Strategic Financial Services is a Corpus Christi based financial services company. We are committed to serving our clients and our community with innovative safe money strategies.
We specialize our work with seniors on income and retirement planning.
Operating as usual
Strategic Financial Services will be holding a Social Security education course at Del Mar College on the following dates:
Tuesday, July 23rd 6:15pm - 7:15pm
Thursday, July 25th 6:15pm - 7:15pm
-Discover how sweeping changes made in 2015 are still affecting Social Security claims today!
-Learn ways to avoid common Social Security mistakes (and ways to optimize your benefits)
-Understand how Social Security's lifetime income should integrate with your retirement income plan
-Learn how Social Security will be taxed (and how to reduce or even eliminate some taxes)
Click on the link below to register:
Calling all educators! Are you considering taking that step towards retirement? Take advantage of a great opportunity to learn the truth about retirement planning. This free dinner presentation at Katz 21 Steak & Spirits Restaurant will be hosted by our subsidiary, Educators Financial Services, which specializes in retirement planning for educators.
Secure your spot today by calling 361-994-8252.
Thinking of buying an annuity? Here are 7 questions you should ask before making a decision: http://ow.ly/uyZin
7 Questions to Ask About Annuities
My last column looked at the sales traction that insurance companies are getting with deferred income
Forbes: The biggest retirement mistake is thinking you know Social Security when you don't: http://ow.ly/uyZbA
forbes.com There are thousands of different variations in the way a married couple could claim benefits and their lifetime income gains from an optimal strategy could exceed $250,000.
NY Times: Annuities have their place. A great look at when to and when not to use annuities: http://ow.ly/uyYQM
Annuities Not for Everyone, but They Have a Place
Annuities — which produce regular, guaranteed retirement income — still have their uses, but may come with hard-to-understand contract...
nytimes.com Annuities — which produce regular, guaranteed retirement income — still have their uses, but may come with hard-to-understand contract riders and high fees.
Sales numbers for fixed annuities continue to set new records: http://ow.ly/uyZoG
lifehealthpro.com Indexed annuity sales rose 15 percent from the previous quarter and grew 35 percent compared to the same period a year ago.
Is it time to retire the word, retire? http://ow.ly/jzrEF
Status quo often forms our opinions for us. Here's a challenge to the status quo of annuities. http://ow.ly/reYKt
marketwatch.com Status quo bias affects how decisions are made, and this predictable tendency is having a negative influence on both the annuity consumer and the...
Annuities are one of the only retirement income tools that allow you to KNOW how much income you will receive. http://ow.ly/rnGo5
marketwatch.com Annuities can guarantee retirees an income stream they can never outlive, but some strategies have more flexibility than others, as RetireMentor...
What are you doing to guarantee income in retirement? http://ow.ly/rsAxn
usatoday.com There was a day when retirement was guaranteed by a company pension and a gold watch. No more.
Boomer's in better retirement shape than originally believed. http://ow.ly/rsAT9
reuters.com NEW YORK (Reuters) - Don't look now, but some of the same folks who have been spreading fear about the woeful lack of retirement readiness among...
Fixed Indexed Annuities can protect you from this volatile market. http://ow.ly/rx5Yj
forbes.com Portfolio failure, meaning you run out of money during retirement, is directly related to volatility. As volatility goes up, the expected failure...
The retirement trends are changing how are you preparing? http://ow.ly/rx5kW
dailyfinance.com Your retirement is likely to be quite different from what your parents experienced. Here's seven current trends in the world of retirement.
Fixed-annuity sales in the third quarter reached their highest level since 2009 http://ow.ly/rx52J
investmentnews.com Fixed-annuity sales in the third quarter reached their highest level since 2009, topping $22 billion. That number represents a 31% rise from the...
Sometimes, emotion will win in our financial decisions, if we understand why, it becomes a decision we can handle http://ow.ly/ruDdt
nytimes.com Spreadsheets can’t account for the intangibles that often need to have a place in our decision-making.
Great tips for those already 60+ http://ow.ly/ruCXJ
marketwatch.com Survey: More than 15% of workers ages 60 to 62 are still earning salaries, although at lower levels. For those 65 to 67, the number is higher than...
Your retirement won't plan itself. Develop a plan with a trusted financial advisor and avoid this mistakes. http://ow.ly/rsB98
usatoday.com That first year is always the hardest
Are variable annuities right or wrong for you? http://ow.ly/raOXp
marketwatch.com Variable annuities are very complex investment products and may be unsuitable for people in or close to retirement, or those with a short...
Forbes recommends annuities for lifetime income over many other popular investment tools. http://ow.ly/qAAi5
forbes.com Creating retirement income used to be simple and straightforward by using a balanced portfolio of stocks and bonds (often called a 60/40 portfolio)...
Baby Boomer Women: This is your guide to annuities! http://ow.ly/qKnjq
marketwatch.com RetireMentor Melody Juge offers 5 steps to a smarter retirement-income strategy for women.
What does the RICP (Retirement Income Planning Professional) designation really mean? http://ow.ly/qKncJ
forbes.com For years, financial planners focused on accumulating enough money for retirement. But with 10,000 baby boomers retiring every day, a new...
Some good annuity questions answered. http://ow.ly/qHk9c
marketwatch.com You can spot the trends in the annuity industry by tracking the most frequent questions from confused retirement savers. Here are the queries that...
AARP discusses possible use of annuities for retirement income. http://ow.ly/qAzt1
aarp.org Don’t have a pension? Don’t worry. Financial planners are increasingly paying attention to annuities as an option for retirement savings.
"Just grabbing Social Security at age 62 can cost thousands of dollars in retirement" http://ow.ly/qHlj6
usatoday.com As Baby Boomers search for that magic number — and that magic age — for retirement, they need to double-check a few numbers for calculating when to...
Should you prioritize saving for retirement or college? http://ow.ly/qtvgo
online.wsj.com Financial advisers say to put retirement first. But they offer some tips on how to achieve the best balance when juggling the family finances.
Shopping for the most cost-effective retirement income generators may seem like a lot of work... http://ow.ly/qpIrk
cbsnews.com You'll earn a higher retirement paycheck if you shop to keep your costs low; read here to learn how much you can save
Good tips for younger savers! http://ow.ly/qilef
foxbusiness.com An expert has a message that can help Generation Y secure retirement.
An argument to use annuities in your retirement plans. Talk to an independent advisor! http://ow.ly/q8we2
money.msn.com You've probably heard of annuities, but are they an investment to consider? Judge for yourself after you read this brief primer.
Student loans will impact future retirement ages http://ow.ly/q8vng
dailyfinance.com Student loan debt is making it harder for new college grads to save for retirement, and that's translating to a much later retirement age.
"I always tell people that the upside to an indexed annuity is that there is no downside..." http://ow.ly/q6yQp
marketwatch.com Too many annuity purchases are made with the hope that the product really is too good to be true.
Making penalty free withdrawals. http://ow.ly/q6yFf
marketwatch.com In this still-struggling economy, you may need to take an IRA withdrawal before age 59 1/2 to gain some needed cash. Here are the tax implications...
Where should you retire? This article offers some insight and helpful sources. http://ow.ly/q1dTi
marketwatch.com While most Americans retire in or near the community they have been living, many consider a new locale. Here are three important considerations.
Protection from market volatility is another reason to consider an annuity. http://ow.ly/pWRuQ
huffingtonpost.com On Wednesday, all Congress did was flip over the hourglass on a game of chicken that cost our economy $24 billion and left America's future up in...
Some good thoughts on how an annuity fits for lifetime income. http://ow.ly/pWKWH
cnbc.com While there are pros and cons to annuities, some retirement specialists say they have their place because they act as insurance policies that...
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