Zacharey Cerruti - Northwestern Mutual

Zacharey Cerruti - Northwestern Mutual

My ambition is to help the clients I serve make wise financial decisions to achieve their goals and to feel financially secure. I help my clients develop a solid foundation for financial security by providing them with sound financial advice.

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The Benefits of Donating Your Life Insurance to Charity

Please reach out if this is an option that you’d like to consider. Donating your life insurance to charity can be a good way to make a sizable donation to a cause that you’re passionate about. Here’s what to know about donating life insurance.

12 Online Side Jobs to Help You Earn Extra Money

If you’re looking to boost your income from home, consider these opportunities. With all the extra time we’re spending at home, online side jobs can be a way to boost your income. Here are 12 ideas, along with expert advice for getting started.

Your New Baby Financial Checklist: 6 Things to Do Before Your Baby Arrives

If you’d like to discuss your growing family’s financial plan, we’re here to help. When you’re getting ready to have a baby, there are plenty of things to do and buy. In addition to picking out a new car seat and baby outfits, here are six things to check off your new baby financial checklist.

Quiz: Are Your Family's Finances Protected?

We’re all thinking a little more about financial security these days. A good financial plan fosters growth but also manages risk and protects your wealth from life’s uncertainties. Are your family’s finances protected? This quiz will help gauge your knowledge of key components of financial security.

8 Smart Things to Do With the Vacation Money You Aren’t Spending This Year

Please reach out if you’d like to discuss any of these financial goals. If you had to cancel a summer vacation this year, you might have some extra funds to put toward other goals. Here are 8 smart things to do with the vacation money you aren’t spending this year.

7 Ways Parents Are Trying to Make This Back-to-School Season Feel ‘Normal’

7 Ways Parents Are Trying to Make This Back-to-School Season Feel ‘Normal’ Getting ready to go back to school can mean a lot of different things this year. In honor of the season, 6 families share their back-to-school traditions for the coming year.

A Step-By-Step Guide to Writing a Business Plan

If your dream is to open your own business, we can help you plan for that. You have a great idea for a new company and the drive to make it happen. Here’s how to build a business plan that will help get you started.

How to Dispute an Error on Your Credit Report

It’s important to get errors corrected. An error on your credit report can impact a number of aspects of your financial life. Here’s how to dispute an error on your credit report.

How to Manage Stress and Avoid Burnout During Stressful Times

These strategies can help bolster up your inner strength. Dealing with the continued uncertainty brought on by the coronavirus has tested nearly everyone’s inner resources. Here are 6 pro tips to help manage stress and build resilience.

How to Build Wealth in a Post-Recession Economy

If history is a guide, the next 10 years for markets will likely look far different than the past 10. As history has shown, recessions tend to cement new trends and behaviors that underpin the next economic expansion. Here’s why leading asset classes are poised to change going forward, and how to build wealth in a post-recession economy.

How ‘Knowing Her Numbers’ Changed Everything for One Entrepreneur

Having a plan and an advisor changed her finances from a source of anxiety to her stress reliever. Two years ago, Erica Wexler was out of a job and deeply anxious about money, but a few honest conversations, and knowing her numbers, changed everything for this entrepreneur.

How to Maintain Work/Life Balance While Working Remotely

It’s all about creating structure and the proper boundaries. Prolonged working from home has left many office workers struggling to maintain a healthy work/life balance. Here's how to maintain a work/life balance while working from home.

How to Look for a Job Even When the Market Is Tough

Being flexible can open up new opportunities. It may feel futile to hunt for a job in today’s economy, but all it requires is tweaking a few of your tactics. Here’s how to look for a job even when the market is tough.

How Working From Home Could Affect Your Taxes

It can depend on your state and your employer. If you’ve been working remotely since the start of the pandemic, you may have set up a home office or temporarily relocated. Here’s how working from home could affect your taxes.

What 3 Generations of Financial Advisors Say Is Crucial During a Financial Crisis

The only thing that’s certain is that change is inevitable – that’s why we plan. Opportunity and optimism: These two words sum up how three Northwestern Mutual financial advisors are thinking about the future during difficult times. Here’s why.

Fun and Cost-Friendly Ways to Stay Social While Social Distancing

Creative ideas for staying connected virtually that also won’t bust your budget. Staying social and keeping up with friends will continue to be impacted in the era of social distancing. But here are 6 fun and cost-friendly ways to stay social while social distancing.

Why This Is a Good Time to Reexamine Your Budget

If you’re looking to free up money for future goals, we’re here to help. Life under quarantine helped our family realize there were some expenses we were ok with living without. Here are the cost savings I found when I reexamined our family budget.

6 Budget-Friendly Ideas for Creating Summer Fun at Home

Bring the summer fun with these wallet-friendly backyard activities for the whole family. You can still have summer fun even without traveling. Here are 6 budget-friendly summer activities you can do in your own backyard.

Today is National Hire a Veteran day! We hired a veteran this year and will strive towards hiring more veterans as we continue to grow our practice!

Thank you Robert Novotny for all that you do for our team and all that you’ve done for our country!

What to Know About Getting a Loan When Your Income Fluctuates

Contractors, business owners and those who work on commission may have to jump through some extra hoops to get a loan. If your income fluctuates, your lender will be scrutinizing your loan application even more. Here’s what to know about getting a loan if you’re a freelancer.

How to Impress Your Boss When You Have to Work Remotely

You can still make a good impression despite the lack of face time. Working remotely means a lack of face time at the office. Here’s how to impress your boss while working from home.

Quick Home Maintenance Projects You Can Do in an Hour

These are easy ways to give your home some TLC. Taking care of your home doesn’t have to take a lot of time. Here are 6 home maintenance projects you can do in an hour.

4 Ways to Keep Your Staff Employed While Reducing Costs

Deciding where to cut costs to stay afloat can be a hard decision. These options may help. The coronavirus pandemic is forcing business owners to reduce staff, but layoffs aren’t the only option you have. Here are 4 ways to keep your staff employed while reducing costs.

How to Answer the Hard Money Questions Your Kids May Be Asking

If you’re concerned about your family’s finances, we’re here to help. Children are aware that the pandemic is affecting the family’s finances. Here are some tips for answering your kids’ hard money questions.

What to Know If You’re Filing Taxes on July 15

The extended deadline means you have more time to take advantage of a few 2019 tax breaks. Because of the coronavirus, the government put a tax deadline extension in place until July 15th. Here’s what to know about the tax deadline extension, including some tax breaks you can still get.

What to Know If You Have to Postpone Your Summer Wedding

Be open to outside-the-box alternatives. Don’t worry if the coronavirus has upended your nuptials — you have options. Here’s what to know if you have to postpone your summer wedding.

How the Coronavirus Has Changed How We Think About Money

Please reach out if you’d like to work on a financial plan that helps you prepare for both the good and not so good times. A Northwestern Mutual study finds more Americans are considering financial planning following the economic shock of the coronavirus. Here’s what you should know about starting a financial plan.

8 Financial Steps to Take After an Unexpected Job Loss

These can make a big difference for your money. Reach out if you’d like to discuss more. Losing a job can be one of the most challenging periods in a person’s life but having a plan can make things easier. Here are eight financial steps to take after an unexpected job loss.

4 Ways Your Everyday Budget Could Be Impacted by the Coronavirus

If you’re wondering whether your budget can still help you meet your financial goals, let’s talk. The COVID-19 pandemic has brought about a lot of change in our everyday finances — but not always for the worse. Here are the pros and cons of 4 ways your everyday budget could be impacted by the coronavirus.

What to Do If You’re Feeling Financial Anxiety

If you’re feeling concerned about your finances, please reach out. You may be feeling anxious about your finances during the coronavirus pandemic. But what is financial anxiety, and how do you cope with it? Here’s what experts recommend.

7 Financial Tasks to Tackle While You’ve Got the Time

Completing these tasks can help you achieve your goals. Reach out if you’d like to discuss more. While you’re spending more time at home, why not tackle the money to-do's you’ve been putting off? Here are 7 basic financial tasks to tackle while you’ve got the time.

Here’s What Happened When I Tried to Get Travel Refunds Because of COVID-19

If you do your research, you may be able to get some money back. One of the most difficult cancellations to reckon with the past few months has been planned trips. Here’s how to get a refund on travel because of COVID-19.

How to Prepare for an Elderly Parent Moving In | Northwestern Mutual

Let’s talk about whether you’re financially ready to take on this added responsibility. Having your parent move in with you requires an open line of communication. Here’s how to prepare for an elderly parent moving in.

What Paperwork Do You Need to Get Coronavirus Loans and Aid?

Here’s what you’ll want to prepare before you apply. If you’re applying for unemployment insurance or a business loan, we want to make things simple: Here’s the documentation you need to apply for coronavirus loans and aid.

Can You Claim an Elderly Parent as a Dependent? | Northwestern Mutual

The answer is yes, but there are some rules to know first. The answer is yes, if your support for them meets certain conditions. Here’s what you need to know to about IRS requirements if you want to claim an elderly parent as a dependent.

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400 Broadhollow Road
Melville, NY
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