Bloomingdale Insurance Agency - BIA

Bloomingdale Insurance Agency - BIA

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Have you noticed that only the individual part of Obamacare is constantly under threat by the Republicans? When in fact, all of healthcare insurance is governed by the Affordable Care Act and had to be adjusted starting in 2010 in preparation for full enactment of the law. So, your employer group health insurance complies with the complicated law too. It's just that health insurance through employers represents more political power and premium dollars and therefore has been untouchable by the shenanigans over the past year.
Volatility continues on The Affordable Care Act. Apparently, giving huge tax cuts to a small cadre of super wealthy is worth raiding the US Treasury and American pocketbooks now and in the future.
Soon I will be holding webinars to answer questions on health insurance and Medicare Advantage plans along with Medicare Supplements before the fall Open Seasons. I'll make it possible to post your questions in advance so that you can get answers and helpful suggestions.

To provide information and guidance to public so that it may receive advice and professional support for various individual and group financial programs.

Mission: Goal is to inform, be fair and satisfy client needs.

bloomberg.com

Employers Find Testing Employees More Trouble Than It’s Worth

Testing is on everyone's lips, but here is another view from employers struggling to get people back to work.

bloomberg.com Testing is “not a solution you can do for every employee, every day”

Bloomingdale Insurance Agency - BIA

[06/27/20]   If you find yourself without a job due to this pandemic, you have several ways to find health coverage until the job market improves. One is COBRA if your employer had 20 or more employees which will allow up to 18 months for identical coverage you had with your employer. The premiums are more expensive because your job is no longer paying. Two, see if your state accepted the expanded Medicaid and your new income status may make you eligible. Three, some states have association health plans that are benefit-lite but if your health is still good, may accept you for a reduced premium that can cover the basics. For more help or advice, call or email to [email protected].

[06/26/20]   Health insurers are rolling out premium discounts for both group accounts and individual policyholders in view of the challenging economic conditions. If you think you may need some help with premiums to keep your health insurance intact, call your company and watch for any special mailings. In addition, many state health exchanges have opened up enrollment periods instead of waiting for fall Open Seasons. For more information, visit your state's Insurance Dept. website for links to the Marketplaces or Exchanges covering your state.

[05/07/20]   Now is the time to get comfortable with health video calls with your doctor. As you know, most medical offices have limited in-person visits, but have expanded their capacity to see patients remotely. You will be assessed whether an office visit or more urgent care is needed. This kind of medical care is less expensive with lower co-pays, savings on time and transportation. After your first experience, you'll see how easy it can be.

[04/04/20]   Law allows penalty-free withdrawals for coronavirus expenses
The Coronavirus Aid, Relief, and Economic Security Act allows workers to take a coronavirus-related distribution from a defined contribution retirement plan without incurring the 10% early distribution penalty. Employers may be forced by some plan record-keepers to quickly decide if they will offer this type of early withdrawal.

[09/13/17]   September is Life Insurance Awareness Month. Did you know that 1-in-4 households get their life insurance thru their employers?

[09/13/17]   Personal questions before Health care Open Seasons. Call me at 202-462-2338.

Bloomingdale Insurance Agency - BIA's cover photo

[05/03/16]   May 11, 2016 I will attend the annual Carefirst Blue Cross Blue Shield meeting for brokers and agents. We get an overview from the company leaders since our last get-together in May 2015 for what is ahead for 2016-2017. It is an opportunity for insurance brokers working in the health insurance marketplace to hear about political developments and legislative initiatives that affect employer-provided health insurance as well as individual coverage. Of course, the two elephants in the room will be the coming Presidential election and the loss of more carriers shrinking the available pool of insurers and what that does to premiums for the future.

Staying Connected - The computer and telephone are the tools for today's insurance broker or agent.

www.rateabiz.com

Reviews for Bloomingdale Insurance

New 5 Star Review:

"I was seeking help with picking an insurance plan off of the DC health exchange.... Beverly was perfect -- clearly intelligent, and impartial, I highly recommend!"

www.rateabiz.com Don't hesitate to call Bloomingdale Insurance in Washington, DC. We are committed to your satisfaction. Call us today.

[01/27/14]   Most health insurance companies that offer policies on the federal and state exchanges also have off-exchange polices that can be purchased direct or through a broker to satisfy the law's requirements. If you don't think you qualify for a subsidy, avoid the exchanges and the hassle.

Bloomingdale Insurance

This is a female-owned insurance business started in 2005 following a comprehensive career with one of the major, well-known insurance companies, Prudential. As a career building block, I held certain staff positions in the Washington DC federal bureaucracy that have provided me with a fundamental working knowledge of how politics and laws work together to form public and economic policy. It is a must to stay current on existing insurance laws and regulations so that I am prepared to recognize and advise my clients on appropriate actions to take to make the best decisions on their insurance programs. I am skilled in the area of health coverages, Medicare, life and disability among others.

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Telephone

Website

beverly.bloomingdaleinsurance.com

Address


2027 Flagler Pl NW
Washington D.C., DC
20001

Opening Hours

Monday 10:00 - 16:00
Tuesday 10:00 - 16:00
Wednesday 10:00 - 16:00
Thursday 10:00 - 16:00
Friday 10:00 - 16:00
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