Sandy Gilkey Insurance Agency

Sandy Gilkey Insurance Agency

Auto, Home, Life, Commercial and Medicare Products!

Operating as usual

04/01/2021

Medicare Myth: Medicare Costs the Same for Everyone.
Nope. The exact amount you will pay for Medicare depends on the specific Medicare coverage you have, the health services and items you use each year and whether or not you have financial assistance for Medicare.

03/31/2021

Renters Insurance 101: In case your house or apartment is broken into, destroyed by a fire, or perhaps a friend gets injured at your home, renters insurance provides financial protection for you and your family. It pays for the repair and replacement of lost items as well as any liability issues you may be responsible for.

03/30/2021

Having a business plan is necessary for survival in today's competitive business environment. A written business plan is as essential for a small business as it is for large corporations. A good business plan will help you focus on current and potential problems and assist you, your advisors, and employees in improving net profit.

03/29/2021

Most people rely on motorcycle insurance to protect themselves against loss in case of an accident. In many states, you must carry basic insurance to cover the cost of losses you cause to others in an accident. If the unexpected happens, insurance gives you peace of mind in knowing you are protected.

03/26/2021

Never leave that till tomorrow which you can do today. Benjamin Franklin

03/25/2021

Medicare Part D covers outpatient prescription drugs through private plans that contract with Medicare, including stand-alone prescription drug plans (PDPs) and Medicare Advantage plans with prescription drug coverage (MA-PDs). The Part D benefit helps pay for enrollees’ drug costs and provides coverage for very high drug costs. Additional financial assistance is available for beneficiaries with low incomes and modest assets. Enrollees pay monthly premiums and cost sharing for prescriptions, with costs varying by plan.

03/24/2021

Question: Is my disability income taxable?
Answer: Money received from worker's compensation for sickness or illness is not subject to income tax. Amounts received under a private accident policy for which you pay the premiums are also nontaxable. To the extent your employer pays the insurance premiums, your benefits will be subject to tax.

03/23/2021

Life insurance may be one of the most important purchases you'll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more. If you're considering securing you and your family’s financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it!

03/22/2021

A flexible benefits plans is a benefit program that offers employees a choice between various benefits including cash, life insurance, health insurance, vacations, retirement plans, and child care. Although a common core of benefits may be required, you can choose how your remaining benefit dollars are to be allocated for each type of benefit from the total amount promised by the employer. Sometimes you can contribute more for additional coverage. Also known as a Cafeteria plan or IRS 125 Plan.

03/22/2021

Timeline Photos

03/19/2021

Nothing great was ever achieved without enthusiasm. Ralph Waldo Emerson

03/18/2021

Estate Planning is a comprehensive estate plan ensures your wishes about your property will be honored. By spelling out exactly how your property will be transferred, it gives you peace of mind that your loved ones will be provided for in the years to come.

03/17/2021

What do they mean by the Health Insurance waiting period? The time that must pass before coverage can become effective for an employee or dependent who is otherwise eligible for coverage under a job-based health plan.

03/16/2021

Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by the company. "Property" can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers.

03/15/2021

ATV insurance is very similar to motorcycle insurance. All-terrain vehicles are three, four or six-wheeled buggies used off-road. 4x4 insurance has the same basic coverages included in the motorcycle insurance policy, tweaked for the needs of off-road enthusiasts.

03/12/2021

Are you lost in the maze of Medicare? Contact us today for a no-cost consultation where we can answer your questions!

03/11/2021

Life insurance may be one of the most important purchases you'll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more. If you're considering securing you and your family’s financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it!

03/10/2021

Did you know that your homeowners insurance does not cover flood damage? Insurance against flood must be obtained separately. A flood insurance policy also reimburses you for the work that you and other family members did to sandbag your homes, move furniture and remove debris.

03/09/2021

Important Reminder: You can enroll in Marketplace health coverage from February 15 through May 15 due to the coronavirus disease 2019 (COVID-19) emergency.

03/08/2021

You may have noticed there's a big difference between classic car insurance policies and regular use policies, including cost. Classic car insurance or collector car insurance can save you a significant amount of money and increase your coverage because traditional auto insurance carriers are geared towards insuring a larger volume of vehicles. They simply don't know how to treat your specialty or collector car.

03/05/2021

A Non-preferred provider Is a provider who doesn’t have a contract with your health insurer or plan to provide services to you. You’ll pay more to see a non-preferred provider. Check your policy to see if you can go to all providers who have contracted with your health insurance or plan, or if your health insurance or plan has a “tiered” network and you must pay extra to see some providers.

03/04/2021

Business interruption insurance is critical if your business suffers a property loss that could cause the business to slow or close down while repairs are made. This may mean a complete or partial revenue loss depending on the time frame and the damage. From the time the loss occurs until your business is running again, insurance can replace your lost profits, and provide a source of money to pay your necessary continuing expenses, like rent, payroll, taxes, etc.

03/03/2021

A PPO Health insurance plans is a type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan’s network. You can use doctors, hospitals, and providers outside of the network for an additional cost.

03/02/2021

Sandy Gilkey Insurance Agency

03/01/2021

What happens if I don't add my child to my auto insurance?
If you don't add your child to your auto insurance once they've gotten a learner's permit or driver's license, you could face problems filing a claim, keeping discounts, or maintaining your auto insurance policy altogether if something happens while they're driving your car.


08/14/2020

30 Day Moving Guide

Planning to move? Get 30 things to do for 30 days to help make your move easier. http://tkpl.us/fnc9c

tkpl.us 08/12/2020

How to Help Prevent Heat Stroke

tkpl.us Do you know the signs of heat exhaustion? Here are important guidelines to learn how to spot it, prevent it and help treat it. #ThinkSafe


08/12/2020

King of the Grill - or so he thinks

I think we all know someone like this! Give me a call at 479.434.2355 to learn more.

tkpl.us 08/10/2020

How to Drive Safely in Strong Wind and Rain

tkpl.us Increasing your following distance during heavy rain can help keep you safer. Get more safe driving tips. #ThinkSafe


08/07/2020

Hiring a Contractor

Use this checklist as a guide when selecting a contractor for your next home renovation. http://tkpl.us/flplu

tkpl.us 08/05/2020

Home Solar Panel Installation Tips

tkpl.us Thinking about solar power for your home? Here are a few things to consider before installation. #ThinkSafe

tkpl.us 08/03/2020

Staying Safe in Work Zone Traffic

tkpl.us Hitting the road this summer? Consider the following tips to help avoid work zones. Share them with your friends and family. #ThinkSafe


07/31/2020

How To Pack For A Move

Moving? Use this three-step packing process from Travelers for a smoother transition to your new home.#ThinkSafe
http://tkpl.us/fjl4c

tkpl.us 07/29/2020

9 Home Security Tips

tkpl.us Going on vacation? Here are some basic home security steps you can take to help create a secure environment while you’re away. Share them with others. #ThinkSafe

tkpl.us 07/27/2020

Swimming Pool Safety Tips

tkpl.us Are you ready to enjoy your time by the pool? Don’t forget the pool safety tips. Share them with your friends & family. #ThinkSafe

Videos (show all)

30 Day Moving Guide
King of the Grill - or so he thinks
Hiring a Contractor
How To Pack For A Move
Trying to find the right home inspector? Here are some questions from @Travelers to ask potential candidates.
8 Tips for First-Time Home Buyers
Declutter Your House for Sale
Tips for Handling a Tire Blowout
Moving on a Budget
#ThinkSafe
Declare Your Independence

Telephone

Address


Fort Smith, AR
72901

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
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