Edward Jones - Financial Advisor: Sarah Cizmas

Edward Jones is a financial- services firm dedicated to serving the needs of individual investors. Member SIPC.

I'm a financial advisor with Edward Jones, a financial-services firm dedicated to serving the needs of individual investors. With nearly 12,000 financial advisors serving nearly 7 million investors, our firm has been built on the belief that the only way to do business is on a one-on-one, personal basis. We do that by getting to know you, understanding your goals, and developing individualized strategies to help you reach them. My (branch office administrator, Janine Mothner and I work as a team to give you the personal service you deserve when it comes to planning for your financial future. Please call or stop by my office, or visit www.edwardjones.com for more information.

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What Makes Markets So Volatile?

Do computers and algorithms make volatility worse? Let's discuss.

voices.cf.socialware.com As unsettling as daily market swings can be, volatility is part of investing.

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Edward Jones Commits Support for Communities in Response to COVID-19

As this health crisis and financial volatility impact every one of us, we are first and foremost people helping people.

voices.cf.socialware.com Our communities need us now more than ever and it is a privilege to be able to invest in response services that help families and our own associates meet their health and financial needs.

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Plunge in Oil Sparks a Bout of Market Volatility

The “shock and awe” of negative oil prices will add to a list of unprecedented economic readings reflecting the dramatic economic shutdown. We think the economy will start to exhibit progress as we advance, but not without setbacks along the way.

voices.cf.socialware.com Read our latest guidance on oil prices and market volatility.

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Quarterly Market Outlook: Economic Outlook

We think the nature of the downturn and the rapid policy responses offer the potential for a faster rebound than normal.

voices.cf.socialware.com Give me a call and let's discuss how the outlook might impact your financial strategy.

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Weekly Market Update

Check out this week's market update for details on last week's market moves and a preview of the week ahead.

voices.cf.socialware.com Take a look at our update.

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Protect Yourself: Coronavirus-related Fraud

3 common scams related to the virus, and how you can stay alert

voices.cf.socialware.com Learn more about how to protect yourself and your family – give me a call.

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Solutions for Complex Client Needs

Join a firm that can help you tailor solutions to fit your clients’ complex needs.

voices.cf.socialware.com Join a firm that can help you tailor solutions to fit your clients’ complex needs.

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Quarterly Market Outlook: Second Quarter 2020

We take a look back at the first quarter, as well as look ahead to the economic outlook and fixed-income outlook, among others.

voices.cf.socialware.com Questions? Please give me a call!

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Provisions of the CARES Act that Can Help Business Owners

The legislation provides $350 billion to help small businesses – those with fewer than 500 employees – retain workers and avoid closing up shop.

voices.cf.socialware.com These are challenging times, and that’s especially true for business owners. We’re here to help in any way possible.

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Investment Strategist Nela Richardson Joins MarketBrief to Make Sense of Recent Market Swings

Nela notes that we’ll continue to see a temporary but significant decline in economic activity, but points out that the economy wasn’t broken going into this pandemic, and that’s important for our recovery.

voices.cf.socialware.com Questions about what was discussed? Please give me a call.

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Being Your Best During Covid-19

Two industry professionals – one medical and one financial – join us to share their outlooks.

voices.cf.socialware.com How can I help you be your best?

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Weekly Market Update

In this update, we review last week's market performance and take a look at what the week ahead could hold.

voices.cf.socialware.com Check out our update.

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Join a Unique Private Partnership

As a private partnership, our model provides a stable foundation for financial advisors to grow their practice – and provides opportunities over the long-term to become owners of the firm.

voices.cf.socialware.com As a private partnership, our model provides a stable foundation for financial advisors to grow their practice – and provides opportunities over the long-term to become owners of the firm.

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Nela Richardson Speaks to The Associated Press

Investment analyst Nela Richardson cautioned that there is “still a lot of uncertainty to get through even as we’re hopefully nearing the peak in terms of new coronavirus cases.”

voices.cf.socialware.com Nela commented on the market rally.

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3 Common Investing Myths Debunked

Separating the myths from reality to help you stay on track

voices.cf.socialware.com Investing takes some homework. That's why I'm here to help!

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Keep Your Clients’ Goals First

Here, our goal is to create long-term success for clients. Not quarterly results.

voices.cf.socialware.com Here, our goal is to create long-term success for clients. Not quarterly results.

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The U.S. Economy Lost 701,000 Jobs in March — Worst Report Since 2009

Our investment analyst Nela Richardson highlighted the markets’ uncertainty around what’s to come next, saying that after April, “there will be a phasing in period as people return to work and the market can't predict that.”

voices.cf.socialware.com Following the March Jobs Report release, Nela Richardson spoke with CNN Business about the market implications of the employment figures.

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Weekly Market Update

Check out this week's market update for details on last week's market moves and a preview of the week ahead.

voices.cf.socialware.com Take a look at our update.

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Highlights of the CARES Act

From direct payments and unemployment assistance to student loan payment suspensions and retirement account changes, here are a few ways the government is offering financial stability and relief during this time.

voices.cf.socialware.com Let's consider key parts of this as part of your financial strategy. Give me a call.

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Managing Stress: Older Adults and Their Families

Those in the mental health and financial health fields offer advice for how older adults can manage stress related to both the pandemic and market volatility.

voices.cf.socialware.com How can I help you during this time?

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Built Differently to Support Your Success

The autonomy to build the practice you want. The support you need to realize your vision. Find both with Edward Jones.

voices.cf.socialware.com The autonomy to build the practice you want. The support you need to realize your vision. Find both with Edward Jones.

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Nela Richardson AP News Interview

Investment strategist Nela Richardson discussed the aid from the Fed and Congress with AP News, saying, "the market wants to see everything line up, and last week everything lined up,” regarding alignment on slowing the spread of the virus.

voices.cf.socialware.com Do you have any questions for me? Happy to discuss them.

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Your Health and Your Finances

Check out this video to help you feel more secure about both during this time.

voices.cf.socialware.com Questions? Please give me a call.

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Nela Richardson Talks to CNN Business

Investment strategist Nela Richardson comments on the politicization of the stimulus bill and emphasizes while there are pros and cons, passing a measure is crucial to “put a floor on the financial hit from the coronavirus and stabilize the economy."

voices.cf.socialware.com Nela Richardson discusses the stimulus bill.

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Weekly Market Update

Check out this week's market update for details on last week's market moves and a preview of the week ahead.

voices.cf.socialware.com Take a look at our update.

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Penny Pennington Interview with AdvisorHub

Our managing partner Penny Pennington participated in a Q&A with AdvisorHub – take a look at her thoughts on these unprecedented last few weeks.

voices.cf.socialware.com What has encouraged Penny during this time

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Nela Richardson Appears on Fox Business

Investment Strategist Nela Richardson noted that while we’re still expecting a sizeable decline in Q2, the monetary and fiscal stimulus is expected to help stabilize the economy and put a floor to recent volatility.

voices.cf.socialware.com Nela Richardson shared her thoughts on the volatile markets.

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Investors Can Benefit from 'Mindfulness'

How fear and greed can impact your investing.

voices.cf.socialware.com Your investment choices need to make sense for you. Let's talk.

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Your Health and Finances: Experts Address Your Concerns

Financial, physical and emotional health are top of mind for all of us these days. Investment Strategist Craig Fehr and Infectious Disease Specialist Dr. Hilary Babcock provide tips for managing the stress successfully.

voices.cf.socialware.com How to focus on things you can control.

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Our Thoughts About the Market

Our investment strategist Nela Richardson spoke to Reuters this week about market volatility.

voices.cf.socialware.com If you have any questions, give me a call!

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5 Keys to Navigating Pullbacks

The only certainty is that market volatility will likely continue for some time.

voices.cf.socialware.com The nature of this biological event leaves many of us with an unsettled feeling. Investment Strategist Craig Fehr discusses what we’ve learned so far about the markets and what investors can do today.

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Updated: An Upside to this Down Market

The health of the economy entering this unique situation won't prevent the significant "social distancing" driven slowdown, but will play a key role in fostering its rebound as the virus runs its course.

voices.cf.socialware.com If you have questions, please give me a call. I am here to help.

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10 Rules of the Road for Investing

Focus on what you can control, review your strategy regularly and other guidelines to help you meet your goals.

voices.cf.socialware.com Do you have questions? Give me a call – I'm here to help.

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During These Uncertain Times, We're Here for You

In order to protect the well-being of the community we serve, our branch office is not meeting in person with new and existing clients at this time. We will continue to serve you through several virtual options.

voices.cf.socialware.com We're ready to listen, support and navigate this together. Give me a call.

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How to Overcome the Emotions of Investing

Don't let these six emotional investing behaviors derail your journey to reach your long-term goals.

voices.cf.socialware.com Let's review your goals together, and come up with a plan to help you stay committed to your investment strategy.

floridadisasterloan.org

Just some FYI info since I know so many of our clients, friends, and family run small businesses:
The Florida Small Business Emergency Bridge Loan Program is currently available to small business owners located in all Florida counties statewide that experienced economic damage as a result of COVID-19.

These short-term, interest-free working capital loans are intended to “bridge the gap” between the time a major catastrophe hits and when a business has secured longer term recovery resources, such as sufficient profits from a revived business, receipt of payments on insurance claims or federal disaster assistance.

The Florida Small Business Emergency Bridge Loan Program is not designed to be the primary source of assistance to affected small businesses, which is why eligibility is linked pursuit to other financial sources. Note: Loans made under this program are short-term debt loans made by the state of Florida using public funds – they are not grants. Florida Small Business Emergency Bridge Loans require repayment by the approved applicant from longer term financial resources.

floridadisasterloan.org The Florida Small Business Emergency Bridge Loan Program provides short term, interest free working capital loans to Florida businesses impacted by a disaster

[03/17/20]   Hi All! We are here in the office and won't be going anywhere, but the health and well being of our clients, families, and community are a top priority.

We're not holding meetings in our office currently. Only phone appointments or webex.

We are still available to listen, answer any questions you have, support you and help navigate this situation together.

Please reach out to us by phone, send us an email or use Online Access to send a secure message.
We appreciate your understanding!

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Markets Sell Off Despite New Fed Stimulus

The Federal Reserve cut rates by a full 1% in mid-March. However, the Fed is only part of the equation to help support the markets and the economy.

voices.cf.socialware.com Read our latest guidance on market volatility and investing for the long term.

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Weekly Market Update

For a review of last week's market and guidance for the week ahead, take a look at this report.

voices.cf.socialware.com Check out our update.

bbc.com

Coronavirus: How to protect your mental health

https://bbc.in/2IOZsK7

bbc.com Advice on protecting your mental health during the coronavirus outbreak.

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Five Keys to Navigating Pullbacks Successfully

For the first time in more than a decade, we've crossed the threshold of a bear market. Let's put this performance in perspective.

voices.cf.socialware.com Lessons from history about potential upsides to the down market

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Join Us Tuesday 3/17 at 12pm CT

There’s still time to learn how you can transfer your skills to a new career at our webinar this Tuesday –“The Edward Jones Financial Advisor Opportunity.”

voices.cf.socialware.com There’s still time to learn how you can transfer your skills to a new career at our webinar this Tuesday –“The Edward Jones Financial Advisor Opportunity.”

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