Retirement Funding Solutions. Joseph Ferraro, NMLS# 3620

Retirement Funding Solutions.  Joseph Ferraro, NMLS# 3620

I am the Northeast Regional Manager for Retirement Funding Solutions and a 23 year mortgage veteran assisting CT seniors with the reverse mortgage program.

Retirement Funding Solutions. Joseph Ferraro, NMLS# 3620

forbes.com

The New York Times Got It Wrong About Reverse Mortgages

The New York Times Got It Wrong About Reverse Mortgages #rfslends #retirementfundingsolutions #HECM

forbes.com Home equity is crucial for retirees in America, but misconceptions about reverse mortgages are widespread. Not only do consumers struggle with reverse mortgages, but so does the media as illustrated by a recent New York Times article that reinforced a common reverse mortgage misconception.

fool.com

Should You Get a Reverse Mortgage?

Should You Get a Reverse Mortgage? #rfslends #retirementfundingsolutions #HECM

fool.com A reverse mortgage isn't right for everyone and it does have some drawbacks, but for certain people, it can be a solid solution to retirement income needs.

investopedia.com

Reverse Mortgages - No Longer a Loan of Last Resort

Reverse Mortgages - No Longer a Loan of Last Resort #rfslends #retirementfundingsolutions

investopedia.com In the right circumstance, a reverse mortgage can be an effective financial planning tool.

latimes.com

Why a reverse mortgage might be a good idea for some older homeowners

Why a reverse mortgage might be a good idea for some older homeowners #rfslends #HECM #RFS

latimes.com Reverse mortgages have gotten simpler and safer in recent years and might be a good option for some older homeowners who need financial backup.

realtytimes.com

Original post by Erica English: 'Buy A Home With A Reverse Mortgage - ...'

Buy A Home With A Reverse Mortgage #rfslends #retirementfundingsolution #rfs #HECM

realtytimes.com In general - and depending on your age at the time you make application - you will be able to get a reverse mortgage loan of between 47 and 52 percent of the purchase price of the new home. The older you are, the more money you are eligible to get. This means you have to come up with the balance.

chicagotribune.com

Reverse mortgages: A personal look

Reverse mortgages: A personal look #rfslends #retirementfundingsolutions #RFS

chicagotribune.com I have long been a fan of reverse mortgages -- if they are done in the right circumstances and for the right reasons. Regular readers of this column know I

cnbc.com

How savvy financial advisors innovate to protect your retirement portfolio

How savvy financial advisors innovate to protect your retirement portfolio #rfslends #HECM

cnbc.com Financial advisors can help protect retirement savings with an array of innovative approaches, from reverse mortgages to structured notes.

realtybiznews.com

Why seniors should consider a reverse mortgage - RealtyBizNews: Real Estate News

Why seniors should consider a reverse mortgage #rfslends #retirementfundingsolutions #HECM

realtybiznews.com More than 90 percent of seniors would like to age at home, according to research from the American Association of Retired Persons. Many envisage staying

thetimesweekly.com

Assistance for seniors struggling with Reverse Mortgages

Assistance for seniors struggling w/ Reverse Mortgages #rfslends #retirementfundingsolutions

thetimesweekly.com The Illinois Housing Development Authority (IHDA) has launched the Reverse Mortgage Assistance Program to help senior homeowners with a reverse mortgage pay back taxes and avoid foreclosure. Starting April 3, IHDA will provide up to $35,000 in federal assistance to qualifying borrowers with reverse ...

axcessnews.com

Why are Reverse Mortgages So Popular Today?

Why are Reverse Mortgages So Popular Today? #rfslends #retirementfundingsolutionsn #HECM

axcessnews.com Retirement may be just around the corner, but you might not have enough money to make ends meet. Unfortunately, this has become a common concern for millions of Americans who are fast approaching retirement age. To make matters worse, we are living longer, more active lives. As such, you don’t need ...

forbes.com

Using Reverse Mortgages In A Responsible Retirement Income Plan

Using Reverse Mortgages In A Responsible Retirement Income Plan #rfslends #reversemortgage

forbes.com Though reverse mortgages have long held a bad reputation, research and public policy in recent years are shedding new light on their potential uses in retirement.

forbes.com

Using Reverse Mortgages In A Responsible Retirement Income Plan

Using Reverse Mortgages In A Responsible Retirement Income Plan #rfslends #HECM

forbes.com Though reverse mortgages have long held a bad reputation, research and public policy in recent years are shedding new light on their potential uses in retirement.

wsj.com

New Thinking About Reverse Mortgages

New Thinking About Reverse Mortgages #rfslends #retirementfundingsolutions #HECM

wsj.com Financial experts say younger retirees—starting at age 62—could benefit from using reverse-mortgage lines of credit as interest rates rise.

cnbc.com

Obama administration lowers government mortgage costs, claims Trump won’t reverse

Obama administration lowers government mortgage costs, claims Trump won’t reverse #rfslends

cnbc.com The FHA says borrowers will save an average $500 this year.

simplifyem.com

Real Estate godfather offering reverse mortgages

Real Estate godfather offering reverse mortgages #rfslends #retirementfundingsolutions #HECM

simplifyem.com Meng Xiaosu wants a lot of Chinese — the older ones, to cash out. Older people need to mortgage their homes to address China's looming demographic bust.

wisebread.com

Home Reverse Mortgaged? Here's How to Sell It

Home Reverse Mortgaged? Here's How to Sell It! #rfslends #retirementfundingsolutions #HECM

wisebread.com Reverse mortgages are growing in demand as the population ages. This means more of these homes will be hitting the market, too.

rismedia.com

Rising Home Prices Spur Increase in FHA Loan Limits

Rising Home Prices Spur Increase in FHA Loan Limits #rfslends #retirementfundingsolutions

rismedia.com Federal Housing Administration (FHA) loan limits will rise in most areas in 2017.

nytimes.com

They’re Growing Older. Their Mortgage Debt Is Growing Deeper.

They’re Growing Older Their Mortgage Debt Is Growing Deeper #rfslends #HECM #reversemortgage

nytimes.com After pulling cash from their homes during the boom years, many older people are saddled with rising debt, making retirement more difficult.

kiplinger.com

Why Reverse Mortgages are Worth a Look

Why Reverse Mortgages are Worth a Look #rfslends #retirementfundingsolutions #HECM

kiplinger.com Once an expensive and risky strategy, tapping your home equity might now be a smart retirement planning move.

usatoday.com

3 Smart Reverse Mortgage Moves

3 Smart Reverse Mortgage Moves #rfslends #retirementfundingsolutions #HECM #reversemortgage

usatoday.com A reverse mortgage can be an excellent way for retirees to increase their income, or to get extra cash for a large purchase or unexpected expenses. However, it's a major decision and shouldn't be taken lightly.

cnbc.com

Putting it in reverse, once wary financial advisors warm to reverse mortgages

Putting it in reverse, once wary financial advisors warm to reverse mortgages #rfslends

cnbc.com Some advisors now think consumers can improve their financial standing by factoring home equity into a comprehensive retirement income plan.

forbes.com

'Silver' Divorce Puts Strain On Retirement Income

'Silver' Divorce Puts Strain On Retirement Income #rfslends #retirementfundingsolutions

forbes.com A common misconception about marriage in the U.S. is that millennials have a higher divorce rate than previous generations. In fact, millennials are actually divorcing at much lower rates than those of similar ages in the 1970s and 1980s. In reality, it was the baby boomers reaching adulthood that c...

pinejournal.com

Reverse Mortgages

Reverse Mortgages #rfslends #retirementfundingsolutions #HECM #reversemortgage

pinejournal.com When you take out a federally insured reverse mortgage, you or your estate will not owe more than your home is worth when the loan is repaid. The reverse mortgage may grow to equal the value of your home. Because you still own your home, you are responsible to pay the property taxes, insurance and c...

yahoo.com

A Surprising Suggestion for Retirement Income

A Surprising Suggestion for Retirement Income #rfslends #retirementfundingsolutions

yahoo.com A last-resort option may become a go-to source of spending money.

cuinsight.com

The pros and cons of a reverse mortgage - CUInsight

The pros and cons of a reverse mortgage #rfslends #retirementfundingsolutions #HECM

cuinsight.com A reverse mortgage turns the equity in your home into cash. For some retirees this can have a lot of value, but for others, the downside may be too great. Here’s a look at some pros and cons of a reverse mortgage. Pro: It provides a source of income Being able to pay for healthcare, …

realtybiznews.com

Report: Over 50s could drive housing trends for years to come

Report: Over 50s could drive housing trends for years to come #rfslends

realtybiznews.com The worldwide population of adults aged 50 or more is expected to double by 2050, reaching a whopping 3.2 billion souls

lifehack.org

Understanding The Pros and Cons of Reverse Mortgages

Understanding The Pros and Cons of Reverse Mortgages #rfslends #retirementfundingsolutions

lifehack.org If the circumstances are ideal, then reverse mortgages can the best way of earning financial security and increasing the power of spending.

morningstar.com

4 Common Real Estate Mistakes Retirees Make

4 Common Real Estate Mistakes Retirees Make #rfslends #retirementfundingsolutions

morningstar.com When it comes to real estate, making the right decision becomes more complicated when you retire. Many

theretirementcafe.com

The Retirement Café

The Retirement Café #rfslends #retirementfundingsolutions #HECM #reversemortgage

theretirementcafe.com Retirement Planning for the Unwealthy Dirk Cotton is a fee-only Financial Planner who specializes in Retirement Income. He has a popular blog called The Retirement Café . In this episode of the Retirement Journeys podcast, Dirk and I discuss Financial Planners. Some of the things we talk about are:...

betterfinancialeducation.com

“What’s the Deal with Reverse Mortgages?”

What's the Deal with Reverse Mortgages? #rfslends #retirementfundingsolutions

betterfinancialeducation.com On occasion I change my mind on a topic when the facts have changed. Reverse Mortgages are in that category. The program has undergone many improvements as a result of the Reverse Mortgage Stabiliz…

wealthyretirement.com

Your Retirement Hail Mary?

Your Retirement Hail Mary? #RFSlends #reitrementfundingsolutions #HECM #reversemortgage

wealthyretirement.com Reverse mortgages offer a lifeline to those who haven’t properly prepared for retirement. Understand the benefits before dismissing this unique income tool.

investmentnews.com

Gray divorce on the rise with longevity trend

Gray divorce on the rise with longevity trend #rfslends #retirementfundingsolutions #HECM

investmentnews.com The prospect of living unhappily ever after in a retirement that can last 20 or 30 years or more is one reason behind the growing incidence of divorce among spouses age 50 and older.

lennar.com

Fannie Mae: Consumers more confident about housing than ever - The Open Door by Lennar

Fannie Mae: Consumers more confident about housing than ever #rfslends

lennar.com Fannie Mae's Home Purchase Sentiment Index reached a new all-time survey high, which indicated that consumers are confident about the housing market.

wealthmanagement.com

Revisiting Reverse Mortgages

Revisiting Reverse Mortgages, an objective look #rfslends #retirementfundingsolutions

wealthmanagement.com Long derided as a schlocky scheme pushed on elders, it is possible a reverse mortgage could work for your clients thanks to recent reforms and tighter protections. Here's an objective look.

usnews.com

How Thinking About Retirement Shapes Your Life

How Thinking About Retirement Shapes Your Life? #rfslends #retirementfundingsolutions

usnews.com There’s a lot you can do to make your future self more financially secure.

yahoo.com

Learn the basics of reverse mortgages

Learn the basics of reverse mortgages #rfslends #retirementfundingsolutions #reversemortage

yahoo.com Reverse mortgages are often considered a last-resort source of income, but they have become a planning tool for cash-strapped homeowners. The first FHA-insured reverse mortgage was introduced in 1989. Such loans enable seniors age 62 and older to access a portion of their home equity without havin...

elderlawanswers.com

Jumbo Reverse Mortgages Are Increasingly Available for High Value Homes

Jumbo Reverse Mortgages Are Increasingly Available for High Value Homes #rfslends

elderlawanswers.com Seniors with pricier homes now have an increased ability to get a jumbo reverse mortgage in order to raise cash for retirement. As the housing market has improved, jumbo reverse mortgages are becoming more popular even though they carry some risk. Reverse mortgages allow homeowners who are at least...

cbsnews.com

Don't ignore home equity when planning your retirement

Don't ignore home equity when planning your retirement #rfslends #retirementfundingsolutions

cbsnews.com If you're approaching your golden years home-rich and cash-poor, you'll want to carefully consider your options

nytimes.com

The Quiet Comeback of Reverse Mortgages

The Quiet Comeback of Reverse Mortgages #rfslends #retirementfundingslutions

nytimes.com Some retirees are using reverse mortgages, once unpopular after years of lending abuses, to supplement income sources or to finance long-term care.

usnews.com

10 Things Seniors Want You to Know About Managing Money

10 Things Seniors Want You to Know About Managing Money #rfslends #retirementfundingsolution

usnews.com Here's what seniors think younger generations should know about getting ready for retirement.

seniorplanet.org

The Latest Gadgets for Seniors | Senior Planet

The Latest Gadgets for Seniors | Senior Planet #rfslends #retirementfundingsolutions

seniorplanet.org New York City's premier consumer-electronics show just wrapped up. We asked Digidame, a veteran techie, for her picks.

washingtoninformer.com

A Reverse Mortgage? What the 'HECM' Is It?

A Reverse Mortgage? What the 'HECM' Is It? #rfslends #HECM #reversemortgage

washingtoninformer.com Much has been written about reverse mortgages, both pro and con.

fastcoexist.com

The Future Of Worker-Owned Companies Is In The Hands Of Retiring Baby Boomers

The Future Of Worker-Owned Companies Is In The Hands Of Retiring Baby Boomers #rfslends

fastcoexist.com As they retire, more small business owners are handing over ownership to the people who really care: employees.

usnews.com

5 Secrets to Happiness in Retirement

5 Secrets to Happiness in Retirement #rfslends #retirementfundingsolutions #reversemortgage

usnews.com Retirement gives you more control over how you spend your time.

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57 Plains Rd, Ste 3
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