Mortgage Concepts Inc

Mortgage Concepts Inc

Whether you want to buy a home, setup a business, refinance an existing loan or mortgage, we offer you the perfect solution to cater to your specific needs

We are a leading mortgage brokerage firm offering seamless solutions for all your mortgage needs. Whether you want to buy a new home, set up a business or even refinance an existing loan or mortgage, we offer you the perfect solution to cater to your specific requirement.

Customer Oriented Services

We put our customers first and strive to serve them better. Our ever-increasing clientele is a clear indication of our commitment and focus to serve them better. We help our customers pick the right mortgage solutions according to their need, and then personalize them to suit their individual requirements. Our aim is not only to provide the best service but also to establish a long-lasting relation with our customers.

Highly Qualified and Experienced Mortgage Staff

Our team comprises of some of the most dynamic and experienced personnel from the mortgage industry, having a thorough industry knowledge. We will provide all the necessary advice and guidance that you might require for your mortgage application, interest rate negotiation, or any other related procedure. We constantly work towards offering you the best solution in the most cost-effective manner.

Efficiency through Flexibility

The mortgage industry is extremely dynamic and volatile. Rates may change drastically in a matter of hours. We are quick to detect such changes and keeps its customers well informed and updated at all times. Our processes and systems are flexible and easily adapt to such fluctuations so that the customer is never at a loss.

Industry Leading Products and Services

We offer a wide array of products, tools and services that are designed specifically keeping the mortgage industry in mind. Our online tools and calculators take care of all the numbers and calculations involved, quickly and accurately.

New rules for condos in Ontario taking effect this fall New protections for condo owners and rules for managers and directors in Ontario are taking effect this fall

Young Canadians worry about debt, buying a home Which Mortgage Canada

Is this You? If you are worried about your current debt load, talk to us about mortgage consolidation, you'll be surprised when we put your mortgage to work for you ;) Retirement is far from the thoughts of many young Canadians with more pressing financial issues dominating

What does the loom of rising interest rates mean for the mortgage market? Canadians are starting to take note that the key number determining how much they pay for a mortgage is very likely going to soon go up. Mortgage specialists are increasingly hearing from people in the property market now that the Bank of Canada has strongly hinted it could hike the key interest rat...

CMHC Survey Provides Insight into Mortgage Consumers | CMHC Insights into the behaviours, attitudes and expectations of Canadians when acquiring, renewing or refinancing a mortgage. It is the largest and most comprehensive survey of its kind in Canada.

Most consumers consider mortgage professionals important Which Mortgag There is a growing acceptance of using technology to arrange a mortgage but face-to-face meetings with mortgage professionals are still important to most consumers

Low-Cost or No-Cost Home Modifications for Seniors and People with a Disability | CMHC The guide contains over 50 low- or no- cost modifications to make your home more accessible.


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Bank of Canada announces rate The Bank of Canada held its trendsetting interest rate unchanged on Wednesday, despite a recent run of stronger-than-expected data, saying it believes the economy has yet to show it can stick to th ...

Bi-weekly payment myth… it doesn’t pay your mortgage off faster. For years, we’ve been told to pay our mortgage bi-weekly. Magically, it will  pay your mortgage off faster.  Hmm, let’s put that to the test. (SPOILER ALERT!)  Around 6 yrs ago, I wrote…

Young Canadians renting out their homes to fund mortgage payments In particular, Toronto’s millennial mortgage holders spend nearly two-fifths of their rental incomes on mortgage payments

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Panic buying? When will the housing market slow down?   Houses selling over asking price is becoming the norm, these days.  Kinda crazy.  Sometimes a house is just listed under market value to attract a frenzy of buyers. An old tactic that has wo…

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Value of a Broker Mortgage Professionals Canada with over 12000 members, representing 1500 companies, MPC is the national association and the collective voice of the mortgage industry in Canada.

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Nine ways to power-save your way to a down payment Prospective first-time home buyers in major cities must make spending sacrifices. Taken together, these savings ideas can really add up


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New home construction picks up, offering latest evidence of economic momentum The pace of home construction in Canada picked up last month and a lot of the push came from Ontario, the federal housing agency said Wednesday, offering the latest evidence that the economy is bui ...

Prices soar 30 per cent in this Ontario market The continued boom in the housing market in the Greater Toronto Area continues to push other Ontario markets higher

No Spend Challenge: Free Family Activities

Here are some free family activity ideas that are sure to please! Pick a couple to try this weekend #savings #financetips Family fun doesn't always have to cost money.  There are plenty of activities you can try together that are just as fun, or even more fun, then activities that require cash. Here are some free family activity ideas that are sure to please! Pick a couple to try this weekend! Have a picnic, inside or…

Central Hamilton now one of Ontario’s trend-setting real estate markets Home sale prices in central Hamilton increased over two-fold in the past decade

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7 tips to stay energized and productive this winter

Have you heard of the "winter blues"? These 7 picker-uppers can help you beat them and keep your energy level stoked #healthy #wellness #BeEnergectic #tips Health Advocate Wellness Blog

Canadian banks relatively insulated from mortgage shock

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5 Important Factors That Affect Your Credit Score

Having a healthy credit report can help with #mortgages when buying a home. This article lists 5 factors that affect your credit score. Contact me for more details #mortgagetips #housingcanada Important Factors Affecting Your Credit Score Know the Difference In order to know what affects your credit score, it is important to know what it is, how it works, and the difference between a credit score and a credit report. Canadian credit scores and credit reports are maintained by two major cr...

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Spillover from Toronto’s hot housing market is now driving up prices as far away as Niagara Region Homebuyers are being forced to look further afield as prices in Toronto grow 30% more than the rest of the province, says CHMC

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10 Ways To Save Money And Transform Your Life

By becoming more conscious of how and where you spend your money, you can make your money reach further for you. Here are 10 suggestions on how to save money and transform your life. Number 4 may surprise you! #SaveMoney #MoneyTips Most people would like to have more money. Whilst earning more money is sometimes out of your control, and might not always be immediately possible, how ...

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Genworth Canada Announces New Mortgage Insurance Premium Rates

Effective March 17, 2017, Genworth Canada will increase its transactional mortgage insurance premium rates for home-buyers. Read this article for more information! Contact me for additional clarification #mortgagenews #housing TORONTO, Jan. 17, 2017 /CNW/ - Effective March 17, 2017, Genworth Canada will increase its transactional mortgage insurance premium rates for homebuyers. "We believe this new pricing is prudent and ...

Uncommon Quotes That Can Change Your Life

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80 King St. East, Suite 102
Hamilton, ON
L8G 1K2

Opening Hours

Monday 10:00 - 17:00
Tuesday 10:00 - 17:00
Wednesday 10:00 - 17:00
Thursday 10:00 - 17:00
Friday 10:00 - 16:00
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