Mortgage Alliance / Elaine Carter

Mortgage Alliance / Elaine Carter

A Wide Variety of Mortgage & Financing Solutions

We know that different people need different things in a mortgage.

Finding a great mortgage can be stressful and time-consuming…But at Mortgage Alliance, we've been successfully delivering the best rate for tens of thousands of satisfied clients for nearly a decade.

Finding the right mortgage for you is our business. We know which lenders have the best rates and we negotiate with multiple lenders at one time. What's more, we know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork. Plus, CENTUM Mortgage Professionals are compensated by the lenders, and in most cases we offer our services free of charge to our clients.

Mission: My Mission Is to provide an experience which is worthy of your referral.

[09/26/18]   CAR & HOME Insurance Now Available
Contact me for a quote !!

[09/05/18]   Do you have a WILL?

As soon as you have a bank account or job you must make a will. Even the simplest one to give direction of what you want done with your possessions. You can find free will kits online .

When my 18 yr old daughter passed away she didn’t have a will and I had a very difficult time even dealing with her small bank account .

It doesn’t have to be elaborate , just something .

Don’t wait , do it today .

Marketplace: In Denial | CBC

I have the solution , inbox me and properly protect your family .

Mortgage insurance is meant to offer peace of mind. Most people pay the premiums and think they're covered. But some have discovered - when it's too late - t...

[06/11/18]   AS A MORTGAGE BROKER I work with over 67 lenders including Scotiabank, TD Bank, First Ontario Credit Union, Meridian, First National and many more. Why would you go anywhere else?

[06/08/18]   The BEST compliment is a loyal client and a referral!!! Thank you

REALTORS:

[04/24/18]   MORTGAGE INSURANCE: Are you paying too much?
Are you properly covered?
Are there better options out there for lower cost higher value coverage?
NO OBLIGATION REVIEW
Contact me today for a second opinion. (905) 220-9500

[04/23/18]   Accepting new Mortgage clients now...free consultation open for bookings .

[02/28/18]   PROTECT YOUR CREDIT....1 APPLICATION + 1 CREDIT CHECK + OVER 60 LENDERS = SMART

[02/01/18]   KEEP UP WITH MORTGAGE NEWS AND HAVE A CHANCE TO WIN $100,000

http://www.mortgagealliance.com/ElaineCarter/newsletter

mortgagealliance.com

Elaine Carter - Rates

http://www.mortgagealliance.com/ElaineCarter/mortgage-rates

RENEWING, REFINANCING,NEW PURCHASE ...GIVE ME A CALL!

BOOKING IN HOME APPOINTMENTS NOW.

mortgagealliance.com

Elaine Carter - Renewing Or Refinancing

http://www.mortgagealliance.com/ElaineCarter/renewing-refinancing

mortgagealliance.com Renew your mortgage and get the best rate & terms possible or refinance to unlock equity.

Elaine Carter - Use Equity To Save Money

UNLOCK THE EQUITY IN YOUR HOME, ASK ME HOW TO MAKE YOUR HOME WORK FOR YOU INSTEAD OF YOU WORKING FOR YOUR HOME.

mortgagealliance.com

OSFI is reinforcing a strong and prudent regulatory regime for residential mortgage underwriting

MORE CHANGES, CONTACT ME FOR DETAILS.

osfi-bsif.gc.ca Today the Office of the Superintendent of Financial Institutions Canada (OSFI) published the final version of Guideline B-20 − Residential Mortgage Underwriting Practices and Procedures. The revised Guideline, which comes into effect on January 1, 2018, applies to all federally regulated financial i...

theglobeandmail.com

Mortgage rule change hits first-time buyers the hardest

New Rules Explained

theglobeandmail.com A change in mortgage rules made by the federal government last October has made buying a home a bit trickier...

mortgagealliance.com

Elaine Carter - Suite of Credit Cards

http://www.mortgagealliance.com/ElaineCarter/MasterCard

NEED A SECURED CARD TO RE ESTABLISH YOUR CREDIT?

REWARDS CARDS, LOW RATE CARDS, WE HAVE THEM ALL

mortgagealliance.com

cp24.com

Ontario to tax foreign buyers, expand rent control to cool housing market

http://www.cp24.com/news/ontario-to-tax-foreign-buyers-expand-rent-control-to-cool-housing-market-1.3376589

cp24.com Ontario plans to help cool a hot housing market by bringing in a 15-per-cent foreign buyer tax, expanding rent control, allowing Toronto to impose a tax on vacant homes and using surplus lands for affordable housing.

[04/10/17]   I can show you how to pay off your mortgage YEARS faster and save $1,000's of interest payments WITHOUT SPENDING ANY MORE THAN YOU DO NOW.

30 MINUTE APPOINTMENT APPOINTMENT IS ALL IS TAKES.

No one wants to hear they have been declined.

It is not hopeless but before you go from bank to bank and damage your credit, contact me. With one application and one credit bureau I can shop over 60 Banks, Trust companies and private lenders to get the job done for you.

I THINK OUTSIDE THE BOX. Let me help you .

www.mortgagealliance.com/elainecarter or download my free app from my website .

I Can Help! Since 1992 I've helped countless individuals and families restructure their debts , pay off high interest, save $1,000's in payments.

Contact me today and lift that black cloud off your shoulders, breather easier, sleep better and reduce stress.

[02/09/17]   BUYER BEWARE:

Don't be fooled into a false sense of security just because you received an approval from a bank or other lender. After you get the approval you MUST prove your income, down payment, identity and the ability to pay the monthly expenses. Should your situation change before the closing date the lender can revoke the approval.

Do not sign off condition of financing unless all the lenders conditions have been met and satisfied. As a broker the lender will tell us that all conditions have been met. But again if something changes even after that you could find yourself without financing so be very careful of what you do prior to closing.

DO NOT INCREASE YOUR DEBT PRIOR TO CLOSING.

Always make at least the minimum payment on all your debts and more if possible. Late or missed payments will decrease your credit score and could cause you to loose the approval.

Lenders will access a new credit report up to the day before closing and if they find you have increased your debt it may put you over the maximum allowable limits and could void your approval.

If your job situation changes for the worse that can void the approval if your income was needed for the new mortgage.

It is crucial to be upfront and transparent with your broker right from the start and through the process to ensure proper financing is obtained.

Canadian Mortgage Brokers Association - Ontario

Scary Stats

New Equifax report shows mortgage fraud is up 52% in the last 3 years. ON & BC had the most flagged applications. http://ow.ly/4J0h307UdPo

Canadian Mortgage Brokers Association - Ontario

This is why the lenders ask for so much down payment and income confirmation.

Cdn. real estate being used for money laundering estimated to be in the billions. FINTRAC increasing scrutiny. http://ow.ly/liKy308zlZq

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Category

Address


115 Nebo Road Ste 202
Hamilton, ON
L8W 2E1
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