Lee Kramer at New York Life Insurance Company

Lee Kramer at New York Life Insurance Company

Religion that God our Father accepts as pure and faultless is this: to look after orphans and widows in their distress...James 1:27

As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start.

Life Happens

It's more than just life insurance, it's love insurance.

Here's how you can determine how much your family will need: http://lifehap.pn/IhfF6t

Life Happens

Many factors can derail your retirement plans—some you can control (when and how much you save) and some you can't (losing a job, or a spouse). Tips on how to hit the pedal to the metal and plan ahead for fall backs: http://lifehap.pn/173gf5Q, via DailyFinance

Life Happens

What's your gift?

What is your greatest summer memory?

The summer weather's calling...what adventures will you go on this weekend? http://pco.lt/12utbzX

Life Happens

Hug your kids!

Our thoughts and prayers go out to those in Oklahoma who've been affected by the tornado and its path of destruction.

Plan BB is also available!

We love this! There's always another chance to create a new plan. What's yours?

[Image via Pinterest: http://pinterest.com/pin/184295809723870965/]

Life Happens



A Child in Grief | National and Local Support

http://www.newyorklife.com/ Hundreds of organizations across the nation are dedicated to helping grieving children and their families.

Life Happens

Let us know, are you one of the 25%?

Life Happens

RIP to the Iron Lady, Margaret Thatcher, who once said, "Disciplining yourself to do what you know is right and important, although difficult, is the highroad to pride, self-esteem, and personal satisfaction."

[Photo via http://www.margaretthatcher.org/]

Life Happens

Are you 40 or older and afraid to look at your finances because you think it's too late to make a difference? It's not!

Whether you're worried about your retirement savings or that you're living outside your means due to extra expenses such as paying for college or taking care of your parents, this article is full of helpful information to get on track for now AND for your future: http://lifehap.pn/ZVvqXL via LearnVest

New York Life Insurance Company

What outdoor activity do you look forward to most in the spring? The team at Mint.com offer tips to gear up for the great outdoors - without breaking the bank. http://pco.lt/10h2KHu

Our families personal experience has led me to believe this is the most important financial product I own. If you have a Parent in need of care I know you can relate.

Could you afford $200/day to pay for extra care at home or in a nursing home as you age? Long-term care insurance may be pricey, but it will help protect your finances when you need it. Here are six strategies to find a good price: http://lifehap.pn/15sr36T, via Bankrate.com

Basketball and swimming.

What's your kids favorite sport? New research gives you another reason to keep them active - that may benefit them far into the future. http://pco.lt/YqLPqm


Updating Heirs on Your Accounts

If you have to use a website or outsourced call center for this update perhaps you should hire an agent....

leekramer.nylagents.com The beginning of the year is a good time to review beneficiary designations to make sure they reflect current wishes.


Life Lessons

We are all a reflection of the good that came before us. #KeepGoodGoing


newyorklife.com keep good going life lesson

Do Less: A Short Guide : zenhabits

A topic worth revisiting—why less is more. Here are Zen Habits’s tips on how to accomplish more with less stress. http://zenhabits.net/less

zenhabits.net Many of us work in an endless stream of tasks, browser tasks, social media, emails, meetings, rushing from one thing to another, never pausing and never ending.

[03/18/13]   Did you know that New York Life kept the company’s commitments to all policyholders during the Civil War? While debt was rampant on both sides, the company continued to pay death claims throughout the Confederate states, sometimes crossing battle lines under a flag of truce to do so. It received premiums and paid claims until communication was forbidden by act of Congress on July 13, 1861. Even then, the company agreed that it would purchase lapsed policies or reinstate them at the end of hostilities.


HOT TOPIC: Coming to America: Foreign Travelers Boost U.S. Economy

Always look for the positive!

leekramer.nylagents.com A look at the growing U.S. travel and tourism industry and what it may mean to the domestic economy.

Life Happens

Here's the financial version of what to expect when you're expecting! Take these steps now to help prepare your finances for when the baby arrives: http://lifehap.pn/VMgoEg, via Working Mother Magazine

Keep good going...

Your ability to earn an income is your most valuable asset. There are two risks that threaten that ability that you can insure against. Plus, retirement presents a whole new set of risks. Learn more: http://lifehap.pn/ZuBntg

Life Happens

Each year the LIFE Lessons Scholarship Program awards $100,000+ in scholarships to help young adults with financial hardship due to losing a parent who had little or no life insurance go to college.

The deadline for those applications is March 31. For more information, click on this link: http://lifehap.pn/YeQzZg

Lee Kramer at New York Life Insurance Company's cover photo



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