Paul Stivers Home Loans - NMLS 853982

Residential mortgage loan expert. First time home buyers, move up buyers, investors.

Loan Officer and mortgage expert with Movement Mortgage, advising clients in Virginia, DC, and Maryland residential real estate markets for refinances and purchases. NMLS 853982

DC-MLO853982, MD-26-24273, VA-MLO-10432VA | Movement Mortgage, LLC is an Equal Housing Lender. NMLS ID# 39179 (www.nmlsconsumeraccess.org) | 877-314-1499. Movement Mortgage, LLC is licensed by DC # MLB39179, MD # 19094, and VA # MC-5112. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “Movement Mortgage” is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company. 841 Seahawk Cir, Virginia Beach, VA 23452.

Credit Checks: How Credit Report Inquiries Affect Your Credit Score

myfico.com

A common misconception is that multiple mortgage inquiries will adversely affect credit score.

http://www.myfico.com/credit-education/credit-checks/credit-report-inquiries/

myfico.com Learn about credit inquiries, when they appear on your credit report, and how these credit checks affect your FICO Scores.

So much fun helping this nice couple through a seamless loan process.

Selling Your Home? 4 Tips to Get the Best Prices • RealtyBizNews: Real Estate News

realtybiznews.com

Good tips for selling your home.

http://realtybiznews.com/selling-your-home-4-tips-to-get-the-best-prices/98740531/

realtybiznews.com Selling a home is a big undertaking. You need to find the best real estate agent, make the necessary repairs and stage your home; the process involves lot

Renters view down payment as largest barrier to homeownership

housingwire.com

Did you know there are loan programs with as little as 1% down?Call me for a free consultation, 703-200-7303.

http://www.housingwire.com/articles/39834-renters-view-down-payment-as-largest-barrier-to-homeownership

housingwire.com A new survey from Zillow shows many renters want to own a home but cite down payments as a major barrier to homeownership. As the housing market looks to Millennials to improve on the low homeownership rate, Zillow’s survey shows this faith in the younger generation is not misplaced.

I recently attended a seminar by real estate and mortgage industry expert Barry Habib and wanted to share a tip to potentially increase the exposure of your listings. As an example (see below), if a home is listed at $300,000, search exposure will double vs. list price of $299,900. Thoughts?

Five Scripts to Overcome the Most Common Objections in Real Estate

tomferry.com

Real estate agents, these are great scripts to overcome objections.

http://www.tomferry.com/blog/5-scripts-to-overcome-objections/?utm_source=database&utm_medium=email&utm_campaign=blog&utm_content=03-30-2017_blog&mkt_tok=eyJpIjoiTURrMVl6UmtOV1EzWWpkbSIsInQiOiJMRzVuSWt2eUlVaDhlVE9ldDBMVElcL2drUGIwWWlubTdneXoxaGZiYkVwQThcL1wvZXdRekh1d0VOQzFhM3l0QkRSaHZ0R09KblpJaGZQb2ZqbUxcL2l3SE5YTGJmTEpabFhBN1MyTE9UNU43UUlRc1ZCQ0tKckF5ZjFxVllRbnJHd0MifQ%3D%3D

tomferry.com Five Scripts to Overcome the Most Common Objections in Real Estate | Tom Ferry is recognized as the #1 Educator in Real Estate; his coaching programs, training products and live events will help you live and work by design!

Demand for houses still grows despite interest rates increasing

housingwire.com

Demand for housing grows despite rising rates.

http://www.housingwire.com/articles/39631-demand-for-houses-still-grows-despite-interest-rates-increasing

housingwire.com Interest rates are going up, however they aren’t quenching the demand for housing. Rising demand, especially from the Millennial generation, continues to fuel an increase in existing home sale potential.

Mortgage Rates Remain Near Recent Highs

Mortgage rates keep pushing higher.

http://www.mortgagenewsdaily.com/reports/mortgage_rates/

mortgagenewsdaily.com Mortgage rates rose moderately today, keeping them in line with recent highs. The run to those highs took place largely over the past week as markets quickly adjusted their expectations for a Fed rate hike at next Wednesday's meeting. As of last Thursday, market-implied probability was about as high

Consumers have never felt better about housing than they do right now

housingwire.com

Consumer confidence in housing on the rise.

http://www.housingwire.com/articles/39502-consumers-have-never-felt-better-about-housing-than-they-do-right-now

housingwire.com Consumers’ faith in the housing market is stronger than it’s ever been before, according to a newly released survey from Fannie Mae. Fannie Mae’s latest Home Purchase Sentiment Index shows that consumer confidence in housing hit an all-time high in February, continuing a climb in confidence that beg...

What To Do When The Real Estate Market Has Low Inventory

forbes.com

Low housing inventory is a problem nationwide. Here are some tips that may help in your market.

https://www.forbes.com/sites/trulia/2017/03/01/what-to-do-when-the-real-estate-market-has-low-inventory/#45e0bfb97ff7

forbes.com The number of homes available to first-time homebuyers has dropped 12.1% since 2012. But hang in there. You can buy a starter home, even if your market has low housing inventory. Here are some tactics you can employ right away.

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44715 Brimfield Drive, Suite 270
Ashburn, VA
20147
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