Financial Consultant with Investors Group Financial Services Inc. helping families and small business owners in creating and realizing their financial plans.
Life is rich and varied.
Your financial plan should be too.
I am an all-round financial services coach, backed by a team of specialists. I provide exceptional service to a limited number of families and small business owners. Our partnership helps them to reach their financial goals by taking a long-term holistic approach to success. My practice grows by helping those that clients care most about.
Over the past 20 years I have helped clients to: reduce their taxes, implement wealth management strategies, become debt-free sooner, create effective retirement and succession plans, and protect their future against unforeseen risks. Clients know I provide continuous, honest guidance to bullet-proof their ever-changing and unique financial situation.
My vision is to help improve clients’ financial well-being.
[11/23/17] I am proud to announce my successful completion of the Chartered Life Underwriter (CLU) designation. The CLU is Canada's premier wealth transfer and estate planning designation.
RESP tip: An RESP can be used for more than tuition, like rent and student fees. Contact me to learn more. https://t.co/Lsf7lart6m
investorsgroup.com With education costs steadily rising, it makes sense to start saving early for your children’s education. Ideally, you’ll have a Registered Education Savings Plan (RESP) that has received years of compounding growth and government grants by the time they’re done high school. But how much do you need...
[11/16/17] An RESP is often associated only with school tuition, but did you know you can use it for other education-related expenses? Rent or student fees, for example, can be covered by an RESP. Contact me to learn more. http://goo.gl/HYMH4U
Congratulations to Guy and Craig on the grand opening of their new venture in Collingwood.
Embrace change: here are 5 things your business needs to know about upcoming #CPP changes: #retirement https://t.co/TpFpNih9ai
investorsgroup.com Significant changes to the Canada Pension Plan come into effect in 2019. Start getting ready now.
[11/09/17] Watch: This recorded webinar will demonstrate how insurance as a financial tool can help you grow your wealth, increase your estate, and complement your existing portfolio. https://goo.gl/XkmYqd
Today the government backed away from measures relating to the conversion of income into capital gains. Learn more here: https://goo.gl/GZe1MU
New article covers important topics, like financial advice from your future self. https://t.co/UwhJ8VyOMP
investorsgroup.com 3 crucial savings tips you need to know about now.
[09/26/17] Change is coming. Here are five things your business needs to know about adjustments being made to the Canada Pension Plan in 2019. https://goo.gl/CA1mNe
Help your “boomerang kids” leave the nest without sacrificing your #retirement goals: https://t.co/SpcP7qV6yl
theglobeandmail.com The Globe and Mail offers the most authoritative news in Canada, featuring national and international news
[09/13/17] To help children who have returned to the nest without putting your own retirement at risk, balance is key, says Toronto Regional Director Sue Neal in an interview with The Globe and Mail: https://goo.gl/fJ7X4m
When deciding whether to #travel or #invest in a #cottage, consider your lifestyle & legacy:
goo.gl/48a7y7 The Globe and Mail offers the most authoritative news in Canada, featuring national and international news
Torn between investing in a cottage or embarking on annual family getaways?
Aurèle Courcelles, assistant vice-president of tax and estate planning, provides his take in the Globe and Mail:
The Registered Disability Savings Plan (RDSP) was established by the Government of Canada in an effort to support Canadians with exceptionalities. This valuable program could be beneficial to both you and your loved ones.
Find out more here: https://goo.gl/TB0WQc
We’re all different. So why do they give us all the same off-the-shelf financial advice?
Mortgages: One size doesn’t fit all. There are many options available, including your payment frequency. Try our mortgage calculator and make the right decision for your future. It could save you money on interest costs and make you mortgage-free sooner.
With so many changes in the financial industry, the government of Canada tells Canadians what to look for in a Financial Planner. Share with friends and family that may be looking for help.
canada.ca Where to find a financial advisor, how to find out if a financial advisor is registered or has been disciplined and learn how they are paid.
Many business owners dream of the day they hand down their business to their children, but is that always the best decision for them or you? Here are 5 points to consider: https://goo.gl/7cpjZV
Buying a home is both a milestone and a significant investment. If this is a #goal you are hoping to achieve in the near future, talk to an advisor about how you can leverage your savings and achieve your financial goals:
Cruise through The Netherlands, Germany, France and Switzerland! Introduce your advisor to your friends and family for a chance to win a Rhine river cruise to these scenic destinations. #TravelTuesday
Make unforgettable memories this summer celebrating Canada’s 150th in style. Enter the 2017 Thank You for the Introduction contest.
You could have the chance to see #NiagaraFalls up close and experience everything that the region has to offer (wine, anyone?).
Then, relax onboard the train to #Ottawa, where you’ll enjoy a two-night stay at Westin Hotels & Resorts.
Enter by April 30th for your chance to win. #TravelTuesday.
Do you have bonds in our investment account? They’re the conservative part of a balanced portfolio – but fixed income prices are about to do something they haven’t done in nearly 30 years: fall. Over the last three decades, bond prices have mostly risen as yields have dropped and that’s increased the value of our portfolios. But with yields now rising, which then causes bond prices to fall, investors should expect to see lower fixed income returns in 2017. In his market outlook, Jeff Singer, Investors Group’s chief investment officer, outlines why bond prices could fall this year. To find out more about where markets may be headed, check out the rest of our 2017 Market Outlook. https://goo.gl/q87JO0
An RRSP is a great start. But a sound retirement plan looks at all parts of your life.
Worth a watch
We may be a few weeks into 2017, but many questions still remain as to where markets could go this year. With President Trump now in power in the US, oil prices stabilizing and bond yields rising, there’s a lot to think about when it comes to our investments. In this 2017 Market Outlook report and video, Jeff Singer, Investors Group’s chief investment officer, looks at what may be in store in the months ahead. https://goo.gl/q87JO0
Role of CICEA: Educate, Provide Unique Tools & Resources, while creating both a Professional & Qualified Network to assist Executors.
email@example.com This is the "easy" button you have been looking for when it comes to planning your financial future.