AM Retirement Services

AM Retirement Services specializes in holistic financial planning through a focus on client education and awareness.

Putting a Price Tag On Your Health

Being healthy may help your personal finances.

amretirementservices.com Being healthy not only makes you feel good, it may also help you financially.

A Bucket Plan to Go with Your Bucket List

Consider a bucket plan to go with your bucket list.

amretirementservices.com A bucket plan can help you be better prepared for a comfortable retirement.

Retiring the 4% Rule

Does the 4% rule still work? The answer lies in your goals, time horizon and risk tolerance.

amretirementservices.com A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.

From Boats to Brokers

The #StockMarket has a long and storied history, from the Dutch East India Company to Wall St.

amretirementservices.com From the Dutch East India Company to Wall Street, the stock market has a long and storied history.

Trends in Charitable Giving

When giving to charity, some make cash donations. Others want a more sophisticated strategy. #CharitableGiving

amretirementservices.com Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.

Insuring Your Business With a Buy/Sell Agreement

There are ways to protect your business in the event of your death or the death of a partner.

amretirementservices.com It may help your business be better prepared in the event of the death of a principal or key employee.

Do Your Kids Know The Value of a Silver Spoon?

The average college senior graduates with credit card debt. How will your kids manage money?

amretirementservices.com You taught them how to read and how to ride a bike, but have you taught your children how to manage money?

Put It in a Letter

Settling an estate can be like putting together a puzzle. Make a cheat sheet for your heirs.

amretirementservices.com A letter of instruction provides additional and more personal information regarding your estate.

Death is No Excuse

Even in death the IRS wants a final income tax return for the deceased taxpayer. Know some special rules.

amretirementservices.com The federal government requires deceased individuals to file a final income tax return.

What to Do When You Lose Your Wallet

You can help ensure that losing your wallet doesn't turn into something bigger.

amretirementservices.com Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe.

Six Most Overlooked Tax Deductions

Are you overpaying your #taxes? Here’s six overlooked #tax #deductions.

amretirementservices.com Six overlooked tax deductions to help manage your tax bill.

Split Annuity Strategy

Generate income and rebuild principal. A powerful one-two punch.

amretirementservices.com Here's one strategy that combines two different annuities to generate income and rebuild principal.

Social Media: #NewestBusinessLiabilityRisk

#SocialMedia may be important in growing your company, but it may introduce liability. Is your company protected?

amretirementservices.com Social media may be a modern imperative for businesses looking to grow and build their brand, but it also introduces risk.

Will Power

When was the last time you updated your will?

amretirementservices.com Preparing for the eventual distribution of your assets may not sound enticing. But a will puts the power in your hands.

Three Key Questions to Answer Before Taking Social Security

Three important questions to consider before you start taking #SocialSecurity.

amretirementservices.com When to start? Should I continue to work? How can I maximize my benefit?

The Half Million Dollar Baby

What does it actually cost to raise a child? You might be surprised.

amretirementservices.com The true cost of raising a child may be far more than you expect.

Countering Counterfeit Currency

To make money harder to copy, there have been continual changes to the artwork, paper and ink. #Counterfeit

amretirementservices.com Combating counterfeiting remains core to preserving the integrity of the nation’s money.

The Economic Journey of Your Morning Coffee

The beans brewed for your morning coffee may have changed hands many times #MorningCoffee

amretirementservices.com Few contemplate the complex journey that brought their coffee from farm to kitchen table.

Tips for Finding Care for Your Special-Needs Child

How do you find care for your special-needs child?

amretirementservices.com The care of special-needs children continues into their adult years, and may survive the passing of their parents.

Asset Allocation

You've allocated your assets; you just may not realize it yet. #AssetAllocation

amretirementservices.com Let’s meet to create a risk tolerance profile and an investment portfolio that supports your goals. Call me.

What If You Get Audited?

Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit

amretirementservices.com The chances of an IRS audit aren't that high. And being audited does not necessarily imply that the IRS suspects wrongdoing.

The Facts About Income Tax

Check out this video on taxes. #IncomeTax

amretirementservices.com Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.

Keep Your Umbrella Handy

Do you need umbrella insurance? Find out more. #LiabilityInsurance

amretirementservices.com Umbrella liability can be a fairly inexpensive way to help shelter current assets and future income from the unexpected.

Where Will Your Retirement Money Come From?

Working in Retirement: New trend or same old story?

amretirementservices.com Retirement income may come from a variety of sources. Here's an overview of the six main sources.

The Fed and How It Got That Way

[Video] How familiar are you with the Federal Reserve? Here’s a quick history. #fed #federalreserve #fedpolicy

amretirementservices.com Here is a quick history of the Federal Reserve and an overview of what it does.

Women and Retirement

Women are great at multi-tasking. Retirement planning may be another thing entirely.

amretirementservices.com Women must be ready to spend, on average, more years in retirement than men.

Estimating the Cost of College

Are you ready for school—again?

amretirementservices.com This worksheet can help you estimate the costs of a four-year college program.

Estate Management 101

Do you have a will? Is it updated?

amretirementservices.com A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate

To Buy or Not to Buy

Trying to decide whether to buy or rent a home? There are 4 important questions you should consider.

amretirementservices.com The decision whether to buy or rent a home may have long-term implications.

Best Performing Asset Classes

Is the impulse to be safe keeping you away from the financial markets? #AssetClasses

amretirementservices.com Bonds may outperform stocks one year only to have stocks rebound the next.

Bursting the Bubble

When a bubble bursts, it can hurt the economy and your net worth. #economy #bubble #tulipmania

amretirementservices.com Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?

You May Need to Make Estimated Tax Payments If…

Learn more about whether you need to pay estimated taxes.

amretirementservices.com Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.