Joe McLaughlin

My goal is to be the type of REALTOR that: • you trust • you would recommend to family & friends • you can use as a resource • helps you find the perfect home to meet your needs

I have lived in Hamilton for over 20 years and have worked as a REALTOR since 2004. During this time I have helped clients buy and sell homes in all parts of Hamilton and its surrounding communities including Grimsby, Stoney Creek and Beamsville. I am passionate about the city and know many areas of it very well. I can quickly tell you the benefits and potential drawbacks of owning a property in a particular neighbourhood. In addition to my knowledge of the real estate market, I can help you evaluate the various systems of any house we view (overall structure, electrical, heating, plumbing, roof materials, etc.) to determine if a property is worth getting evaluated in more depth by a qualified home inspector. I have an extensive network of first-rate mortgage specialists, home inspectors, trades people, insurance companies to refer you to, should you require their services. I am committed to giving you the best service possible as a REALTOR. You can trust me to work hard on your behalf to ensure you find the best house to meet your needs and/or help you sell your home as quickly as possible while getting the best price the market will allow. When I'm not busy working with clients, I love to ride my bike, play hockey and do woodworking projects. I also like to contribute to the well being of our community, and I am a regular blood donor (nearing my 100th donation), volunteer for the Mustard Seed Community Grocery Store, and am a former multi-year coach for West Hamilton Youth Soccer. Whether you are a first time home buyer, need to sell and buy and a home, or are looking for an investment property, I would be happy to help you find the house you are looking for!

Joe McLaughlin's cover photo

Joe McLaughlin

cbc.ca

Hamilton realtors warn buyers about changing mortgage rules that will limit what they can afford

The new mortgage rules which come into effect January 1, 2018 will reduce the price of the house you can qualify to buy.

http://www.cbc.ca/news/canada/hamilton/hamilton-stress-test-1.4367812

cbc.ca Realtors are warning that buyers who wait until the new year to jump into the market may not be able to get into the house they're after — having to lower their price range by 15 per cent or more, or look in different neighbourhoods.

thespec.com

Hamilton home sales fizzle, but don't panic, says an expert | TheSpec.com

The real estate market has cooled off. It is a good time to buy a house. If you're interested in buying a house let me know. I would love to help you buy a house.

thespec.com

realtor.com

The Sneaky Home Buyer's Inspection Checklist

Interesting ways to check the house you are thinking of buying.

realtor.com Home buyers, take your sneaky investigative skills to the next level with these expert tips to see if a home is actually worthy of an offer.

thespec.com

Hamilton property values spike in latest MPAC assessment

Hamilton property values up 27% on average.

thespec.com

cbc.ca

Conference Board of Canada predicts rise in already tight housing market

The Hamilton housing market continues to stay hot.

cbc.ca The Conference Board of Canada reports that the number of house listings in Hamilton, Ont. fell almost 20 per cent since May 2015.

familyhandyman.com

A First-Time Buyer’s Guide to Home Maintenance

Here are some tips for maintenance on your home.

familyhandyman.com Take care of these tasks to avoid major home hassles, inefficiencies or unsightliness down the road

thespec.com

Bidding frenzy: Hamilton Mountain home sells for $101,000 over asking price

It is a strong seller's market in Hamilton. Let me know if you are thinking of selling.

thespec.com

cbc.ca

2016 to bring more condo projects to fruition in Hamilton

More condo projects coming to Hamilton.

cbc.ca Signs of progress beyond billboards are finally appearing at many Hamilton condo project sites.

cbc.ca

Finance minister boosts down payment rules for mortgages

New mortgage rules for houses over $500,000 coming in 2016.

cbc.ca Starting in February, the Canada Mortgage and Housing Corporation will require a 10 per cent down payment for the portion of any mortgage it insures over $500,000. The current five per cent rules remains for mortgages under $500,000.

thestar.com

Common home-buying closing costs you should know about | Toronto Star

Common closing costs when you buy a house.

thestar.com

donttaxmydream.ca

Ontarians: Take Action to Stop the Spread of the Municipal Land Trans Tax

The municipal land tansfer tax will make it more expensive to buy a house. Please Vote No to municipal land transfer tax.

donttaxmydream.ca Tell the Ontario Liberals that they must rethink their plan to double the land transfer tax burden on ALL Ontario home buyers.

thisoldhouse.com

47 Skills You Need to Survive Homeownership

Some good tips to help you around your house.

thisoldhouse.com Don't get caught with your toolbelt down—learn these techniques and tackle any household emergency with ease

cbc.ca

Fewer homes for buyers to pick from in Hamilton's hot market

If you have a property to sell now is the time to get the most money.

cbc.ca Home prices continued rising in July, according to new numbers published Thursday by the Realtors Association of Hamilton-Burlington. And sales continued at a steady pace in another month of a housing market that favours sellers and tests buyers' patience.

thespec.com

Hamilton real estate sales smash records for a third month

Home values continue to increase.

thespec.com ‘Sellers' market' see prices jump, inventory drop

thespec.com

Home prices soar in Hamilton as another sales record set in May

The strong seller's market in Hamilton continues.

thespec.com Hot spring real estate market sets record in April and May

realestate.aol.com

3 Strategies for a Quick Home Sale

Some good tips to lead to a fast sale.

realestate.aol.com If you want a quick sale of your home at the best price, price it right, stage it, and consider having it inspected before putting it on the market.

hgtv.ca

5 Real Estate Agent Gimmicks and How to Avoid Them | Real Estate | HGTV Canada

Don't fall for gimmicks. Hire someone you trust.

hgtv.ca Real estate agents tend to get a bad rap.

m.thespec.com

BIDDING WARS: Just how hot can Hamilton's housing market get?

Bidding wars in downtown neighbourhoods are happening even when the houses need work.

m.thespec.com Realtors seeing bidding wars erupt in inner-city neighbourhoods that have traditionally been considered a hard sell and less than fashionable

chch.com

Hamilton home owner sells house for $100 000 over asking

There are a lot of buyers looking to buy a house in Hamilton. It is a good time to sell.

chch.com It seems like a Hamilton home owner has gone where few have gone before. Someone just sold their house for $100 000 over the asking price. A home on Grant Avenue was up for sale, the owner asking $199 900 for it and she got a lot more than she bargained for, selling it to a local buyer for $300 000.…

business.financialpost.com

Bank of Montreal cuts special five-year fixed-rate mortgage to 2.79%, the lowest among big banks

BMO cuts 5 year rate to 2.79%

business.financialpost.com Bank of Montreal ( TSE: BMO ) said Tuesday is cutting its special offer five-year fixed rate mortgage to 2.79 per cent from 2.99 per cent, effective immediately

New listing 2908 South Grimsby Rd. 19. $269,900.

cbc.ca

Boom town: Hamilton housing predicted to stay hot in 2015

Hamilton house prices are expected to increase in 2015 and 2016.

cbc.ca Major Canadian bank economists say Hamilton will continue to be one of the strongest housing markets in the country in 2015, but its fate is closely tied to what happens in Toronto.

thespec.com

Hamilton core leads in home price hikes

Home values in Hamilton continue to go up with the core leading the way.

thespec.com Real estate board expects sales and prices to climb in 2015, predicts sellers’ market will remain

cbc.ca

Bank of Canada interest rate cut: 5 ways consumers may be affected

The Bank of Canada's Interest Rate Cut could mean lower mortgages and lower rates on lines of credit.

cbc.ca The Bank of Canada has surprised financial markets by cutting its key interest rate by 0.25 per cent. Here are five ways the central bank's move could affect Canadian consumers.

[01/06/15]   Here is a great testimonial I recently got from a client

“A colleague of mine recommended calling Joe as she had previously purchased a house through him. My colleague recommended him because he gets back to you quickly and is very knowledgeable and honest. From my experience purchasing a home through Joe, I can easily say that he surpassed my every expectation. When I first conversed with him, my wife and I told him we we’re new to looking for our first home and Joe was quick to help us find our first ever home. Throughout the search for our first home, Joe was honest about every house we looked at- pointing out areas that needed improvement, as well as offering advice on things most would not think about- such things as what insurance companies like to see in a house. My wife and I couldn’t have found a better realtor to help us find our first house. Overall it was a great experience and I fully intend on purchasing a home through Joe in the future when we look to upgrade. Do yourself a favour and call Joe.”

cbc.ca

Home sales, prices in Hamilton up again in November

The Hamilton real estate market continues to be a strong seller's market.

cbc.ca New numbers from the Realtors Association of Hamilton-Burlington show a housing market especially favourable to sellers continued in November.

businessinsider.com

7 Home-Buying Mistakes Almost Everybody Makes

Buying a home is a huge financial transaction. Hire the right REALTOR to make sure it goes smoothly.

businessinsider.com If you’re on the housing search, sidestep these common homebuyer pitfalls.

thestar.com

Before you buy or sell, resolve to do the research | Toronto Star

Make sure you know what you are signing when you sign real estate contracts.

thestar.com Save money, time and aggravation by understanding the process

[09/15/14]   I am pleased to announce that I have joined Keller Williams Complete Realty.

globalnews.ca

Here’s the hottest housing market in Canada nobody’s talking about

Hamilton is a great affordable place to live.

globalnews.ca Sales in the city have been growing faster than even in Toronto, and it ranks only behind Vancouver, Toronto and Montreal in at least one key metric.

thestar.com

Weisleder: Real estate to crash? Not by these yardsticks | Toronto Star

The Canadian Real Estate Market is still safe.

thestar.com Rumours GTA houses are overvalued, and Toronto's condo market saturated, have again resurfaced. But cheap money and demand have kept prices rising, sales moving

thestar.com

5 things that can go wrong on closing day | Toronto Star

To make sure closing day goes smoothly follow this advice.

thestar.com Closing day for house deal is stressful. But if you handle problems properly, deal will close and both parties will be satisfied.

globalnews.ca

Here’s the hottest housing market in Canada nobody’s talking about

Hamilton is a popular place to live and the real estate market is hot.

globalnews.ca Sales in the city have been growing faster than even in Toronto, and it ranks only behind Vancouver, Toronto and Montreal in at least one key metric.

cbc.ca

Hamilton among top real estate investment markets, study says

Hamilton is great place to invest.

cbc.ca Hamilton has been named one of the top investment markets in Ontario in an annual report released by the Real Estate Investment Network.

comfree.com

House for sale in Hamilton | ComFree

Look what I just sold. This was a ComFree listing but it took a REALTOR to get it sold.

comfree.com Cute 3 BR 1.5 storey home, close to schools, shopping, park, bus routes and Red Hill...

thestar.com

5 things to know when selling a home by yourself | Toronto Star

You might not save as much as you think when you try to sell your house without a REALTOR.

thestar.com Selling a home by yourself means more money in your pocket, but it’s a lot of hard work and there are some things to think about.

thestar.com

Close your home purchase on a Wednesday: Weisleder | Toronto Star

Some good advice on what day is best to take possession of your new home.

thestar.com Why Friday is the worst day to take possession, and other tips on making your real estate deal go more smoothly.

actionplan.gc.ca

First-Time Home Buyers' Tax Credit | Canada's Economic Action Plan

Here is some information about the First-Time Home Buyer's Tax Credit.

actionplan.gc.ca To assist first-time home buyers with the costs associated with the purchase of a home, the federal government introduced the First-Time Home Buyers’ Tax Credit—a $5,000 non-refundable income tax credit amount on a qualifying home.

Open House at 152 East Ave. This Sunday 2-4 pm. $259,900.

thestar.com

Toronto Real Estate: How to play safe during bidding war | Toronto Star

The Hamilton real estate market is also hot. Bidding wars are happening here. Don't get caught up in the excitement and grossly over pay for a house, you may not get the financing.

thestar.com Real estate markets in Toronto and Vancouver are red hot. Some buyers are bidding without conditions. Here’s how to stay out of trouble

hgtv.ca

Sarah’s Top Ten Things To Do To Sell Your Home - Urban Suburban | HGTV Canada

Here are some tips to get your house ready for selling.

hgtv.ca This top ten checklist was created to help you make your house more desirable to buyers when you put it on the market.

cbc.ca

CMHC hikes mortgage insurance premiums

CMHC is raising its premiums on High Ratio Mortgages. Starting May 1st buyers will have to pay higher insurance premiums if they are putting down less than 20%.

cbc.ca Canada's national housing agency has increased the cost of insuring mortgages for homebuyers who make down payments of less than 20 per cent.

thestar.com

Mortgage matters: know your terms and conditions | Toronto Star

Find out as much as you can about your mortgage so you know if you can make prepayments, if it is portable or if you can have a blend of fixed and variable interest rates.

thestar.com Be small-print savvy when it comes to something as important as your mortgage

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1281 King St. E.
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