Financial Services Representative
My name is Tyler Parham and I am a Financial Services Representative in Richmond, VA with Foresters Financial Services, Inc., a company dedicated to providing everyday families and individuals with financial solutions, guidance and tools, to meet their needs across all life stages. I offer personalized service combined with a long-term approach and fresh thinking to help my clients: • Save and invest for retirement, education and other life events • Create retirement income strategies • Protect the ones they love • Plan their legacy We are part of Foresters™, an international financial service provider that gives back to the community and cares deeply about family well-being. Each year Foresters organizes thousands of community activities, providing financial contributions and hands-on volunteerism in support of charitable partners that make a meaningful and lasting impact in local communities. It is my goal to build solid relationships and long-term value to help my clients grow, protect and enjoy what they have—by making sure their financial strategies work as hard as they do. If you’re interested in reviewing your financial goals with me, please contact me at 804-346-4670 or by e-mail at [email protected]. Neither Foresters Financial Services, Inc. nor any of its affiliates, associates or representatives are affiliated with Facebook, nor endorse any of the views, representations or services offered or made by anyone else on this site. Foresters Financial and Foresters are the trade names and trademarks of The Independent Order of Foresters, a fraternal benefit society, 789 Don Mills Road, Toronto, Canada M3C 1T9 and its subsidiaries, including Foresters Financial Holding Company, Inc. (FFHC). Foresters Financial Services, Inc. is a registered broker-dealer and subsidiary of FFHC. Securities, life insurance and annuity products are offered through Foresters Financial Services, Inc. Insurance products are issued by Foresters Life Insurance and Annuity Company, New York, or The Independent Order of Foresters.
There is a great deal of confusion about how military pay is counted for Social Security purposes.
An integrative caregiving plan can help you contain costs and take advantage of the various planning and health care resources available.
Caregivers generally tend to their elderly/disabled family members as a labor of love, but it can also be taxing for them financially and otherwise. These 11 tips can help you manage the financial side of caregiving and keep things under control.
Saving for College–529 Plans
It's a touchy subject, but a life expectancy analysis is the best way to ensure you will have enough money to live your later years in comfort and ease.
One of the most important decisions a retiree faces is when to apply for Social Security benefits.
Wondering how to maximize your Social Security benefits? It's not as difficult as you may believe. Here are three options almost anyone can do.
With more people learning about file-and-suspend and claim-now-claim-more-later strategies, mistakes are being made -- like trying to do certain things before full retirement age.
A recession is eventually inevitable, but is it imminent?
A key benefit of Social Security that most people never think about are the payments to survivors following the death of the primary wage earner.
If you’ve been tracking your Social Security benefit estimates via your annual Social Security statement, you’ve probably noticed some variations from year to year.
Continued earnings could increase your Social Security benefit depending on your situation. One thing is for sure: working part-time at reduced pay will never cause your benefit to go down.
Spring 2019 Key Planning & Investment Deadlines.
Rational investors make better decisions or so the thinking goes. However, new studies show that rational thought and emotions are both necessary to cut through the details, focus on what’s important, and get on with the decision that needs to be made.
It’s common practice for the president or CEO of a company to include a letter to shareholders in the annual report. Berkshire Hathaway’s chairman and CEO, Warren Buffett, doesn’t buck the trend.
Now is the perfect time to look at various aspects of your life and develop a plan to improve your financial fitness.
Whether you are a parent or a grandparent, your new little bundle of joy will be “dear” in more ways than one. Here’s how to plan for the financial to-dos and priorities of new (grand) parenthood.
Woe to the taxpayer who runs afoul of the numerous and confusing IRA rules. There are forms to file, contributions to make, distributions to take, and penalties to avoid. While corrections are possible, it’s best to avoid mistakes in the first place.
New ways to give to charity while getting the best tax breaks.
When you leave a job with a significant amount of appreciated company stock, you might want to explore possible tax breaks related to its “net unrealized appreciation."
When was the last time you examined your will or trusts? How about power of attorney or plans to gift assets?
Have you ever heard someone say that experience is the best teacher? Here’s another one–there are no mistakes, just lessons.
The most accurate and reliable way to determine your spending needs in retirement is to sit down and make up a budget projecting costs in the areas of housing, utilities, food, transportation, leisure activities, and so on.
You may need to transfer assets for all sorts of reasons. A working knowledge of various transfer techniques can help you determine when it’s appropriate to move money around, and how to minimize the tax and legal implications of the process.
Rising medical expenses means that no retirement plan is complete without some kind of provision for health care needs. Here are some guidelines and resources for estimating what health care could cost during retirement.
Here’s how to get a jump-start on creating a system to organize your bills, statements, policies, and other financial paperwork.
With health care reform implementation getting closer and the memory of super storms still fresh, now is a good time to review insurance policies coverage, insurance needs, and emergency plans.
www.clarisfinancial.com phone: 804.935.3000 Securities offered through Triad Advisors. Member FINRA/SIPC. Advisory Services offered through Claris Financial LLC. Claris Financial LLC is not affiliated with Triad Advisors
At A.W. Smith Financial Group, Inc., our mission is to provide solutions that may help you, your business, and your family achieve financial independence
We help people secure their future and protect the ones they love.
I am licensed to sell Auto, Home and Life insurance in VA. Please contact me for any of your personal insurance needs!
Investment Advisor Representative
A financial advisory practice of Ameriprise Financial Services, Inc.
Remote Bookkeeping Services for small business
Evenings and weekends by appointment. Follow me on twitter @SFAgentNicoleFrost
Managed Benefits, Inc. (MBI) is a privately owned consulting firm serving the Mid-Atlantic States and beyond.
Agent licensed to sell insurance through New York Life Insurance Company.