Sam Stowers, NMLS #1059704

FED CUTS RATE BY A QUARTER POINT, CITES 'GLOBAL DEVELOPMENTS,' 'MUTED INFLATION'

cnbc.com The Federal Open Market Committee concluded its two-day meeting on Wednesday.

Real Estate with Gayle

PRICE DROP on this fantastic former model home with high end features. This is a must-see! As an added bonus, enjoy sunsets 🌅 on your rooftop terrace with double sided fireplace and upgraded outdoor composite teak wood and gas rough-in for grill. See it for yourself this Sunday, August 4th at our community Open House from 1-4pm. For more details on this #dreamhome, click on the link below!

http://235crescentstationterrse.c21.com/

#gayleopensdoors #realesate #realtor #realestateagent #leesburgrealestate #leesburglisting #makememove #locationlocationlocation #dreamhome #highendfeatures

Sam Stowers, NMLS #1059704's cover photo

PrimeLending, A PlainsCapital Company - Team NOVA

Thanks to everyone who participated in our raffle at the DAAR Golf Tournament on Monday! And congrats to our winner!

Real Estate with Gayle

COMING SOON...4 bedrooms, updated kitchen, screened in porch and 4,000 square feet of living space. This home in Ashburn is a must see. Contact me today for a sneak peek!

www.gayleopensdoors.com

#comingsoon #ashburnva #realestate #buying #selling #listing

The first step to any homebuying journey starts with applying for a loan. Wondering what goes into the application process? The process starts with providing documents to show you're in the right financial state to purchase your dream home. Contact me to learn more.

Here's a few items you'll need:
• Copies of W-2s
• Copies of pay stubs
• Copies of checking and saving account statements

Unlike interest rates on car loans or credit cards, mortgage rates are a little more complicated to understand. With my help, you can find out how credit scores, down payments and price of a home determine mortgage rates. Contact me to learn more.

If the only thing you’re working on today is relaxing, then you’re spending Labor Day the way it was intended. Have a great day!

Tackling a 30-year-mortgage may seem like a never-ending battle, but these tricks could help you pay off your mortgage faster!

- Make one extra payment a year
- Round up your payments
- Instead of one payment a month, pay half your payment every two weeks

Undergoing a remodel can be a tedious, yet rewarding job. Whether you're looking to improve the way you live or make your livable house lovable, follow these strategies to stick to the your goals:

• Understand the true reason you are remodeling
• Set a budget and hold 20-30% of it for contingencies
• Prioritize the projects most important to you

It's not too late to jump on the house plant décor trend! House plants make beautiful additions to rooms and even help clear up the air. Try adding some of these popular plants to your home.

- Fiddle leaf fig trees
- Golden pothos
- Ferns
- Cacti or succulents

Did you know, your thermostat controls half of your energy bill? Installing green home gadgets like a smart thermostat and plugs help control your energy usage and save you money!

Think you can't afford your dream home? Your monthly payment might be cheaper than renting. Use the PrimeLending mortgage calculator to run your numbers for yourself. Contact me to learn more!

Wishing you and yours a fun and festive 4th! And if you’d like to celebrate by buying a new home sometime soon, contact me… I can help!

College grads, student loan debt doesn’t have to stop you from becoming a homeowner! You could qualify for a home loan even if you have debt from student loans. Contact me for details.

Did you know? The median age of first-time homebuyers is 32, while the median age of repeat buyers is 54. How old were you when you bought your first house?

This summer will be HOT! Want to stay cool in your own pool? PrimeLending offers options to let you avoid taking out a separate and expensive construction loan by financing the cost of a new pool into your mortgage. You’ll enjoy a lower interest rate and still only have one easy monthly payment. Contact me today for details.

To celebrate Father’s Day, here’s a dad joke to enjoy:
“What does a house wear? Address.”
Happy Father’s Day, dads! We hope you have a wonderful day.

Do you have some DIY-friendly home improvement projects to tackle? Here are a few tips:

• Give it a go! What’s the worst that can happen? (Knock on wood!)
• Read the instructions first…and often.
• Get the kids involved with age appropriate tasks.
• Be creative and have fun!

What’s your best advice tip for DIY?

Ask any elite performer – it’s more difficult to stay at the top than to get there. At PrimeLending, we work hard to win every deal, close every loan and wow every customer. Our relentless drive to excel is a big reason why we’ve remained in Marketrac's top 10 since 2012. And we’re not stopping anytime soon.

Did you know owning a home can really pay? On average, a homeowner’s net worth is 36 times greater than a renter’s. Invest in your future by becoming a homeowner today. Get started by contacting me today.

When it comes to adding resell value to your home, kitchen is king. Upgrades like new flooring, cabinets, countertops and appliances typically add the most return on investment at resell. If you are thinking about getting a renovation loan to remodel your kitchen, PrimeLending can help. We have a range of products and options to choose from. To get started, call me today.

When you’re ready to buy a home, the best first step you can take is to get prequalified for your mortgage. Is it required? No. Should you do it? Yes. Why? There are a number of reasons.
• No paperwork
• Can be completed in as little as ten minutes
• With lenders like PrimeLending, there’s no cost involved

Reach out to me to get prequalified today.

The weather is heating up, and it's time to make sure you're protecting the outside of your home from the heat. Use this checklist to enjoy the season safely:
1. Clean your outdoor grill
2. Inspect your deck
3. Check for leaks
4. Purchase citronella candles
5. Check sprinklers and outdoor hosing

According to a 2017 survey, one-third of millennial homebuyers said that having more space for their dog was a factor in their decision to buy. Would you ever consider buying a house or moving for your pet?

Having trouble saving money for a down payment? Arrange with the payroll department at your job to send a fixed amount to your savings account every payday via direct deposit, and the remainder sent to your checking account as usual. You’ll never even notice the money going to savings because it was never in your checking account to begin with.

Having trouble saving money for a down payment? Arrange with the payroll department at your job to send a fixed amount to your savings account every payday via direct deposit, and the remainder sent to your checking account as usual. You’ll never even notice the money going to savings because it was never in your checking account to begin with.

Home: A place your feet may leave, but your heart will always be.

PrimeLending is the 4th Best Workplace in Financial Services and Insurance according to Great Place to Work! It’s the fourth straight year we’ve landed inside the Top 10. It’s such an honor to earn an award regarding our one-of-a-kind culture.

So you're ready to buy a house! But how do you know how much you can afford? Here are three ways to figure out your budget ahead of shopping:
1. Understand your financial situation
2. Use a mortgage calculator
3. Get prequalified
To get started, call me today.

Which evergreen home goods merit a heftier price tag?
• The bed frame
• The credenza
• The chairs
• The bench
What is your most prized piece of furniture?

Why should you consider cash-out refinancing?
1. Easier to qualify
2. More tax deductions
3. Improves credit scores
4. Consolidates debt
5. Lower interest rates
If you're interested in cash-out refi, contact me today!

In 2017, PrimeLending helped more than 60,000 borrowers become homeowners. Want to make 2018 your year to buy? I can help. Contact me to get started.

Lock low interest rates for up to 360 days with the PrimeLending Extended Lock. You’ll feel confident and stress-free during your home build by removing worries over time and money from the equation. Call me for more details.

Is your favorite color green? Is your favorite planet Earth? Do you prefer an eco-friendly digital mortgage process? If so, today is your day. Let’s all celebrate Earth Day by taking positive steps to protect our home.

Don’t bang your head against the wall worrying about financing your renovation. Instead, break the walls down and create the open concept you’ve always wanted. With just one loan and one monthly payment, paying for your home improvement will be easier than you ever imagined. Call me today to get started.

You may be surprised, but the most valuable remodeling project for the last three years has been entry door replacement - and the value is only going up! The average cost to replace a front door ranges from $500 to $1,300, but the added value can't be beat.

Ready to cultivate your perfect outdoor paradise? PrimeLending makes it less stressful with our simple renovation loan process. We roll everything into one loan and one monthly payment to make financing your backyard oasis easier than you imagined. Contact me to get started.

Have phone call phobia? Then you have nothing to fear at PrimeLending. We’ll keep you notified of your loan’s progress with our in-process text messaging alerts. No phone tag. No stressing about the status of your loan. Just quick and direct updates for a worry-free mortgage process.

Get the packing tape ready: Here are five tips for a stress-free move:
1. Hire professional movers
2. List out all your stuff
3. Pack logically with details
4. Keep essentials close by
5. Familiarize yourself with your new space

Getting burned out on the idea of financing your ideal kitchen? PrimeLending’s streamlined renovation loan makes it a piece of cake. With just one loan and one monthly payment, paying for your home improvement will be incredibly easy. Let me help guide you from application to beautiful kitchen.

For those who have small living rooms, picking out paint colors can be a little tricky. Try using creams, dark grays and off-whites to allow your artwork and furnishings to take the lead.

Wondering what your mortgage could look like broken down into monthly payments? Or how decreasing your down payment will impact what you pay over time? Use the Loan Comparison calculator on my website to run the numbers for yourself. http://tinyurl.com/yb6usa5t/

You shouldn’t just like your home, you should LOVE it. And you can again with a renovation loan from PrimeLending. Remodel outdated rooms, expand your square footage or upgrade your space indoor and out with our simple renovation process that rolls everything into one loan with one monthly payment. Contact me to get started.

It’s spring! Time for flowers and stormy showers. Spring weather can mean lots of rain and wind. Clean your gutters so they don’t overflow when the rains start. Prune overhanging and dead branches from trees so they don’t break onto your home or car.