Nicholas J. Alfino, CFS- Forest Hills Financial Group

Nicholas J. Alfino, CFS- Forest Hills Financial Group

Sitting down and adding value to people's lives is what I'm passionate about.

|COMPLIANCE:2018-7886|

alfinoadvisor.com

Buying vs. Leasing a Car

Personality vs. Pocketbook: Should you lease, finance, or pay cash for your next car? #NewCar

alfinoadvisor.com Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.

alfinoadvisor.com

What is the Value of Your Business?

Valuation is important for business succession, estate taxes and
even qualifying for a loan.

alfinoadvisor.com Ascertaining the value of your business is important for a variety of reasons.

alfinoadvisor.com

Social Security: The Elephant in the Room

The question everyone has: Will Social Security be around for you? Read this. #socialsecurity #retirement

alfinoadvisor.com Some people wonder if Social Security will remain financially sound enough to pay the benefits they are owed.

northjersey.com

Imagine catching a home run hit by your son? This dad did it, and he’ll never forget it

Happy Father's Day to all the fathers out there. Hope you have an awesome day.

northjersey.com Father's Day reminds Conrad Gregor and his dad, Marty, of the spring home run that Conrad hit and Marty caught in minor league baseball in 2014.

alfinoadvisor.com

Problems with Probate

Many have heard they should avoid probate; do you understand what probate is and how it works?

alfinoadvisor.com Probate can be a completely public process, or it can be managed to include as little information as possible.

alfinoadvisor.com

How to Make Smart Debt Decisions

Are you carrying too much “unhealthy” debt?

alfinoadvisor.com Making smarter decisions about debt can help you reduce stress.

alfinoadvisor.com

Teen Drinking and Your Liability

Social host laws may make you responsible for underage drinking in your home, even if you are away.

alfinoadvisor.com Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.

alfinoadvisor.com

Password Protection Strategies

Are your passwords easy to crack or difficult to decipher? Test your knowledge.

alfinoadvisor.com Simple steps may help you foil hackers and protect your privacy.

alfinoadvisor.com

A Primer on Irrevocable Life Insurance Trusts

An ILIT could play a role in your estate strategy.

alfinoadvisor.com Irrevocable life insurance trusts can be important tools that may accomplish a number of estate objectives.

alfinoadvisor.com

Travel, Without the Baggage

The hassles (and fees) of checking in #luggage can be eliminated with these smart planning tips. #travel

alfinoadvisor.com Tips to avoid checking in luggage on your next vacation.

alfinoadvisor.com

You Would Rather Be...

Do you know how much risk you’re comfortable with? Would you rather be reading or skydiving right now?

alfinoadvisor.com Are you a thrill seeker, or content to relax in the backyard? Use this flowchart to find out more about your risk tolerance.

alfinoadvisor.com

When Heirs are Imperfect

Worried about passing your wealth to a troubled adult child?There are strategies that can help.

alfinoadvisor.com The money problems or bad lifestyle habits of adult children could lead to the squandering of any inheritance they receive.

alfinoadvisor.com

What the New Tax Bill Means for You

What does the Tax Reform and Jobs Act mean for you?

alfinoadvisor.com What does the Tax Reform and Jobs Act mean for you?

alfinoadvisor.com

What If You Get Audited?

Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit

alfinoadvisor.com The chances of an IRS audit aren't that high. And being audited does not necessarily imply that the IRS suspects wrongdoing.

alfinoadvisor.com

Test Your Life Insurance Knowledge

Want to test your life insurance knowledge? Take our quiz and find out where you rank.

alfinoadvisor.com How much do you know about one of the most important tools you have to help protect your and your family’s financial future?

alfinoadvisor.com

Red Flags for Tax Auditors

These 6 things might make your next return a prime target for an IRS audit. #taxes #IRS #audit

alfinoadvisor.com Here are six flags that may make your tax return prime for an IRS audit.

alfinoadvisor.com

Keeping Good Records is Good Business

When considering a record keeping system for your business, you need to ask yourself some very important questions

alfinoadvisor.com Maintaining good records for your business not only helps to meet your tax and legal obligations, but it can save you money.

alfinoadvisor.com

Bulletproofing Your Business

Don’t let the loss of a key employee bring your business down.

alfinoadvisor.com Small businesses are at risk when they lose a key employee. Here’s how you can protect yourself.

alfinoadvisor.com

Life and Death of a Twenty Dollar Bill

Here’s a look at what goes into creating a $20 bill and what determines when a bill’s lifespan ends.

alfinoadvisor.com How long does a $20 bill last?

alfinoadvisor.com

Healthy Body, Healthy Pocketbook

Healthcare may be one of your biggest expenses in retirement. Manage your risk.

alfinoadvisor.com Maintaining a healthy lifestyle can help you reduce health-related expenses—and avoid time in the recovery room.

mentalfloss.com

7 Financial Milestones to Hit by Age 40

Making these7 milestones more of a habit can help reach your financial goals no matter what they are.

mentalfloss.com To keep you on pace for a bright financial future, we teamed up with Discover to put together some tips. Keep these in mind as you set your financial goals.

parkavenuesecurities.com

Fed Leans More Dovish, U.S. Treasury Yields Drop, Growth Concerns Grow | Park Avenue Securities

parkavenuesecurities.com However, the week's gains were wiped out on Friday amid renewed worries that the market continues to get ahead of itself in pricing in a better economic outlook than what economic data indicate.

parkavenuesecurities.com

Risk Assets in Favor as Fed Remains Sidelined | Park Avenue Securities

parkavenuesecurities.com 10 of the 11 S&P 500 sectors finished notably higher with gains ranging from 1.7% (materials) to 4.9% (information technology). The industrials sector underperformed with a gain 0.3%.

kiplinger.com

Using a 529 Plan for High School

kiplinger.com You're now able to withdraw up to $10,000 tax-free from a 529 plan each year for K-12 tuition.

kiplinger.com

19 Smart Ways to Prepare for a Financial Emergency

Planning for the worst isn't always easy but it's important. We can talk about ways to build a custom plan you.

kiplinger.com If you lose your job or face a large, unforeseen expense, are you prepared?

parkavenuesecurities.com

U.S.‐China Trade Talks, Federal Reserve Keep Investors at Ease | Park Avenue Securities

parkavenuesecurities.com The S&P 500 utilities (+2.4%), materials (+2.3%), and information technology (+1.4%) sectors outperformed the broader market. Conversely, the energy (‐0.5%), and consumer staples (‐0.3%) sectors were the lone groups that finished with losses this week.

nbcnews.com

Here's what homeowners must remember at tax time this year

nbcnews.com If you own a home, a lot of things are different this year due to new tax rules.

nbcnews.com

From sleep to at-home exercise, 2019 wellness trends are about owning self-care

nbcnews.com This year's wellness trends are less about gear and gadgets and more about putting in the time in to reap the benefits.

thinkadvisor.com

Why Whole Life Insurance Stinks | ThinkAdvisor

I think it's important to have a conversation around myths involving one of the most misunderstood financial tools available. When positioned correctly it can be truly valuable throughout all life events.

thinkadvisor.com There five reasons why no one should ever ever even THINK of buying whole life. Right?

I want to wish everyone a happy and healthy holiday season. May next year be a year filled with joy and happiness! Wish you the best.

cnbc.com

A new study shows 89 percent of millennials want to be homeowners—but this keeps them back

cnbc.com A new study from Apartment List highlights the overall feelings millennials have towards purchasing a home. 

huffpost.com

39 Funny Tweets About The Nightmare That Is Hosting Thanksgiving

Happy Thanksgiving everyone! My best to you and your family.

huffpost.com From turkey disasters to awkward family dynamics, this job is no walk in the park.

thinkadvisor.com

What's the Key to a Better Retirement? Have a 'Planning Mindset' Now | ThinkAdvisor

Regardless of what your goals may be, it's important to keep them in focus as they help provide clarity.

thinkadvisor.com The 2018 Wells Fargo Retirement Study finds that people with this mindset have 3.1 times more retirement savings.

marketwatch.com

Your guide to how much to spend on holiday gifts

A great financial approach to holiday shopping this holiday season.

marketwatch.com How much is too much, or too little? Here are some tips and tricks.

advisoranalyst.com

Risk Returns

advisoranalyst.com Printer-friendly version   by Marc Chandler

washingtonpost.com

Perspective | How a grandparent-owned 529 account affects need-based financial aid

Great article for those with children in college or about to enter.

washingtonpost.com How grandparents can manage 529 withdrawals to minimize the impact on financial aid.

investmentnews.com

Universal life insurance lawsuits underscore product risk

Many people assume the insurance put in place is whole life when in fact, it's universal life insurance. It's important to review at least annually and ensure proper placement in a good financial plan.

investmentnews.com Sudden cost increases could cause clients to pay much higher annual premiums — or lapse their policies.

livingconfidently.com

7 Tips for Saving on School Supplies | Living Confidently

livingconfidently.com School supplies can be exspensive, but these tips can help you save.

livingconfidently.com

7 Money Tips for Newlyweds | Living Confidently

livingconfidently.com Avoid financial friction in your relationship with these money tips for newlyweds.

Nicholas J. Alfino, CFS- Forest Hills Financial Group

inc.com

73 Percent of Millennials are Willing to Spend More Money on This 1 Type of Product

Millennials are found to be more conscientious on product sustainability. How do you expend monetary energy?

inc.com It's not even close to avocado toast.

lifehappens.org

Adam Page’s 80-second Video | Life Happens

lifehappens.org Sandy and Norm Page decided to buy whole life insurance policies in their early 20s. A few years later, their son Adam was born with spina bifida, a malformation of the spinal cord. The cash value from their policy helped pay for many items that were not covered under their health insurance, like sp...

2018 FHFG Awards Banquet

voices.cf.socialware.com

Annual Reviews: They’re Not Just About The Numbers

Life can get in the way of financial organization. That’s why it’s important to set aside time to attend to such matters, to complete an annual review.

voices.cf.socialware.com When was the last time you looked over your financial statements and important documents? Are you confident that you have the proper beneficiaries in place and the optimal level of protection in your overall portfolio?

voices.cf.socialware.com

25 Holiday Travel Gift Ideas for the Jet-Setter

Tis the season for great travel gifts.

voices.cf.socialware.com First Class presents for the frequent flyer on your list.

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Telephone

Address


200 Broadhollow Rd. Suite 405
Suffolk County, NY
11747
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To build a strategic and comprehensive financial plan, specific to each client's goals. Our relationship, with our clients, will uphold the highest levels of integrity, trust and service towards those goals

Richard J. Krohley, Jr. Richard J. Krohley, Jr.
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