General Land Title & Escrow Corporation

General Land Title & Escrow Corporation

Residential and Commercial Real Estate Settlement Services We are a full service real estate law firm servicing Virginia, Maryland, and the District of Columbia with full title, escrow, and settlement services for a variety real estate, banking, and financial service’s needs.

Our Attorneys, Title Agents, and Settlement Officers are very familiar with the fast paced needs of today’s busy clientele, and every transaction is considered a rush. GLTE, is a title company suited to support the financial services sector and real estate professionals, with mobile signing agents as well. GLTE has over 30 years of experience in the support of executives seeking high-quality services and support relationships. We seek long term relationships with real estate and lending professionals who demand and appreciate platinum service. We invite you to experience the GLT&E difference and look forward to exceeding your expectations, welcome to the best!

5 Home-Buying Nightmares Your Title Insurance Could Prevent - Real Estate News and Advice -... There are two types of title insurance policies involved in the sale of a home—for the lender and for the buyer. Do you need both?

TILA-RESPA Integrated Disclosure rule implementation > Consumer Financial Protection Bureau TILA-RESPA Integrated Disclosure rule implementation Email updates about mortgage rule implementation News Are you a real estate professional? A guide for Real Estate Professionals is now available on the new mortgage disclosures. »Check it out New consumer guide replaces settlement cost booklet Y…

Freddie: 'Housing Market Strongest in Years' The housing market is gradually showing signs of stabilizing, as two additional states - Arkansas and Tennessee - as well as four additional metro areas are added to Freddie Mac’s latest Multi-Indicator Market Index reading. The added metros are Omaha, Neb.; Scranton, Pa.; Chattanooga, Tenn.; and Madison, Wis.

[08/25/15]   DID YOU KNOW? If you are paying off an FHA loan, you must close, get through rescission and disburse by the first of the month. If the payoff wire will not be in the lender's office by 2pm on the first of that month, another month's interest will be added. Make sure to get your refinances scheduled now!

[07/22/15]   CFPB Breaking News: new TRID effective date is October 3, 2015!

[07/13/15]   If you are interested in understanding the new TRID regulations, call Kip for more information. 703-729-7770

CFPB’s TRID rule delayed again – uncertainty persists for good-faith grace period | Lexology The CFPB announced on June 17 that it would delay the effective date of the “Know Before You Owe” rule until October 1, 2015. However, the proposed…

Loan Officers and Realtors! Need more information on the new CFPB regulations? Want someone to explain the new terminology for the TRID? And last, but definitely not least, want a free lunch? Contact us for a Lunch and Learn! 703-729-7770

Top Mortgage Banking Leaders Engage in TRID Training Made Fun, Fast and Mobile with Morf... Morf Media Inc. Develops First Online TRID Compliance Training on Mobile Devices to Help Mortgage Originators Master the Complex Rule While Showing Go

It's official: CFPB will grant grace period on TRID enforcement The CFPB will not delay implementing the complex TILA-RESPA Integrated Disclosure requirements that go into effect Aug.1, but there will be a good-faith grace period on enforcement. Want to know more? You know you do.

A watchdog grows up: The inside story of the Consumer Financial Protection Bureau Elizabeth Warren tried to reinvent bureaucracy. This is what happened instead.

Why New CFPB Closing Form Is Driving Lenders 'Crazy' New disclosure rules from the Consumer Financial Protection Bureau don t go into effect until this summer, but lenders are already worried about compliance and fearing it may make the closing process far more difficult.

TILA-RESPA Integrated Disclosure rule implementation > Consumer Financial Protection Bureau TILA-RESPA Integrated Disclosure rule implementation Email updates about mortgage rule implementation News New consumer guide replaces settlement cost booklet Your Home Loan Toolkit is designed to be used in connection with the new Loan Estimate & Closing Disclosure forms. It will replace the curr…

General Land Title & Escrow Corporation

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Almost Half of States Near Home Appreciation Peaks

An interesting read: Twenty-three states as well as the District of Columbia are at or within 10 percent of their home price appreciation peak.

10 Cities Beating National Housing Trends


Though the growth in national median home prices slowed in the second quarter of this year, it's a sign that the market is returning to more sustainable levels, according to the latest quarterly report by the National Association of REALTORS®. Out of 173 metropolitan areas surveyed, 71 percent showed increases in the median price of existing single-family homes, down from 74 percent in the first quarter. Twenty-seven percent of metro markets reported lower median prices in the second quarter. Only 19 areas saw double-digit increases in price, a significant drop from the 37 areas that experienced the same in the first quarter.

The slowdown in home-price appreciation should ultimately benefit buyers and sellers, says Lawrence Yun, NAR's chief economist. Ten metros are standing out for strong price appreciation, housing inventory increases, and a rise in home sales that are far outpacing the more moderate gains in the national housing market.

From 2010 to 2020, immigrants could account for more than one-third of the growth in home owners as well as one-quarter of the growth in renter households, according to the Research Institute for Housing America. “Immigrants are projected to be a significant part of home ownership growth in the near future,” according to the National Association of Home Builders’ Eye on Housing blog.

[08/18/14]   YOU THINK RATES ARE TOO HIGH? Think Again says Kip!
Mortgage company Freddie Mac said Thursday the nationwide average for a 30-year loan inched up to 4.14 percent from 4.12 percent last week. The average for a 15-year mortgage, a popular choice for people who are refinancing, rose to 3.27 percent from 3.23 percent last week. Mortgage rates are below the levels of a year ago. They have fallen in recent weeks after climbing last summer when the Federal Reserve began talking about reducing the monthly bond purchases it was making to keep long-term borrowing rates low. At 4.14 percent, the rate on a 30-year mortgage is down from 4.53 percent at the start of the year. Rates have fallen even though the Fed has been trimming its monthly bond purchases. The purchases are set to end in October.

Markets Poised for Biggest Price Gains

Why do you think we're not on the list? According to a new report, home prices are expected to rise around 9 percent in the next 12 months in these five housing markets—which is well above national norms. 

[07/18/14]   Today's Kipism:
Always remember when you are reviewing a pay-off statement from a lender, mortgage interest is paid in arrears so don't be confused by principle balance vs. payoff. Payoff includes daily interest until the disbursement date of a transaction. For more information give us a call!!! 703-729-7770

[07/10/14]   Today's Kipism:

Time management is one of the most effective tools in the life of a real estate agent or any other professional. For more timps on time management contact me for ways to increase your productivity!!!

[06/30/14]   Stop drinking regular soda, you'll live longer and prosper!!

[06/26/14]   Having trouble with post-occupancy agreements? Please call me to discuss, pre-contract ratification. I'm always glad to talk it out!

[06/25/14]   After playing golf with all the folks at Make-A-Wish Foundation at Creighton Farms on Monday, I've gained a new perspective on life. These kids, are so brave it makes even the toughest people stand back and reassess the ups and downs of life. Congratulations to Make-A-Wish on an extremely successful event!

[06/23/14]   Spending the day involved with the Make-A-Wish Foundation in a community-wide effort to grant wishes! Children battling life-threatening illnesses will gain the hope of a wish-come-true, the strength to get through treatment, and the joy of creating the special memory that their wish will provide. Golfing for children's wishes!

Today's Kipism:
"Just A Thought"
The interest rates have recently dropped sufficiently that buyers should be looking at more expensive homes. So, perhaps its better to show your $400,000 buyer a $450,000 house if given that opportunity. Even better 5, 6 and 7 arms are better for first time home buyers because they have time to adjust over that 6th period. As interest rates drop, affordability increases. Pre-qualification with your favorite LO is critical, more now than ever. Food for thought.

[06/16/14]   Here's a little intro into what we at GLTE do:

General Land Title & Escrow Corporation (GLTE) is a full service title and escrow company servicing Virginia, Maryland, and the District of Columbia. In this capacity, the capabilities and competencies are superior. With many years of experience, in-house Attorneys, Licensed Title Agents, and other professionals, the consumer as well as the Real Estate profession can be assured of succinct and expert care for every transaction. Working closely with Lenders is also a primary function of our services. GLTE works with a majority of the lenders both nationally and locally. Knowing their idiosyncrasies and requirements is a full time concern, as most transactions require a mortgage for collateralization. All of these abilities, allow the Real Estate professional comfort that by referring our company, their respective clients are in good hands with GLTE. GLTE provides 100% MOBILE CLOSING to support today's busy clientele. Please call any time for real estate legal advice and/or follow-on services for your next transaction whether it’s Residential or Commercial, Purchase or Refinance, we are here to support your needs.

General Land Title & Escrow Corporation's cover photo

General Land Title & Escrow Corporation's cover photo

[06/11/14]   Never EVER should a new home buyer walk into a new residential development sales office without a real estate agent representing them! Because the seller pays all real estate commissions and the builder is the seller with new construction! So therefor, why wouldn't you want your interests protected by your professional Realtor for FREE?! Rhiannon Weitzman, REMAX Realtor & Kelly Krogmann

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215 Depot Court, SE; 3rd Floor
Leesburg, VA
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