Laster Financial

Learning to Live With Coronavirus Risk

advisor.news The pandemic's resurgence, including in places where it had been contained, makes it clear that for the foreseeable future the risk of Covid-19 can't be eliminated, only managed.

Why real-time economic data need to be treated with caution

advisor.news The global downturn of 2020 is probably the most quantified on record. Economists, firms and statisticians seeking to gauge the depth of the collapse in economic activity and the pace of the recovery have seized upon a new dashboard of previously obscure indicators.

3 Powerful Ways to Get Rid of Self Doubt About Money

advisor.news How to decide you're not going to listen to the negative voice in your head anymore.

I Need Money. Should I Tap Into My Retirement Funds or Get a Home-Equity Loan?

advisor.news Many Americans have exhausted their emergency savings after losing their jobs or receiving a lower income due to the Covid-19 pandemic. They're now looking for other sources of funds to stay afloat.

The 3 Secrets Of The Happiest Retirees (And How You Can Plan For Them)

advisor.news No matter where they live, what they did with their lives, or how much money they have, there are three things that happy retirees have in common. The good news is, these are things you can plan for.

The average 401(k) balance by age, income level, gender, and industry

advisor.news While the average 401(k) savings balance is over $90,000, the median account balance is much less at $22,217, according to Vanguard's latest data, which was calculated in 2019.

How the Pandemic Will Change Financial Markets Forever

advisor.news J.P. Morgan analyst Joyce Chang shared with Barron's how markets look today, in the middle of the pandemic, and what she's forecasting for investors.

What Is Your Money Personality Type?

advisor.news Like almost everything else in life, your response to money is largely dictated by your personality. But have you given much thought to how you behave in regard to your finances and how that behavior affects your bottom line?

Individual Investors Stick With Stocks Despite Rising Anxiety

advisor.news The fastest bear market in history followed by the swiftest recovery for stocks ever recorded has investors feeling more trepidatious than they have in several years. But our readers are sticking with the stocks

People Don’t Save Enough for Emergencies, But There Are Ways to Fix That

advisor.news When it comes to saving for emergencies, the evidence is clear: People want to do it. They just don’t follow through. Small changes to company retirement plans can make a big difference

Top 7 Reasons to Roll Over Your 401(k) to an IRA

advisor.news Whenever you change jobs, you have several options with your 401(k) plan account. You can cash it out, leave it where it is, transfer it into your new employer's 401(k) plan (if one exists), or roll it over into an individual retirement account (IRA).

The most scenic hike in every state

advisor.news Hiking is a great way to get out in nature and experience its beauty, especially in the age of social distancing. Insider teamed up with AllTrails to determine the most scenic trails across the US. Some take hikers past beautiful waterfalls or through epic rock formations, while others provide breat...

7 Quick And Easy Ways Baby Boomers Can Earn Supplemental Retirement Income

advisor.news Looking for ways to keep yourself mentally alert and make a few bucks on the side in retirement? There are still safe jobs for those wishing to avoid the usual retail greeter position.

What Is the SECURE Act and How Could It Affect Your Retirement?

advisor.news Learn about the changes to IRAs, 401(k)s, RMDs, and more.

Baller Alert

Serena Williams’ daughter, Olympia, is the youngest team owner in pro sports as a part-owner of NWSL expansion team Angel City.

Wines Made for Summer: Easygoing and Excellent Value

advisor.news In a complicated world, sometimes an uncomplicated wine is what you want. These breezy bottles suit the season as well as any we know.

Top 10 Most Common Financial Mistakes

advisor.news Here we'll take a look at some of the most common financial mistakes that often lead people to major economic hardship. Even if you're already facing financial difficulties, steering clear of these mistakes could be the key to survival.

IRS Debunks Five Tax Refund Myths

advisor.news The IRS is reminding everyone that there is no secret way to find out exactly when a tax refund will be issued. The IRS lists common myths about refunds, and lays out key facts and IRS tools to help you understand the refund process:

What Wall Street’s results tell you about America’s economy

advisor.news The panic has been calmed, and the economic pain deferred. But uncertainty still abounds.

The Top 9 Expert Strategies To Declutter Your Home

advisor.news Decluttering has become wildly popular. In this article are 9 modern philosophies and approaches to help you declutter your home and reap the benefits of a more minimalist lifestyle.

Lessons from a Working Mom on “Doing It All”

advisor.news “I don’t know how you do it.” Whether it comes at the start of a videoconference or a call, this is one of the most frequent comments I hear from clients, colleagues, and even friends these days as we’re doing our usual pre-meeting check-ins.

How Small-Business Owners Can Build a Strong Corporate Culture

advisor.news A real company culture is woven into the fabric of your everyday decisions.

Being Bored Is the Best Thing That Can Happen to You

advisor.news Those great ideas in your head might not present themselves if you are constantly busy.

This Retirement Rule Of Thumb Won’t Work For Most People

advisor.news Answer this critical question: How much retirement income do you really need for your retirement?

Press Restart: Five Keys To Employee Engagement As The Economy Reopens

advisor.news As the economy begins to reopen, business leaders face the challenge of rebuilding connection and engagement with employees, all within the limitations of an altered new normal. Employee engagement is a significant driver of performance and has long been a top priority to gain a competitive edge.

What New Parents Should Know About Life Insurance

advisor.news When you’re ready to put this puzzle piece into place in your financial plan, here are the top things to know as you get started.