As a Financial Advisor, it is my role to work with you to meet your insurance and investment needs and goals. "Protect Your Wealth"
I am a licensed Financial Advisor and Insurance Broker. I have been in the insurance and finance industry for almost 10 years. I would be happy to help you protect and grow your assets. Please contact me if you would like to know how I can help you achieve future financial independence.
[02/03/17] Remember that March 1st is this year's RSP contribution deadline! If you want to make a contribution, get in touch sooner than later!
[05/16/16] Gryphin's first Food Truck Fhursday of 2016 is this week! Come by 50 Coreslab between noon and 2pm to treat yourself to the tasty fares from the 494 Kitchen Co Food Truck!
[02/02/16] It's RSP Season! Do you need to make a contribution for last year's taxes? It's not too late to get started!
I found an envelope in my mailbox this morning warning me of my lack of 'final expenses coverage'. Please do not be fooled into buying small amounts of often over-priced coverage through these type of ads. In many of these cases this type of insurance is 'post-underwritten'. That means when you pass away, then they can then try to find ways to avoid paying out.
If you do not have insurance to cover your final expenses, we should talk about what options you have to suit your needs.
Need Health & Dental coverage? Travelling out of the country soon? You can now purchase both these products online through my website thanks to Manulife! Visit www.skusefinancial.ca/health-dental-and-travel for more details!
[03/19/15] I am pleased to announce, that with my new partnership with Manulife Financial, that I now have expanded access to more flexible Registered Education Savings Plan options then ever before!
Be aware of this CRA imposter. Do not let your personal information fall into the wrong hands!
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[03/17/14] Should you be putting money in your TFSA instead of your RSP? Let me help you answer that question!
Sorry for the absence here on Facebook! I have been busy with getting a new website up and running. Check out www.skusefinancial.ca and note my new contact information for all your insurance and investment needs!
Nick Skuse Financial Advisor's cover photo
[12/16/12] The TFSA for 2013 has been increased to $5500 from $5000. This means you can toss another $500 into this completely tax sheltered account next year!
We are in the holiday season once again.
Do you think your kids will have too much toys and gadgets again this year?
Well, here is an idea for a gift that will make a difference in their life, in the future. Please check out this article!
Anyone finished their Christmas shopping yet?
advisor.ca Treated with a little RESP-ect, cash gifts from grandparents can do wonders for grandkids' educational savings.
This is a great article highlighting saving via RRSPs and TFSAs. Many of us will contribute RRSPs this year in order to obtain the tax break. A TFSA might be the right solution for depositing your refund.
advisor.ca January 2009 saw the launch of the Tax Free Savings Account (TFSA). From an advisor’s point of view, the small initial contribution room mean TFSAs are more of a make work project. But as contribution room grows each year, advisors who incorporate TFSAs into their planning strategies will save clien...
[12/03/12] Life insurance is a deeply personal decision that many young families must make at some point in their lives. You can never buy it too early, but you can buy it too late.
Did you know that current heart attack survival rates are up over 80%? What will happen to your finances while you are recovering from such an event? Can you afford to take up to 6 months off to make sure you are healthy? Instead of dipping in to your savings for the recovery period...use Critical Illness insurance. It pays out a lump sum of cash tax free to you after surviving one of up to 24 illnesses/conditions.
[04/13/12] Did your taxes surprise you this year? Plan for next year now!
[03/13/12] Are you always the last one to jump on the bandwagon? Stop chasing returns with the newest fads in investing. Let me build you a portfolio to match your investment goals!
[03/03/12] It is never too early to start thinking of your RSPs...don't wait until February 2013 to get your planning done!
[02/10/12] Are you thinking of running to GICs with your non-registered investments? Before you do...think of the following. Interest is 100% taxable, and current rates are less than inflation. This means you could be losing purchasing power even though it looks like you are gaining value! Find out the hidden risks of 'safe' investments and how you can avoid making costly mistakes.
[02/08/12] Feb 29th is this year's RSP deadline...not March 1st. Get your RSPs started 'last year' while you still can!
[02/04/12] RSP vs. TFSA...what is better for you? I can help you with this choice!
[01/26/12] Want to learn how you can allow your estate to pass to your heirs tax free?
[01/24/12] RSP Season is in full swing...don't wait until the last minute to get your retirement plan evaluated!
[01/10/12] It is RSP season! Have you got your RSPs in order? Happy with their performance lately? Love looking at a million pieces of paper to sort out your investments? If you answered no to any of these questions...it is time for us to sit down and get your retirement plans in order!
[12/29/11] Start the new year by planning for the next 50. Please also follow me on twitter @NDSkuse !
[12/19/11] When I am talking about saving for your retirement...I am not asking you give up your daily coffee or weekly bottle of wine...I am asking you think of the coffee and wine you will want to drink long after you have stopped working!
[12/17/11] Still looking for that picture perfect Christmas Tree? This is your last day to cut your own spruce trees for sale. From 4' to 9' you are sure to find the tree that fits your room perfectly. At only $30 each we have beat the prices of all the other big name tree farms in the area! Just 3km west of Copetown on 2835 Governers Rd on the right side, look for a sign. Open from 10am to 4pm.
[12/01/11] Are you the owner of a small business with a minimum of 5 employees? Would you like to provide a cost free incentive for employees to stay with you? Talk to me about setting up a Group RSP to wrap your arms around your key employees!
[11/26/11] Too busy to get to your agent's office? Don't fret, I make house calls and will work weekends for you!
[11/25/11] Did you know that current heart attack survival rates are up over 80%? What will happen to your finances while you are recovering from such an event? Can you afford to take up to 6 months off to make sure you are healthy? Instead of dipping in to your savings for the recovery period...use Critical Illness insurance. It pays out a lump sum of cash tax free to you after surviving one of up to 24 illnesses/conditions.
[11/24/11] Want to learn more about a product that gives you a minimum of 5% bonus growth per year until you retire? Talk to me about how this can fit in to your retirement plan.
[11/23/11] Do you have any debt? A mortgage, car payments, leveraged investments, or business accounts? If you answered yes, then you have a need of insurance! Most people with these types of debts do not adequately plan for the resolution of these in case of death. Do not let these weigh on your estate/heirs...talk to me about putting some insurance in place to minimize the financial burden in case of death.
[11/22/11] What is your financial advisor doing in these markets? Are you happy with what you are being told? Let me know if I can help...even if it is just for a second opinion!
[10/25/11] Tired of chasing returns rather than realizing them? Stop racking up fees by trading your funds needlessly. Build a well balanced portfolio that will serve your long term goals!
[10/14/11] Does someone depend on you for their financial well-being? If you answered 'yes', then you need insurance. Feel free to contact me for help with making sure your family is protected.
[10/02/11] RETIREMENT... 20's you hear about it, 30's we think about it, 40's we worry about it, 50's we Hyperventilate.
[09/28/11] How does your portfolio look these last few months? Has your advisor kept you up to date on what he or she thinks you should be doing?
[09/27/11] You would be surprised how much difference just $100 / month can make in protecting your family and securing your financial future. Let me show you how!
[09/26/11] Is your advisor more worried about their pending retirement than the one you hope to enjoy many years from now? Will your plan survive after your advisor retires?
[09/23/11] Your future is on sale now! When stocks are pulling back...that is when you should be putting money in.
David Moulson Financial Services Inc. provides life, travel, disability, and critical illness insurance to families around the Greater Toronto Area.
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Credit Insurance Specialist
Morison Insurance Brokers Inc. has been a family-run business since 1923. We have offices in Hamilton, St. Catharines, Oakville and Hagersville.
A solid foundation built on expert advice and support is the surest way to sustain and achieve growth for the future. Our service goes far beyond placing investments and insurance policies we will help assure your stability, profitability and growth.
We provide sound financial advice and planning services in Hamilton, Ontario.
I specialize in auto insurance, recreational vehicles, home, tenant, boat, condominium, cottage, rental, secondary homes, and commercial.
As specialists in the transportation industry we know what you need. Comprehensive, cost-effective insurance programs that fit you.