replaced with an inflation-indexation model.

• Here’s a snapshot into the various market influences playing out across the country.

• Home price growth has stalled across the country, driven by falls in Sydney and Melbourne.

A friend texted me yesterday: "Dashdot refers part-time buyer’s agents, ex-retail operators to fulfill services to out-of-pocket customers"

A short take, worth the 2-min think.

3 things investors should know:

• As widely expected, the Reserve Bank of Australia (RBA) held the cash rate steady at 4.35% in June , following three consecutive hikes at its previous three policy meetings. This hold will provide some relief for home...

• The key question here is whether this marks the end of the current cycle or is merely a brief pause , allowing more time for the central bank to assess the impact of the rate hikes implemented this year on key measures...

• The most recent inflation data showed only a limited pass-through from higher fuel prices (which drove headline inflation above 4% in both March and April) and the RBA’s preferred trimmed mean measure. Trimmed mean...

Westpac is the most hawkish of the major banks and is forecasting two additional hikes that could take the cash rate to 4.85% - a level not seen since 2008.

Property Buzz: Buyer’s agents under pressure, tax backlash builds, and rate cuts loom: What’s going on in real estate?

Drop your take below.