Phil Torchon - Insurance Specialist

Phil Torchon - Insurance Specialist

Insurance Broker Phil Torchon works to provide clients -- both personal and commercial -- with the customized solutions that best fit their specific needs.

Insurance Broker Phil Torchon works to provide clients -- both personal and commercial -- with the customized solutions that best fit their specific needs.

One year down and many more to go!

Happy 1st Pizzolaversary, to our very talented Producer, Phil Torchon! Thank you for your hard work and dedication, here's to many more years.

Phil Torchon - Insurance Specialist's cover photo

Phil Torchon - Insurance Specialist's cover photo

Phil Torchon - Insurance Specialist

Pizzola Insurance Associates

With advances in medicine and people living longer, Long Term Care protection is an essential tool in protecting your hard-earned savings. But what if you don't use it? There are now Linked Benefit solutions that can provide valuable LTC benefits if you need them, Death Benefit if you don't, and guarantee you get all your money back if you change your mind!

Give us a call today at (818) 718-4780 or leave a comment below to learn more!

Pizzola Insurance Associates

Driving for Uber or Lyft? Call us to make sure you've got the right protection in place

Pizzola Insurance Associates

Don’t be tempted!

Don't be tempted by the lowest price - it may leave you with gaps in coverage! We'll find you the right policies at the best price.

Pizzola Insurance Associates

Will my rates increase if my car is equipped with these features...?

Pizzola Insurance Associates

Thank you so much for your referrals -- they mean the world to us!

Pizzola Insurance Associates

We know, insurance can be boring! Call us, and we'll help you through it!

Pizzola Insurance Associates

Before you take the toys out for a spin, make sure you've got proper coverage!

Pizzola Insurance Associates

Contact me today to make sure you and your family have the protection you need.

Insurance Tip: Did you know 2 out of every 3 homes are underinsured? Call us to make sure you're protected.

Motivation Monday...

Don't wait for great things to happen. Make them happen. Being proactive will allow you to create the opportunities that will propel you forward in your career. The same goes for your insurance. Be proactive and make sure you are getting the right coverage and policies to protect what matters most to you before any claim can happen. Call me today to schedule a free policy audit, to make sure you have the right policies in place.

Earthquake Insurance: Is It Worth It? - MomsLA

If you live in California and own a home, you need to make sure you have coverage in the event of an Earthquake. Your normal homeowners policies does not protect your after an earthquake. Check out the article below to see what homeowners in LA are saying about protecting their homes with Earthquake insurance and give us a call today for a free policy audit to make sure you have the right coverage.

Debunking the 3 Cyber Risk Myths for Small and Medium-Sized Businesses

Do you or your clients think they are too small to be a target? Do you know for sure if your current insurance coverage will protect you from a cyber claim? This article will help debunk the myth that only large companies are at risk and show you how you help protect yourself with the right insurance policy and coverage's. Cyber losses happen to large and small businesses alike. Call us today and make sure you and your business are properly insured to handle it. Cyber losses at large companies make the headlines. Hacks at Target, Equifax, JP Morgan Chase, Sony, and Anthem are well-known. While certainly painful experiences for them and their customers, these events are not likely to put these firms out of business thanks to their extensive IT departments, f...

Good times for a good cause. Thank you to all who came out and showed their support.

We had a blast yesterday at the Pubs N Paws Brew Fest. Thank you to everyone who came out to support Healthcare for Homeless Animals (HHA). Great cause!

So, you think you don't need life insurance??

Think you don’t need life insurance?

#protectyourself #protectyourfamily #protectyourlovedones #thinkforward #planahead #getlifeinsurance #pizzolainsuranceassociates #pizzolainsurance #pia #insurance #coverages #solutions #auto #home #business #health #life #over200carriers #competitivequote #letsusquoteyou #callusforaquote #callustoday #emailustoday

Despite Quakes, Few California Homeowners Have Earthquake Insurance

If you live in California and own a home, you need to have Earthquake Insurance to supplement your Homeowners Insurance. Homeowners Insurance will not cover you in the event of an earthquake. Don't wait for the big one to hit and be unprepared. Check out the link below to learn more and contact me today to see how we can protect what matters most to you. #insurance #homeowners #earthquake #protection #earthquakeinsurance The Department of Insurance says it is irresponsible to live in California without earthquake insurance. But many people do.

Pizzola Insurance Associates - "Solutions in the Realm of Uncertainty"

Check out our companies new video and see how we can help insure EVERYTHING that matters most to you. - "Solutions in the Realm of Uncertainty"

Pizzola Insurance Associates

This is why it’s so important to have an insurance agent you can trust! If you’re tired of being treated like just a number, then give us a call! We will tailor a policy(s) to your specific needs and will never “sell” you insurance you don’t need!!!

Do you know how much insurance coverage you have? Do you know how much coverage you need? Do you know what types of polices you need to best protect your family? Check out our Individual and Families Insurance Guide to see what you might be missing.

Message me to schedule an appointment today, to see what options and coverages are available to you, and protect what matters most.

550,000 homes in Southern California have the highest risk of fire damage, but they are not alone

With our changing climate, California has become increasing vulnerable to fire. Many Southern California properties are in neighborhoods built so close to forest and chaparral that they could fall to the kind of urban conflagration that wiped out a whole neighborhood of Santa Rosa in last month’s fires.

Phishing Scams Even Fool Tech Nerds—Here’s How to Avoid Them

Email phishing is a big threat to businesses everywhere. Even following the tips in the article below might not be enough! Contact me if you are interested in cyber insurance. Phishing is a bigger threat than ever, here are some things you can do to defend yourself.

Don't wait until it is too late! Find out more about Earthquake Insurance and how to prepare your home for the Big One by downloading my free Earthquake Checklist at

When a big earthquake hits, your first instinct can mean life or death

What's your plan? When a quake hits, should you run? Or drop, cover and hold on?

The Great California ShakeOut is happening tomorrow. Are you ready to shake, rattle, and roll? Download my Earthquake Kit Checklist at to help you prepare further.

The "Secure" Wi-Fi Standard Has a Huge, Dangerous Flaw

Hackers are finding new vulnerabilities to exploit all the time.
How do you protect yourself and your business? 1. Update your operating system regularly. 2. "... architecting networks with multiple layers of protection, so data security doesn't hinge on any one standard." (per the article below) 3. Cyber Insurance. A vulnerability called KRACK affects nearly every Wi-Fi device on the market.

California Today: Now Comes the Insurance Challenge

The New York Times is reporting that 60% of households are underinsured by about 20%. The concern is that people who lost their homes in the Napa and Sonoma County fires won't have the resources to build. Wednesday: Dealing with home insurance after the wildfires, more accusers for Harvey Weinstein, and a look back at California’s first Constitution.

Few Californians have earthquake insurance, but interest has jumped since the Mexico quakes

According to the article, only 10% of homeowners have an earthquake policy. Do you? Don't be left unprepared when the next Big One hits. Contact me for a quote. A low percentage of California homeowners and renters have earthquake insurance

Most of us are not ready for a major earthquake. This guy can help — and maybe save your life

If you have a disaster kit, make sure your food, water and batteries are all up to date (and that it includes earthquake insurance). If you don't, I hope this article will motivate you to prepare! He's ready for big one, wants you to be, too


Phil Torchon - Insurance Specialist's cover photo

Words to live by.

Harvey is a wake-up call check your homeowners insurance

If there's one thing to learn from Hurricane Harvey, it's that our homeowners insurance doesn't always cover what we think it does. A knowledgeable broker (like me!) can help you figure out your policy's limits and whether it will adequately safeguard your legacy. Call me today to set up an insurance review at (805) 520-4997. While you may have homeowners insurance, there's a good chance you don't have enough.


It happens to new and old
Business owners alike. It's not worth the risk. Know what the best options are to protect your business in any scenario.

Of the owners VICE News spoke to, many did not have flood insurance.

Scenes of flooding, destruction from Harvey reminder of California quake disaster risk

With all the devastation and loss from the destruction of Hurricane Harvey, many people in California are reminded of the constant Earthquake risk that threatens their families, homes, and businesses. Homeowner's or Commercial Business insurance will NOT cover you in the case of an Earthquake. If you live in California and do not have Earthquake coverage contact me now to learn more and to see what coverage options are available to best protect what matters most to you. Harvey is seen as a wake-up call of sorts for an earthquake disaster scenario that could be possible in California.

The National Flood Insurance Program |

In the aftermath of Harvey, some of my clients are asking me whether they need flood insurance. Here is a link to the FEMA website that can help answer your questions. Contact me if you'd like to talk about it further. We are redesigning to make it even more helpful. Don't worry though, much of the information you might need is right here.

Harvey's toll: 30,000 expected in Houston shelters, 450,000 may need disaster help

My thoughts are with the people of Houston, San Antonio and the surrounding area devastated by Harvey. Text the word HARVEY to 90999 to make a $10 donation to the American Red Cross Disaster Relief Efforts, if you can. They need our help. Authorities in Houston expect 30,000 people to be housed in shelters as Tropical Storm Harvey continues to cause widespread flooding.

Cyber Insurance: What Is It, Do You Need It?

With the recent news surrounding cyber threats and cyber attacks, many of my clients have been asking me about cyber insurance and how can it help protect their business in cases of theft or extortion of your valuable files or records. The article below gives a brief overview of what cyber insurance is and what can cover. For more information about how you can protect your business from cyber threats and to see what options are available to you, Call me at 805 231 8234 or email me at [email protected] Buying all sorts of insurance — car, home, flood, fire — is a common practice. These protect physical assets in case of an unfortunate event. But what ab...

Is your kid going off to college this Fall? If so, you might want to consider dorm insurance. Check out this article,, for more information, and feel free to give me a call at (805) 520-4997 if you want to discuss it.

Congratulations Fit 4 The Cause on the success of Saturday's Quadrathalon! I'm so proud to be part of this organization, which brings fitness training, exercise therapy and nutrition education to special populations that can't afford to join a gym.

Understanding Homeowners Insurance - NerdWallet

Choosing the home insurance that best suits your needs can be tricky. This article is a basic primer on what's available. If you need more information, I'm happy to help you figure out what is the right policy for you and your family. Give me a call at (805) 231-8234 Your home is more than just a roof over your head. Chances are it’s your most valuable investment, and one you likely can’t afford to replace if disaster strikes. That’s…

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Pizzola Insurance Associates - "Solutions in the Realm of Uncertainty"



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