Pamela B. Teaford/REALTOR/Pearson Smith Realty

Pamela B. Teaford/REALTOR/Pearson Smith Realty

Referrals accepted, Military Residential Specialist/ American Warrior Real Estate Professional.

I bring a wealth of knowledge about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. I am eager to serve your real estate needs. Here are some of the things I can do for you: Find Your Next Home You need someone who knows this area! I can work with you to find the right home at the right price for you, including all the neighborhood amenities that matter - not to mention the essential criteria you have for your ideal home Sell a Home When it's time to move, you need someone who will advertise your home, show to prospective buyers, negotiate the purchase contract, arrange financing, oversee the inspections, handle all necessary paperwork and supervise the closing. I can take care of everything you need, from start to close. Consult on Home Selling Tactics Oftentimes buyers don't visualize living in your home the way you do. I can make your home attractive to its ideal audience - which can help you get top dollar. Things like staging the home, making repairs or minor improvements, or even simply painting the walls can be the difference between a home resting on the market and one that's sold fast.

Country Music Party at the Apple Blossom Festival. Below Presley & Taylor and headliner Jimmie Allen. An awesome show!!

We’re you able to attend any of the Apple Blossom Festival events?

All High Schools should implement this exercise in reality.

Yukon High School held their annual Reality Check this week! During the event, freshman students are assigned a random annual income before traveling to booths like housing, clothing, insurance, and child care to make virtual payments from their budget.

Although they must visit every booth, they are empowered to make their own personal decisions. One ninth grader reflected, “I got $35,000 which I thought was really good, but now I’m down to $20 and still have bills...I may have gone a little crazy with the nice truck.” Once they’ve paid their bills, the students who have money leftover receive a KitKat, while those with $0 left in their bank account receive a Zero bar.

“This is an opportunity for the students to gain a deeper understanding of how their parents live on a day-to-day basis. It really puts things in perspective and gives them some real world experience and therefore, a better idea of what to expect in the future” said YHS teacher, Darryl Andrews.

To provide real insight, every booth is hosted by local volunteers from their correlating industries, i.e., auto salesman sell the cars, bank officials run the bank, child care providers discuss child care. The real estate agents working in the housing booth reflected, “We actually learn a lot from the students too! After volunteering for several years at this event, we’ve gotten to see firsthand how the students’ decision-making processes have changed over the years.”

If you’re a local business and would like to be involved in opportunities like this, please contact our Community Education Office at 405.354.2579 or email [email protected].

Tips for the Home

15+ home maintenance tasks that are vital and should be done regularly

Get Local | February 2019 Events

Still looking for some Valentines Day Fun and romantic events. Search no more, read on for local suggestions. In true February fashion, we're featuring romantically inspired occasions for this month's local events round-up, with some Galentine's fun sprinkled in.

Bill Gates Says You Should Ask 4 Crucial Questions to Assess the Quality of Your Life (1 Is From Warren Buffett)

Interesting read. As a friend and Realtor, I do my best to live my life with integrity and purpose. It would be my pleasure to help you find your next home and/or sell your current home. The younger Bill Gates neverwould have asked these questions to assess his personal success.

2019’s Best Places to Raise a Family in Virginia

Loudoun County cities are in the top 5. Check out where your VA city ranks and why. If you’re are ready to buy or list your house, contact me. 2019’s Best Places to Raise a Family in Virginia Jan 23, 2019 | Adam McCann, Financial Writer 17 SHARES They say that “Virginia is for Lovers“ — of life, that is — which makes it the perfect place for all ages. With a breathtaking natural landscape, vast cultural diversity, temperate...

Expert Home Staging Tips to Sell Your Home FAST

As realtors, we work together. If you’re planning to put your home on the market, take note of the suggestions in this article. A well staged home always brings in higher offers. Buyers want to envision their belongings in your home. Get some professional tips (with before + after photos) from Ekster Antiques on staging your home to sell fast!

Sellers Tip: 6 Ways to Stage for the New Year

Let’s talk about getting your home ready to sell!! It would be my pleasure to be of service! Are you planning to sell your Loudoun or Fauquier county home? Don't miss the Middleburg Real Estate | Atoka Properties' Sellers Tip: 6 Ways to Stage for the New Year

Increase Home Property Values With Regular Home Repair & Maintenance

If you’re thinking of selling, take time to read the information in this article! Key take away is don’t postpone for tomorrow++ what needs to be done today!! Good information if you want to put your house on the market.

I’d love to be of service to you if you are thinking of putting your house on the market, contact me!!! Advertiser Disclosure: The credit card offers that appear on this site are from credit card companies from which receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages....

[11/28/18]   With a little good news there’s a little bad news, depending on if a seller or a buyer. It could be conceived as good news as a buyer. “Earlier today, FHFA published its third quarter 2018 House Price Index (HPI) report, which includes estimates for the increase in the average U.S. home value over the last four quarters. According to FHFA's seasonally adjusted, expanded-data HPI, house prices increased 6.9 percent, on average, between the third quarters of 2017 and 2018. Therefore, the baseline maximum conforming loan limit in 2019 will increase by the same percentage.”

[11/28/18]   If you are ready to close on a home there is something you should be aware of if you are in a flood zone or in area where surface water build up is a problem. Homeowners policies consider build up of surface waters entering a home to be flood and excluded in the homeowners policy.

Please note the following

“November 30 is Congress’ deadline to extend the flood insurance authorization. Without Congressional action, the National Flood Insurance Program (NFIP) will lapse at midnight on Friday. Many closings could be put at risk.”

7 Quick-and-Easy Winter Weather Preparations to Do Right Now

Inexpensive fixes for what could be costly problems if not addressed ahead. Don’t be caught in the 20/20 hindsight circle.

Still a great time to list and/or buy!! Let’s talk how I’m able to help you! Winterizing your home has a ton of benefits for both your home health and your wallet. Here’s how to prepare your home for winter – and save energy.

Taking Fear Out of the Mortgage Process

Let's talk, if you are seriously considering purchasing a home. Allow me to be of service to you in this highly important decision!! A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainties about the buying process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be scary, but it doesn’t have to be! In order to qual

Still Think You Need 15-20% Down to Buy a Home? Think Again!

Calling all millennials, don’t let the fear of not thinking you can afford to buy scare you out of it. Let’s talk about your options toward home ownership!! According to a new study from Urban Institute, there are over 19 million millennials in 31 cities who are not only ready and willing to become homeowners, but are able to as well! Now that the largest generation since baby boomers has aged into prime homebuying age, there will no doubt be an upti

20 Tips for Preparing Your House for Sale This Fall [INFOGRAPHIC]

I will help you decide what will get you the best price and get your home to sell quickly!! You don’t need to necessarily spend a lot. Let’s meet and talk about selling your home!!

#[email protected] Some Highlights: When listing your house for sale, your top goal will be to get the home sold for the best price possible! There are many small projects that you can do to ensure this happens! Your real estate agent will have a list of specific suggestions for getting your house ready for

Pre-Approval: Your 1st Step in Buying a Home

I have posted on this before, but it bares repeating. Mortgage rates have increased as thought, if you’re thinking at all about buying, consider it before the rates go up again. Get pre-approved. If you don’t have a lender, I’d be happy to refer you to one. Contact me!

#[email protected] In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pr

Mortgage Interest Rates are Still Going Up… Should You Wait to Buy?

If your on the brink of purchasing a home, as I’ve mentioned, we really should talk!!

#[email protected] Mortgage interest rates, as reported by Freddie Mac, have increased by close to a quarter of a percent over the last several weeks. Freddie Mac, Fannie Mae, the Mortgage Bankers Association, and the National Association of Realtors are all calling for mortgage rates to rise another quarter of a perc

[09/26/18]   If you are thinking about purchasing a home now, but wondering if you can really afford a down payment +, let’s talk. There are some awesome mortgage plans available I’d like to introduce you to.

#[email protected]

4 Reasons Why Fall Is A Great Time to Buy A Home!

Whether a re-sale or new construction, first home or new phase of life, fall is still a great time to purchase a home! Let’s talk!!

#Fauquiercountyhomes Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights report reveals that home prices have appreciated by 6.2% over the last 12 months. The same report predicts that prices will continue to increase at

The Cost of Waiting: Interest Rates Edition [INFOGRAPHIC]

As a visual o my previous post - Some Highlights: Interest rates are projected to increase steadily heading into 2019. The higher your interest rate, the more money you end up paying for your home and the higher your monthly payment will be. Rates are still low right now – don’t wait until they hit 5% to start searching

The Net Worth of a Homeowner is 44x Greater Than A Renter!

Take advantage of the current interest rates before they rise again, and if you are seriously thinking about buying or even if you are wondering if you can, let's talk!!

#Shenandoahhomes Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. Their latest survey data, covering 2013-2016 was recently released. The study revealed that the median net worth of a homeowner was $231,400 – a 15%

Staging a House: How to Get Your Home Ready to Sell | Trulia

How you present your home to prospective buyers can make a difference in your home selling or sitting. If you are thinking of selling your home, contact me and let’s talk.

#[email protected]
#[email protected]
#myservicetoyou=sold Staging a house allows you to present your home for sale in its best light, showing prospective buyers how they can make the most of various spaces throughout the house.​

If you love horses and have the means and land to adopt this beauty, contact the Shenandoah Valley Equine Rescue.

Becky is a 13 year old registered Spotted Saddle Horse (gaited). She was brought into SVERN as an owner surrender. She is well broke, but needs a little extra guidance as she has had some time off. She would be bested suited for a more experienced rider for that reason, she is also huge at almost 16.3 hands. Becky ties quietly and loves people and other horses. Becky does require a muzzle for grass management. Please inquire about adopting her if you think she is a right fit for you!

Selling Your Home? Here’s 2 Ways to Get the Best Price!

Good insight on pricing your home for the best outcome!

#[email protected]
#let’ssellyourhome! Every homeowner wants to make sure that they maximize their financial reward when selling their home, but how do you guarantee that you receive the maximum value for your house? Here are two ways to ensure that you get the highest price possible. 1. Price it a Little Low This may seem counterin

What You Need to Know About the Mortgage Process [INFOGRAPHIC]

What you need to know about the mortgage loan process. Pre-approval is the first step! If you’re in the market to buy, and need a loan officer that is accessible 7 days/week and in the evenings, please contact me!!

#[email protected]
#let’sgohomeshopping! Some Highlights: Many buyers are purchasing a home with a down payment as little as 3%. You may already qualify for a loan, even if you don't have perfect credit. Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford.

The #1 Reason to List Your House for Sale NOW!

If you’re thinking about selling let’s talk soon!!!
#[email protected]
#it’sallaboutyou If you are debating whether or not to list your house for sale this year, here is the #1 reason not to wait! Buyer Demand Continues to Outpace the Supply of Homes for Sale The National Association of Realtors’ (NAR) Chief Economist Lawrence Yun recently commented on the current lack of inventory:

VA Loans: Making a Home for the Brave Possible


Since the creation of the Veterans Affairs (VA) Home Loans Program, over 22 million veterans have achieved the American Dream of homeownership. Many veterans do not know the details of the program and therefore do not take advantage of the benefits available to them. If you are a veteran or you k


Why Should You Use A Professional to Sell Your Home?

#[email protected]
#Pamsellshomestoo When homeowners decide to sell their houses, they obviously want to get the best possible price for their home with the least amount of hassles along the way. However, for the vast majority of sellers, the most important result is actually getting their homes sold. In order to accomplish all thre

Buying This Summer? Be Prepared for Bidding Wars

The weather isn’t the only thing heating up!! Let’s talk about it!!

#it’sallaboutyou Summer is traditionally a busy season for real estate. Buyers come out in force and homeowners list their houses for sale hoping to capitalize on those buyers who are looking to purchase before the new school year. This year will be no different! Buyers have already been out in force looking for

Homes are More Affordable in 44 out of 50 States

If you are ready, able and willing to buy, would like to talk to a lender to find out what your price range is, let’s talk!!

#[email protected]
#Lifechanges With both home prices and mortgage rates increasing this year, many are concerned about a family’s ability to purchase a major part of the American Dream – its own home. However, if we compare housing affordability today to the average affordability prior to the housing boom and bust, we are in ...

When Is a Good Time to Rent? Not Now!

If you’re on the fence, read this article! Let’s talk!!

#[email protected]
#Militaryresidentialspecialist People often ask if now is a good time to buy a home, but nobody ever asks whether or not it’s a good time to rent. Regardless, we want to make certain that everyone understands that now is NOT a good time to rent. The Census Bureau recently released their 2018 first quarter median rent numbers.

Moving Up to Your Dream Home? Don’t Wait!

If this has been on your mind, let’s talk, contact me!!! Waiting could turn into a coulda, shoulda, woulda...
Making Realty Dreams Reality
Shenandoahvalleyhomes Mortgage interest rates have risen by more than half of a point since the beginning of the year, and many assume that if mortgage rates rise, home values will fall. History, however, has shown this not to be true. Where are home values today compared to the beginning of the year? While rates have

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