Roberto Pelaccia- Mortgage Agent Professional

I am a Mortgage Professional who is a dedicated part of your financial team. I am completely mobile for your convenience. Call me 905 466 5023

I take the betterment of people seriously. Being a mortgage professional is just another testament to my career long commitment to service excellence.

My clients can expect not only great service, knowledge, and the experience of an industry leading team, but I also genuinely care about my clients long-term objectives and financial well-being. I will prepare a mortgage plan to suit your needs to meet your goals quicker.
You can count on Rob Pelaccia to be on your side

Agent #M13002051 FSCO# 12233

Key Mortgage Partners Dominion Lending Centres is an independently owned and operated franchise.

Key expertise:

Refinancing, Self-Employed,
Preapprovals, Second Mortgage,
Commercial Mortgage,
Construction Mortgage,
Investment Mortgages, Low-Rate Mortgages,
First Time Home Buyer, Equity take out,
Debt consolidation, House gifting,
Down payment gift

BREAKING A MORTGAGE – CAN YOU DO IT? 18 Apr BREAKING A MORTGAGE – CAN YOU DO IT? Breaking the term of your mortgage early Posted by: Roberto Pelaccia BREAKING A MORTGAGE – CAN YOU DO IT? Tuesday, April 17, 2018 Posted by: Geoff LeeDominion Lending Centres – Accredited Mortgage Professional Do you have a mortgage? So do I! Looks l...

10,000 Reasons to get my help this year!

Competitive Rates and Amazing Product Solutions, but my Cashflow Advice will make you wonder why you didn't call me sooner!!
Message me now!

10,000 reasons why you should give me a call for your mortgage needs. My free cashflow planning will make you wonder why you didn't call me sooner. Message me if you want to achieve more with your mortgage and the money you are earning today.

HOME OF THE $10,000 GIVEAWAY!-message me for details.

Dominion Lending Centres Inc. March 2018 Newsletter

When dealing with a Mortgage Agent or Broker you have all the types of lenders available to you. This month's newsletter will highlight the differences between the 3 main types. Also, we give you some ideas to help keep your home safer from burglars. Happy Reading! This month’s edition looks at the differences between lenders and the battle between variable vs fixed rate mortgages. Please let me know if you have any questions or feedback regarding anything outlined below.

BIG ANNOUNCEMENT...don't miss out Contest-(Funds will be in form of personal cheque; multiple entries allowed; business must be closed by/on draw date; pre-approvals do not count) FISCO#12233

[01/05/18]   My cell phone is no longer, and it will take me up to Tuesday to replace it. Please PM me or email me at if you need to speak to me, and I'll call you back you shortly.

Merry Christmas!! Happy Holidays!!
Thank you and Congratulations to Jaime Heikoop for agreeing to meet me that frigid morning to collect her price.

$2500 giveaway

[11/07/17]   2.89% Fixed Mortgage rate 5 Years.
Some exceptions apply.
Call or pm me.

The GTA's last affordable neighbourhoods

Great look at neighbourhoods across the #GTA #affordablehoods Our GTA-wide ranking of the top 20 places to buy now

Check out this link

It happened! The Canadian mortgage regulators-OSFI game changing announcement I told you about was finally announced.
Starting January 1st, 2018- all mortgage transactions will be subject to stress testing. This includes refinancing, as well as single unit rental purchases, and purchases with more then 20% down-payment.(currently not subject to stress testing)...    Starting January 1st, 2018- all mortgage transactions will           be subject to stress testing. This includes refinancing, as

Tougher mortgage rules would cause ‘substantial damage,’ says broker | Toronto Star

Dominion Lending Centres is fighting for Canadians!
New tougher mortgage rules expected at the end of the month. Dominion Lending Centres says Ottawa is trying to fix a default problem Canada doesn't have.

What floor is best for a condo: for living and for resale, what are the pros and cons of higher living?

Didn’t know, did you? Today, if you’re buying a home in Toronto, you are statistically likely to be considering a condominium — not only for affordability but for...

Agents stay on their toes in changing Toronto real estate market

The market has changed-have you? The narrative seems to be about fear, but this is the time of opportunity. Think #longterm #goals #discounts Home buyers nervous about jumping in before prices come down – as sellers stubbornly refuse to lower them

Ontario launches plan to teach high school kids financial skills | Toronto Star

It’s about time Teaching money skills expected to become part of mandatory careers course by fall of 2018. Education Minister Mitzie Hunter to outline plan Thursday.

A family bid $150K under the highest offer on an Oakville home and still...

In a time of housing greed- a humble real estate story... Sellers turn down the highest bid on their Oakville home after deciding couple with four young kids would be the best fit for the community based...

DLC BLOG: Debt-To-Income; a Meaningless Metric

This is talked about a lot, but what does it really mean.... Federal regulators, and most mainstream media, would have us believe that at 167% it’s an Anaconda slithering through our sheets while we sleep, readying to swallow each household whole.

Check out this link

Starting from scratch with your mortgage is the best option in the current mortgage market. CALL ME for free advice.

Mortgage expert warns U.S. Fed will cause rate increases in Canada

More news pointing to mortgage fixed rates are on the rise.
Reconsider attractive variable rates. U.S. Federal Reserve chair Janet Yellen has strongly signalled that the first federal funds rate hike of 2017 will be announced at the two-day...

Mortgage expert warns U.S. Fed will cause rate increases in Canada

More news pointing to mortgage fixed rates are on the rise.
Reconsider attractive variable rates. U.S. Federal Reserve chair Janet Yellen has strongly signalled that the first federal funds rate hike of 2017 will be announced at the two-day...

41% of Chinese buyers say they want Toronto real estate for schooling:...

Well, we are ranked second best country in the world... The top reason why foreign buyers from China want to get into the Canadian housing market is education, not investment, according to data from a...

6 insider tips for smart renovation budgeting | Toronto Star

Good advice that should be considered when looking to purchase homes that need a “TLC”. Experts say to be cautious of quality and save extra in case of unexpected problems

Check out this link

Over bidding on “regular” looking homes is the new normal. Why?! All these new mortgage rules have created even less inventory on the market. Every home becomes a feeding frenzy.
Know what you can afford before you start shopping. Call me.
It WILL be the deal maker for you.

Less then 20% down payment- 2.00% 5 year variable rate.
Free transfers starting as low as 2.05% 5 year variable rate. WOW! Contact me to learn if you qualify. 👍🏼

A financial planner shares her personal system for managing money

#Budgeting is big topic this time of year.
This is a great system anyone can relate to. A few years ago, I put in place a 'Money Flow' system to help my family track our spending.

'They're just wrong': A financial expert fires back at people who say...

Are you still questioning owning...”If you want to guarantee yourself financial insecurity, rent for the rest of your life.” Read more: According to bestselling author David Bach, buying a home is imperative to building wealth.

[11/14/16]   Effective on Jan 1 first-time buyers will not pay land transfer tax on the first $386,000 of the cost of their homes #$2000now$4000 #more

Changes coming in two weeks

Can you afford to buy that house after October 17th? Mortgage qualifying changes coming soon....

How to build a good credit rating

This article does not explain how to rebuild credit. It takes some simple strategies. Call me if you want to learn how 905 466 5033 #realadvice #rebuildcredit A low score can keep you from getting a loan, a place to live or even a job

Expect tougher mortgage rules by November

Thinking of buying a new house or refinancing? Mortgage rules will be getting tougher soon. Let’s speak soon about your possibilities. The tougher mortgage rules means that for the average home buyer it will be harder to get a mortgage and rates may even start to rise.

What Canadians should do to increase their net worth

It’s all about putting your dollars out there and re-investing your returns. #moneysmart The Globe and Mail offers the most authoritative news in Canada, featuring national and international news

‘We ought to be somewhat nervous’ about bond prices, warns long-time Fed...

More signs of negative pressure on rates means mortgage rates likely staying lower longer #ratemovement The former head of the world’s most powerful bank fears that the U.S. is heading toward stagflation — a slow-growth economy coupled with high...

Instead of meddling with foreign demand, we should be freeing up urban...

Big demand and low supply...and the low interest rates are driving the house prices. Finding better ways to deliver affordable housing #keytopic So far, the discussion on housing affordability has primarily focused on demand-side issues

Silent Rooftop Wind Turbines Could Generate Half of a Household's Energy...

This could be in any households’ future: Small wind turbines scaled to the right size for residential and urban areas have so far lived in the shadows of their larger wind-farm-sized...

This real estate software startup might one day shake up the credit...

Love this...weed out bad tenants before they’re your tenants. Zora Computing Inc., aims to make finding good tenants easier, and less risky, for landlords, including by cutting rent default rates by nearly 50...

How tenants can pay your mortgage

Good advice regarding income properties and having a plan... Adding an apartment to your home or buying a second property can generate cash flow, but risks abound

A financial planner shares her personal system for managing money

Some great practical lessons on budgeting here... A few years ago, I put in place a 'Money Flow' system to help my family track our spending.

Want your business to be the top-listed Finance Company in Brampton?

Click here to claim your Sponsored Listing.

Videos (show all)

10,000 Reasons to get my help this year!




40 Queen Street West
Brampton, ON
Other Loans in Brampton (show all)
Colony Credit Solutions Colony Credit Solutions
300 Queen St E, Brampton
Brampton, L6V 1C2

At Colony Credit Solutions, we take pride in dispelling the myth that getting a car loan can be annoying and/or stressful.

Real Estate and Mortgage Real Estate and Mortgage
1300 Steeles Avenue East
Brampton, L6T1A2

Goldenstar Mortgages Goldenstar Mortgages
Brampton, L6T5K1

Whether you are learning about mortgage for the first time, investing in real properly, we believe that the best way to prepare you for your mortgage decis

Cash King Cash King
253 Queen Street East, Unit 4
Brampton, L6W2B8

We're the pioneers in the field of check cashing and loans. Lowest interest rate in the market! Quick, hassle free, and discreet!

Legendre Consulting Legendre Consulting
60 Lacoste Blvd Unit 211
Brampton, L6P 2K2

Mortgage agent - Dominion Lending Centres Streamline Mortgages #12750

DLC RK Mortgages DLC RK Mortgages
5 Cherry Crest Drive
Brampton, L6P 3W4

A team of certified Ontario Mortgage Brokers who work with the nation’s top lenders to find the ideal financing solution for you.

Mortgage Brokers of Canada Inc Mortgage Brokers of Canada Inc
7700 Hurontario St # 403A
Brampton, L6Y 4M3

Mortgage Brokers of Canada Ltd. is one of the GTA's leading mortgage brokerage firms offering unsurpassed mortgage funding services. We can speak English, French, Hindi, Punjabi, Spanish, Polish, Italian, Croation, Gujrati and Urdu

Brampton Mortgage Broker - Don Stoddart Brampton Mortgage Broker - Don Stoddart
40 Queen St. West
Brampton, L6X 1A1

Don Stoddart Mortgage Broker

Centum Gold Mortgages Inc. Centum Gold Mortgages Inc.
8 Strathearn Ave , Unit 8
Brampton, L6T 4L9

Purchase , Refinance or Equity Cash Out , We do It All

Truck Financing Truck Financing
1940 Steeles Ave East , Suite - 103
Brampton, L6T 1A7

Truck Financing - House of Truck & Trailer loans ,Heavy Equipment Leasing Loans ...Call us for complete range of loan solutions-18445711313 or 4167629696

Mario Pejic - Mortgage Planner # M08003345 Mario Pejic - Mortgage Planner # M08003345
40 Queen Street West
Brampton, L6X 1A1

Mortgage Planner #M08003345

Interstate Mortgages Interstate Mortgages
101 West Drive, Unit C & D
Brampton, L6T 2J6

Interstate Mortgages is a mortgage brokerage specializing in first and second residential mortgage placements.