Ame Marie Ferguson at Third Coast Home Loans, LLC

Join me for an Open House this Sunday from 1 to 4pm. You dont want to miss out on this beautiful home!

S&P 500 hits all-time high on trade optimism, rate cut hopes

Monday Mortgage news!

https://www.reuters.com/article/us-usa-stocks/sp-500-hits-all-time-high-on-trade-optimism-rate-cut-hopes-idUSKBN1X715I?feedType=RSS&feedName=topNews&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+reuters%2FtopNews+%28News+%2F+US+%2F+Top+News%29

reuters.com Technology stocks propelled the benchmark S&P 500 index to an all-time high, whi...

Just Listed Single Family, Multi-Family, Townhouse in Port Aransas TX - Realty Executives International-Corpus Christi,South Texas

kellyg.realtyexecutivescorpuschristi.com Search all available properties including Single Family, Multi-Family, Townhouse via the MLS in Port Aransas, TX - brought to you by Realty Executives International-Corpus Christi,South Texas

Ame Marie Ferguson at Third Coast Home Loans, LLC

Four perks of partnering with a mortgage broker

Choose me! 🙋‍♀️❤️

https://www.housingwire.com/articles/48941-four-perks-of-partnering-with-a-mortgage-broker?fbclid=IwAR3cpoTpYmEA_Qws3CIi99L6hec0DwNV8BHxJCTJh2q4s1oFo71MY74CDs4

housingwire.com Independent mortgage brokers are expert entrepreneurs rooted in the local community who can offer guidance to real estate agents and their buyers throughout the entire home-buying process. In a recent study conducted by United Wholesale Mortgage, 90% of real estate agents who worked with an independ...

Ame Marie Ferguson at Third Coast Home Loans, LLC

DIY to-do list before listing your home for sale

accountmembers.com March 2019 Mortgage Newsletter

I'm busy making homebuyer folders for my agents...lots of great info for your clients, and personalized with your information! Who else would like some too? 🙋‍♀️🙋‍♀️ #iloveyourclients #knowledgeispower #vaspecialist

Decor Furniture

I love this store!!

My oh my! Did I hear $500.00?!?! Seriously $500.00 shopping spree? How exciting!!!
Must watch video to find out how to enter for your chance to win!!

Bank Statement program for Self Employed Buyers!

May 2018 mortgage rates forecast (FHA, VA, USDA, Conventional)

https://themortgagereports.com/32667/mortgage-rates-forecast-fha-va-usda-conventional

themortgagereports.com Rates are on the rise, already meeting predicted levels for 2018. The window for low rates is closing, thanks to key events this month.

[05/04/18]   Now Available – Physician/Doctor Loan Program!!

Physician Loan Program Highlights
• Newly licensed Medical Residents may be eligible
• Existing Physicians/Doctors, Dentists, Oral Surgeons practicing less than 1 year may be eligible
• Future/projected Income may be considered under certain circumstances (purchase only)
• Minimum 720 FICO score required
• 30-Year Fixed and 7/1 ARM available
• Purchase and Rate & Term Refinance transactions available
• Low down payment options
• Primary Residences only
• Single-family homes, condos, PUDs and modular homes only
• Lender paid mortgage Insurance only

[11/28/17]   FHFA Announces Maximum Conforming Loan Limits for 2018
Fannie Mae and Freddie Mac Baseline Limit Will Increase to $453,100

Mortgage Insurance for Disaster Victims (Section 203 (H)) - HUD

https://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/ins/203h-dft

portal.hud.gov Summary: The Section 203(h) program allows the Federal Housing Administration (FHA) to insure mortgages made by qualified lenders to victims of a major disaster who have lost their homes and are in the process of rebuilding or buying another home.Purpose: Through Section 203(h), the Federal Governme...

Ame Marie Ferguson at Third Coast Home Loans, LLC

Looking to Buy or Refinance??? Think Local! Think AME! | Parkbench.com

Thank you to my friend, Holly Hartman who featured us in her blog! We love being part of this community, and helping people buy homes. If you have questions about a home mortgage, I'm here to help!

https://parkbench.com/blog/third-coast-home-loans-llc-mortgage-brokers-southside-78414-ame-ferguson

parkbench.com Summary This is Ame Ferguson. She is probably the coolest and most knowledgeable person you will eve...

Home sales in Texas off to a strong start

https://houstonagentmagazine.com/2017/05/02/home-sales-texas-off-to-strong-start/

houstonagentmagazine.com Texas home sales volume increased 4.6 percent year-over-year to start 2017 on a strong start, while home prices are up 9.4 percent from last year.

Why mortgages are getting cheaper

http://money.cnn.com/2017/04/14/pf/mortgage-rates-cheaper-federal-reserve/index.html?sr=fbCNN041417mortgage-rates-cheaper-federal-reserve0345PMStoryLink&linkId=36517569

money.cnn.com Despite the Federal Reserve increasing interest rates, mortgage rates have dropped to the lowest level this year.

Just a little housing info...

United Wholesale Mortgage

Fabulous changes coming for Freddie Mac loans!!

Freddie Mac changes effective March 1st and 6th! Could you benefit? Get the break down from CEO Mat Ishbia!

4402 Congressional Dr, Corpus Christi, TX 78413 | Zillow

https://www.zillow.com/homedetails/4402-Congressional-Dr-Corpus-Christi-TX-78413/28799582_zpid/

FOR SALE BY OWNER - OPEN HOUSE THIS SUNDAY FROM 1-4 PM. GREAT DETACHED GARAGE APARTMENT! WELL MAINTAINED AND GORGEOUS NEIGHBORHOOD! GO CHECK IT OUT - AND IF YOU NEED FINANCING...YOU KNOW WHO TO CALL!

zillow.com For sale: $255,000. Traditional home in Country Club Estates subdivision #11 on large corner lot. The lot has 3 gates, one large enough for an RV. A separate 1,000 sq. ft. building in backyard. 500 sq. ft. upstairs efficiency apartment for parents, college student, or income property. 500 sq. ft. se...

[03/01/17]   Do you or your customers want to shop and compare mortgage rates and fees? I can put together estimates for different scenario's in about 10 minutes for you! We don't charge any processing or underwriting fees and I can shop different banks for the best rates! I want to provide the customer service you deserve!

[02/24/17]   Friday fact: I don't charge any processing or underwriting fees! That saves you or your customer, on average, about $1200 from other lenders! We are the only true mortgage broker in Corpus Christi. I can shop different banks to find you the best rate possible. Call me for more info. Happy Friday!

Before you consider renting, call me. Let's go over the benefits of home ownership!

I'm ready to help finance your new home! Happy Valentine's Day from us all at Third Coast Home Loans, LLC!!

Having an open house? What better way to show potential buyers what financing would look like than with a customized flyer! I'm happy to do these for any agents, any time!

Local realtors are optimistic about 2017

http://www.kristv.com/story/34342245/local-realtors-are-optimistic-about-2017

kristv.com The housing market in the coastal bend is alive and well "I think as realtors we are very optimistic. The price of houses has gone down a little bit and inventory is up so we are seeing the market...

I pride myself on providing great customer service. Let me help you purchase a home today!

[01/20/17]   As of now, the reduction in mortgage insurance for FHA has been indefinitely suspended.

Yep!

The good news just keeps on coming for people looking to buy! HUD announced reduction of mortgage insurance! Yippee! Call me today!

http://realtormag.realtor.org/daily-news/2017/01/09/hud-lowers-fha-mip-quarter-point#sf50043882

I love it when my clients find their dream home!!

[01/09/17]   I get asked this a lot by realtors!

Here is a list of common FHA inspections issues that could be flagged by an appraiser:

Peeling paint in homes that were constructed prior to 1978.
Safety issue such as a missing handrail.
Broken or unattached gutters.
Exterior doors that do not open and close properly.
Exposed wiring and uncovered junction boxes.
Inoperable heating systems.
Major plumbing issues.
Inoperable heating systems.
No active pest issues. This may require an inspection.
Leaky or defective roofs, roofs with a life expectancy of less than 3 years.
Rotted window sills, and wood trim.
Missing appliances that almost always sold with a home such as a stove.
Kitchen appliances that don’t work.
Bedrooms without windows for proper egress by a person.
Foundation or structural defects.
Actively wet basements.
Evidence of standing water in a crawl space.
Empty swimming pools or pools that don’t have a working pump.
Ripped screens or badly damaged screens.
No pressure relief valve on water heater.
A fence in disrepair.

[01/07/17]   If you bought a home in 2016, don't forget to file your homestead exemption this month! Happy Friday wonderful people!

Conforming Loan Limits Map | Federal Housing Finance Agency

Did you know the Conforming loan limits changed for 2017? Instead of $417,000 - it's now $424,100!

https://www.fhfa.gov/DataTools/Tools/Pages/Conforming-Loan-Limits-Map.aspx

fhfa.gov This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.