Specializing in Risk Management Solutions
Insurance solutions for standard and complicated businesses. We are a leading insurance and consulting agency providing a wide variety of insurance related products to businesses and individuals. As an independent insurance agency we have the ability to work with several insurance carriers in order to craft an insurance product that is unique to your requirements.
Why Creating a Successful Business Is Like Riding a Skateboard
entrepreneur.com You can't bail when you get to the ramp.
If you tell people where to go, but not how to get there, you'll be amazed at the results. George S. Patton
Lawmakers hear from small businesses about tax reform impact
accountingtoday.com The House Ways and Means Tax Policy Subcommittee held a hearing Wednesday on how the new tax law is affecting small businesses, hearing testimony from a CPA firm owner and others.
Follow These Tips to Survive Facebook's Ad Changes
entrepreneur.com These tricks will ensure your business can weather the Facebook ad adjustments.
Workers' Comp Claims: A Common Employer’s Nightmare
cpapracticeadvisor.com Given that many workers’ compensation claims involve injuries that could be considered a “disability” under the provisions of the Americans with Disabilities Act, as amended, (ADAAA), there is a likelihood that it may apply at least in some ...
Do you want to know who you are? Don't ask. Act! Action will delineate and define you. Thomas Jefferson
Examining the most common — and costly — cause of construction injury claims
propertycasualty360.com Researchers at Nationwide examine the most common and costly cause of workers' compensation claims and offer tips to prevent these incidents.
The next wave of workplace safety and claims mitigation
propertycasualty360.com The advent of connected devices and the Internet of Things is opening exciting new doors in the insurance industry.
High-Flying Drone Business May Leave Smaller Firms, Pioneers Behind
insurancejournal.com Andy Trench made $2,000 a day in 2015 taking sky-high photographs along the East Coast with a drone he made himself. Now, that same work fetches about $175. "It's apparent that a lot of this industry is a race to the bottom," said Trench, a Rhode Island entrepreneur who's been operating remote-contr...
Top 25 Workers’ Compensation Insurers
insurancejournal.com The top 10 workers' compensation insurers capture 46 percent of the market across the country, according to the latest figures from the National Association of Insurance Commissioners (NAIC). The top three -- Travelers, The Hartford and Zurich— write a little more than 18 percent. Compiled by the ...
Always bear in mind that your own resolution to succeed is more important than any other. Abraham Lincoln
Ancient Advice For Modern Business
cpapracticeadvisor.com I doubt that Aristotle’s description of profit was related to the goals of every Wall Street investor, but his point is similar. Profit may be defined as a benefit, and surely there are few benefits more rewarding in the long run than trust.
7 ways to secure yourself and your office when working from home
propertycasualty360.com If you work from home — whether you’re a small-business owner or a freelancer — you know it’s crucial to keep your home office secure.
How Companies Are Using Web Services to Make Meetings Efficient
entrepreneur.com There are dozens of new web apps that make meetings much more productive.
When we try to pick out anything by itself, we find it hitched to everything else in the universe. John Muir
Small Businesses Hampered by Uninsured Damage After 2017 Hurricanes: Fed Reserve
insurancejournal.com Small businesses in the United States struggled with uninsured damages and lost revenue following a record-breaking year of hurricanes and wildfires, according to a Federal Reserve survey published on Tuesday. The report by the Dallas, New York, Richmond, and San Francisco Fed banks examined 1,800 b...
Staying sharp: Cutting through new restaurant workplace injury trends
propertycasualty360.com According to Marsh’s 2017 Restaurant Loss Cost Trends Report nearly one-quarter (24%) of all restaurant workers’ compensation claims in 2016 were from cuts punctures and scrapes.
Education is what remains after one has forgotten what one has learned in school. Albert Einstein
Court Rules Employers Cannot Use Salary History to Justify Gender Wage Gap
insurancejournal.com A U.S. appeals court on Monday ruled employers cannot use workers' salary histories to justify gender-based pay disparities, saying that would perpetuate a wage gap that is "an embarrassing reality of our economy." An 11-judge panel of the San Francisco-based 9th U.S. Circuit Court of Appeals ruled....
Don't Assume Employees Can't Handle Tough Decisions
entrepreneur.com Too often, managers become paternalistic toward employees, falling into the wrongheaded belief that they know what's best for them.
With age comes wisdom…and larger workers’ comp claims
propertycasualty360.com PropertyCasualty360 is the leading source of P&C insurance news, trends, opinions, resources, and sales tips for insurance agents and brokers in the industry.
What Cyber Exposures and Coverage Gaps Keep Risk Managers Up at Night
insurancejournal.com Risk managers are very concerned about the cyber risks facing their companies and are heavily investing in protection against cyber attacks with the blessings of their boards and CEOs, a major shift from even just 10 years ago when convincing a company to worry about cyber was a big challenge for ri...
Don't judge each day by the harvest you reap but by the seeds that you plant. Robert Louis Stevenson
How Companies in Crisis, Like Uber and United Airlines, Can Change Culture
entrepreneur.com Culture can't be changed quickly, but there are established paths to success.
Understanding the relationship between workers' comp and SSDI
propertycasualty360.com Injured workers may be entitled to benefits under their state's workers' compensation program Social Security Disability Insurance or both. Here's what you need to understand about how they work together.
5 Reasons Investors Are Ignoring Your Business -- And How You Can Get Their Attention
entrepreneur.com It might be your business plan, or your space in the market. Or, it could be you.
The business of risk
What is America’s primary business and how does it relate to insurance?
propertycasualty360.com What is America’s primary business and how does it relate to insurance?
Understanding debris removal coverage, costs and settlements
propertycasualty360.com Coverage Q&A: Debris removal coverage is for the extra expense above the policy loss limit.
Ryder Rolls Out Commercial Vehicle Sharing Program
insurancejournal.com The sharing economy is coming to the truck rental industry. Truck leasing and rental firm Ryder System is launching an online sharing platform that offers fleet owners with idle vehicles the opportunity to rent their underutilized commercial vehicles to other businesses needing one for hours or days...
9 Signs You Need Higher Commercial Umbrella Limits
iamagazine.com After a cat-heavy year, many commercial lines are gearing up for significant rate increases. But commercial excess isn’t necessarily one of them.
The Home Office Tax Deduction: One of the Most Misunderstood (and Dangerous) Tax Breaks
realtor.com The home office tax deduction is changing big-time for tax year 2018. If you work at home, read closely to save for this filing year as well as the next.
Honesty and integrity are by far the most important assets of an entrepreneur. Zig Ziglar
Low Back Pain, Which Affects 540 Million Worldwide, Often Mistreated
insurancejournal.com Low back pain is the leading cause of disability worldwide, affecting an estimated 540 million people at any one time. Yet, a new series of papers in The L
Companies see need to manage risks, but they’re slow to act
journalofaccountancy.com Linking enterprise risk management practices with strategy remains a challenge for companies, who say risk environment continues to grow in complexity.
Do Businesses Have to Report Non-Taxed Sales to Other States?
cpapracticeadvisor.com You might think your retail or ecommerce clients have no legal obligation in states where they aren’t required to collect and remit sales tax. You, and your clients, could be wrong.
5 massive business risks in 2018
propertycasualty360.com Global risk mangers must be prepared to mitigate their company’s exposures in these key areas over the next year.
Golf is deceptively simple and endlessly complicated. Arnold Palmer
Why You Can't Be a Perfectionist and Be an Entrepreneur
entrepreneur.com When combining the traits and expectations of a perfectionist with the stresses and processes of being an entrepreneur, it's not a good mix.
Consumers win when smart home builders partner with insurers
propertycasualty360.com The insurer data produced by smart homes supports tailored underwriting and pricing more accurate underwriting faster claims response and more effective customer engagement to reduce risk.
Commercial Insurance Prices Were Up Only Slightly in Q4
insurancejournal.com Prices for overall commercial insurance lines in the U.S. inched upward in the fourth quarter of 2017, although workers' compensation and directors and off
The Entrepreneur's Identity Crisis: 'Am I My Company?'
entrepreneur.com A founder learned the hard way that entrepreneurship means exploring unknown paths, sometimes leading entrepreneurs to a very different place from where they started.
We know what we are, but know not what we may be. William Shakespeare
Does Workers Comp Cover the Flu?
iamagazine.com This flu season, the flu vaccine’s effectiveness is estimated at only 39% thanks in large part to the H3N2 influenza strain. Against it, the vaccine is only 32% effective, according to the Centers for Disease Control.
When Should Small Business Owners Consider Getting a Fidelity Bond?
cpapracticeadvisor.com Fidelity bonds can provide a compensation for monetary losses, as well as damages and losses to property and other assets. They protect against employee actions such as counterfeiting, forgery, embezzlement, identity theft, hacking, and the like.
Auto, Home, Umbrella, Life, Commercial & more! Licensed in VA, MD, DC, PA, OH and WV. Located in Alexandria, Woodbridge and Manassas ¡Hablamos Español!
Integrated Insurance Solutions, Inc. specializes in insurance products and related services to help you with all of your insurance needs.
The Association that creates unlimited opportunities supporting professional success for PIA Members.
We understand what matters most to independent agents and we have the tools to help.
Between Market 2 Market and St. Elmo's Coffee Pub.
Meeting the insurance needs of families in Virginia, Maryland and DC since 1994.
The Reina Melgar Insurance Agency will provide you with a personalized service when it comes to all your personal and commercial insurance needs.
Somos una agencia de seguros con el mejor servicio para carros y casas. VA & MD We sell Home and Auto Insurance for VA & MD