The Mortgage Centre - Hale & Associates

The Mortgage Centre - Hale & Associates

Operating from the US Border through to the GTA & Ontario

As your local Mortgage Centre Broker Team, we assist home buyers through the financing process every day. We are a family of Accredited Mortgage Professionals (AMP) who have joined forces to keep the clients best interests in mind.

Our Team works for You and not the lender, therefore we are committed to providing you with the best available package of rate and features for your clients particular situation and goals.
With a mortgage banking background that combines fifty plus years, we uphold a genuine dedication to the ‘Customer for Life’ principle of doing business, servicing any type of mortgage need.

The Hale Grifa Team | Our Family Helping Yours

Mortgage Centre Canada

Where is the Canadian housing market headed in 2018? CREA’s new CEO weighs in
http://ht.ly/6QIN30jixBA
#realestate

stjeanrealty.com

Hamilton Real Estate Market Update February 2018 | St. Jean Realty

The market here has held up very well, and the prospects for Hamilton are very positive.

stjeanrealty.com The Hamilton-Burlington Realtor’s Association has released Hamilton’s February 2018 market stats. This is the second month into the 2018 real estate market — and the second month following the new OFFSI mortgage rules. At this time last year, we were experiencing one of the hottest markets in ...

tourismhamilton.com

12 brunch spots worth visiting Hamilton for

Welcome Spring with Brunch

tourismhamilton.com Here are 12 great Hamilton brunch spots to help get you started – covering every mood and occasion. Happy brunching!

Bank of Canada makes interest rate announcement

In explaining its decision to maintain its benchmark rate at 1.25 per cent, the central bank notes that recent trade policy developments are a key source of uncertainty for the Canadian and global outlooks.

canadianrealestatemagazine.ca And it's as expected

wsj.com

Michael Dell Paid a Record $100.47 Million for Manhattan’s One57 Penthouse

the record for the most expensive home ever sold in New York City

wsj.com Dell Technologies founder Michael Dell quietly paid $100.47 million for a penthouse at Manhattan’s One57, setting a record for the city.

campaign.r20.constantcontact.com

Family Day activities, Black History Month and more news from the City of St. Catharines

campaign.r20.constantcontact.com Council Highlights offers informal summaries of some of the recent decisions and business discussed during St. Catharines City Council meetings.

thespec.com

Hamilton houses double in price in 10 years

Hamilton Homes DOUBLE in price in 10 years
#Hamilton

thespec.com

thespec.com

Hamilton houses double in price in 10 years

Invest in Hamilton

thespec.com

thespec.com

Hamilton deemed among top 7 ‘Intelligent communities in the world’

Hamilton's recognition among the top seven Intelligent Communities is a testament to the impressive collaboration efforts over the last year

thespec.com Take a bow, Hamilton.

Mortgage Centre Canada

Everyone seems to think high walk scores mean the neighbourhood is better, but isn't walkability subjective? What do walk scores mean to you?
http://ht.ly/4Lxy30i03mL

apartmenttherapy.com

We Skipped the Big Wedding to Buy a House Instead

apartmenttherapy.com It's a choice we would say "I do" to again and again.

bankofcanada.ca

Bank of Canada increases overnight rate target to 1 1/4 per cent

bankofcanada.ca The Bank of Canada today increased its target for the overnight rate to 1 1/4 per cent. The Bank Rate is correspondingly 1 1/2 per cent and the deposit rate is 1 per cent.

the numbers
Niagara Region | Hamilton

moneysense.ca

Canadian real estate market outlook 2018 - MoneySense

What does this mean for buyers?

As a buyer, you’d be wise to secure a mortgage pre-approval before shopping for a home. Don’t just do a quick, online calculation — talk to a Mortgage Broker.
Adam Hale Bruce Hale

For those buyers struggling to get a loan, consider going through non-prime mortgage lenders. These Alternative Lenders Adam Hale specialize in buyers turned down by banks, as they allow for more non-traditional income and permit higher debt ratios (up to 50% total debt service ratio, versus the 42% guideline used by the banks). Another option is to increase the length of amortization on the mortgage, which lowers the debt service ratio used to qualify for the loan.

What does this mean for sellers?

For sellers across Canada, it’s time to reset expectations. Gone are the days when you could expect to sell your home in a week or less (for more money than your neighbour, who only sold a month ago). Buyers are struggling to afford what’s out there and the result is a rise in inventory and a drop in sales activity.

moneysense.ca Analysts aren’t too concerned about the Canadian real estate market in 2018. Most markets will simply flatline before rebalancing by the end of the year

Gord Dahlen on LinkedIn: “Hiring a mortgage broker is…

linkedin.com Hiring a mortgage broker is one of the simplest parts of the home buying process, and yet, according to a survey by the Mortgage Professionals Associ…

news.buzzbuzzhome.com

Here’s what to expect when Canada’s new mortgage rules roll out in 2018: expert

want to know what to expect ...
please speak with our Brokers

1.877.385.4822

news.buzzbuzzhome.com Time is running out before new Canadian mortgage rules kick in, which could potentially make it harder for first-time buyers to get a mortgage.

campaign.r20.constantcontact.com

Holiday activities, free New Year's Eve family skate and swim, and more news from the City of St. Catharines

Holiday Activities in the Niagara Region

campaign.r20.constantcontact.com

mailchi.mp

December City News

mailchi.mp News and Events from the City of Niagara Falls!

cbc.ca

Websites share Toronto home data after court rules sale prices can't be kept secret

Finally! ... the RE Industry has a tight hold on important data that Buyers & Sellers require
the Ontarion RE Market can learn from the US Zillow

cbc.ca Some websites already have selling prices posted for Toronto homes after a legal ruling saying the Toronto Real Estate Board has no right to keep sold prices secret. But real estate agencies are being cautious.

understand Value
it’s not just what you paid!
be smart when choosing who you work with on both the real estate & finance side of the deal

Mortgage Centre Canada

Agent and broker advice will be crucial in 2018 CONTACT your local MCC broker, their knowledge and expertise will help you navigate the new rules www.mortgagecentre.com. http://m.repmag.ca/news/agent-and-broker-advice-will-be-crucial-in-2018-234805.aspx

styleathome.com

3 ways to dress up your mantle for the holidays | Style at Home

Welcome December

styleathome.com A few simple pieces can quickly take your mantel from everyday to holiday-ready.

Mortgage Centre Canada

Holiday Home #IAMSOLD
Joe Grifa | Realtor Mortgage Broker

“7 tips for listing your home during the holidays” http://blog.newinhomes.com/news/7-tips-for-listing-your-home-during-the-holidays/

Mortgage Centre Canada

Here are 10 helpful queries we've answered recently that might help you on your journey to homeownership.
http://ht.ly/qhzV30gKOKS #realestate #homeownership

apartmenttherapy.com

Buying a Home in 2018? Here's What You Need to Do Now

talk to your Broker - step 1

apartmenttherapy.com Peace out, landlords!

They shall grow not old,
as we that are left grow old

Age shall not weary them,
nor the years condemn

At the going down of the sun and in the morning,

We will remember them

We will remember them

business.financialpost.com

Attention first homebuyers: Will you pass the NEW mortgage stress test?

Talk to your Broker Team

business.financialpost.com New rules for qualifying for a mortgage start in January. Take the test now and see if you pass

theglobeandmail.com

Low interest rates have turned us into a country of money klutzes

The single worst thing to happen to this country's personal finances in the past 10 years is the decline in interest rates.

theglobeandmail.com Current economic conditions have invited less than optimum financial behaviour

stjeanrealty.com

Hamilton Real Estate Market Update October 2017

Hamilton Real Estate Market | October 2017

stjeanrealty.com By: Michael St. Jean Hamilton Real Estate Market Update October 2017 Tags: Hamilton Real Estate October 2017, RAHB, Hamilton Real Estate, Enter Blog Post Here

Niagara Region Real Estate Report | October 2017

Contact Our Team

canadianrealestatemagazine.ca

Bank of Canada holds rate, suggests more hikes likely at more cautious pace

In its scheduled announcement, the central bank said it held off this time in part because it expects the recent strength of the Canadian dollar to slow the rise in the pace of inflation.

canadianrealestatemagazine.ca The Bank of Canada left its benchmark interest rate unchanged Wednesday following two straight hikes, but suggested future increases are still likely, albeit at a more-gradual pace

canadianrealestatemagazine.ca

These are Canada's 10 priciest neighbourhoods

canadianrealestatemagazine.ca Vancouver West Side is the priciest neighbourhood in Canada on a price-per-square-foot basis, and the city dominates the top 10

Mortgage Centre Canada

How Canada's new mortgage rules could impact the Bank of Mom and Dad

campaign.r20.constantcontact.com

Budget talk, Trillium Award winners, family history workshops and more news from the City of St. Catharines

The Garden City Current | News in Your Neighbourhood

campaign.r20.constantcontact.com Council Highlights offers informal summaries of some of the recent decisions and business discussed during St. Catharines City Council meetings.

zoocasa.com

Tougher OSFI Mortgage Rules to Come in January | Zoocasa Life

Thinking of applying for a mortgage? You now have until January 1st before new rules, designed to make it tougher for borrowers to qualify, take effect.

zoocasa.com Tougher OSFI mortgage rules have been announced, requiring low-ratio borrowers to qualify at higher criteria when applying for a mortgage.

Mortgage Centre Canada

Thinking of selling your home this fall? Give your home beautiful autumn curb appeal with these 6 tips!
http://ht.ly/HKZT30fZsd7

Final changes to residential mortgage guidelines are out!
Effective January 1, 2018.
Trust our family... to help YOURS!
905.385.4822

theinletonline.com

The Hamilton Development Boom: High-Rises

Hamilton is changing ...

We all know this. If you’ve been paying attention to Hamilton, this isn’t anything new. The city just announced that it hit a record-setting milestone of over one billion dollars in building permits within the last nine months.

theinletonline.com Hamilton is changing. We all know this. If you’ve been paying attention to Hamilton, this isn’t anything new. The city just announced that it hit a record-setting milestone of over one bil

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Address


302 Brucedale Avenue East
Hamilton, ON
L9A 1R1

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
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Other Loans in Hamilton (show all)
Katie Morrison, RBC Mortgage Specialist Katie Morrison, RBC Mortgage Specialist
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The Personal Mortgage Group The Personal Mortgage Group
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Sarah Pauls - Mortgage Teacher Sarah Pauls - Mortgage Teacher
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Hamilton

At Mortgage Teacher, we educate you to help you make smart mortgage choices. We negotiate in your best interest to get you the rates and terms you want.

Best Mortgage Loans Inc. Best Mortgage Loans Inc.
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At Best Mortgage Loans inc. our role is to educate and assist the borrower(s) in the home financing process!

Fairstone Fairstone
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Hamilton, L8W 3J6

Ron Miller, Butler Mortgage Ron Miller, Butler Mortgage
318 Dundurn Street South, Unit 4
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A relaxed and informative approach to mortgages.

Real Mortgage Associates Real Mortgage Associates
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We work with the client and over 35 lenders to find you the best mortgage possible.

Mortgage Mortgage
662 Fennell Ave E
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Owning your dream home can become a reality!! CENTUM SRF Financials full service brokerage can help you secure the right mortgage for you at terms and conditions that suit your individual needs. We don’t sell products but build relationships.

Tracy Vrkljan - RMA Mortgage Agent Lic# M15000738 Tracy Vrkljan - RMA Mortgage Agent Lic# M15000738
578 Upper James St
Hamilton, L9C 2Y6

An experienced lending expert providing the best mortgage products at the lowest possible cost.

Canadian Equity Loan Canadian Equity Loan
Suite #105 2-558 Upper Gage Avenue,
Hamilton, L8V 4J6

We are here to help individuals access cash using the equity in their vehicle.

Leo Escobar - Virtual Mortgage Broker Leo Escobar - Virtual Mortgage Broker
1030 Upper James St. #400
Hamilton, L9C 6X6

Virtual Mortgage Broker in Ontario! Before buying or selling your home, speak to a mortgage broker to help with a smooth closing!

Lindsay Bishop - Mortgage Teacher Lindsay Bishop - Mortgage Teacher
618 Concession Street
Hamilton, L8V 1B5

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