Averbach Mortgages

Averbach Mortgages


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Mortgages can be complicated. Knowing who has the best options and the best rates takes time and expertise. Time and expertise you don’t always have. Mike Averbach and the Averbach Mortgages Team can help.

China Growth Sets Vancouver Home Prices: Chart of the Day

bloomberg.com Vancouver’s housing market may depend on the strength of China’s economy as much as anything that happens in Canada.


Housing Affordability Metro Vancouver

scribd.com The Vancouver Sun introduces the UDI/Fortis Housing Affordability Index, a new way to look at housing prices that provides a clearer, more specific picture of affordability across Metro Vancouver. The index was developed by a partnership of The Sun, the Urban Development Institute and Urban Analytic...

[01/23/13]   The Bank of Canada says raising interest rates now "less imminent". Aren't you happy you went variable nearly 2 years ago?

Is Your Insurance Policy Putting You in Jeopardy?

An article in the Vancouver Sun alerted us to a potential problem for many of our customers — specifically those of you who own condos. “Some Metro Vancouver residents have been shocked to find, after a leak in their unit causes water damage to other parts of the building, that they are required t

Summit 5 Award – 6th Year In a Row

Mike and I are thrilled to announce that we have once again been been given TMG’s (The Mortgage Group) Summit 5 Award. This is our 6th year in a row (2006 – 2012). The Summit 5 Award is given to the top 5% of all TMG brokers. We wish to thank all of our loyal [...]

More Canadians Are Now Debt Free

Finance Minister Jim Flaherty and Bank of Canada governor Mark Carney have been constantly warning Canadians about borrowing too much. They have been repeating their warning during virtually every news conference for the past few years. It appears that Flaherty’s and Carney’s messages are finally

Is Suspect Data Driving Up Home Prices?

The Toronto Sun reported today that house prices may have been driven up by a national database which estimates the worth of houses across Canada. Dubbed Emili, the automated system uses data, such as from the recent sale of nearby homes, to set values, without having an appraiser sent to the addres

What is a Readvanceable Mortgage?

A readvanceable mortgage is a feature of some mortgages, including HELOCs (home equity lines of credit). They are made up of two parts: 1. The “mortgage” portion 2. The Line Of Credit (LOC) portion Each time you make a mortgage payment, your lender increases your LOC by the amount of principal yo

It’s All So Confusing

I was on the phone with one of my customers the other day. He opened the conversation with “It’s all so confusing …” I agree! Any time you pick up a newspaper or listen to the television news you are bombarded with a new set of numbers. I grabbed a Metro news today and there [...]

Precedent Setting Ruling in Blackhat SEO Case

Last March I wrote a post about the fact that two of our competitors were utilizing what are know as Black Hat (unethical) Search Engine Marketing (SEO/SEM)techniques. (Click here to read our original article) Late last week we received a summary of CAAMP’s (Canadian Association of Accredited Mortg

How Ethics Plays a Role in Engaging a Mortgage Broker

The other day Justin and I ran into a situation that was very frustrating and disappointing to us. A new client was referred to us by a friend. We bend over backwards to help all our clients, so this one was no different. He had already approached his bank and got their standard offer. Justin [...


Jim Flaherty to announce tighter mortgage rules today


vancouversun.com OTTAWA - Finance Minister Jim Flaherty is expected to announce new mortgage rules today that will make it more difficult for Canadians with limited savings to buy homes, or obtain loans.


Good News – Bad News From The Bank of Canada | Averbach Mortgages Blog

averbachmortgages.com Once again, Bank of Canada's Mark Carney and Finance Minister Jim Flaherty were warning Canadians about their ever increasing debt burdens. As of today, the

Mortgage Broker Ethics

In BC Mortgage Brokers must licensed by a provincial regulatory group – the BC Financial Institutions Commission. Additionally many brokers belong to CAAMP … the Canadian Association of Accredited Mortgage Professionals. Part of these programs involve ethics. You would rightly a

Averbach Mortgages's cover photo

Averbach Mortgages's cover photo

Averbach Mortgages's cover photo

Justin Blacklock In The News

Our very own Justin Blacklock was interviewed by Mortgage Broker News today. “Most analysts and, increasingly, bank economists, predict the government will officially move to that 25-year cap if, in fact, consumer debt levels fail to ease.” Justin wants the government to re-consi


B.C. First Time New Home Buyers Bonus | Averbach Mortgages Blog


averbachmortgages.com In its 2012 Budget announced on Feb 21st, the B.C. Government announced a temporary one-time refundable personal income tax credit worth up to

[11/23/11]   How Your Credit Score Is Calculated

[11/14/11]   A Mortgage Check Up


Bank of Canada to lower interest rate to 0.50% next year: Capital Economics | Economy | News | Finan

This is a little unexpected but still some economists believe otherwise...

business.financialpost.com As the nail biter in Europe continues this week, two economists are predicting the Bank of Canada could cut rates in a big way next year.

[11/10/11]   Vancouver Real Estate Update – November 2011

[11/10/11]   Real Estate Board Market Update for October 2011


Variable or fixed? It's no contest

Very good article for those still thinking variable...

theglobeandmail.com Fixed-rate mortgage is your best bet; banks have snuffed out variable-rate discounts, while prime rate has dipped

[10/31/11]   Burn Your Mortgage – what 5 dollars a month can do.

[10/31/11]   Paying Off Your Mortgage FAST!


Bill would encourage foreigners to buy U.S. homes

Very interesting!!

latimes.com American consumers and the federal government haven't been able to bail out the sinking U.S. real estate market. Now wealthy Chinese, Canadians and other foreign buyers could get their chance.

[10/14/11]   Tips for Home Buyers, Home Maintenance and Renovations

[10/09/11]   Vancouver Real Estate Update – October 2011

[10/06/11]   Greater Vancouver Buyers Market

[09/30/11]   Crunching The Numbers

[09/28/11]   Getting Rid of Your Debts FAST!

[09/27/11]   Say NO to Payday Loans

[09/08/11]   Vancouver Real Estate Update – September 2011

[09/06/11]   Strong likelihood of a half percent drop in Prime by year end. Variable rate mortgage holders are holding their collective breath.

[08/31/11]   The Pain of Mortgage Penalties

[08/18/11]   Avoiding Your Own Personal Debt Crisis

[08/15/11]   When Will The Housing Bubble Burst?

[08/10/11]   Vancouver Real Estate Update – August 2011

[07/26/11]   14.8% Drop in Vancouver House Prices Predicted


Averbach Mortgages, Vancouver's Premier Mortgage Brokers

Great newsletter coming out today, hot off the presses. If you haven't subscribed to the Averbach Mortgages Monthly Newsletter, be sure to do so on our website homepage right under the apply-now button on the left hand side. We share some great tid-bits on the housing market and where mortgage rates are heading...

averbachmortgages.com Averbach Mortgage Services | Mortgage Financing, Mortgage Refinancing or Renewals, Home Renovations, Debt Consolidation, Real Estate Investment | The Averbach Mortgages Team are Vancouver's Premier Mortgage Brokers and Consultants

[07/19/11]   Justin Blacklock on Top 50 Canadian Mortgage Brokers List

[07/18/11]   Congratulations to my business partner Justin Blacklock who was just announced as a TOP 50 broker in Canada!! Amazing year you are having JB! First back to back winner of Best Customer Service and now this!! What's next?? See details at www.mortgagebrokernews.ca

[07/15/11]   Can’t Decide Whether A Fixed or Variable Rate Mortgage is Better?

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1401 West Broadway # 302
Vancouver, BC

Opening Hours

Monday 08:00 - 18:00
Tuesday 08:00 - 18:00
Wednesday 08:00 - 18:00
Thursday 08:00 - 18:00
Friday 08:00 - 18:00
Saturday 10:00 - 16:00
Sunday 10:00 - 16:00
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Anil Minhas Mortgage Alliance Anil Minhas Mortgage Alliance
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My main objective is to deliver value to the mortgage consumer, and make sure that you get the Right Mortgage.

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Looking to buy a new home, refinance your mortgage. You will find the best service and lowest rates when working with me. I guarantee results, contact me today!!

Lender Connect Mortgage Ltd. Lender Connect Mortgage Ltd.
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A versatile and intelligent mortgage company...

Rowan Smith Mortgage Broker Rowan Smith Mortgage Broker
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Learn tips and tricks from a mortgage professional to save you money and pay less interest.

Origin - Friedman Mortgage Advisors Origin - Friedman Mortgage Advisors
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Phone: 604-657-1684 *** Michael Friedman provides consultations for home financing needs that eliminate the mystery of the mortgage process.

Lawrie Thom Learn About Mortgages Vancouver Lawrie Thom Learn About Mortgages Vancouver
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Get a free personalized mortgage plan to help you become mortgage free sooner!

Amanda  Khounviseth Professional Mortgage Broker Amanda Khounviseth Professional Mortgage Broker
#103-1245 West Broadway
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I am a licensed Commercial and Residential mortgage broker

Mr Payday Mr Payday
3421 Kingsway
Vancouver, V5R 5L3

Mr. Payday is the leading provider of short term loans in Canada. We have been helping Canadians with their short term needs since 2002. Our easy online application form takes only a few minutes to complete. Get funds via Email transfer within minutes.

British Columbia Mortgage Broker - Wayne Mah British Columbia Mortgage Broker - Wayne Mah
#103-1245 West Broadway
Vancouver, V6H 1G7

Senior Mortgage Planner for Dominion Lending Centres - City Wide Mortgage Services. Specializing in residential and small commercial real estate financing.

The Rick Clarke Team The Rick Clarke Team
200 - 318 Homer Street
Vancouver, V6B 2V2

Lower Mainland's largest team covering areas from UBC to Chilliwack and now including Kelowna. We know Real Estate. Have a winning team work for you.

Michelle Beet and Susan Cowling Michelle Beet and Susan Cowling
780 West Pender Street
Vancouver, V6C 2X1

Get Mortgage Approved Before You Write an Offer. Best Rates Available Since 1995

Dan Penner - Verico Pipeline Mortgage Ltd Dan Penner - Verico Pipeline Mortgage Ltd
1401-1130 West Pender Street
Vancouver, V6E 4A4

Dan Penner is a licensed mortgage broker and insurance broker. He has over 20 years experience helping people achieve their financial goals and dreams.