Financial Advisor at Ameriprise Financial Services, Inc.
Series 7, Series 66, Life Health and Variable Contracts Registered in VA, CA, NJ, CO, NC CA Insurance License #0F39240 Ameriprise Financial Services, Inc. is a broker-dealer and member of FINRA. Comments and "likes" should not be considered representative of client experiences, or indicative of future performance or success. While I appreciate the support of my clients, I cannot accept Recommendations or Endorsements due to Investment Advisers Act of 1940 rules which prohibit me from publishing a testimonial of any kind concerning the investment advice, analysis, reporting or other services I provide. For your privacy, please don’t post account or service-related information on this page. Instead, contact me directly. Please visit www.ameriprise.com/social for more important disclosures and information.
Depending on where one sits, today’s economy may indeed be the best of times or the worst of times.
newsroom.ameriprise.com For individuals, the current condition is just about as good as it gets. But that enthusiasm is noticeably absent when looking at bigger businesses.
Ameriprise Research: Market uncertainty is high with odds for improving market conditions at 50/50. Investors should lean on the protective properties of bonds and avoid discounting their importance in a diversified portfolio based merely on their view of the rate environment.
Many boomers are opting to stay in their homes rather than downsizing. Where do you plan to live in retirement?
usatoday.com Many Baby boomers are staying in the houses in which they raised their kids even when they become empty-nesters and retire
The trade dispute between the U.S. and China remains the elephant in the room for investors, according to Ameriprise Chief Market Strategist David Joy.
newsroom.ameriprise.com The latest escalation in the size and scope of tariffs reduces the likelihood that an agreement between the U.S. and China will be reached anytime soon.
Market swings can mean different things depending on your stage in life. Learn how fluctuating markets can have an impact at any age.
cnbc.com As the longest bull market in history possibly wanes, it can be helpful to turn your attention to your own timeline. Here's how you should react and plan for volatility, depending on your age.
Unexpected health issues may cause some people to retire earlier than expected. Learn what you can do to help prepare.
barrons.com Suffering a sudden health scare can force someone into retirement earlier than expected. There are ways, though, to prepare for this possibility and make sure you stay financially secure.
While trade talks left markets spinning, there was encouraging news elsewhere. Ameriprise Chief Market Strategist David Joy weighs in.
newsroom.ameriprise.com U.S. equities in the S&P 500 endured their worst week of the year, falling nearly 2.2 percent.
While market swings can be concerning, it’s important to keep things in perspective. If you have concerns about the impact of volatility on your finances, let’s talk.
usatoday.com Massive intraday swings in the Dow Jones industrial average can test even the steeliest investor. What you need is a little perspective.
Learn what steps you can take to help protect yourself or a parent from scammers.
barrons.com Even among healthy older adults, age-related changes in the brain can make people more susceptible to financial exploitations, according to research.
After ending last week on a positive note, trade talks have investors feeling uncertain.
newsroom.ameriprise.com Last week ended with investors feeling good about the prospects for the global economy.
Rolling over your 401(k) while still working could help you manage your retirement savings more effectively. Learn more about your options and let’s connect to discuss.
ameriprise.com Learn how in-service distributions could help you better manage your retirement savings.
Estimates of the first quarter U.S. GDP growth exceeded expectations. But the details were not quite as encouraging as headlines would suggest.
newsroom.ameriprise.com Strength from inventory rebuilding and trade improvement contributed to the Q1 growth rate, while both personal consumption and business investment slowed.
Ameriprise Research: Although the S&P 500 is near an all-time high, the average stock in the Index is still 12.3% away from its 52-week top, suggesting room for equity prices to rise if the environment continues to improve.
Are you taking advantage of the perks offered by your employer?
realsimple.com Here’s how to take advantage of them.
Owning a pet can get even better with age. A new poll suggests that retirees in particular can benefit from an animal companion.
marketwatch.com The National Poll on Healthy Aging finds that pets fetch health benefits for older adults — but there’s some risks, too.
While earnings had investors feeling optimistic last week, the celebratory mood may be premature, according to Ameriprise chief market strategist David Joy.
newsroom.ameriprise.com Stocks rose for the second straight week to begin the second quarter, although the gains were more muted.
Stocks surged higher last week on evidence of stabilizing global growth and little evidence of inflationary pressures.
newsroom.ameriprise.com The second quarter started out the same as the first, with markets on the rise in the U.S., Europe and Asia.
Ameriprise Research: Market indices across asset classes posted strong returns to end Q1, regaining much of the ground lost in Q4 2018. We believe U.S. equity markets offer attractive opportunities over the next 6-12 months but stress that diversification and balance remain key.
[04/08/19] Let’s take a fresh look at your retirement plan. We’ll discuss your goals and needs and help plan the steps you can take to achieve them. #NationalRetirementPlanningWeek
Putting a plan in place could go a long way toward having financial peace of mind – and helping you reach your goals.
cnbc.com Despite more confidence among retirement savers, their ability to put away enough ranks as the top personal finance concern, a CNBC survey finds.
The first quarter of 2019 was the best for the S&P 500 index since the third quarter of 2009, when the economy was first coming out of recession.
newsroom.ameriprise.com The S&P 500 rose 1.2 percent last week as stocks ended the first quarter on a strong note.
Learn about uncommon money hacks super savers are using to reach their goals of retiring early.
cnbc.com Some Americans ages 45 and up are managing to save $1 out of every $5 — and retiring earlier. Here's what they're doing differently from the average investor.
It can pay — literally — to know the Social Security rules.
ameriprise.com Social Security rules can be complex and confusing. Make sure you know the benefits you’re entitled to receive.
Ameriprise Research: The yield curve inverted, now what? Inversions can indicate trouble ahead, but not every inversion is followed by a recession. There are risks to consider, but we believe investors should take a cautious yet optimistic view of unfolding conditions.
Outlooks remain optimistic despite renewed concerns of slowing global growth. Our chief strategist David Joy explains.
newsroom.ameriprise.com A report of weaker than expected manufacturing activity within the Eurozone, especially in Germany, sent European markets downward.
Many older Americans are seeking lower costs, better weather and adventure in retirement. Learn what you need to know about managing your finances if you plan on retiring outside the U.S.
money.usnews.com Carefully weigh the move to expatriate status, with special attention to banking and investments.
Saving more for retirement in a tax-deferred account can help lower your tax bill. Talk with your tax advisor and then let’s discuss how this might work for you.
businessinsider.com You might ask yourself,"What can I deduct on my taxes?" You have a lot of options, and now is the time to lower your tax bill next year.
If you have retirement accounts from previous employers, you may want to consider rolling them into an IRA. Try our IRA rollover evaluator and let’s discuss options to achieve your retirement goals.
ameriprise.com Get a personalized report on the pros and cons of consolidating or rolling over your retirement assets.
Parents have been predicting doom and gloom for the next generation for decades, but so far it hasn’t happened. Young people have several options to consider when saving for retirement.
money.usnews.com Here's why your children will survive in retirement.
Favorable economic reports have lessened concerns about a looming recession. Our Chief Market Strategist, David Joy, explains.
newsroom.ameriprise.com U.S. equities continued to gain last week on news that the economy grew at a faster rate than predicted in Q4.
Avoiding financial duress in retirement is something most people can relate to.
money.com The same principles apply, whether you're running for a first down or climbing the corporate ladder.
[03/01/19] Ameriprise Research: Some form of a trade deal between the U.S. and China is now mostly priced into the market. However, an agreement that entirely removes tariffs from the equation is not.
U.S. equities rose for the fourth straight week and for the eighth time in the past nine weeks since the pre-Christmas low.
newsroom.ameriprise.com 02/25/2019 David Joy U.S. equities rose for the fourth straight week and for the eighth time in the past nine weeks since the pre-Christmas low. The S&P 500 is now higher on the year by 11.4 percent and sits just 5 percent below its September 20 record high. Rising optimism regarding a trade deal be...
Have you filed your taxes yet? This year, you may want to file earlier than the deadline.
cnbc.com This will be your first time filing under the Tax Cuts and Jobs Act, a revamp of the tax code that went into effect in 2018.
Ameriprise Research: Evidence that trying to time the market can be futile and a tactical approach that includes exposure to both cyclical AND defensive sectors of the economy can provide a winning long-term solution. 3 worst-performing sectors for Q4 ’18 are now top 3 YTD.
The top financial habit among affluent investors? They begin saving early, according to Ameriprise research. It's never too late to consider how to grow your savings - let's talk.
ameriprise.com Learn how high-net-worth individuals build wealth and as a result, boost your own financial confidence.
Fifty-eight percent of investors expressed some level of concern about rising interest rates in a recent Ameriprise survey. Here are some tips to help protect your portfolio in the changing environment.
kiplinger.com There are several steps people might want to consider taking right about now. Here's how to evaluate your own investment, saving and debt situation and prepare for the changes ahead.
Concerns over Brexit and trade talks with China have investors hitting pause. Learn more from Ameriprise Chief Market Strategist David Joy.
newsroom.ameriprise.com With Brexit’s March 29 deadline, the possibility of a no deal crash out of the European Union remains a distinct possibility.
[02/11/19] Are you in retirement or close to it? If so, let’s talk about your income sources and how a personalized distribution strategy could help make your money last longer.
Sixty-one percent of parents with at least one adult child over 18 said they gave them financial help. Learn what you could do to help them gain financial independence.
usatoday.com Empty nesters can free up a lot of cash for themselves and their retirement investments once they get their kids settled and stop paying their bills.
Sixty-seven percent of people over age 50 want to use their wealth to invest in their children or grandchildren. One option to consider is helping preserve their legacy through an estate planning gift.
forbes.com One thing driving Boomers crazy is their children’s estate planning – or lack thereof. What can they do to ensure their children do the right thing when it comes to estate planning? Make a gift of estate planning.
The post-Christmas rally in stocks resumed last week, after a one-week interruption. Ameriprise Chief Market Strategist David Joy weighs in.
newsroom.ameriprise.com The S&P 500 rose 1.6 percent, for its fifth gain in the past six weeks, and has risen 15.1 percent since it hit bottom on Christmas Eve.
If you’ve recently received an inheritance, learn how you could put it toward retirement savings.
cnbc.com The best options depend on a combination of factors, including your income, your age and whether you already have some savings.
January 28 marked the start of the first filing season under the new tax law. Learn how the new code could affect your income tax bracket.
cnbc.com When it comes to the new tax law, what you don't know could hurt you. Half of the participants in a recent survey from NerdWallet didn't understand how the new code affects their income tax bracket. Here's what you need to know.
Living with intention and purpose can enhance our well-being at every stage of life, including retirement. What purpose have you identified for yourself?
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