The Cruz Group - A Real Estate Team

The Cruz Group - A Real Estate Team

Real Estate in our passion!

Serving the NOVA Community when selling or buying your real estate

simplifyingthemarket.com

The Cost of Renting vs. Buying This Spring [INFOGRAPHIC]

simplifyingthemarket.com Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a median-priced home (17.5%), the choice becomes obvious. Every mark

simplifyingthemarket.com

Your Fabulous New Dream Home is Now Available

simplifyingthemarket.com Over the last several years, many “baby boomers” have undergone a metamorphosis. Their children have finally moved out and they can now dream about their own future. For many, a change in lifestyle might necessitate a change in the type of home they live in. That two-story, four-bedroom colonial

simplifyingthemarket.com

2 Trends Helping Keep Housing Affordable

simplifyingthemarket.com Two positive trends have started to emerge that impact the 2019 Spring Housing Market. Mortgage interest rates for a 30-year fixed rate loan have dropped to new lows, right as reports show that wages have increased at their highest rate in decades! These two factors have helped keep housing affor

simplifyingthemarket.com

What Would Make You Sell Your House?

simplifyingthemarket.com There are many reasons why a homeowner decides to sell their house and move. The latest Generational Trends Report from the National Association of Realtors asked recent home sellers to share their reason for moving. The younger the respondents, the more likely their top response centered around

simplifyingthemarket.com

How Quickly Can You Save Your Down Payment?

simplifyingthemarket.com Saving for a down payment is often the biggest hurdle for a first-time homebuyer. Depending on where you live, median income, median rents, and home prices all vary. So, we set out to find out how long it would take to save for a down payment in each state. Using data from HUD, Census and Apartme

simplifyingthemarket.com

Existing Home Sales Slow to Start Spring [INFOGRAPHIC]

simplifyingthemarket.com Some Highlights: Existing Home Sales slowed to an annual pace of 5.21 million home sales in March. Low inventory levels are still impacting home sales! The current month’s supply of homes for sale is 3.9-months. Median home prices were up 3.8% over last March at $259,400. This marked the

simplifyingthemarket.com

Renters Paying Substantially More While Owning Costs Less

simplifyingthemarket.com In a recent Insights Blog, CoreLogic reported that rent prices have skyrocketed since 2005. Meanwhile, the typical mortgage payment has actually decreased. “CoreLogic’s national rent index was up 36% in December 2018 compared with December 2005, while the typical mortgage payment was down 4% ove...

simplifyingthemarket.com

New Study Reveals One Surprising Reason for the Inventory Shortage

simplifyingthemarket.com There has been a great amount written on millennials and their impact on the housing market. However, the headlines often contradict each other. Some claim this generation is becoming the largest share of first-time home buyers, while others claim millennials don’t want to own a home, blaming them...

simplifyingthemarket.com

With Inventory Low: Will Your Dream Home Need Some TLC?

simplifyingthemarket.com According to a new survey from Move.com, the wave of first-time homebuyers hitting the market this summer has resulted in an interesting statistic. Nearly 60% of buyers searching for a home this spring are willing to consider buying a fixer-upper, with 95% believing that the projects needed will inc

simplifyingthemarket.com

Selling Your House: Here’s Why You Need A Pro In Your Corner!

simplifyingthemarket.com With home prices on the rise and buyer demand still strong, some sellers may be tempted to try to sell their homes on their own rather than using the services of a real estate professional. Real estate agents are trained and experienced in negotiation while, in most cases, the seller is not. Sell

simplifyingthemarket.com

5 Reasons Why Millennials Buy a Home [INFOGRAPHIC]

simplifyingthemarket.com Some Highlights: “The majority of millennials said they consider owning a home more sensible than renting for both financial and lifestyle reasons — including control of living space, flexibility in future decisions, privacy and security, and living in a nice home.” The top reason millennial

simplifyingthemarket.com

Buyer Demand Surging as Spring Market Begins

simplifyingthemarket.com Last fall, some predicted that the 2019 residential real estate market would be a disaster. There was even belief we might experience a housing crash like the one that occurred during the last decade. However, according to two separate reports*, buyer demand dramatically increased over the last t

simplifyingthemarket.com

Are Low Interest Rates Here to Stay?

simplifyingthemarket.com Interest rates for a 30-year fixed rate mortgage have been on the decline since November, now reaching lows last seen in January 2018. According to Freddie Mac’s latest Primary Mortgage Market Survey, rates came in at 4.12% last week! This is great news for anyone who is planning on buying a home

simplifyingthemarket.com

Homeowners: Now Is A Good Time To Sell Your House

simplifyingthemarket.com Every month, the National Association of Realtors (NAR) releases their Seller Traffic Index as a part of their Realtors Confidence Index. In the latest release, NAR reported that homeowners have been reluctant to sell their houses. This is reflected when broken down by state. Only 11 states have a s

simplifyingthemarket.com

3 Questions You Need To Ask Before Buying A Home

simplifyingthemarket.com If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family have your best interests at heart, they may not be fully aware of your needs and what is currently happening in the real estate market. Ask yourself the following three questi

simplifyingthemarket.com

Slaying the Largest Homebuying Myths Today [INFOGRAPHIC]

simplifyingthemarket.com Some Highlights: The average down payment for first-time homebuyers is only 6%! Mortgage interest rates have been on the decline since November! Hop in now to lock in a low rate! 88% of property managers raised their rents in the last 12 months! The average credit score on approved loa

simplifyingthemarket.com

Home Value Appreciation Stops Falling, Begins to Stabilize

simplifyingthemarket.com The percentage of home price appreciation on a year-over-year basis has decreased each month for over a year. The question was how far annual appreciation would fall. It seems we may now have the answer. In a recent post on the National Association of Realtors’ Economists’ Outlook Blog, it was r...

simplifyingthemarket.com

Home Buyer Demand Will Be Strong for Years to Come

simplifyingthemarket.com There has been a lot written about millennials and their preference to live in city centers above their favorite pizza place. Some have even gone so far as to say that millennials are a “Renter-Generation”. And while this might be true for some millennials, more and more research has surfaced th...

simplifyingthemarket.com

Why Pet-Friendly Homes Are in High Demand

simplifyingthemarket.com One of the many benefits of owning your own home is the freedom to find your ‘furever’ friend. By pointing out the aspects of your home that make it ‘pet-friendly’ in your listing, you’ll attract these buyers, rather than alienating the 68% of American households that have a pet! If you ar...

simplifyingthemarket.com

What to Consider When Choosing Your Home To Retire In

simplifyingthemarket.com As more and more baby boomers enter retirement age, the question of whether they should sell their homes and move has become a hot topic. In today’s housing market climate, with low available inventory in the starter and trade-up home categories, it makes sense to evaluate your home’s ability to...

simplifyingthemarket.com

Your Home’s Spring Maintenance Checklist [INFOGRAPHIC]

simplifyingthemarket.com Some Highlights: Every spring, your home needs some extra TLC! Whether you plan on selling your home this spring or not, conducting this maintenance will help ensure your home functions well for the rest of the year. Your real estate agent will have a list of specific suggestions for gett

simplifyingthemarket.com

3 Graphs that Show What You Need to Know About Today’s Real Estate Market

simplifyingthemarket.com The Housing Market has been a hot-topic in the news lately. Depending on which media outlet you watch, it can start to be a bit confusing to understand what’s really going on with interest rates and home prices! The best way to show what’s really going on in today’s real estate market is to go...

simplifyingthemarket.com

Looking to Upgrade Your Current Home? Now’s the Time to Move-Up!

simplifyingthemarket.com In every area of the country, homes that are priced at the top 25% of the price range for that area are considered to be Premium Homes. In today’s real estate market there are deals to be had at the higher end! This is great news for homeowners who want to upgrade from their current house and move...

simplifyingthemarket.com

Homebuyers Shouldn’t Worry About 2008 All Over Again

simplifyingthemarket.com Last week, realtor.com released a survey of active home shoppers (those who plan to purchase their next home in 1 year or less). The survey asked their opinion on an impending recession and its possible impact on the housing market. Two major takeaways from the survey: 42% believe a recessio

We will get you home!

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simplifyingthemarket.com

5 Reasons To Sell Your House This Spring!

simplifyingthemarket.com Here are five compelling reasons listing your home for sale this spring makes sense. 1. Demand Is Strong The latest Buyer Traffic Index from the National Association of Realtors (NAR) shows that buyer demand remains strong throughout the vast majority of the country. These buyers are ready, willin

simplifyingthemarket.com

10 Steps to Buying a Home [INFOGRAPHIC]

simplifyingthemarket.com Some Highlights: If you are thinking of buying a home, you may not know where to start. Here is a simple list of 10 steps that you will go through to purchase a home. Make sure to ask your agent for details about each step and what else may be required in your area!

simplifyingthemarket.com

How to Put Your Housing Cost to Work for You

simplifyingthemarket.com There has been a lot written about the benefits of homeownership. One benefit that continues to rise to the top is the added wealth homeowners gain simply by paying their mortgage while their home increases in value over time. The National Association of Realtors (NAR) recently broke down the

simplifyingthemarket.com

Data Says April is the Best Month to List Your Home for Sale

simplifyingthemarket.com The spring housing market is off to the races! The inventory of homes for sale is increasing, buyers are out in force, and interest rates have remained low, piquing the interest of buyers and sellers previously on the fence about making a move. New research from realtor.com shows that the first w

simplifyingthemarket.com

The Enormous Divide Between the Headline and the Truth

simplifyingthemarket.com “I have observed that not the man who hopes when others despair, but the man who despairs when others hope, is admired by a large class of persons as a sage.” - John Stuart Mill (1840s) Even back in the mid-1800s, people knew that negative news sells. That is still true today. All forms of media...

simplifyingthemarket.com

Your Tax Refund Is The Key To Homeownership!

simplifyingthemarket.com According to data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $3,143 this year when filing their taxes. This is down slightly from the average refund of $3,436 last year. Tax refunds are often thought of as ‘extra money’ that can be used to...

simplifyingthemarket.com

20 Tips for Preparing Your House for Sale This Spring [INFOGRAPHIC]

simplifyingthemarket.com Some Highlights: When listing your house for sale, your top goal will be to get the home sold for the best price possible! There are many small projects that you can do to ensure this happens! Your real estate agent will have a list of specific suggestions for getting your house ready for

simplifyingthemarket.com

Is Your House Priced To Sell Immediately (PTSI)?

simplifyingthemarket.com In today’s real estate market, with more houses coming to market every day and eager buyers searching for their dream home, setting the right price for your house is one of the most important things you can do. According to CoreLogic’s latest Home Price Index, home values have risen at over 6% a

simplifyingthemarket.com

Do 46 Million Millennials Know They Are Mortgage Ready?

simplifyingthemarket.com Many have written about the millennial generation and whether or not they, as a whole, believe in homeownership as part of attaining the American Dream. Millennials have taken longer to obtain traditional milestones than the generations before them, such as getting married, having kids, and buyin

simplifyingthemarket.com

What Credit Score Do You Need To Buy A House?

simplifyingthemarket.com There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are misinformed! Only 25% of the Americans have a FICO® Score between 740 and 800

simplifyingthemarket.com

Want To Increase Your Family’s Wealth? Here’s How!

simplifyingthemarket.com Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’ that allows you to use your monthly housing costs to increase your family’s wealth. Every m...

simplifyingthemarket.com

Don’t Let Your Luck Run Out! Buy A Home This Spring [INFOGRAPHIC]

simplifyingthemarket.com Some Highlights: Interest Rates for a 30-year fixed rate mortgage have dropped to 4.41% from near 5% in 2018. Take advantage of more inventory coming to market in the spring to find your dream home! Buying now will allow you to start earning equity today!

simplifyingthemarket.com

Homeownership is a Cornerstone of the American Dream

simplifyingthemarket.com “The rumors of my death are greatly exaggerated.” The famous quote attributed to Mark Twain can apply to homeownership in the United States today. During the housing bubble of the last decade, the homeownership rate soared to over sixty-nine percent. After the crash, that percentage continued to...

simplifyingthemarket.com

What’s Going On with Bidding Wars?

simplifyingthemarket.com In a strong seller’s market, like the one we have experienced over the past few years, bidding wars are common and expected. This makes sense! A seller’s market is defined as a market in which the inventory of homes for sale cannot satisfy the number of buyers who want to purchase a home. Acc

simplifyingthemarket.com

4 Reasons to Buy a Home in the Spring

simplifyingthemarket.com Spring has sprung, and it’s a great time to buy a home! Here are four reasons to consider buying today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest U.S. Home Price Insights reports that home prices have appreciated by 4.4% over the last 12 months. The same report pred

simplifyingthemarket.com

Preparing to Spring Forward [INFOGRAPHIC]

simplifyingthemarket.com Some Highlights: In the majority of the country, this weekend marks the start of Daylight Savings Time as we set our clocks forward an hour on Sunday at 2:00 AM EST. Whether you plan on buying or selling this spring, these tips could help you ‘spring ahead’ of your competition! Spring bri

simplifyingthemarket.com

Why an Economic Slowdown Will NOT Crush Real Estate this Time

simplifyingthemarket.com Last week, the National Association for Business Economics released their February 2019 Economic Policy Survey. The survey revealed that a majority of the panel believe an economic slowdown is in the near future: “While only 10% of panelists expect a recession in 2019, 42% say a recession will hap...

simplifyingthemarket.com

2 Reports That Say Now Is a Great Time to Sell

simplifyingthemarket.com Heading into the spring buying market, there are strong trends starting to emerge. The inventory of homes for sale has increased on a year-over-year basis for eight months in a row. Home price appreciation has continued to grow, although at a slower rate. The homeownership rate has reached height

simplifyingthemarket.com

How to Have a Unique Open House

simplifyingthemarket.com According to the National Association of Realtors, total inventory has been growing for six months straight, as has the number of buyers looking to find their dream home. In a market where inventory is increasing, you want to stand out in the crowd! This quote from Grandscope puts it well: “You

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20130 Lakeview Center Plz
Ashburn, VA
20147

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The Gold Group & Associates Re/Max Premier The Gold Group & Associates Re/Max Premier
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Jo Ann and Marie - Honesty and Integrity with Enthusiasm & Understanding Jo Ann and Marie - Honesty and Integrity with Enthusiasm & Understanding
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Katrina Foard, Realtor Katrina Foard, Realtor
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Courtney Burgess, Realtor Courtney Burgess, Realtor
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Michael Corum - Elite Agents Michael Corum - Elite Agents
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Beander Real Estate Beander Real Estate
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Sarah Pastoriza, Realtor Sarah Pastoriza, Realtor
20130 Lakeview Center Plaza, #400
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Helping homeowners & buyers with their real estate needs. Whether it's renting, buying, selling or investing in a home, I can help you make the right move.

Northern Virginia Real Estate by Ray Mauk Northern Virginia Real Estate by Ray Mauk
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Real Estate in Northern Virginia with Pearson Smith Realty