Marquel Forbes: Allstate Insurance

Marquel Forbes: Allstate Insurance

Insurance agent that is licensed in DC, MD, VA and WVA. I’ve gotten to know many local families as an Allstate agent in Broadlands. I enjoy being a part of the community, and building local relationships is one of the best parts of my job.

I look forward to getting to know you and helping you to find the solutions that meet your needs.I’m committed to helping Broadlands residents assess their immediate and long-term needs and choose options that will help them achieve their goals. When you want to explore options for protecting your home, personal property, or financial future, I’m available to answer your questions. If you’re already a customer, I’m ready to review your coverage so that you can make any necessary adjustments to fit your changing needs. Call, email, or visit my agency in Broadlands today.

Operating as usual

In 2015, 👭 two Girl Scouts, Hailey and Kiley, went out on a mission to earn the Silver Award, one of the top awards given to Girl Scout Cadettes.

They sold t-shirts to raise funds for pet-sized oxygen masks to donate to their local fire department. 🚒

These small, round animal oxygen masks are made to fit snugly around a cat's face or a dog's snout.

Hailey and Kiley's efforts paid off in 2017, when a Bakersfield, California firefighter, removed a Shih Tzu's limp body from a burning home.🔥

One of the firemen volunteered to go back into the home to search for the 🐶dog, Jack after the owner described his favorite spot in the house.

As the firefighter laid Jack on the ground, he was lifeless, and his tongue was hanging out.

The pet oxygen mask was placed around Jack's snout. It was the first time the firefighter had ever used one.

Minutes later, a dizzy and confused dog opened his eyes, wobbling to his feet.

Jack spent a few days at the vet's office and made a full recovery.

Girl Scouts, Hailey and Kiley, earned their Silver Awards in August of 2017.

About 700 fires per year are caused by wild animals or pets, according to the National Fire Protection Association (NFPA). They recommend keeping pets away from stoves, candles, lamps, electrical cords, and space heaters.

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Household Items That Can Be Dangerous to a Pet's Safety | Allstate

Window screens and potted plants are just a few examples of items that could pose danger to your pet. Learn more.

Have a four-legged friend at home? Learn about household items that could be dangerous to your pet and tips to help keep them safe.

☔️ Of all weather-related deaths in the U.S., flooding claims the most lives.

Why is this?

Because it's common to underestimate the power of floodwaters.

FEMA warns that 2 feet of water can sweep away most vehicles.

This includes trucks and SUVs.

Once a vehicle is caught in floodwaters, the driver has no control.

🚧 When flooding occurs, avoid low spots, canyons, dips, and washes.

It's not worth the potentially tragic consequences.

allstatelifetrek.com

LifeTrek | Allstate Insurance

If you’ve been thinking about getting life insurance, but not sure which type is right for you and your family, this tool can help.

allstatelifetrek.com Choosing the right life insurance doesn't have to be hard. Answer Allstate's easy questions for a plan to help protect you and your family.

Happy autumn! With a new season upon us, please let us know if you have any additional insurance needs. We're here to help!

During these times of increasing attempts to clean and disinfect everything around us, the use of cleaning products has become more important than usual.

While mixing ingredients is common when cooking, it can be downright dangerous with it comes to mixing cleaning products. 🚫

⚠️ Here are some of the most dangerous combinations that people are likely to create accidentally:

❌ Bleach and ammonia - It can irritate your eyes and nose, as well as cause breathing problems.

❌ Bleach and vinegar - Mixing bleach with any type of acid, including vinegar, can cause toxic chemicals to form, which can irritate eyes, nose, and throat.

❌ Bleach and rubbing alcohol - This can impact the nervous system and heart, and it can be fatal.

❌ Bleach and Acetone - Also dangerous.

The bottom line.

Use cleaning products according to the directions on their labels and don’t mix them.

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Does My Car Insurance Cover Other Drivers? | Allstate

Thinking about lending your car to a friend? Here's what you should know in case there's an accident.

allstate.com What happens when someone else drives your car and they get in an accident? Learn how your car insurance may help cover other drivers.

😩 There are few feelings more frustrating than realizing that you've lost something valuable, such as your wedding ring.

Yet, when it's merely hypothetical in the form of a visual brain teaser, then it may become a bit entertaining!

So here's a visual puzzle.

Find the lost diamond ring in the garden.

Hint: The ring's yellow band has a good-sized white diamond on it. 💎

True story: A Canadian woman once lost her ring, finding it 13 years later, wedged around an overgrown carrot in her garden!

When you think about it, any jewelry worn every day, such as a wedding ring, will be more susceptible to a loss.

By adding a rider or scheduling your jewelry, in most cases, you can expand coverage limits and extend protection to help cover additional risks. 💍

Have you been putting this off?

Let's talk about it!

Your friend, who is a notoriously lousy driver, asks to borrow your vehicle for a few hours. 🚙

You might feel inclined to say, “There is not enough insurance in the world!”

Instead, let your friend down easy with a kind but firm, “I don’t have the insurance to cover you.”

Why?

Because when you loan your vehicle, you are also loaning out your insurance.

And this can be a solid reason not to feel obligated to fork over your keys. 🔑

Although your friend’s auto insurance may kick in eventually, your policy is primary, and filing a claim could cause your rates to rise. 💥

Don't let financial hardship stand in the way of your kid's dreams. Pass down a secure financial future with Allstate life insurance. Don't wait. Call for a quote today.

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What Those Car Noises May Mean | The Allstate Blog

Grinding brakes? Squeaks under the hood? Learn what these car sounds (and more) might mean.

allstate.com From squeaks to hisses, what do those noises from your car mean? Learn what those odd sounds from your vehicle may be trying to tell you.

The desire to capture that perfect selfie can be fatal, according to research published in the Journal of Family Medicine and Primary Care.

Creating crazy pictures to publish on social media is a thing for many, but no picture is worth your life. 😳

Experts recommend avoiding selfies around oceans, rivers, lakes, on mountains, over tall buildings...

...and uh, with sharks! 🐋

You would think that some things don't need to be said, but apparently they do!

On this day, we pause to remember the thousands of Americans who lost their lives on September 11th, 2001.

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Be Prepared With an Emergency Fund | The Allstate Blog

Even if you start off small, an emergency fund can help you prepare the unexpected. Learn more.

allstate.com While unexpected expenses are part of life, you can be prepared financially. Here's what you need to know about setting up and using an emergency fund:

🔨 While most home-repair contractors are honest and provide quality work, it's important to be aware of contractor fraud.

These scammers are known as "storm chasers" since they follow severe weather to prey on victims.

Sally signed over an insurance claim check to a contractor for $4,500 for repairs to their home. The contractor had originally contacted Sally by knocking on her door. Now, that contractor is nowhere to be found. With very limited info on the contractor - a business card with a disconnected phone number, she does not hold much hope this money will be recovered.

How can you protect yourself? 😳

✴️ Work only with established contractors who are licensed, bonded, and insured.

✴️ Require references.

✴️ Check with your local Better Business Bureau to see if any complaints have been filed against contractors you are considering.

✴️ Avoid payment-in-full upfront. Some contractors may require a partial upfront payment, but the amount should not exceed approximately 20% of the total estimated amount.

✴️ Never let work begin on your home or business until the contract is finalized.

✴️ Don’t pay a contractor in full or sign a completion certificate until the job is completed and you are satisfied with the work. Avoid making cash payments.

Getting in a hurry isn't worth the potential grief!

Did you know that I can give you an Allstate life insurance quote over the phone? Let's find the right protection for your family today. Give me a call.

Here's wishing you and yours a safe and happy Labor Day!

Can you believe it’s already Labor Day? We sure can’t. Hope our friends and customers had a happy weekend!

An insurance agency receives a call from a client. 📞

On the other end of the line, a woman is screaming on the phone. "A bee flew in the truck! A bee flew in the truck!" Then she cried, "The truck is sinking! The truck is sinking!"

A woman had driven to a lake nearby to pick up her spouse and his boat after he was out fishing for the day. 🚣

When she backed her vehicle down the boat ramp, a bee flew through the passenger side window.

She then panicked and jumped out of the vehicle, completely forgetting to put the truck in park.

As her husband watched, their vehicle slowly rolled into the lake.😳

So how did this situation end up?

The bee survived. 🐝

The vehicle was totaled.

After the deductible, their auto insurance policy covered the loss.

There was no word on whether her husband caught any fish. 🐠

Here's to a safe and uneventful Labor Day Weekend! 🐝

As we head towards the last long weekend of summer, keep this in mind.

For your pets, fireworks are terrifying.

Many dogs and cats flee in fear because of their loud blasts.

Animals become panicked and confused.

As a result, shelters see a spike in the number of admissions during these times.

For this reason, be sure to keep them safe with doors and gates secure.

Some pets go missing, never to be found again.

Blowouts can be serious, causing about 75,000 accidents each year and killing over 400 drivers.

💥 If it happens, here's what experts suggest:

⭕️ Get a firm grip on the wheel. Try to keep the vehicle moving in a straight line without hitting the brakes.

⭕️ Gently press on the gas. Accelerating just a bit can help you regain control and forward momentum. Once the car has stabilized, ease off the pedal.

⭕️ Let the vehicle slow down and put on your emergency lights to alert others.

⭕️ Once your speed falls below 20 mph, use the brakes and steering wheel to pull to the side of the road and call for help.

While the odds of being struck by lightning are less than 1 in 1,000,000, some factors can put you at greater risk.

Here are five things to keep in mind during a lightning storm:

☑️ Don't stay outside.
☑️ Avoid contact with water. Lightning can travel through plumbing.
☑️ Avoid Boating.
☑️ Avoid concrete structures.
☑️ Avoid electronics plugged into the wall.

A lightning bolt carries around 20,000 - 30,000 amps of electrical current when it makes contact with the ground.

That's about 2,300 times more electricity than what is needed to power your washing machine!

Crazy, right?

blog.allstate.com

How to do a final walkthrough before closing on a home

Before closing on a home, here are some items you should check during your final walkthrough.

blog.allstate.com A crucial step before closing on a house: a final walkthrough. This is the last chance to make sure everything is in working condition. Here's what to do.

Of course, it's best to do this before the ceiling fan melts!

🐩 When it comes to walking dogs in warmer weather, it's best to put the back of your hand on the pavement for seven seconds first.

Experts say that if it’s too hot for the back of your hand, then it’s also too hot for dog paws. 🐾

So what can you do?

⚪️ Avoid mid-day walks.
⚪️ Walk them in grassy areas.
⚪️ Consider a pair of dog booties.

Your dog will thank you.

Woof!

blog.allstate.com

Home Fire Extinguisher Inspection | The Allstate Blog

Did you know home fire extinguishers expire? Learn when they typically need to be replaced and get maintenance tips.

blog.allstate.com Learn how to inspect your fire extinguisher. From keeping it handy to wiping it clean, these steps may help you be ready in case you need it.

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Car Insurance Components | Allstate

Not quite sure what an auto insurance policy covers? Learn about 6 standard coverages that are typically included.

allstate.com The typical components, or coverages, of a car insurance policy are available to help protect you, your passengers and your vehicle.

Well, it's a good thing he has renters insurance!

One 4th of July weekend, Alexandra, 13, and her brother Brayden, 8, were swimming near a private dock on the Lake of the Ozarks when they started to scream.

By the time the siblings were pulled from the lake, they were unresponsive.

Both kids were pronounced dead after being transported to the hospital.

These were NOT drowning victims.

A 120-volt AC (alternating current) leakage from a nearby boat or dock electrocuted them.

This little-known and often-unidentified killer is called Electric Shock Drowning, or ESD.

The main cause of ESD is faulty electrical wiring on boats or piers that causes an electric current to leak into the water.

Every boater who swims in a freshwater lake needs to understand this potential danger.

How can ESD be prevented?

◼️ NEVER swim within 100 yards of a freshwater marina.

◼️ If you are in the water and you start to feel tingling, DON'T follow your instinct and swim to the dock.

◼️ If you own a boat, exercise your boat's GFCIs/ELCIs as recommended by the manufacturer.

On a hot day, it can be so tempting to jump in the water while at a freshwater marina, but the potential danger just isn't worth it.

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5 Times Your Insurance Needs May Change | Allstate

Some life events may cause your insurance needs to change. Whether you're buying a home or having a child, plan for the future by following these tips.

allstate.com Whether you're moving out on your own or sending your kids off to college, these five life milestones are key moments when you may want to assess your insurance coverage.

blog.allstate.com

The Latest Data Breach: What If It Happens to You?

Learn what to do if your personal information is ever exposed in a data breach.

blog.allstate.com Identity fraud affected more than 5% of the population in 2013. These ongoing data breaches will force us to stay on top of our finances more than ever.

For teens, getting a driver's' license is ridiculously exciting. 😃

As for the parents, not so much. 😩

It's no secret that it's the lack of driving experience combined with immaturity that contributes to high teen driver crash rates.

At the very time, you are looking for ways to reduce the cost of your auto insurance, that's when you actually need to be increasing coverage limits.

Is this something that's keeping you awake at night?

We're here to help!

During a BBQ, a woman stumbled and fell. She assured everyone that she was okay.

While she appeared to be a bit shaken up, Jane went about enjoying herself the rest of the evening, but she had actually suffered a stroke.

Had bystanders known how to identify the signs of a stroke, perhaps Jane would be alive today.

If even one of these tasks is a challenge, seek emergency medical attention.

⬜️ Ask them to smile.
⬜️ Ask them to repeat a simple sentence.
⬜️ Ask them to raise both arms.

Neurologists say that if they can get to a stroke victim within 3 hours, they can reverse the effects of a stroke.

But the challenge is getting a stroke recognized, diagnosed, and treated within 3 hours.

That's why it's important to know the signs.

allstate.com

A Renter’s Guide to Different Types of Apartments | Allstate

If you’re a renter (or looking to become one), use this article to help understand the different types of apartments.

allstate.com Apartment shopping can be difficult, so how do you find the right fit? Get started with our guide to different types of apartments.

Of course, our furry friends love treats; however, it's critical to remember that some foods may be harmful to them.

✴️ Alcohol can cause severe depression or illness.
✴️ Chocolate can be life-threatening when cats or dogs consume large enough portions.
✴️ Citrus contains citric acid, which may cause depression and irritation.
✴️ Coconut and Coconut Oil can cause an upset stomach and leave your pet feeling sick for days.
✴️ Coffee and Caffeine typically have a similar effect on your pet as chocolate.
✴️ Grapes and Raisins are incredibly toxic to dogs and cats, and they've been known to cause kidney failure.
✴️ Milk and Dairy, contrary to popular belief, isn't a good idea. It can create serious digestive problems.
✴️ Nuts contain large amounts of oil and fat, which can cause pancreatitis or, at the very least, vomiting.
✴️ Onions, Garlic, and Chives may cause gastrointestinal issues and damage their red blood cells.

If your pet has consumed any of these, be sure to call your vet to get their health back on track.

🐾 Woof!

🐱 Meow!

Our Story

As an Allstate Agent in Broadlands, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important - your family, home, car, boat and more.

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