Gary Fisher Group - Real Estate

The Gary Fisher Group focuses on customer service as our number one priority. We strive to provide a consistent superior level of service and individual attention that surpasses our clients’ expectations.

Operating as usual

[09/01/20]   Mortgage Refinancing News -

Fannie Mae and Freddie Mac, the government-sponsored enterprises that back millions of mortgages, are adding a new 0.5% fee on all mortgage refinance transactions starting today, Sept. 1. The news comes as the rate on the 30-year-fixed mortgage is just off its all-time low at 2.96%, according to Freddie Mac.

Market and Housing News

Current information on the market and housing.

[06/30/20]   Status of the Housing Market

While the housing market is recovering much faster than most other sectors in the economy in the current recession, the key question is will it last?

Key factors driving the housing market growth and providing support to home prices:

• The current housing shortage, rebound in demand and homeowners’ strong equity positions.
• Real estate sales are expected to climb as in-person showings return.
• Mortgage rates continue to hover at historical lows. These rates are enticing buyers who had been waiting prior to the pandemic to make a move as well as motivating renters to buy.

Reasons to be cautious:

• Pent up demand will likely moderate after the current waves of deferred sales subsides.
• While the economic recovery is underway, there is still a lot of uncertainty with Federal stimulus programs expiring in the near future and the possibility of states pausing their reopening plans.

Overall, home prices are rising, but growth is expected to moderate over this year and next year. However, economists are not predicting any declines in home prices. The National Association of REALTORS® is projecting home prices to be up about 4% in 2020 and 2021. High demand areas, such as Northern Virginia will likely increase at a higher rate.

sites.sf3.tomnx.com

Markets in a Minute

sites.sf3.tomnx.com Enjoy this quick update on what's going on in the housing and financial markets.

Gary Fisher Group - Real Estate's cover photo

sites.sf3.tomnx.com

Markets in a Minute

Your weekly look at what's happening with rate movement, the economy and the housing market

sites.sf3.tomnx.com Enjoy this quick update on what's going on in the housing and financial markets.

sites.sf3.tomnx.com

Markets in a Minute

The following is a weekly summary of the housing and financial markets.

sites.sf3.tomnx.com Enjoy this quick update on what's going on in the housing and financial markets.

The 30-year fixed-rate mortgage averaged 3.18% this past week, up slightly from the previous week’s all-time low of 3.15%. Even with this increase, mortgage rates continue to hover near the lowest averages ever recorded by mortgage financing corporation Freddie Mac. As a result of these record low rates mortgage applications jumped 18% last week.

“While the economy is slowly rebounding, all signs continue to point to a solid recovery in home sales activity heading into the summer as prospective buyers jump back into the market,” says Sam Khater, Freddie Mac’s chief economist.

While home buyer demand is up across most markets, housing supply has been much slower to increase. The majority of markets have seen the overall gap between supply and demand widening even further than the gap which existed prior to the pandemic. This creates a seller market with the potential for multiple offers on appropriately priced properties.

[04/24/20]   Everything negative - pressure, challenges - are all an opportunity to rise.

- Kobe Bryant

[03/24/20]   I just wanted to reach out to you during this stressful time to let you know that we at the Gary Fisher Group are extremely mindful of the effect of COVID-19 while at the same time are working diligently to keep our real estate services running smoothly and seamlessly. We are seeing purposeful buyers and sellers staying focused on keeping the market moving. We are implementing many different technologies including virtual open houses and showings, electronic documentation and video tours of properties. Buyers and Sellers in this market are very serious about needing to buy and sell. Coupled with low rates and the Federal stimulus, the market will continue to grow and move forward as we implement respectful and careful best practice to keep ourselves, our clients and our customers safe.

[03/06/20]   As you might be aware, 30-year fixed-rate mortgage rates fell this week to record low levels as fears of the coronavirus' economic impact spurred a stock market sell off, causing investors to seek the relative security of Treasury bonds and mortgage debt. It is a great time to purchase a new home or refinance your existing home. Here are two qualified lenders I can recommend who specialize in mortgage financing which can help you take advantage of these low rates. Melissa Bell, McLean Mortgage (817-807-1616) and Steve Fox, First Savings Mortgage Corp. (703-883-9581). Please feel free to use my name if contacting them.

In a committed effort to build even a better business and be the best real estate agent I can be, I am going to BOLD 2.0, sponsored by Keller Williams.

Congratulations to my son Greg who closed on his first condo earlier this week. It was a great experience working as his real estate agent and I am very proud of him!

consumerfinance.gov

Closing Disclosure Explainer

This is a great tool to double-check that all the details about your loan are correct on your Closing Disclosure. Lenders are required to provide your Closing Disclosure three business days before your scheduled closing. Use these few days to resolve any issues. Being an informed buyer is the best way to have a trouble free closing on your new home.

consumerfinance.gov Use this tool to double-check that all the details about your loan are correct on your Closing Disclosure. If something looks incorrect or unexpected, ask why.

[09/25/18]   I am taking 2 days out of my business to learn more about Keller Williams technology in order to better serve my clients. #dreamkeytraining

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nytimes.com

Why Zillow Addicts Can’t Look Away

Interesting NYT article on Zillow's questionable Zestimate: https://www.nytimes.com/2018/09/14/realestate/why-zillow-addicts-cant-look-away.html

nytimes.com Brokers say that Zestimates can be off base, but that doesn’t stop sellers from obsessing over what the website says their home is worth.

garyfishergroup.com

12653 ROSE CREST CT Fairfax VA - Gary Fisher

Newest listing on Rose Crest Court in Fairfax, VA. Please check it out: http://bit.ly/2HJaPSz

garyfishergroup.com A flagship Winchester model, this stunning colonial is situated on a private .91 acre on a cul-de-sac in exclusive Oak Hill Estates. Soaring 2-story foyer...

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Ashburn, VA
20148
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