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Today is National Random Acts of Kindness Day! Showing kindness to our neighbors, even in small ways, can have a lasting impact. What #randomactsofkindness are you doing today?
The big game is almost here! Are you ready to root on your favorite team, or are you among the 20% who tune in just to check out the new commercials?
forbes.com From "Old Town Road" to the always popular Doritos' ads, Super Bowl prop betting odds are hitting the boards. Bet on Betty White making an appearance and on how President Trump will use his ad space.
Reminder: It's okay to take things one step at a time!
Not only is this little boy as cute as can be, but he is showing a great demonstration of consideration for others. We hope this brings a smile to your face today!
foxnews.com A preschooler in Missouri is going viral for blessing "all the boys and girls around the world" before digging into lunch with his classmates.
The decision isn't always cut and dry. Whether you choose to file separately or jointly can determine many tax benefits, so be sure to weigh your options as we approach tax season! If you have any questions regarding your filing status, please don't hesitate to reach out!
money.usnews.com In some cases, married filing separately versus jointly is the better option for couples.
Our hearts are heavy after this tragic accident. Let this be a reminder that life is short, so make the most of every moment. Hold your loved ones a little tighter, and take those big chances will you still can. http://bit.ly/2RRSMzc
usatoday.com Kobe Bryant, one of NBA's greatest players, died Sunday in helicopter crash in Calabasas, California, according a person with knowledge of situation.
Will this year be the “The Year of the 3 Big E’s” – earnings, the economy and the election?
forbes.com This should be the year of the three Big Es--earnings, the economy and the election.
Last month, the economy added 145,000 jobs, with the unemployment rate staying steady at a 50-year low of 3.5%. Jobs dropped in mining, warehousing, manufacturing, and transportation, but were added in retail, healthcare, and hospitality. As shopping continues to move online, consumer spending has kept the economy expanding at a steady rate. https://cbsn.ws/2QU8WIW
No matter what it is you're doing, we're here to encourage you to always give it your all!
Everyone's favorite season is coming: Tax season! The IRS will begin accepting tax returns on January 27th this year, and you have from then until April 15th to file. If you have any questions about filing your 2019 taxes, please don't hesitate to reach out. We're here for you!
businessinsider.com When can you file taxes? As soon as you receive your W-2 form from your employer, which must be filed and postmarked on or before January 31.
We hope your 2020 is off to a great start! It looks like the year will be a great one for the economy, remaining similar to what we saw in 2019. Growth will likely remain modest with a strong job market and inflation well-contained. As always, we will keep you updated on the ever-changing market, but for now, we hope you remain as optimistic as we are. http://bit.ly/2T3Jtya
In 2019, 72% of U.S. adults experienced unexpected financial setbacks, and few of them had a budget or a plan. Let’s use this new year to figure out where your money has been going and where it should be going in the coming year! If you need help creating a budget or spending strategy, you know where to reach us!
cnbc.com Last year 72% of U.S. adults experienced an unexpected major expense or financial setback, yet only a few had a plan in place to deal with it. Here are three ways to budget your money and be financially secure in 2020.
Today is Get To Know Your Customers Day and we wanted to take the opportunity and learn some more about our amazing followers who inspire us every day! Share with us your biggest financial goals for 2020.
The devastating wildfires that are sweeping through parts of Australia have left thousands without homes and have killed an estimated 500 million animals, with no sign of slowing down. If you’d like to help those affected, there are many ways that you can help make a difference, even when you’re miles away! Let this tragic event also remind us to always prepare for the unexpected and get a plan in place for natural disasters or unforeseen circumstances.
nytimes.com The deadly wildfires, fanned by wind and fueled by scorching heat, are raging across the southeast of the country.
If you’ve made a resolution for the new year, we can almost bet that it’s health or fitness related, but will your goals be outdated by next decade?
time.com Remember the Shake Weight?
A little something to look forward to this year!
New year, new investment resolutions! With uncertainty and the ever-changing climate of trade and politics casting a shadow over the market outlook, it's easy to make rash decisions when it comes to your portfolio. This year, consider resolving to understand your risk tolerance better, diversify your portfolio, and stay patient. http://bit.ly/2MLHhaE
If you have any questions regarding your portfolio, or would like to review it, we’d be more than happy to set up a time with you!
It's time to start chipping away at your goals! What do you hope to accomplish in 2020?
Much like physical health, it's essential to work on your mental health! The biggest difference is that your physical health strengthens based on things you do, while mental strength is typically seen in what you don't do. After reading this list, let us know which of these concepts you want to focus on the most to strengthen your mental health!
businessinsider.com Amy Morin wrote in her book "13 Things Mentally Strong People Don't Do" that developing mental strength is a "three-pronged approach."
While there are many differing opinions on how to form habits and stick to your new routine, we can probably all agree that it starts with the desire to improve. Let the start of a new year be your motivation to make a change!
forbes.com I first heard about Eckhart Tolle’s book The Power of Now from a recovering alcoholic venture capitalist that quit drinking, changed jobs, and reprioritized his whole life all after reading that one book.
We can't thank you enough for all of your support in 2019! We want to wish you a Happy New Year filled with health, happiness and success.
A spending bill that includes the Secure Act has been passed by Congress, which means the most significant changes to America's retirement system in 13 years are on their way! Don't hesitate to reach out if you have any questions that we can help you with regarding these big changes.
cnbc.com With the Senate's approval on Thursday of a 2020 spending bill that includes the bipartisan Secure Act, big changes to the nation's retirement system are on their way.
The holiday spirit is all about family time, giving back, and feeling grateful for everything you have. I think these are ideals that would make the world a better place year-round, so let's not forget once the holidays come to an end. How do you like to keep the spirit of the holidays alive throughout the year?
As we gear up to enter a whole new decade, let’s all take a moment to think back on the last one. What did you accomplish in the last ten years? What are you most proud of? Now think, were you proud of those accomplishments right away? They probably came with long nights, waiting for success and many moments of defeat. Nevertheless, look where you are now! If you can take anything from the last ten years and apply it to the next ten, just remember always to have patience.
forbes.com The start of the new year and decade serve as a great time to survey what new goals and resolutions you'll set. Changing your perspective on how long it will take you to accomplish these goals could be the best single goal you can set.
Is your New Year’s resolution to get even more on top of your finances? Maybe you could resolve to save a few more dollars in your retirement accounts or HSA! Whatever your resolution may be, be sure you’re up to date on these changes that can affect your taxes next year.
cnbc.com Resolve to ramp up your retirement savings and trim your tax bill in the new year. Here's how you can get started on both in 2020.
Wishing you and yours love and joy this holiday season! May this time be spent surrounded by your family and friends.
Can you believe we're about to enter a completely new decade in just a couple of weeks? With the time we have left in 2019, it's a good idea to get your finances in order so you can enter 2020 on the right foot!
forbes.com As 2019 comes to a close, it's time to evaluate your finances. Here are 10 money moves to make before the end of the year.
If you're one of the lucky ones getting a bonus this year to add to the holiday cheer, we'd be more than happy to work with you on how to put it to good use! Interested in boosting your charitable giving or putting some extra money into your 401(k) with your extra cash? Let's come up with the most effective way to use your bonus outside of buying that new gadget you've had your eye on!
cnbc.com About 2 in 3 employers expect to give holiday bonuses or perks this year, according to a survey from Challenger, Gray & Christmas. Here's what to do when that extra paycheck comes with a bunch of taxes.
On Friday, the U.S. and China reached a much-awaited agreement. While this doesn’t indicate the end of the lengthy trade war, fears stemmed from it can hopefully be extinguished. In other positive news, the Fed has been holding interest rates steady and has gestured that borrowing costs will not be changing in the near future. Economic growth and our historically low unemployment rates are also expected to continue persisting through the next presidential election. So far, 2020 is looking great!
Do you find yourself comparing yourself to those around you when you see them driving luxury cars or taking lavish vacations? It's easy to let these observations get the best of you and make you feel like you could do better when it comes to organizing your finances, but sometimes the illusion of wealth is just that – an illusion. Those who spend frivolously may be having a great time doing so, but oftentimes, all of that spending comes with debt. The bottom line is, we don't know other people's stories, but not letting it affect your story is key!
nytimes.com Those expensive vacations and costly college educations may not be as hard-earned as you thought.
’Tis the season of gift-giving! If there’s anyone on your shopping list who could benefit from our services, please send them our way! To help us spread some holiday cheer, please share this post!
Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser.
No matter what you celebrate, we hope you're enjoying the holiday season so far!
'Tis the season of gift-giving! If there’s anyone on your shopping list who could benefit from our services, please send them our way! To help us spread some holiday cheer, please share this post!
Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser.
A bill that would allow retirement savers to tap into their 401(k) and individual retirement accounts tax-free to buy long-term care insurance is currently being discussed in Congress. An estimated 52% of Americans turning 65 will potentially develop a disability that requires long-term care services. With the expensive nature of those services, the removal of the 10% early withdrawal penalty could encourage Americans to buy long-term care insurance.
investmentnews.com The measure, which would eliminate income tax and the 10% early withdrawal penalty, could boost the pool of Americans seeking private insurance.
There are many different methods when it comes to managing your money, but have you ever considered a yoga mindset? Mindfulness is necessary for the well-being of our minds and bodies, but it also gives us the room to prioritize. Begin your financial plan by setting your intention, and then remain focused on the goals you just set. At the end of it all, or before you look over your portfolio, feel gratitude. Thank yourself for taking the time to focus on you.
cnbc.com Being mindful is the first step you should take before dealing with your own finances. On this day, National Relaxation Day, take a break to focus on you. Then you can start developing a financial plan and put it into action. These yoga mantras will help put you on the right path to financial wellne...
It’s the most expensive time of the year! From holiday gifts to holiday travel, Americans are estimated to spend nearly $1,050 this year, a slight increase from last year. Retail sales are also expected to increase, but not as much as online shopping, which is projected to grow between 14 and 18%! Will you brave the stores this holiday season, or do you prefer to get your holiday shopping done online?
The economy is ever-changing, and this can understandably bring on some stress. According to a survey, working with a financial advisor can help you feel more prepared and optimistic about your financial situation. Are you ready to take control of your financial wellness?
No matter what your goal may be, we hope you can find the motivation to get started. Stop waiting for tomorrow; get started today!
Did you know that over 40% of the food produced in the U.S. is never even eaten and that Americans are expected to spend $730 billion in November and December of this year on holiday gifts? It's easy to get caught up in the holidays and overindulge, whether it be an excess of food at many holiday dinners or overspending on the perfect holiday gifts for the family. This year, we challenge you to take a step back and approach the holiday season a little differently than you typically might! Who knows, it could even bring your family closer together.
wealthmanagement.com A pledge to spend less and give more can bring families, friends and co-workers together with a shared purpose.
With 2020 less than a month away, it's a good idea to make some money moves before 2019 comes to an end. If you need any assistance when it comes to improving your financial condition before the year's end, we're here for you!
kiplinger.com Put yourself in the best position possible by making the most of the time we have left in 2019. Here are 10 ways to save on taxes, grow your nest egg and help others.
Young adults of the "boomerang generation" are more likely than previous generations to live with their parents. If your recent college graduate has made their way back into their childhood bedroom, here are some ways you can make this phase easy on the whole family.
nytimes.com Young adults are more likely to reside with their parents than previous generations did, leading to a need for guidelines on how to manage the stay.
Happy Thanksgiving! We are so grateful for each and every one of our clients and all we've achieved together. We hope your holiday is spent surrounded by family and friends!
We are so excited about the launch of the Ameriprise® Custom Advisory Relationship! This new streamlined program will allow our current advisory strategies to work together on one technology platform. For more information, please visit: http://bit.ly/344aFiZ
We help our clients achieve their dreams for today, tomorrow, and well into the future — using our exclusive Confident Retirement® approach. It starts with a personalized conversation about covering essentials, ensuring lifestyle, preparing for the unexpected and leaving a legacy. By breaking your financial goals down into doable steps, we can help take the uncertainty out of planning for your financial future. Take a few minutes now for a quick confidence check.
We’re here to help you live the life you’ve earned. When you have the right financial advisor, life can be brilliant.
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Meeting with an Ameriprise financial advisor is an important first step. It's an opportunity to get to know an advisor and share your goals and dreams. You're under no obligation; your initial meeting with an Ameriprise financial advisor will be relaxed and informal.
Your meeting will include a review of your existing financial situation and potential opportunities, gaps or general strategies. While you won't receive a comprehensive review or financial planning services for which fees are charged, you should expect to get a sense of what it might be like to work together.
-- Professional help in clarifying your financial goals and priorities
-- If you decide to purchase a financial planning service, you will receive sound financial advice at a fair price, tailored to your investment objectives
-- Accurate information about our tailored solutions, including risks, benefits and costs
-- A list of any questions you have regarding your current financial situation
-- Any account statements, budget information or other areas of your financial life that you feel deserve immediate attention
-- A list of future dreams and financial goals you would like to achieve, including both short- and long-term goals
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