UFS - Universal Financial Strategies Inc.

ONE-STOP shop of Financial Services like: Home, Auto, Life Insurance, Investments, RESPs, Real Estate, Mortgages, Immigration and Tax Services and More...

UFS - Universal Financial Strategies Inc. is managed by a team of financial services professionals with decades of experience and industry knowledge.

We are fully dedicated to the ongoing development of independent career professionals in the industry. We distribute Insurance, RESPs and Investment products through a network of independent financial advisors.

As a valued client of UFS, please take advantage of our affiliate partners in saving money on your Life, Home & Auto Insurance, RESPs, Real Estate & Mortgage needs.

We represent all the major Life Insurance companies along with the most reputeable RESP providers in the industry.

Our outstanding training from both experienced leaders and product partners will help you learn how to successfully apply proven strategies and solutions.

We offer excellent compensation from both personal production and by building and mentoring a team of competent and motivated agents.

We believe:
-success is an interdependent process
-our Client comes first
-integrity comes before profit
-in leading through standards of high performance
-in team work and having fun together

UFS - Universal Financial Strategies Inc.

tours.hitechvirtualtour.com

JUST LISTED.. JUST LISTED. JUST LISTED. JUST LISTED.
ANOTHER BEAUTIFUL DETACHED HOME..
WANLESS AND MCLAUGHLIN - BRAMPTON
FOR SALE.. FOR SALE.. FOR SALE.. FOR SALE..
4 BR + 1 BR FINISHED BASEMENT WITH SEP ENTRANCE
ALL BRICK - DETACHED - 41 FT LOT
HARDWOOD FLOOR ON 1ST, 2ND FLOOR, HALLWAY AND ALL THE BED ROOMS
OAK STAIR CASE
9 FT. CEILING ON MAIN FLOOR
GAS FIRE PLACE
CROWN MOLDING
CALIFORNIA SHUTTERS
C A/C
R/I C/VAC
FOR VIRTUAL TOUR CLICK THE LINK BELOW:
http://tours.hitechvirtualtour.com/766915
MUCH MORE ++++++++
FOR MORE DETAILS:
CALL: 416-999-5433
OR INBOX ME

tours.hitechvirtualtour.com

What exactly is an RRSP?
The RRSP is a dedicated retirement account with special tax advantages. RRSP contributions lower your taxes and the investments you hold grow tax-free until withdrawal.
DON'T WAIT TILL LAST MOMENT... CONTRIBUTE TODAY...

{{{{DEADLINE}}}}
To be eligible for deduction in the previous tax year, your RRSP contribution must be paid before the end of the first 60 days of the current year.
This year, the RRSP contribution deadline for the 2016 tax year is [[[[March 1st, 2017]]]]

{{{{MAXIMUM CONTRIBUTION}}}}
The annual contribution limit is 18% of your earned income for the previous year.
For 2016, the limit is $25,370.
{{{{RRSP LOAN IS AVIALABLE AT VERY LOW INTEREST RATE}}}}
For more information contact any UFS advisor in Ontario, Alberta and BC
ONTARIO:
Head Office: 905. 567.2345
Email: info@ufsfin.com
www.UFSFIN.com
BRITISH COLUMBIA:
Hardip Parmar -778.552.0720
Sandy Chatha - 604.374.4881
Amritpal Rai - 604.832.1094
ALBERTA:
N.S. Nijjar - 403.560.2000
Mandeep Dhesi - 403.613.4045
Balraj Grewal - 403.701.0182

SUPER VISA INSURANCE FOR PARENTS AND GRAND PARENTS...
Debating for "The Best and MOST Economical" SUPER VISA INSURANCE for your Parents and Grand Parents???
Click here: www.SuperVisaInsuranceForParents.com
Compare the price, if you like it "BUY RIGHTWAY-ONLINE" no need to go anywhere or call anyone..
You will get the confirmation and policy within a moment...
It’s SO SIMPLE and SO EASY..
For more information contact any UFS advisor in Ontario, Alberta and BC
ONTARIO:
Head Office: 905. 567.2345
Email: info@ufsfin.com
www.UFSFIN.com
BRITISH COLUMBIA:
Hardip Parmar -778.552.0720
Sandy Chatha - 604.374.4881
Amritpal Rai - 604.832.1094
ALBERTA:
N.S. Nijjar - 403.560.2000
Mandeep Dhesi - 403.613.4045
Balraj Grewal - 403.701.0182

Having trouble thinking of a meaningful “GIFT” for your NEW BORN BABY?
Give the gift that can make their dreams a reality.
Open an RESP (A Tax-sheltered Education Savings Account)
A LIFE TIME GIFT…A GIFT FOR LIFE
Save early… Earn more...
HAVE YOU FORGOTTEN TO CONTRIBUTE LAST YEAR!!!
NO PROBLEM!!
WE WILL GET YOU THE GOVT GRANT FOR LAST YEAR TOO...
For More Info:
ONTARIO:
Head Office: 905. 567.2345
Email: info@ufsfin.com
www.UFSFIN.com
BRITISH COLUMBIA:
Hardip Parmar -778.552.0720
Sandy Chatha - 604.374.4881
Amritpal Rai - 604.832.1094
ALBERTA:
N.S. Nijjar - 403.560.2000
Mandeep Dhesi - 403.613.4045
Balraj Grewal - 403.701.0182

• JOIN the WINNING TEAM "Team UFS"
Universal Financial Strategies Inc. “UFS Financial”
A Great Place to Work
• Giving Everyone an Equal Opportunity
One of the things that make us a Great Place to Work is that we give everyone an equal opportunity to be at their best and grow with us.
As a part of creating a Great Place to Work, we are bringing together a diverse group of team members with unique personalities, backgrounds, and experiences. Diversity brings new and innovative perspectives and skills, helping us serve our customers better. That’s why at UFS, we’re committed to providing each of our team members with equal opportunities. We believe in a simple concept “Treat everyone the way we’d like to be treated.”
• Our Commitment to You
The Best…. Professional training, compensation, working conditions, regardless of any of the following: race; gender; gender identity or expression; color; creed; religion; national origin; age, we provide
Because we hire the best people, we know and expect that you’ll always treat your fellow team members and clients with dignity and respect.
• Our Open Door Policy
We want to hear from you.
Your ideas, suggestions, comments or concerns are important to us.
We don’t want you to appreciate us all the time, we want you to let us know our deficiencies and the things you don’t like about us or the ways how can we improve our services, will appreciate it.
• Your TRUST & SATISFACTION is our Priority
• JOIN the WINNING TEAM "Team UFS"
For More Info:
ONTARIO:
Head Office: 905. 567.2345
Email: info@ufsfin.com
www.UFSFIN.com
www.FinancialSuperStore.ca
BRITISH COLUMBIA:
Hardip Parmar -778.552.0720
Sandy Chatha - 604.374.4881
Amritpal Rai - 604.832.1094
ALBERTA:
N.S. Nijjar - 403.560.2000
Mandeep Dhesi - 403.613.4045
Balraj Grewal - 403.701.0182

Home - Universal Financial Strategies

ufsfin.com

Start is NOT the Finish...
Don't Just Finish.. Finish STRONG..
Plan to START TODAY... So that YOU can Finish STRONG..
We are HIRING.. Life Insurance and RESP professionals in Alberta, BC and Ontario..
• Your TRUST & SATISFACTION is our Priority
• JOIN the WINNING TEAM "Team UFS"
For More Details..
ONTARIO
Head Office: 905. 567.2345
Email: info@ufsfin.com
www.UFSFIN.com
www.FinancialSuperStore.ca
BRITISH COLUMBIA
Hardip Parmar -778.552.0720
Sandy Chatha - 604.374.4881
Amritpal Rai - 604.832.1094
ALBERTA
N.S. Nijjar - 403.560.2000
Mandeep Dhesi - 403.613.4045
Balraj Grewal - 403.701.0182

ufsfin.com

RESP..RESP .. RESP .. RESP .. A GIFT FOR LIFE
Having trouble thinking of a meaningful “GIFT” for your NEW BORN BABY?
Give the gift that can make their dreams a reality.
Open an RESP (A Tax-sheltered Education Savings Account)
A LIFE TIME GIFT…A GIFT FOR LIFE
Save early… Earn more...
HAVE YOU FORGOTTEN TO CONTRIBUTE LAST YEAR!!!
NO PROBLEM!!
WE WILL GET YOU THE GOVT GRANT FOR LAST YEAR TOO...
For More Info:
ONTARIO:
Head Office: 905. 567.2345
Email: info@ufsfin.com
www.UFSFIN.com
BRITISH COLUMBIA:
Hardip Parmar -778.552.0720
Sandy Chatha - 604.374.4881
Amritpal Rai - 604.832.1094
ALBERTA:
N.S. Nijjar - 403.560.2000
Mandeep Dhesi - 403.613.4045
Balraj Grewal - 403.701.0182

SUPER VISA INSURANCE !! SUPER VISA INSURANCE !!
Debating for "The Best and MOST Economical" SUPER VISA INSURANCE for your Parents and Grand Parents???
Click here: www.SuperVisaInsuranceForParents.com
Compare the price, if you like it "BUY RIGHTWAY-ONLINE" no need to go anywhere or call anyone..
You will get the confirmation and policy within a moment...
It’s SO SIMPLE and SO EASY..
Any question:
ONTARIO:
Head Office: 905. 567.2345
Email: info@ufsfin.com
www.UFSFIN.com
www.SuperVisaInsuranceForParents.com
BRITISH COLUMBIA:
Hardip Parmar -778.552.0720
Sandy Chatha - 604.374.4881
Amritpal Rai - 604.832.1094
ALBERTA:
N.S. Nijjar - 403.560.2000
Mandeep Dhesi - 403.613.4045
Balraj Grewal - 403.701.0182

Looking for Part/Full-time Life Insurance & RESP Professionals
WELCOME TO THE GLORIOUS NEW YEAR "2017"
WE BELIEVE IN WORKING TOGETHER AND HAVING FUN...
At UFS – Universal Financial Strategies
Our agents involve you and your family as partners in your financial planning so that you can make informed decisions.

We provide families with high quality financial services by listening and responding to your unique needs in order to build a trusting relationship with you and your family.

The greatest benefit of being an Associate of UFS
• We are committed to exceeding your expectations.
• All Financial/Non-Financial services under one roof give you the opportunity to Cross Sell.
• We believe in team work and having fun together.
• ONE OF THE BEST COMMISSION PACKAGE FOR ALL THE ADVISORS ACROSS CANADA saves your time to shop around.
For more Information and to make an appointment to discuss THE OPPORTUNITY TO WORK TOGETHER AS A TEAM.
Email: info@UFSFIN.com
ONTARIO:
Phone: 1 (905) 567.2345
BRITISH COLUMBIA:
Hardip Parmar -778.552.0720
Sandy Chatha - 604.374.4881
Amritpal Rai - 604.832.1094
ALBERTA:
N.S. Nijjar - 403.560.2000
Mandeep Dhesi - 403.613.4045
Balraj Grewal - 403.701.0182

Jasminder Karwal | Associate Agency Director | Heritage Education Funds Inc.

heritageresp.com

ENTER FOR A CHANCE TO WIN.. WIN.. WIN.. 2 TRIPS TO ANYWHERE IN THE WORLD...
FOR MORE DETAILS ... CLICK THE LINK BELOW..
www.HeritageRESP.com/JasminderKarwal

heritageresp.com Jasminder Karwal is a Heritage Education Funds dealing representative serving the community in . At Heritage we speak your language. Jasminder speaks English, Punjabi, Hindi, Urdu Heritage Education Funds Inc. (Heritage) is one of the leading Canadian distributors of fixed-income Registered Educatio...

You don’t want your Little Dreamer to spend a decade (10 Years or more) getting rid of student loan debt.
Invest in a Heritage RESP so they can enter post-grad life with the engine humming!
Start Saving Today !!!!
Start Early.. Save More...
For More details or to Open an RESP Account for your Little Dreamer.. Call or Inbox Me..
www.HeritageRESP.com/JasminderKarwal


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Brampton, ON
L6X 1Y4

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