Bill Heinberg Insurance

Bill Heinberg Insurance

Bill Heinberg Insurance is located in Historic Downtown Wilmington. We specialize in a Property and Liability insurance for coastal residents.

Some of the insurance services we offer:
-Homeowner and Dwelling Fire
-Personal and Commercial Auto
-General Liability
-Worker’s Comp
-D&O / E&O
-Public Transportation
-Notary Public

Stop in or call us today for your free quote!
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Giant hogweed, plant that causes blindness and third-degree burns, discovered in Virginia

Today's PSA: Use caution if you see this plant around, it's bad news and that's no joke! Giant hogweed, an invasive plant that can cause third-degree burns and blindness, has been spotted in more than 10 states

New Hurricane Predictions For 2018 Season: What NC Can Expect

How will this season shape up? We shall see... Remember, when a storm hits is NOT the time to beef up your insurance coverage. Most carriers will place binding restrictions when a storm reaches specific coordinates and no changes can be made. There's a 30 day waiting period for flood policies so even you were to purchase the coverage would be available right away. Advanced planning is always best. Colorado State University weather researchers are predicting a slightly above-average Atlantic Hurricane season in 2018.

It's that time again!

Friday the 13th: 5 things to know

Happy Friday! Is your day going well or straight down the drain? Is today unlucky? What do you think? Today is 2018's first Friday the 13th.

5 Reasons to Keep Your Yard Clear of Clutter - Zen of Zada

A collection of junk in your yard can be a disconcerting liability hazard. Keeping up with the clutter will lessen your chances of having to file an expensive claim. Read on for more beneficial aspects of a clean yard. By Guest Blogger, Linda Bailey It doesn’t take much to turn a perfectly manicured lawn into an obstacle course for yourself or your pets. Keeping your yard clear of clutter can help you more than you realize. Aside from the obvious physical attributes of a clean lawn, there could also be some ment...

5 Things to Know Before You Replace Your Roof

Ah, the joys of home ownership. Except when things go wrong. Get a jump on that and replace big ticket items BEFORE they break. Don't cut corners to cut costs

There was a lovely dedication of a Little Free Library outside our office today. The box stands in memory of Beverly Smith, from her fellow Book Club members. Drop by and check it out, maybe borrow a book.

Wanted: Punxsutawney Phil

😂Shame on you groundhog! The famous groundhog Punxsutawney Phil is wanted in Pennsylvania after police say he falsely predicted the end of the winter.


Taking a moment to highlight some good in the world...

How these two guys went from shipping socks out of their apartment to breakfast with Zac Efron.

2018 $1,000 Girl Scout Cookie Buy VOTE NOW! - Sunny 103.7

Please VOTE for Troop 4257 and help them win $1000 towards Operation Cookie Drop. The cookies go the soldiers overseas. © 2018 Sunny 103.7 | Site designed and managed by WRAL Digital SolutionsWRAL Digital Solutions. | Privacy Policy

[02/08/18]   Have you had a great experience here? Like our customer service? Leave us some a Google review!

[02/07/18]   Looking for some delicious Girl Scout cookies? Pop into the office before 3pm and pick some up while making you payment or shopping your insurance!

Winter Storm Inga's Snowy Swath to Sweep through the Midwest, Northeast, South; Dangerous Ice Possible in Central Texas

Are we getting more snow? What do you guys think? Post your predictions below! A wintry mess is expected in multiple regions from Inga.

[01/08/18]   We are back in the office today! However, you can ALWAYS make payments on your own via your carrier's website for more information please visit:

Payments - Bill Heinberg Insurance

In preparation for the coming winter weather, we're preparing to work from home tomorrow. You can still reach us via phone for inquiries. ** To avoid a huge rush of incoming calls and delayed responses, we are asking that you call your carrier directly for payments OR pay via their website or smart phone app (Progressive, Dairyland, Discovery). Phone numbers and payment links can be found here: Thank you in advance. To make a credit card or electronic check payment, please contact your insurance company using the information below. Please have your policy number available when calling. Our office is ready to help if further assistance is needed.

44 Ways to Kick-Start Your New Year

The new year offers a fresh start for us all, make the most of it with these great tips. This is the beginning of ANYTHING you want! Experts and SUCCESS readers offer great ideas for turning new year resolutions into accomplishments.

A very merry Christmas to you and your family.

[12/21/17]   Need some insurance assistance? Come see us tomorrow! We're closed for the holiday Saturday, Monday and Tuesday. Someone will be available (via phone ONLY) on Tuesday. Please enjoy this time with your loved ones

November 20, 2017 -- NC Rate Bureau Asks for 18.7 Percent Rate Hike for Homeowners Insurance RALEIGH -- Insurance Commissioner Mike Causey today announced that the North Carolina Rate Bureau has filed notice with the NC Department of Insurance asking for a statewide average increase in homeowners insurance rates of 18.7 percent for 2018. The NC Rate Bureau represents the homeowners insuranc...


A tasty treat, perfect for holiday gatherings.

Hot Chocolate Ice Cream Pie Bites

Sponsored by Dove Chocolate

New policy quote? Need to refresh your coverage? We're here to help!

Kids Events, Free Events for Kids in Wilmington NC - Whats On Wilmington - Wilmington, NC Events - Whats On Wilmington

Tons of fun things for your family to do during the holiday season; shows, parades, trains, SANTA and more! Find kids events and free events for children at Info on upcoming kid friendly events and fun kids events in the Wilmington NC area.

Holiday Sale

Some beautiful pieces are available for purchase Saturday Dec 2. Lovely one-of-a-kind gifts for those who have everything. Shop local! orange street pottery

Home - Bill Heinberg Insurance

Please be mindful that the office will be closed THURSDAY - SATURDAY so that our staff can enjoy the Thanksgiving holiday. We will return refreshed on Monday happy to assist you.

If you need to make a payment while the office is closed please visit for information on how to get to your carrier's website and their toll free #. In some cases, you can make payments through a smart phone app (Progressive, Dairyland & Discovery only).

Melissa, in our Louisburg location, will be available, via PHONE to take calls on Friday & Saturday (9am-9pm). Our main phone # (910-762-9304) will be routed to her during those times. DWI is a serious offense and can result in a host of civil penalties, fines, charges. At Bill Heinberg insurance we have special programs designed for first time DWI offenders

Veteran's Day Parade for Southeast North Carolina - Wilmington, NC

How exciting, our very first Veteran's Day parade! Go! Tell your friends! Honor our local Veterans and give thanks for the freedoms we enjoy daily. The Veteran's Day Parade is held in downtown Wilmington, NC and honors all US Veterans. Join us in celebrating those who have served for our country.

Just another day at the office...
Have a safe & happy Halloween!

Helpful tips for Halloween safety

What Uber and Lyft Drivers Need to Know About Car Insurance

Thinking of becoming a rideshare driver? You may not be covered on your policy for that. Here's what you need to know; You're required to carry liability insurance as a rideshare driver, but will Uber or Lyft's own insurance also protect you?

What You Need For A Car Insurance Quote & Why |

Need an insurance quote? Bringing the proper documentation and having the correct answers all help the transaction go smoothly. See below for the what to have and the the WHY it's needed. Learn what auto insurance companies ask when you get a car insurance quote & why they ask the questions they do.

[10/12/17]   Today's PSA: Please, PLEASE remember to call and let us know if/when your mortgage changes hands. This is especially important if your mortgage company is paying your insurance bill. We've seen this issue twice this week.

If you don't call us with that change your new mortgage company isn't going to get the renewal bill and they won't send out the payment. If the payment doesn't go out your policy will CANCEL!


Organizational genius hacks

Here's 6 life-changing kitchen hacks 😱!

National Motor Vehicle Title Information System


9/18/2017 4:09:50 PM

Beware flood cars following Harvey, Irma

Vehicles that have been totally or partially submerged often show up for sale on new and used car lots, after extensive cleaning that makes it hard for buyers to detect damage. Under North Carolina law flood damage must be disclosed in writing, but title paperwork is sometimes unlawfully altered to remove any mention of flood damage.

To avoid buying a flood-damaged car:
• Ask the seller directly if the car has been damaged in any way, including by storms or flooding.
• Consider getting a complete vehicle history report. Visit for a list of approved providers.
• Request a copy of the title for any used car. Check the date and place of transfer to see if the vehicle comes from a state that recently experienced flooding. Flood damage will only be disclosed on the title if the insurance company officially declared the car totaled.
• Have the car examined by an independent mechanic of your choice before you buy.
• Avoid buying a car over the Internet if you haven’t seen it in person, especially if it is being sold in an area that recently experienced flooding.
• Check for rust and mud in the trunk, glove box, and dashboard and beneath the seats.
• Look for rusty brackets under the dash and carpet, discolored upholstery, and mismatched carpet.
• Test electronics like headlights, windshield wipers, turn signals, power outlet, and radio.
• Run the heater and air conditioner, and look in the vents for signs of water or mud.
• Make sure all gauges on the dashboard are working accurately.

If you believe that you may have unknowingly purchased a flood-damaged vehicle or want to report auto repair problems, contact our Consumer Protection Division by phone at 1-877-5-NO-SCAM toll-free within North Carolina. Consumers can also get tips on auto damage disclosure and file a consumer complaint online at

This message brought to you on behalf of North Carolina Attorney General Josh Stein. NMVTIS is the federal government’s response to addressing auto fraud and protecting consumers by consolidating vehicle history information from across the nation and granting consumer access to it. NMVTIS Reports can help you make a smarter buying decision about a used car or truck.

[08/28/17]   A friendly reminder about flood insurance; if there's a storm coming, it's too late to purchase! Call us now for your quote and be prepared ahead of time.

What to do if your solar eclipse glasses won't arrive in time

I think many of us are still searching for Eclipse glasses and due to the scarcity of them, might not get any in time for Monday. Fear not friends! There's still hope to "view" this magnificent event. Pull our your arts and crafts and get making! If you won't have eclipse glasses in time for the total solar eclipse that will cross the United States on Aug. 21, here are your options for getting them in a hurry or viewing the eclipse another way.

[05/23/17]   We have moved our phone service to a different provider. If you tried to reach us in the AM and weren't successful that's why. The lines were down for about 2 hrs but are back up and running smoothly. We apologize for any inconvenience, however, you can ALWAYS directly call your carrier to make policy inquires and payments. Numbers and web addresses are listed on our website:

10 Safety Tips for Driving After Dark Night driving isn't just annoying, it's dangerous. Here are 10 of our favorite tips to make your nocturnal migrations safer and better.

Happy #NationalSuperheroDay! 5 female superheroes you should be obsessed with

Up Up and AWAY! Beyond Wonder Woman, this is who you need to know about.

[04/28/17]   It's motorcycle season! Make sure that your insurance is up to date. Need a new quote? Come see us or give a call. For everyone else, keep watching your rear view and side mirrors and share the road!

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420 Orange St
Wilmington, NC

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
Saturday 10:00 - 14:00
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