Deanna Ripepi Real Estate

Beautiful day for an open today in Healesville
23 Old Fernshaw rd Healesville
Stunning cottage charm ready to sell

SOLD! 🎉🎉🥂
12 Cornelia close Kilsyth is Sold to this lovely young couple, their first home together with their pup Maisey
🎉Congratulations to both Vendors Nicole and Ian and buyers Sophie and Travis

Awesome Family Home For Sale and Open for Inspection tomorrow, Saturday at 11am to 11.30am
3 bed, 2 bath, 2 living zones, large block with pool and pool house, great opportunity to get into the Kilsyth Market

12 Cornelia Close, Kilsyth, Vic 3137 Nestled in the bowl of a quiet court in the sought-after suburb of Kilsyth, this well appointed 3-bedroom, 2-bathroom residence offers an ideal blend of comfort, style, and functionality. Situated on a generous 931sqm block, this property is perfect for first home buyers looking to start t...

As written by Homely

The Reserve Bank of Australia has held the cash rate steady at 3.60 per cent, confirming expectations and signalling that inflation, not housing, remains the central focus for policy.

While a more hawkish tone had been anticipated after higher than expected inflation in recent quarters, the Bank softened its message, noting that part of the latest inflation rise was driven by temporary factors. Even so, the Governor made it clear that future decisions will depend squarely on upcoming inflation data, and that further rate cuts are far from guaranteed.

What this means for buyers

For buyers, today’s decision brings certainty, but not relief. Borrowing costs remain high by recent standards, and the RBA’s cautious stance suggests mortgage rates are likely to stay near current levels for some time.

This means buyers should plan affordability around today’s repayments rather than assume that quick rate cuts will improve borrowing capacity. Competition remains strongest in lower priced suburbs and more affordable capital cities, where buyers can still make the numbers work under current lending conditions. In Sydney and Melbourne, price growth has slowed as borrowing limits are reached, while outer ring suburbs and smaller capitals continue to attract demand.

The message for buyers is simple. Finance readiness matters more than rate timing. Pre approval, buffers for future repayments, and realistic price expectations are now essential. Speak to a trusted broker today to compare rates and get the preapproval you need to make the right decision.

What this means for sellers

For sellers, the rate hold effectively extends a period of relative stability. Prices have lifted over the past year and buyer demand remains solid, particularly where homes fall within accessible price brackets.

In affordable family suburbs, well presented homes are still attracting strong enquiry and competitive bidding. In premium inner city markets, however, buyers are more cautious and pricing expectations need to reflect current borrowing constraints rather than pre rate hike conditions.

If inflation were to soften meaningfully in 2026, future rate cuts could lift buyer demand again. However, until that path is clearer, sellers should expect steady rather than accelerating momentum.

☀️Auction tomorrow at 12pm
Fantastic development opportunity or knock down and build your dream home on a large 975m2 block of Prime Ferntree Gully land

2 Pinnacle Avenue, FERNTREE GULLY VIC 3156 L37440424} | Real Estate Yarra Valley Auction Onsite November 29th at 12.00pm Terms 60/90 days, 10% on signing A rare opportunity to secure a large, level allotment in one of Ferntree Gully's most

I live and work in the ever growing suburb of Kilsyth, and I understand exactly what makes our community so special. From beautiful landscapes to a strong local lifestyle,

Knowing the area inside and out allows me to showcase the true value of your home to prospective buyers. Sellers benefit from my local expertise and the strong demand for homes in this sought-after region.

If you’re thinking about selling in Kilsyth and surrounding areas, contact me today for a local market appraisal.

Deanna Ripepi – Senior Sales Consultant
M: 0491 145 176 | W: realestateyv.com.au

For Sale
Great development opportunity or knockdown rebuild
Open today at 11.30am

2 Pinnacle Avenue, FERNTREE GULLY VIC 3156 L37440424} | Real Estate Yarra Valley Auction Onsite November 29th at 12.00pm Terms 60/90 days, 10% on signing A rare opportunity to secure a large, level allotment in one of Ferntree Gully's most

Love getting reviews such as this one from a very happy purchaser of my last sale in Ringwood East

5.0

Verified review ✨✨✨✨✨

Buyer of house in Ringwood East, VIC

1 day ago

Deanna was knowledgeable, polite and patient. She went above and beyond to make sure any questions we had were answered. She was a fundamental part in bridging the previous and new owners to provide the best outcome for both parties.

Recently, I conducted a market appraisal for a Yarra Valley homeowner who wasn’t sure if it was the right time to sell. After reviewing the market data and understanding their goals, they decided to list, and their property sold within weeks for a price they were thrilled with.

A free market appraisal doesn’t commit you to selling, but it gives you the knowledge and confidence to make the right move when the timing feels right.

If you want to explore your property’s potential without pressure, contact me for a free appraisal today.

Deanna Ripepi – Senior Sales Consultant
M: 0491 145 176 | W: realestateyv.com.au