Insurance & Financial Services
We are a full-service Financial Planning practice specializing in retirement planning and protecting our clients assets through the use of auto, home and commercial insurance.
Prices are continuing to rise week after week.
truckinginfo.com The national average cost of a gallon of on-highway diesel fuel rose slightly to $2.878, continuing a four-week streak of price increases. The national average cost of a gallon of gasoline also increased this week, gaining 2.7 cents to $2.691.
Diesel prices are getting higher and higher every week.
ttnews.com Diesel’s national average price rose 3.1 cents to $2.811 a gallon, the second consecutive increase, the Department of Energy reported April 27.
How do you feel about a speed limit change?
truckersnews.com Organization wants universal 65 mph
truckinginfo.com Bipartisan legislation introduced in the U.S. House Thursday would index the current federal gasoline and diesel fuel taxes to inflation raising $27.5 billion to ensure highway-infrastructure spending is funded for exactly 1.7 years.
Be prepared for the 2015 Roadcheck!
overdriveonline.com Roadcheck, the annual inspection blitz done by a joint effort of the Commercial Vehicle Safety Alliance, Federal Motor Carrier Safety Administration and others, has been scheduled for June 2-4.
This is truly a sad story. Many homeowner's are finding themselves in a very difficult situation due to this landslide.
To compound matters, unless these homeowner's endorsed their homeowner's insurance policies with earthquake coverage, the likelihood of their insurance claim being approved is very small as the standard homeowner's insurance policy does not cover "earth movement."
washingtonpost.com About 28 homes were evacuated after a strip of land began collapsing in a “slope failure.”
Interesting story. This person is lucky she wasn't prosecuted for insurance fraud.
businessinsurance.com Risk management in theory and practice, including evolving risk strategies, risk financing, the risk management profession, risk analytics and core property/casualty coverage issues.
While self-driving cars sound "cool", I see massive insurance rate increases once they are introduced to the market.
BMW showed off a modified 2-Series Coupe and 6-Series Gran Coupe sporting its latest autonomous technology, at the 2014 Consumer Electronics Show in Las Vegas.
Getting into a car wreck is a stressful situation, particularly if you cause the wreck. It happens to the best of us. You check the time or get distracted by a flashy billboard. In the few seconds your eyes aren’t focused out of the windshield, a collision can occur. Many people are unsure of how to handle the situation, but the truth is, it’s very similar to how you would handle an accident that was not your fault.
Check for injuries: Pull over and check yourself and your passengers for bodily injuries. Get out of the car and ask the other driver if everyone is alright. Immediately call 911 to report the accident, along with any severe injuries. The police will write an accident report upon arrival at the scene and may issue a ticket if traffic laws were violated.
Stay calm and be quiet: Never admit fault or apologize, even if it goes against your good nature. The police report will help the insurance company determine fault. Apart from asking if everyone is okay and exchanging information, there is no need to verbally interact with the other driver. This prevents you from saying something that could be used against you during the claims process.
Exchange information: Swap the standard information, including name, phone number, insurance company, policy number and insurance contact information. Take notes and pictures of the accident scene (location and time) and damage to the vehicles.
File a claim: Call your insurance company to file a claim. Again, do not admit fault. Simply state the facts and answer the questions asked of you. Depending on your policy, the damage to your car is often covered (beyond your deductible), along with the damage to the other car. You can likely expect your premium to increase at your next renewal; the best way to prevent this price hike is to pay for accident forgiveness (if available) ahead of time.
Cars can be fixed. People cannot. So long as everyone is alright, the stress and irritation of being involved a wreck will pass in a few weeks. Take a deep breath and remember that life will continue to go on.
Best practice: Ask your agent how much protection you have with your current policy before an accident situation arises. Call Foster, Allen & Thompson @ 703-674-0299 for a FREE comprehensive coverage review....(www.FosterAllenandThompson.com).
While the vast majority of the information in this article is correct, it is always advisable to review your individual policy before a claim arises to determine what is covered and what isn't.
legalexaminer.com Bullying victims and bullies themselves come in all shapes and sizes, from 300-pound professional football players to pale nerds sitting in front of a computer keyboard and everything in between. About 41% of teens who participate in social media report at least one negative interaction online in th...
leesburgtoday.com With the winter holidays kicking into high gear this week, the Department of Fire, Rescue and Emergency Management is reminding residents to be aware of the dangers presented and tips on how to remain safe.
This is a great article citing some basic things you can do to avoid unnecessary insurance claims as you hit the road for Thanksgiving:
yourhoustonnews.com SACRAMENTO – With millions of Americans traveling to see family and friends for the Thanksgiving holiday, remember to take a few steps to prepare your home so that you avoid returning to a big mess and an insurance claim, says the Property Casualty Insurers Association of America (PCI).
In the wake of the devastating storms that affected Illinois last weekend, con artist are attempting to inflict further harm to those impacted by the weather event.
enewspf.com Attorney General Investigators Assisting Local Law Enforcement to Combat Repair-Related Scams
Wow! Watching this video is surreal. Keep those families affected by the tornado's in the Midwest in your prayers.
cnn.com Anthony Khoury and his family were in the living room of their home in Washington, Illinois, on Sunday when his father thought he heard a helicopter flying over head.
As the temperatures dip, here are some insurance tips to keep you safe over the coming months:
1. When temperatures drop below freezing, frozen pipes are a possibility. Leaving your kitchen cabinet doors open will allow heat to reach the pipes and keep them from freezing.
2. If you use portable space heaters, open fireplaces or wood stoves, make sure curtains are a fair distance away from the heat source.
3. Have your heating system inspected annually to make sure they are working properly. Proper ventilation is a must. If you smell gas, immediately call your gas company.
4. Install an adequate number of smoke alarms. Most deaths resulting from home fires result from smoke inhalation....not the flames themselves.
5. Each family should have a well-rehearsed escape plan in place.
6. If you rent, you must have your own renters insurance policy. Your landlord's insurance policy does not cover your contents.
7. When filing a claim, make sure to list all of your property that was damaged or destroyed. Be sure to take photos of any damage.
8. Secure your property. For example, if a tree falls on your roof and creates a hole, put a tarp over the open area. This will minimize further damage to your home.
9. If the damage is so severe that you must leave your home, remove valuable items if there is no way to secure them in the home.
10. Remember, in severe weather to drive with caution. Inclement weather does not absolve you from liability should you have an automobile accident.
huffingtonpost.com NEW YORK (AP) — Another office tower has opened at the World Trade Center site in lower Manhattan. A ribbon-cutting was held Wednesday for the 978-foot 4 World Trade Center.
Here's an example of what not to do if you are driving along a highway and miss your exit. This person should have their drivers license revoked:
gma.yahoo.com Watch the video Chinese Woman Drives Backward on Busy Highway on Yahoo Good Morning America. After missing her exit, woman decides to drive in reverse on the busy road.
Am I the only one thinking of a Thanksgiving meal right now? Here's a great turkey recipe....the only step left out is the injection of the turkey before cooking to keep it moist:
foodnetwork.com Get this all-star, easy-to-follow Food Network Roasted Thanksgiving Turkey recipe from Ree Drummond.
money.msn.com Your insurer won't take care of everything life throws at you and your house. If one of these happens to you, you're probably on your own.
nbcnews.com No one likes to buy auto insurance. It is way too complicated. There is so much misinformation about coverage and pricing. Here are five common auto insurance myths.
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ncsl.org An updated 50-state chart of cellphone and texting-while-driving laws.
realtormag.realtor.org The Federal Housing Finance Agency will bar mortgage companies from accepting payments to arrange force-place homeowners' insurance, government officials have announced.
If you are considering getting a dog, for the sake of your homeowner's insurance premiums, here are a few breeds you might want to avoid:
abclocal.go.com The ABC7 I-Team investigates why your family pet could keep you from getting homeowner's insurance.
Sadly, only a small percentage of the property lost as a result of the Typhoon in the Phillippines was covered by insurance.
insurancejournal.com Destruction from Typhoon Haiyan, which flattened buildings and unleashed storm surges that may have killed 10,000 people, could be several times worse for
If you have an extra $2 million lying around, this Bugatti can be yours.
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