Bill Heinberg Insurance

Bill Heinberg Insurance is located in Historic Downtown Wilmington. We specialize in a Property and Liability insurance for coastal residents.

Some of the insurance services we offer:
-Homeowner and Dwelling Fire
-Personal and Commercial Auto
-General Liability
-Worker’s Comp
-D&O / E&O
-Public Transportation
-Notary Public

Stop in or call us today for your free quote!
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Winter Storm Inga's Snowy Swath to Sweep through the Midwest, Northeast, South; Dangerous Ice Possible in Central Texas

Are we getting more snow? What do you guys think? Post your predictions below! A wintry mess is expected in multiple regions from Inga.

[01/08/18]   We are back in the office today! However, you can ALWAYS make payments on your own via your carrier's website for more information please visit:

Payments - Bill Heinberg Insurance

In preparation for the coming winter weather, we're preparing to work from home tomorrow. You can still reach us via phone for inquiries. ** To avoid a huge rush of incoming calls and delayed responses, we are asking that you call your carrier directly for payments OR pay via their website or smart phone app (Progressive, Dairyland, Discovery). Phone numbers and payment links can be found here: Thank you in advance. To make a credit card or electronic check payment, please contact your insurance company using the information below. Please have your policy number available when calling. Our office is ready to help if further assistance is needed.

44 Ways to Kick-Start Your New Year

The new year offers a fresh start for us all, make the most of it with these great tips. This is the beginning of ANYTHING you want! Experts and SUCCESS readers offer great ideas for turning new year resolutions into accomplishments.

A very merry Christmas to you and your family.

[12/21/17]   Need some insurance assistance? Come see us tomorrow! We're closed for the holiday Saturday, Monday and Tuesday. Someone will be available (via phone ONLY) on Tuesday. Please enjoy this time with your loved ones

November 20, 2017 -- NC Rate Bureau Asks for 18.7 Percent Rate Hike for Homeowners Insurance RALEIGH -- Insurance Commissioner Mike Causey today announced that the North Carolina Rate Bureau has filed notice with the NC Department of Insurance asking for a statewide average increase in homeowners insurance rates of 18.7 percent for 2018. The NC Rate Bureau represents the homeowners insuranc...


A tasty treat, perfect for holiday gatherings.

Hot Chocolate Ice Cream Pie Bites

Sponsored by Dove Chocolate

New policy quote? Need to refresh your coverage? We're here to help!

Kids Events, Free Events for Kids in Wilmington NC - Whats On Wilmington - Wilmington, NC Events - Whats On Wilmington

Tons of fun things for your family to do during the holiday season; shows, parades, trains, SANTA and more! Find kids events and free events for children at Info on upcoming kid friendly events and fun kids events in the Wilmington NC area.

Holiday Sale

Some beautiful pieces are available for purchase Saturday Dec 2. Lovely one-of-a-kind gifts for those who have everything. Shop local! orange street pottery

Home - Bill Heinberg Insurance

Please be mindful that the office will be closed THURSDAY - SATURDAY so that our staff can enjoy the Thanksgiving holiday. We will return refreshed on Monday happy to assist you.

If you need to make a payment while the office is closed please visit for information on how to get to your carrier's website and their toll free #. In some cases, you can make payments through a smart phone app (Progressive, Dairyland & Discovery only).

Melissa, in our Louisburg location, will be available, via PHONE to take calls on Friday & Saturday (9am-9pm). Our main phone # (910-762-9304) will be routed to her during those times. DWI is a serious offense and can result in a host of civil penalties, fines, charges. At Bill Heinberg insurance we have special programs designed for first time DWI offenders

Veteran's Day Parade for Southeast North Carolina - Wilmington, NC

How exciting, our very first Veteran's Day parade! Go! Tell your friends! Honor our local Veterans and give thanks for the freedoms we enjoy daily. The Veteran's Day Parade is held in downtown Wilmington, NC and honors all US Veterans. Join us in celebrating those who have served for our country.

Just another day at the office...
Have a safe & happy Halloween!

Helpful tips for Halloween safety

What Uber and Lyft Drivers Need to Know About Car Insurance

Thinking of becoming a rideshare driver? You may not be covered on your policy for that. Here's what you need to know; You're required to carry liability insurance as a rideshare driver, but will Uber or Lyft's own insurance also protect you?

What You Need For A Car Insurance Quote & Why |

Need an insurance quote? Bringing the proper documentation and having the correct answers all help the transaction go smoothly. See below for the what to have and the the WHY it's needed. Learn what auto insurance companies ask when you get a car insurance quote & why they ask the questions they do.

[10/12/17]   Today's PSA: Please, PLEASE remember to call and let us know if/when your mortgage changes hands. This is especially important if your mortgage company is paying your insurance bill. We've seen this issue twice this week.

If you don't call us with that change your new mortgage company isn't going to get the renewal bill and they won't send out the payment. If the payment doesn't go out your policy will CANCEL!


Organizational genius hacks

Here's 6 life-changing kitchen hacks 😱!

National Motor Vehicle Title Information System


9/18/2017 4:09:50 PM

Beware flood cars following Harvey, Irma

Vehicles that have been totally or partially submerged often show up for sale on new and used car lots, after extensive cleaning that makes it hard for buyers to detect damage. Under North Carolina law flood damage must be disclosed in writing, but title paperwork is sometimes unlawfully altered to remove any mention of flood damage.

To avoid buying a flood-damaged car:
• Ask the seller directly if the car has been damaged in any way, including by storms or flooding.
• Consider getting a complete vehicle history report. Visit for a list of approved providers.
• Request a copy of the title for any used car. Check the date and place of transfer to see if the vehicle comes from a state that recently experienced flooding. Flood damage will only be disclosed on the title if the insurance company officially declared the car totaled.
• Have the car examined by an independent mechanic of your choice before you buy.
• Avoid buying a car over the Internet if you haven’t seen it in person, especially if it is being sold in an area that recently experienced flooding.
• Check for rust and mud in the trunk, glove box, and dashboard and beneath the seats.
• Look for rusty brackets under the dash and carpet, discolored upholstery, and mismatched carpet.
• Test electronics like headlights, windshield wipers, turn signals, power outlet, and radio.
• Run the heater and air conditioner, and look in the vents for signs of water or mud.
• Make sure all gauges on the dashboard are working accurately.

If you believe that you may have unknowingly purchased a flood-damaged vehicle or want to report auto repair problems, contact our Consumer Protection Division by phone at 1-877-5-NO-SCAM toll-free within North Carolina. Consumers can also get tips on auto damage disclosure and file a consumer complaint online at

This message brought to you on behalf of North Carolina Attorney General Josh Stein. NMVTIS is the federal government’s response to addressing auto fraud and protecting consumers by consolidating vehicle history information from across the nation and granting consumer access to it. NMVTIS Reports can help you make a smarter buying decision about a used car or truck.

Be a safe driver and save money. Sound too good to be true? The DOI's Safe Driver Incentive Plan illustrates how bad driving can really cost you.

[08/28/17]   A friendly reminder about flood insurance; if there's a storm coming, it's too late to purchase! Call us now for your quote and be prepared ahead of time.

What to do if your solar eclipse glasses won't arrive in time

I think many of us are still searching for Eclipse glasses and due to the scarcity of them, might not get any in time for Monday. Fear not friends! There's still hope to "view" this magnificent event. Pull our your arts and crafts and get making! If you won't have eclipse glasses in time for the total solar eclipse that will cross the United States on Aug. 21, here are your options for getting them in a hurry or viewing the eclipse another way.

Everyone's talking about the amazing solar eclipse coming our way this month. Are you excited? Will you be watching?

Do you have AAA Membership? We HIGHLY recommend it. Aside from discounts at many retailers, roadside assistance includes: towing, extraction, tire change, battery assist, lockout & fuel delivery. Pricing options are: Basic $59, Plus $89, Premier $119/year. Aren't you worth it? Call our office today for your membership package, you'll be glad you did.

Kids Events, Free Events for Kids in Wilmington NC - Whats On Wilmington - Wilmington, NC Events - Whats On Wilmington

For those of you with kids, welcome to summer vacation! You've made it through the school year, now what? Check out this site for lots of local, FUN activities all summer long. Find kids events and free events for children at Info on upcoming kid friendly events and fun kids events in the Wilmington NC area.

Atlantic Hurricane Season Is Expected to Be Busy

It's officially time to get prepped for the season! Don't wait until the last minute. The season, which runs from June 1 through Nov. 30, is likely to produce 11 to 17 named storms, the National Oceanic and Atmospheric Administration says.

Develop an Evacuation Plan

Do you have a disaster evacuation plan in place? Does your family know? Have you talked about it or practiced it recently? Make sure you are hurricane ready as the storm season approaches. The first thing you need to do is find out if you live in a storm surge hurricane evacuation zone or if you’re in a home that would be unsafe during a hurricane. If you are, figure out where you’d go and how you’d get there if told to evacuate. You do not need to travel hundreds of miles. Identify s...

[05/23/17]   We have moved our phone service to a different provider. If you tried to reach us in the AM and weren't successful that's why. The lines were down for about 2 hrs but are back up and running smoothly. We apologize for any inconvenience, however, you can ALWAYS directly call your carrier to make policy inquires and payments. Numbers and web addresses are listed on our website:

Know Your Stuff®

Have you ever done a home inventory? A list (or photos) of your possessions can prove invaluable for recovery after a disaster. This website can show you how. Know Your Stuff® — A home inventory can save time, money and peace of mind, and help you get the most value from your insurance.

10 Safety Tips for Driving After Dark Night driving isn't just annoying, it's dangerous. Here are 10 of our favorite tips to make your nocturnal migrations safer and better.

NCDOI | Teen Drivers

Is there a teen driver in the household? Get the skinny on what you need to know. . Teen drivers already pay significantly more for car insurance than more experienced drivers, and if you're not following the rules of the road, your costs will be even higher.

Happy #NationalSuperheroDay! 5 female superheroes you should be obsessed with

Up Up and AWAY! Beyond Wonder Woman, this is who you need to know about.

[04/28/17]   It's motorcycle season! Make sure that your insurance is up to date. Need a new quote? Come see us or give a call. For everyone else, keep watching your rear view and side mirrors and share the road!

Happy Administrative Professionals Day to all the admins out there, we know you do a lot behind the scenes to keep the office running smooth. A shout out to our cracker-jack team here at BHI! We appreciate your hard work and daily enthusiasm!

Hash browns recalled over golf ball pieces

Today's PSA A food company is recalling frozen hash browns from stores in nine states because the potatoes may have pieces of golf balls in them.

Daily Mail

A little reminder to be kind when parking. No one appreciates those who take up 2 spots.

This is what you get for parking badly 🚗 😂

Balsamic Strawberry Asparagus Recipe

It's finally strawberry season! Who's excited?? Post your best recipes here to share. This easy balsamic strawberry asparagus recipe turns cheap balsamic vinegar into a sweet syrup to drizzle on roasted asparagus with strawberries and basil.

Spectacular "Pink Moon" to grace the night's sky this week

Who will be watching this magical moment? Upload some photos here if you get any good ones. This spring's full moon is set to be special

2017 North Carolina Azalea Festival partners with Uber - WWAY TV3 Uber and the North Carolina Azalea Festival are partnering to help festival goers spend more time enjoying the weekend’s events and less time worrying about their ride.

BuzzFeed Video

We're living this eco-friendly alternative to plastic wrap.

This Eco Food Wrap Is Perfect For People Who Love The Environment

Penalties For Driving Without Insurance - Auto Insurance |

Have you let your insurance lapse? That's risky business. Call us for a new quote, we're happy to assist you! Learn more about penalties for driving without insurance in your state. No insurance violations vary by state. Avoid allowing your car insurance policy to lapse.

North Carolina Azalea Festival at Wilmington, Inc.

Step back in time and experience the enchanting world of Ma'Ceo at the North Carolina Azalea Festival April 7th through 9th! Get your tickets online or at the Azalea Festival Ticket Office today!

A useful tip from our friends at

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420 Orange St
Wilmington, NC

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
Saturday 10:00 - 14:00
Other Insurance Brokers in Wilmington (show all)
Owens Insurance Agency & Financial Services, Inc. Owens Insurance Agency & Financial Services, Inc.
5704 Oleander Dr, Ste 101
Wilmington, 28403

Owens Insurance Agency proudly serves NC, SC & Va. We take the worry out of properly insuring your homes, autos, motorcycle, RV's & boats to name a few.

Walter Samuels Insurance Walter Samuels Insurance
Wilmington, 28401

Insurance Agent-Funeral Director

JWB Insurance Group JWB Insurance Group
4010 Oleander Dr, Ste 11
Wilmington, 28403

JWB is a full service agency. We have a team of experienced Employee Benefit, Individual and P and C Agents. We work with all of the major carriers.

The Paragon Group, Inc. The Paragon Group, Inc.
5725 Oleander Dr, Ste D4
Wilmington, 28403

Health Insurers provide affordable insurance plans for Family, Individual, Groups and Students. We also provide long-term protection for you and your Family.

TJ Soffera-Aquesta Insurance TJ Soffera-Aquesta Insurance
700 Military Cutoff Rd, Ste 104
Wilmington, 28405

Your North Carolina Independent Insurance Agent offering Property & Casualty including Home, Auto, Health, Life, Business, etc. Located in Wilmington, NC.

Insurance Solutions Insurance Solutions
1201 Floral Pkwy
Wilmington, 28403

Insurance Solutions helps companies design and manage their employee benefits package. We are also able to help individuals who need help with understanding and selecting health insurance plans.

Vickie Adcox, North Carolina Farm Bureau Agent Vickie Adcox, North Carolina Farm Bureau Agent
1303 B Independence Blvd.
Wilmington, 28403

Get Real- Auto, Home, Life Life Insurance and Annuity products offered through Southern Farm Bureau Life Insurance Company. Jackson, MS

Insurance Marketplace Insurance Marketplace
3516 Wrightsville Ave
Wilmington, 28403

Independent Insurance Agent

Able Auto & Cycle Insurance - Wilmington Able Auto & Cycle Insurance - Wilmington
4008 Oleander Drive
Wilmington, 28403

Able Auto Insurance of North Carolina has been offering North Carolinians low auto insurance rates for over 20 years.

Brad Sizemore Insurance Agency Brad Sizemore Insurance Agency
4922 Randall Pkwy
Wilmington, 28403

Brad Sizemore Insurance Agency is a full-service insurance agency. With five locations, we provide you all your insurance needs.Please visit our website:

NC DUI Insurance NC DUI Insurance
4008 Oleander Dr
Wilmington, 28403

The Lowest DUI Insurance Rates in North Carolina!

Chris Burkauskas at Wells Insurance Chris Burkauskas at Wells Insurance
1 N 3rd St
Wilmington, 28401

Our Commercial Lines of insurance cover a huge range of industries from small businesses to heavy-hitters with thousands of employees.